BRBC
American expat in Brazil
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Registration: 02 May 2022
What cities have the best standards of living in Santa Catarina? by john8670
I've narrowed down a few choices to:BlumenauJaragua Do SulJoinville CuritibaPomerode Balneário Camboriú FlorianopolisIf anyone knows anyone who lives in any of these cities, has lived in any of these cities or has visited these cities ...
I have not been there actually. From what I've heard, it gets *very* hot. Otherwise it seems charming.. seems to have lots to do. obviously it's very influenced by German culture, and architecture in areas. Read More
What cities have the best standards of living in Santa Catarina? by john8670
I've narrowed down a few choices to:BlumenauJaragua Do SulJoinville CuritibaPomerode Balneário Camboriú FlorianopolisIf anyone knows anyone who lives in any of these cities, has lived in any of these cities or has visited these cities ...
@BRBC Why did you choose BC over other towns in the area? -@jasonlovesdogsTo be honest, we came here and fell in love. We ended up getting, what we believed to be, a great deal on a place to live, and that was that. If I were to break it ... Read More
How can a retired California expat avoid state taxes by Robert60
Soon I'll be leaving California retiring to Brazil and want to stop paying state taxes. Is the only way to do so is cutting all ties to the state and establishing a domicile in a tax free state which is time consuming? Robert
It seems the best way is the most time consuming. To establish residence in a different state you'll likely need to move out of CA for 183 days, establish a new home, mailing address, get a new drivers license, register to vote, etc. in a new ... Read More
SANTA CATARINA BRAZIL by markjimenez
Hi first time on this. I am looking for more information about Santa Catarina. Looking to buy a retirement property within the next 5 years. My wife is from Brazil but unfortunately she doesn't have any family/friends in Santa Catarina. We visited ...
real estate is slightly more expensive, but there is otherwise no major cost of living difference in BC as compared to anywhere else on the SC coast. Read More
SANTA CATARINA BRAZIL by markjimenez
Hi first time on this. I am looking for more information about Santa Catarina. Looking to buy a retirement property within the next 5 years. My wife is from Brazil but unfortunately she doesn't have any family/friends in Santa Catarina. We visited ...
@BRBC thank you for the great info. Is Mariscal worth looking at ? I am aware its close by. Also are there other areas that are similar to Bombinhas. Thanks again. Have a great day. Mark -@markjimenezMariscal is a neighborhood in ... Read More
SANTA CATARINA BRAZIL by markjimenez
Hi first time on this. I am looking for more information about Santa Catarina. Looking to buy a retirement property within the next 5 years. My wife is from Brazil but unfortunately she doesn't have any family/friends in Santa Catarina. We visited ...
I have lived in both places. I think you've narrowed down to two very good choices.In Bombinhas you want to be in Centro/Bombinhas or Bombas. I would not suggest canto grande but that's my personal opinion (not much going on there..). In BC you ... Read More
Foreclosure tax deals? by antonioggriffin
A couple months ago I combed through some government websites, and wondered if Brazil has any foreclosure deals?
I have never participated in a property auction, but I have read about them. Here's an example:https://g1.globo.com/economia/noticia/2024/03/27/leiloes-do-banco-do-brasil-tem-imoveis-a-partir-de-r-133-mil-em-varias-cidades-pelo-brasil.ghtml Read More
New rules to buy and sell real estate in Brazil by Peter Itamaraca
From now on, ALL buyers AND sellers of real estate must provide the Notary with a birth certificate or marriage certificate issued within the last 30 days, when registering a contract or escritura.The reason is a little complicated for foreigners to ...
@Peter ItamaracaBy chance, do you have a link to any article referncing the law or ruling? I was at a cartorio yesterday filing a sales contract any no one mentioned anything about such a requirement.Thanks. Read More
What cities have the best standards of living in Santa Catarina? by john8670
I've narrowed down a few choices to:BlumenauJaragua Do SulJoinville CuritibaPomerode Balneário Camboriú FlorianopolisIf anyone knows anyone who lives in any of these cities, has lived in any of these cities or has visited these cities ...
