Moab762
American looking for information about Philippines
Forum posts
38
About me
American
Registration: 19 April 2025
Activity
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@vehicross100 Hi, the most effective way is not to send a foreign currency to the BDO account but PHP. So, instead of 1000 USD you transfer 60000 PHP and the receiver gets exactly 60000 PHP. This avoids fees and taxes in the Philippines. The reason ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@Moab762 To Clarify, I use WF for the US and BDO here. I do not need to use Wise as a bank, i’m just using them to transfer $ from there to here. Like a WU transfer. I Simply set up a transfer from my WF directly into BDO via Wise. I ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@vehicross100 From my US CU to Wise I can do $1000 instantly. But can not do $2000 instantly. That jumps to like 4 or 7 days iirc. Transferring money from Wise to gfs local PH bank account is instant. But have not tried large amounts. Read More
Cutting the cord by Enzyte Bob
Having used PLDT, Sky & Converge for internet, I've cut the cord. All three of those services were good at he beginning. But when problems happened, poor customer service, weeks without internet.I became fed up.So my son bought me a "DITO Home" ...
Your best bet (if it's offered in your area) is fiber optic. It does not require power to transmit internet across the fiber optic. You do need to power your fiber box receiver and wireless router if you are not hardwired to the fiber internet. I ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@Enzyte Bob That's basically what I do. Keep my two investment accounts and CU in the US. And any money I need for here in my Wise account. But I will now add the Phillipines bank account so I can get cash for free and a managers check if necessary. Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@vehicross100 So your transferring from Wells Fargo, to Wise, so you can transfer from Wise into your Phillipine bank account?That may be a limitation from Wells Fargo(?). But honestly once it's in your Wise (other than getting cash from an ATM and ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@vehicross100 I'm not sure I understand your process. My use cases is simply transferring money from my US CU into my Wise account so I have a card that works everywhere here. It does it instantly. But I'm pretty sure it wasn't that way in the first ... Read More
Managing meals in the Philippines by Cheryl
Hello everyone, Managing meals day-to-day can sometimes be a real mental challenge, even more so when you land in a new environment, with different schedules, habits or ingredients. How do you manage your meal routine as an expat in the ...
I'm spoiled. My filapina gf is an excellent cook. We have a wet market at the fish dock close by. We buy alit if fish, vegetables and fruit. We buy our beef at the grocery store and vegetables and fruit as well. She eats a lot of rice. I do not. I ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
I assume with a Phillipine bank account you can use their debit card at their atms without a fee?I can't get Gcash like I said. I have a goatee. Lol!But I also don't pay my utilities directly. Our landlord does. We just send one payment to them. ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@danfinnI don't understand the advantage of using Gcash or Maya over Wise anywhere in the Phillipines? Transfers from my US CU are instant. Transfers to my GFs local account are instant. I couldn't get Gcash because my goatee registers as a mask ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@danfinn I had the same problem with Plaid and my CU. I discovered after multiple customer service calls. That my phone number was entered into the incorrect field. I think it was in the Home field and not the Cellphone field or something simple ... Read More
WISE Pilipinas by danfinn
I think this is relatively new. The WISE let's you register with a Philippine address and phone number. I had been a WISE USA customer and recently changed my WISE to a Philippine address. Doing that, they cancelled my USA VISA debit card and ...
@danfinn For sure. I see referrals in FB groups all the time. Alot clearly don't understand the difference. And often go with Gcash just because that's what the locals use. My gf included. Alot of locals don't seem to heavily evaluate things when ... Read More
WISE Pilipinas by danfinn
I think this is relatively new. The WISE let's you register with a Philippine address and phone number. I had been a WISE USA customer and recently changed my WISE to a Philippine address. Doing that, they cancelled my USA VISA debit card and ...
Wise's moves into crypto:"The crypto/stablecoin move (October 2025)Wise, which has historically been very cautious (and even restrictive) about cryptocurrency, made its first clear signal of entering the space.They posted a job for a Digital Assets ... Read More
WISE Pilipinas by danfinn
I think this is relatively new. The WISE let's you register with a Philippine address and phone number. I had been a WISE USA customer and recently changed my WISE to a Philippine address. Doing that, they cancelled my USA VISA debit card and ...
Wise has had some major US SEC filings iirc. They are well backed and taking over various segments of the financial market. They are not a Gcash or even Maya. They are a legitimate global company. Not just in the Phillipines. "Wise (formerly ... Read More
WISE Pilipinas by danfinn
I think this is relatively new. The WISE let's you register with a Philippine address and phone number. I had been a WISE USA customer and recently changed my WISE to a Philippine address. Doing that, they cancelled my USA VISA debit card and ...
@danfinn Maya was very easy. I think I signed up at a mall kiosk or online not sure. Just never used it as Wise worked so well. Never got an actual card tho. Not sure why. Read More