Alternative to MagicJack--Need to receive SMS

Any ideas? I need an Alternative specifically because MagicJack can't receive SMS messages from, say a bank. Sometimes not even from online shopping sites. What do you use and what do you pay each month? Thanks in advance

@twomoonmusic


I use Skype with a SkypeIn number (many different countries) this typically supports calls and messages, so I can usually use it for bank accounts and so on. But it's not perfect, and some providers check if a number is a real number vs a VOIP number, and won't allow it.

@gwynj   Interesting. You use that on your phone, I assume. I have an old Skype account. I should check that out. I am looking for something that always works, but we'll see. Thanks.