Some items to add.. Floripa will have a better airport. The BC airport is NVT and it only has direct flights to Rio and Sao Paulo, so almost every flight will be a connection. That said I believe they're adding a direct flight to Buenos ... Read More
What cities have the best standards of living in Santa Catarina? by john8670
I've narrowed down a few choices to:BlumenauJaragua Do SulJoinville CuritibaPomerode Balneário Camboriú FlorianopolisIf anyone knows anyone who lives in any of these cities, has lived in any of these cities or has visited these cities ...
@jasonlovesdogsThe temperature should be almost exactly the same. Its a 90 minute drive between the cities, so we're not talking about a significant enough difference that average climate would be ... Read More
What cities have the best standards of living in Santa Catarina? by john8670
I've narrowed down a few choices to:BlumenauJaragua Do SulJoinville CuritibaPomerode Balneário Camboriú FlorianopolisIf anyone knows anyone who lives in any of these cities, has lived in any of these cities or has visited these cities ...
@oluomoadebayoUnfortunately I don't have school aged children, so I wouldn't be able to say for certain. I just googled "balneario camboriu escolas" and a lot of results had good google reviews. That may be a place to start researching.. Sorry I ... Read More
What cities have the best standards of living in Santa Catarina? by john8670
I've narrowed down a few choices to:BlumenauJaragua Do SulJoinville CuritibaPomerode Balneário Camboriú FlorianopolisIf anyone knows anyone who lives in any of these cities, has lived in any of these cities or has visited these cities ...
@drnelsonsantosdcSorry I missed your question. Unfortunately I can't say which city is best. BC has a population of only 150k people year round. A quick google search on Floripa shows about 500k, but that was 2020 data. So based on that Floripa ... Read More
Best beach town in Bahia for future investment? by APATINAGE
Hi guys i am looking to buy something in a condominium in one of the beautiful beach towns in Bahia .. i already have an apartment that i bought in Vitoria Espírito Santo but looking to build a home in a more tropical beach setting i have ...
@sprealestatebrokerI will share my anecdotal data points related to listing vs. selling prices. I'm sure you have much more info to offer, and I would be interested to know what you've seen.I have bought two properties in Brazil and sold one.I have ... Read More
What do you Wish you Knew Before Moving to Brazil by john8670
Looking back, what do you wish you had known before moving to Brazil, and what advice would you give to expats considering making the move?
Looking back, what do you wish you had known before moving to Brazil, and what advice would you give to expats considering making the move? -@john8670Fluent Portuguese... I speak broken Portuguese. Enough to get around just fine, but it ... Read More
Best beach town in Bahia for future investment? by APATINAGE
Hi guys i am looking to buy something in a condominium in one of the beautiful beach towns in Bahia .. i already have an apartment that i bought in Vitoria Espírito Santo but looking to build a home in a more tropical beach setting i have ...
@sprealestatebroker"-@BRBCFIPE Zap does not cover these remote locales. It's mostly large metro areas. And their numbers are not thaty great, highly eschewed. "Do you know of a better alternative? Read More
Vitem IX: FP appointment - what docs - translated - apostille by headshot
Hello all,I have applied for the Visa via real estate investment. The Brazilian consulate in Los Angeles (USA) has granted me the temporary visa affixed to my passport. I will be back in Brazil in one month and going to the FP.Does anyone have a ...
I'm no expert in this area but a search turned up this page about the Vitem IX visa:https://www.gov.br/mre/pt-br/embaixada-manila/embassy-of-brazil-in-manila/consular-services/investment-visa-2013-vitem-ixIt says:"A) General rules and ... Read More
Best beach town in Bahia for future investment? by APATINAGE
Hi guys i am looking to buy something in a condominium in one of the beautiful beach towns in Bahia .. i already have an apartment that i bought in Vitoria Espírito Santo but looking to build a home in a more tropical beach setting i have ...
I don't know much about the area personally, however you may want to begin your research with the FipeZap index. They publish monthly reports on property price appreciation, average price per SqM, etc., for major cities all over Brazil.Here are the ... Read More
Forgot the prices of things in brazil by Canforbra
I am an archeologist by trade but worked in a butcher shop in canada for a number of months as I missed the season. I went to the butcher shop here in sao paulo for some chicken breasts as I find them fresher at the butchers. What would cost 15 ...
