INTRODUCTION
I have posted much of this information in reply to several forum posts, but I think it might be helpful to have it one place.
Following Brexit (and the end of the Transition period i.e. from 1/1/21), British citizens now need to apply for a D visa (long term visa) in the Embassy of the Republic of Bulgaria in London (or your nearest Bulgarian Embassy if you are formally resident elsewhere).
Britons are able to travel visa-free to Bulgaria, so if you want, you can make a trip in order to obtain documentation to support your D visa application. But it should not be necessary.
The D visa is issued for 6 months (or 12 months, depending on the category of eligibility).
Once you have your D visa, you should travel to Bulgaria and then file your Residence application at your preferred office of the Migration Directorate (mvr.bg).
Given the current Covid and the current challenges in travelling, I have tried to clarify how you can obtain the required supporting documents without travelling to Bulgaria.
Currently, the Bulgarian Embassy is taking approximately 6 weeks to process your application.
Where I quote, it is from the Bulgarian Embassy's own guidance document.
http://www.bulgaria-embassy.org/wp-cont … D-VISA.pdf
GENERAL REQUIREMENTS (EASIER)
There are some general requirements which are relatively easy to provide:
1. A completed visa application form
"Visa application form"
2. Photo(s)
"Recent passport-size color photograph"
3. A current valid passport
"A regular foreign travel document. Copies of the pages of the foreign travel document with the personal information and the visas laid and/or copies of the permits for stay possessed."
4. Criminal background check
Britons will get this at the ACRO Criminal Records Office by ordering online.
"Persons who are over the age of 18, with the exception of the stateless persons, shall present a previous convictions certificate issued by the state whose citizens they are or by the state of their customary residence."
5. Supporting documents
"Original documents and two copies thereof substantiating the application for a long-stay visa under the Foreigners in the Republic of Bulgaria Act and the Regulation on its implementation, and of the financial resources possessed for subsistence and accommodation."
6. Visa fee (£89 in London)
GENERAL REQUIREMENTS (HARDER)
In addition, there are three general requirements which people find a little trickier.
7. PROOF OF ACCOMMODATION (notary act/deed for your property in BG, or a long-term rental contract for a property in BG)
"a home"
8. PROOF OF MEDICAL COVER (A private medical insurance to cover costs of healthcare, hospitalization, and repatriation at least 30,000 euros)
"health insurance"
9. PROOF OF FUNDS (Evidence of sufficient funds to support themselves while in Bulgaria, so that you will not require social assistance)
"sufficient subsistence means"
"In order to obtain long-stay permission the person should have a home, obligatory health insurance, sufficient subsistence means, without resorting to the social assistance system, amounting to at least the minimum monthly wage or the minimum pension according to Bulgarian law for the period of stay."
PROOF OF ACCOMMODATION
If you already have a property in Bulgaria, provide a copy of the notary act/deed. If you already rent a property in Bulgaria, provide a copy of the rental contract.
If you want to buy a property in Bulgaria, contact a property agent and choose one of their sales listing. This would be unusual, but it's possible. The agent will need your POA in order to purchase the property on your behalf. You will then get a notarized property deed / notary act in due course. (Might take a couple of months!)
If you want to rent a property in Bulgaria, contact a property agent and choose one of their rental listings, and ask them to provide a rental contract for you to sign. The cheapest rentals are around 150-250 euros per month. Usually, rental contracts are for a year. They don't need your POA, just your payment (security deposit, first month rent). You can sign the rental contract remotely (e-sign or sign/fax), and you can pay the agent to secure the appropriate declarations from the owner/landlord.
Otherwise, if you don't want to rent or buy, until you have obtained your D visa, then contact your attorney and ask him to provide an appropriate rental contract to include with your application. Your attorney will charge you approximately 500 euros for such a contract.
As you can imagine, this type of contract does not give you the right to live in the home... but it must be a real address, owned by a real person... and this person must sign the necessary declarations.
You must provide both the signed rental contract, and related declarations by the owner/landlord. Normally, both have been notarized. However, as long as the declarations are notarized, the rental contract does not have to be.
PROOF OF MEDICAL COVER
The wording is sufficiently general that you can obtain a satisfactory insurance from the UK or any EU country. However, I have not found one that is as as cheap as the Bulgarian one. And, it's already in Bulgarian, so you won't be asked to translate it. The usual way to satisfy this requirement is to purchase a MEDICAL INSURANCE FOR FOREIGNERS IN BULGARIA policy.
This can be obtained quickly from any Bulgarian insurance agent, and typically costs less than 100 euros.
Someone can obtain a policy on your behalf without needing a POA. The Embassy will accept a copy (scan / email) of the policy. Or you can have your agent send it to you in the UK.
PROOF OF FUNDS
Bulgarian minimum salary is 610 leva/month. Minimum pension is 250 leva/month. For a 6 months visa, the minimum would therefore be 1,500 leva (750 euros) based on pension, or 3,700 leva (1850 euros) based on salary. For a whole year, double this.
I recommend that you show your UK savings account with more than this, if possible. Most retirees are planning to buy a house in Bulgaria for cash, so usually they can show £20,000 to £100,000 in savings. If you have it, provide a bank statement as evidence.
The guidance notes are clear that what is required is proof of funds sufficient to show that you can live by your means without needing any social assistance during your time in Bulgaria. It does not specify that these funds should already be in Bulgaria.
Indeed, most retirees do not want to transfer large sums of money, or start paying their pension to a foreign country, until they've been granted permission to stay. Similarly, they don't want to buy their new house until they've been granted residence.
Recently, Residence applications have been accepted with a copy of a debit/credit card, and a notarized declaration that you have the means to support yourself. So you should add your debit/credit card too.
SPECIFIC REQUIREMENTS
There are a number of categories which justify a D visa.
The easiest is as a Retiree/Pensioner.
Other examples include Student, and Trade Representative Office (TRO) of a non-Bulgarian company.
As a retiree, you need to provide proof of your pension, a certificate of entitlement or similar. This could be from the UK government (for a state pension) or from a private company (if you have a company pension).
"Are entitled to pension pursuant to the legislation of the Republic of Bulgaria, of their home country or another country and have sufficient means of support for their stay in the country."
The key is to demonstrate entitlement, not to prove where you will send it once your Residence is approved.
POWER OF ATTORNEY (POA) FOR BULGARIA
You will need a POA drafted by your Bulgarian attorney, normally in both Bulgarian and English. He can email it to you, and you can print it in the UK.
It must be notarized before you send it back to Bulgaria. You have two options:
(i) Make an appointment at the Bulgarian Embassy and get it notarized by them. This is equivalent to a Bulgarian notary, so you can now send it directly to your attorney.
(ii) If you prefer, you can notarize the document at your local UK notary. However, this document now needs to be "legalized" at the Legalization Office of the Foreign and Commonwealth Office (FCO) in London. Many notaries will have a service they use for this, so they can send the document to their agent, and, after it legalized, the agent can send it directly to your attorney in Bulgaria (or back to you). You can also find legalization agents online.