The owner is not ready to give inclusive but only exclusive but we won't be able to take EWA in our name as it's owner's name plus he will not give his cpr copy adress in case we need for the future .If the owner doesn't give his cpr adress I don't think I can apply insurance for my medical or apply visit visa for my mom or transfer visa in case we need .could you please give advice are all these possible if the owner refuse to give his cpr address copy . Do we need owner's CPR copy for all these .Thanks