All cows eat grasses, do they not? Or is there a species I am not aware of that eats, for example, fish? Is it not more a matter of how they are looked after, allowed to roam, etc? -@Peter ItamaracaNo, not all cows eat grass, that's why ... Read More
Brazil's tax on worldwide Income by dyantyi28
Hi AllI saw the following on the net and need some clarification please “Residents of Brazil are taxed on their worldwide income, and non-residents are taxed exclusively at source on their Brazilian-sourced income”I will be registering ...
For what its worth, I don't do my annual filing myself either. Read More
Brazil's tax on worldwide Income by dyantyi28
Hi AllI saw the following on the net and need some clarification please “Residents of Brazil are taxed on their worldwide income, and non-residents are taxed exclusively at source on their Brazilian-sourced income”I will be registering ...
(Apologies in advance that I can't seem to find a better suited thread for this question) I own a apartment in SP and will be moving to Brazil full time in the relatively near future...most likely on a retirement visa. Will there be any hope of ... Read More
Forgot the prices of things in brazil by Canforbra
I am an archeologist by trade but worked in a butcher shop in canada for a number of months as I missed the season. I went to the butcher shop here in sao paulo for some chicken breasts as I find them fresher at the butchers. What would cost 15 ...
You are forgetting the fact you can't find decent quality cuts at that rate in Brazil. The good stuff gets exported to the fat rich folks up north. There's a reason why one of the 4-5 meat conglomerates in the USA is the all time hated ... Read More
Large money transfer to Brazil. What will happen? by Wout
Hi everyone.I am investing a substantial part of my funds in crypto currencies, and I intend to take the profits by the end of 2025. My fiancé (we are getting married this year) is Brazilian and I want to move my crypto assets to her ...
@Wout"Evasion and avoidance are not the same thing, although banks like to confuse those terms."Yes I used 'evasion' intentionally. I'm not passing judgement though but I would be surprised if that works out to be legal. A Belgium tax attorney is ... Read More
Large money transfer to Brazil. What will happen? by Wout
Hi everyone.I am investing a substantial part of my funds in crypto currencies, and I intend to take the profits by the end of 2025. My fiancé (we are getting married this year) is Brazilian and I want to move my crypto assets to her ...
@WoutHello,I'll first suggest you speak with a tax professional in Brazil, and frankly in Belgium too. I did a bit of research, and from what I can tell you'll almost certainly be evading some taxes in Belgium, however the taxes in Brazil could end ... Read More
Brazilian bank account for expats by Kurterino
I’ve done a search on the topic and was surprised that nothing turned up, so here’s the question: which bank do you recommend for an expat? Meaning it should be easy and cheap to transfer money from a foreign bank account to it, equally ...
Thanks so much! The better question is what am i missing!Wow, i would love to transfer funds while only paying what you pay! Is there a dollar limit or some other restrictions? Love how you circumvented the wire fees on both ends! ... Read More
Cost of living in Brazil in 2024 by Cheryl
Hello everyone, As every year, we invite you to share your experience regarding the cost of living in Brazil, and if possible, in the specific region or city where you live. This will help members who are planning to relocate in Brazil. Here ...
I've kept pretty detailed averages, in various categories. We're a two person household, with frequent visitors. So we likely average 3 people over the course of the year.FoodGroceries average R$2,800 month. That includes hygiene, cleaning ... Read More
Brazil's tax on worldwide Income by dyantyi28
Hi AllI saw the following on the net and need some clarification please “Residents of Brazil are taxed on their worldwide income, and non-residents are taxed exclusively at source on their Brazilian-sourced income”I will be registering ...
You may have a point..That said, two other criteria which qualify one as a tax resident are staying in the country over 183 days in a 12 month period and residing in Brazil permanently. So if you have a visa with an indeterminate length of stay, ... Read More
Brazil's tax on worldwide Income by dyantyi28
Hi AllI saw the following on the net and need some clarification please “Residents of Brazil are taxed on their worldwide income, and non-residents are taxed exclusively at source on their Brazilian-sourced income”I will be registering ...
