I'm still in the US, and I'll be here for a while, as my job requires it. I'm interested in retiring somewhere inexpensive, but that will be a ways in the future. (At least 10-15 years.)
In the meantime, I've been talking to a Filipina online for about a month (still the very early stages,) from one of the dating sites (no, I'm not a beginner for watching out for romance scams, and that's not the question.) Our conversations are great, she's very intelligent, undeniably engaged whenever we're taking, fun and full of humor and jokes, her English is nearly perfect, and she's age appropriate for me (mid 40s vs my 50.) She has two children, and says she is actually fully anulled, not just separated, and that it took about five years. She works at a little family business, gets up with the sunrise every day (and starts texting me immediately) and spends 12-14 hours per day, except Sunday, handling customers. She is open to video chatting at any time, and, from our chats, it's clear that she gets about 3-5 customers per hour stopping by the store, as that's how many come in while we're chatting.. not a lot, with the covid restrictions, but enough to take care of her family, so they're not starving. She also shares household bills with her siblings, and lives in the back of the shop. They don't have a lot, but they make it work. As best as I can tell, she's sincere and up front about things, and she's absolutely willing to call out things where we disagree, and to have serious discussions, though most of our chats are light and fun, with little bits of new information gradually filling in the gaps, as we still learn more about each other. While she lists her work as boring, I always appreciate that she has a strong work ethic, to make sure the kids have food on the table.
She has expressed a big, enthusiastic YES to the possibility of moving to the US, with her kids, and I'm more than fine with kids (mine has grown up and moved on, and hers are school age, though the older will probably have graduated before we've gotten to the point of her coming here, in 2-3 years. My salary is good (six figures,) but my savings are not, given that I raided my retirement as a single dad to pay for a much more expensive college than I'd been saving for, for my kid.) Given that retirement in someplace like the Philippines is a better choice for me given my likely budget, I'll either work here until I die, or head off to live in a tropical paradise there, with a spouse, when it's time. So far, so good... And we're both aware that this is only the goal if we decide we're a good match, that it will take several years, no rush, though I do intend to come visit as soon as tourism opens back up there, and to bring her here after that, and to make sure we have ample opportunities to be together in person, before any bigger steps are taken.
However, we were having a discussion recently, and it turns out that she imagines coming here and bringing the kids and pets to just mean that she no longer has to work, ever again. I'm aware that most Filipinas send back $2-5 hundred per month to their families, and I'd never consider that an issue, and, arguably, if she didn't have kids, it wouldn't be a problem to support her, but with her kids and likely college costs, we'll be underwater within a couple of years, if I'm the only one bringing home a paycheck with all of the additional expenses. Yes, I recognize that she wouldn't earn a lot, but some contribution to the household would be a practical requirement while living in the US, even if it only covered part of the extra expenses and didn't go towards their college costs at all. The way she mentioned it, though, it was clear that she never considered any possibility of coming here and working, even though her kids are old enough that they don't need constant supervision, and will likely be in school most of the day, so it's not a childcare issue.
I'm thinking this is a cultural difference, and it may be a deal breaker solely from a financial security perspective, and I honestly feel terrible about that, but I don't see this working out unless she's going to be a partner in helping at least a little, even if that means having me set up a small business for her to run. I guess I'm okay with giving my life partner better opportunities, a good home in a decent neighborhood, family vacations, and a devoted family life, but my American side feels like I'd never move in with someone and expect to quit working entirely and let them pay for me and my kids, and that our quality of life would not be at the level I'd hoped, with an unemployed partner and two kids.
Maybe I just can't afford to do this. If this is the norm, I'll have to limit my search to only Filipinas with no kids, which is too bad, since I'm entirely open to adopting kids (I feel like I'm too old to have more of my own, but I'd be happy to be a step dad, and help more kids grow up with a good family and better opportunities than they might have otherwise.)
I haven't had the follow-up conversation with her about my concerns, because I wanted to get a better cultural perspective before I step into it. Is it considered a huge negative in the Philippines to be a dual income family? Would that make her seem less in the eyes of her family, if that was what was required to make ends meet while married and living in the US? I sincerely want this to work, but no matter how I look at the budget, I can't quite carry that much alone, indefinitely, and I don't want to waste her time if there's no long term outcome, here.
Thanks for any perspectives you can provide.