By way of illustration, imagine this scenario: you have a bank account in the US with $6000 in it.$1000 came from savings from previous employment, US tax paid.$1000 came from a recent pension payment, US tax paid.$1000 came from ... Read More
Brazil's tax on worldwide Income by dyantyi28
Hi AllI saw the following on the net and need some clarification please “Residents of Brazil are taxed on their worldwide income, and non-residents are taxed exclusively at source on their Brazilian-sourced income”I will be registering ...
One thing I would like to point out, the key is whether or not you are considered a tax resident. People get confused with definitions of residency. My understanding is that there is no longer such a thing as a permanent resident ... Read More
Brazil's tax on worldwide Income by dyantyi28
Hi AllI saw the following on the net and need some clarification please “Residents of Brazil are taxed on their worldwide income, and non-residents are taxed exclusively at source on their Brazilian-sourced income”I will be registering ...
@dyantyi28Hello,Yes once you're a permanent resident you're also a tax resident of Brazil. Your world wide income will be subject to tax. If you don't plan to actually reside in Brazil you may want to hold off. As Abthree said, you likely want to ... Read More
Sending Money from USA to Brazil by roy_usa_2023
Hello,1) For folks from USA citizens, if you are sending money to a significant other in Brazil as an American citizen in a large amount over 20,000 USD is there a suggested way to send this money - by Wize or bank transfer or Western Union or ...
There are a few reasons you can send money to Brazil:https://wise.com/help/articles/2655506/sending-large-transfers-to-brazilAccording to that link they are:Maintenance of residents: You are sending BRL to support your family members who are ... Read More
Simple Question - Are US Social Security funds taxed in Brazil? by bepmoht
I searched the forum for this but only found a post which was discussing pension disbursements. I’d like to know only about my monthly social security deposit I get from Uncle Sam. Are these monies taxable or not in Brazil?Thanks in ...
Yes, the SS income should be taxable in Brazil. There is a totalization agreement covering the taxing of state pension contributions between the US and Brazil, which helps to ensure a Brazilian working in the US or US citizen working in Brazil ... Read More
Hot Money & BRL by alan279
Is a hot money strategy viable today with the BRL? Asking for a friend.
This is a legitimate trading strategy. At the investment bank level its called a carry trade, and it usually done with money borrowed in one currency at a low interest rate, then lent in another currency offering a higher interest rate. The risk is ... Read More
Tax on rental properties and dividends by antonioggriffin
A possible scenario.What would an expat options be if:Visitar visaNon residentSingleHas rental propertiesDividends from stocks**Advice welcome also from non tax advisors**🙂
Assuming that all assets outside Brazil are already in good shape according to applicable laws (wills, estate planning, etc.), is it the better approach here to keep things separate based on asset location? Although there are different laws ... Read More
Setting up a small business by Canforbra
Does anyone know about setting up a small business in brazil.I am in the process of getting my residency for brazil through marriage. I have set up an online business in canada for added revenue while in brazil. I am looking into a MEI so I can keep ...
@CanforbraHello,The youtube channel "Our Brazilian Life" has several videos on the topic. This one may be most fitting:https://youtu.be/3_Fvs0BE48Y?feature=shared Read More
Tax on rental properties and dividends by antonioggriffin
A possible scenario.What would an expat options be if:Visitar visaNon residentSingleHas rental propertiesDividends from stocks**Advice welcome also from non tax advisors**🙂
You may want to be a bit cautious about owning foreign assets in a foreign corporation. The US recognizes something called a Passive Foreign Investment Company:https://www.investopedia.com/terms/p/pfic.aspAs far as wealth transfer goes, the rules ... Read More
Tax on rental properties and dividends by antonioggriffin
A possible scenario.What would an expat options be if:Visitar visaNon residentSingleHas rental propertiesDividends from stocks**Advice welcome also from non tax advisors**🙂
IMHO, this is a huge tax break. -@Pablo888You could argue that point either way. The counter point is that the corporation has paid tax on it's profits, and the dividend is a distribution of those profits, so taxing the dividend recipient (who ... Read More
Tax on rental properties and dividends by antonioggriffin
A possible scenario.What would an expat options be if:Visitar visaNon residentSingleHas rental propertiesDividends from stocks**Advice welcome also from non tax advisors**🙂
Non-ResidentRental property income: 15% - note this is paid via Carne Leao, which is a manual process, so you would need to 'make' the payment.Dividends: 0% (dividends are not taxed in Brazil)JCP (which is like a dividend): 15% - this is deducted ... Read More
Tax home and temp work in US by rnbtg
Does anyone have experience with temporary work in the US (3mo) while being a permanent resident of Brazil? As I understand it my tax home is Brazil, but I don’t want to run into any trouble with reimbursement for travel reimbursements for ...
Oh sorry; well if your job in the US reimburses you for travel, you'll have to ask them what they'll reimburse you for. It's up to the company to set a travel expense reimbursement policy.I work for a US company, and the one time I traveled back for ... Read More
Tax home and temp work in US by rnbtg
Does anyone have experience with temporary work in the US (3mo) while being a permanent resident of Brazil? As I understand it my tax home is Brazil, but I don’t want to run into any trouble with reimbursement for travel reimbursements for ...
I'm assuming you're working in the US for a US company and will be residing in the US for the 3 months. Also you state your a tax resident of Brazil. I'm also not a tax professional so take everything herein with a grain of salt.Under these ... Read More
Cost of living in Brazil 2023 by Pablo888
Not sure whether there is thread on this as there should be a lot to say about that...For expats who are deciding to move, there are several considerations:Rent vs buyExpensesIncome and how to treat thoseWhat to keep in reserve for emergenciesAnd ...
I have had a great expirience with SUS. We have Unimed now. My wife prefers to have coverage. I'm 43 and she is 45 and the cost for the two of us is 1725/month.With respect to SUS, here is an account of the most major situation I had treated by ... Read More
Cost of living in Brazil 2023 by Pablo888
Not sure whether there is thread on this as there should be a lot to say about that...For expats who are deciding to move, there are several considerations:Rent vs buyExpensesIncome and how to treat thoseWhat to keep in reserve for emergenciesAnd ...
@mberiganHello,Here's the email I received. I have not called them to switch over yet, but yes I believe most of the USA catalog is available based on the sentence I bolded:"We have noticed you have an Audible.com subscription. We have amazing news ... Read More
Cost of living in Brazil 2023 by Pablo888
Not sure whether there is thread on this as there should be a lot to say about that...For expats who are deciding to move, there are several considerations:Rent vs buyExpensesIncome and how to treat thoseWhat to keep in reserve for emergenciesAnd ...
I used to live in Austin TX, and now live in Balneario Camboriu, SC. I would guess most people would think BC is a higher cost of living area in Brazil.I have found my cost of living is far lower. Some things are directly less expensive, such as ... Read More
Receiving money from Brazil by bechela31
Hello everyone, A friend wanted to send me money from Brazil via pix.how do I get it?
I have used Wise to transfer from BRL to USD. It took about 1 business day. According to Wise's website they do support BRL->KES transfers. https://wise.com/us/send-money/send-money-to-kenyaYour friend will be able to transfer money to Wise ... Read More
Real estate funds by glimpser
I am wondering if it would be safer to invest (if feasible) in real estate funds instead of investin directly in real estate.And would it be true that dividends from real estate funds would be tax free in Brazil? (I heard this one in a Telegram ...
Dividends are not taxed in Brazil currently. That said, there is a tax reform proposal making its way through government which may change that. This is separate, but related; capital gains from the sale of stocks, under R$20,000 per month, are ... Read More
Adapting to the pace of life in Brazil by Cheryl
Hello everyone, When you move to Brazil, you may find that the pace of life is different from what you're used to. Shop opening times, working hours, sleep cycles and variations in sunlight can all have an effect on your life in Brazil as an ...
Boston area in New England, and Austin area in Texas. Read More
Adapting to the pace of life in Brazil by Cheryl
Hello everyone, When you move to Brazil, you may find that the pace of life is different from what you're used to. Shop opening times, working hours, sleep cycles and variations in sunlight can all have an effect on your life in Brazil as an ...
When I moved to Brazil, my pace of life changed dramatically but for mostly indirect reasons. I began working remotely, and on a different schedule. I work for the same company I did in the US but as a result of my location I no longer go into the ... Read More
Square footage of apartments in Brasil by 01jsr01
I am about to purchase a pre-construction apartment in Villa Velha, in the state of Espirito Santo. I have been told that the typical apartment will be between 55 and 85 meters. Am I correct in guessing that I am looking at somewhere between 220 and ...
Each square meter is 10.7639 square feet. One thing to keep in mind is the square meterage advertised for an apartment may account for areas that are not part of the private residence directly. For example, the area of a deeded parking space may ... Read More
Medical diagnostic tests costs Brasil? by ExpatUSATravels
Anyone know of a website that gives average prices of various tests in Brasil such as EKG and others?Thanks.
I was recently doing some research on self insuring vs purchasing health insurance. I came across these links. I'm not sure how valid the information is, and some are older than ... Read More
Secure your financial assets as an expat in Brazil by Cheryl
Hello everyone, As we navigate the exciting world of living and working in Brazil, it's essential to make informed decisions about our financial future. We’d love to hear about the different investment options available for expats: how ...
@sprealestatebroker That's great insight.Just curious, what have you seen for yields in different areas? In terms of property attributes, what attributes make difference which attract consistent renters paying good rents? (location near a ... Read More
Best beach town for young expat to live in long term by freshbatchoflean
Want to stay near a beach with a good atmosphere friendly people and other people around ages 21-35. Looking for some cities I want to visit on my next trip to Brazil in a couple months
Do you have more detail of what you may be looking for? Some safe beach cities with decent nightlife include Florianopolis and Balneario Camboriu as well as some other coastal cities in Santa Catarina. I'm sure there are many others. Read More
Secure your financial assets as an expat in Brazil by Cheryl
Hello everyone, As we navigate the exciting world of living and working in Brazil, it's essential to make informed decisions about our financial future. We’d love to hear about the different investment options available for expats: how ...
I earn in USD and spend in BRL, therefore exchange rate fluctuation is a big risk for me, as is likely for many others here. I did not want to face the possibility of a reduction in my spending power if the USD/BRL exchange rate becomes ... Read More
Dollar holdings by dt1380
Hi, would be interested to hear opinion regarding future dollar value ...there's much talk about a move away from the dollar and therefore a likely drop in returns for any dollar holdings ...Wise, for example enables multi currency holdings .
Also, it's not so much that the real is really getting stronger, it's that the dollar is becoming weaker, based upon inflation and interest rate hikes. Also, people keep predicting a US recession, which still hasn't happened, and the Fed just ... Read More
Dollar holdings by dt1380
Hi, would be interested to hear opinion regarding future dollar value ...there's much talk about a move away from the dollar and therefore a likely drop in returns for any dollar holdings ...Wise, for example enables multi currency holdings .
I don't have a strong opinion on the future value of the Real. If I were to guess, it will continue to trend slightly higher this year, and who knows thereafter. A lot depends on interest rates in the US vs those in Brazil, the perceived country ... Read More
Documents and formalities regarding employment by GuestPoster29107
Can someone please tell me what I would need from an employer who may employ me as a remote employer? What do I need to get together regarding employment, myself, or from employer/hr specifically to prepare to reside in brazil for a period of time, ...
@Justinluvwmylady Hello,I work for a US employer and am located in Brazil. My US employer employs me as a US employee. They're not registered in Brazil or anything like that. I just work remotely.As a permanent resident, I am a tax resident of ... Read More
Brazil Healthcare coverage for visa purpose. by nicholsharvey
What local Brazil health insurance company can I get a policy to coverage me for my retitement visa requirement?
It was a new requirement the consulate in Houston TX had imposed. My brother in law ran into the same requirement in the Boston MA consulate at the end of 2022. I still don't see it ... Read More
Brazil Healthcare coverage for visa purpose. by nicholsharvey
What local Brazil health insurance company can I get a policy to coverage me for my retitement visa requirement?
For my VITEM XI visa, I purchased 1 year of coverage from Aetna International. Specifically their Aetna Pioneer 1750 plan. I was applying for the visa from the US. That was in late 2021. Read More
Limitations on money transfers by 56tbourne
While reading though these posts have gained valuable information. Have also read how important it is to have a "personal" relationship with your Brazilian bank. Have also read that there is a limitation of $2000 /transaction when sending money from ...
@abthree I believe I mentioned in a earlier post, I have not been asked for documentation once since moving to Brazil. That continues to be the case, oddly enough. Back in the States, I was asked every other, or maybe every 3rd transfer.Somewhat ... Read More
Why don't the Expats website and YouTube show Brazil by NewBrazil
I live here in Brazil am a Expat trying to keep up what happening in the world. I find it interesting most of the YouTube promoters talking about places to live for Expats. Alway mentioned Mexico, Philippines, Thailand, Central America, Chile, ...
Here are some Brazil expat channels I follow:https://www.youtube.com/@americaninbrasilhttps://www.youtube.com/@thebrazilianexpat4041https://www.youtube.com/@OurBrazilianLifehttps://www.youtube.com/@nordicinvestor2This channel is a couple planning to ... Read More
Moving to Brazil .. working advice. by sshearing
Hello All! im just looking for a bit of advice and guidance really! I am moving to Brazil in September from the UK, to finally be with my partner and live together. I am looking at trying to get a remote worker visa as being a lady of leisure on a ...
Hello sshearing,Roddieshow pointed out Cambly as a remote English teaching gig. I've done some research on them and found they pay about $10/hr USD while you're working. As I understand, they pay by the minute, so if someone comes on a chat ... Read More
Working as an expat in salavador bahia by Johns Ullas
Hi all, my name is Johns( indian working in middle east). I got a job offer from a company in bahia, brazil with a salary of 3500USD per month , wanted the help of community to know the following before moving in.1) is it a good salary to live with ...
Hello Johns,As a disclaimer, I have never been to Bahai.1) is it a good salary to live with the family ?Yes most likely. The bigger questions is, is it a fair salary for your work? What do you do?Anyhow $3500USD is about R$17500. After Brazil ... Read More
Cooking In Brazil by roddiesho
Time for a fun, stress free post. What is your favorite Brazilian dish?Can you cook it, or do you have a favorite Brazilian restaurant that serves it.What is your favorite Salgadinho (street food)?What is your favorite drink (alcoholic or ...
Moqueca has to be my favorite as well, but I don't know how to make it. Tied for favorite are chicken hearts, although it's not necessarily a dish by itself (for most people ). Favorite beverages are Caipirinha (I make mine with Stevia, and they ... Read More
Farewell to Texanbrazil, Brazil Advisor by abthree
It is my deep sorrow to inform you that our colleague and friend here on the site, and my good friend in Real Life, Texanbrazil, passed away this morning after a long illness. Tex joined Expat in February of 2018, and enjoyed helping ...
That is very sad news. My condolences for your loss abthree, and to his family. I haven't been a member for very long, but he was a constant contributor and helped many folks here on this site. Read More
Post-Covid-19 situation in Brazil by Mickael
Hello everyone, [b]The COVID-19 pandemic[/b] had a huge impact on the world, including on expats' lives. Travel restrictions, business closures, budget cuts, and health measures have created unprecedented challenges for those who have chosen to ...
I do have a question when people here were asked for a vaccine card did you have to show more than one or two shot. I only took the first 2 when it was first offered it wasn’t the Pfizer so is that acceptable as vaccinated. I was going to ... Read More
Post-Covid-19 situation in Brazil by Mickael
Hello everyone, [b]The COVID-19 pandemic[/b] had a huge impact on the world, including on expats' lives. Travel restrictions, business closures, budget cuts, and health measures have created unprecedented challenges for those who have chosen to ...
@roddieshoJust last week I took a round trip to the US from Brazil. Obviously check all the requirements on the airline website, but here was my experience:No masks required in Brazil or US, in airports or planes.No Covid test required (I had a ... Read More
Financial advisors in Brazil by alevinthal
can you recommend a fee-only financial advisor in Brazil? I am interested in worldwide investments.
I also have petrobras. I wouldn't necessary buy more now because of the same political reasons, but I'm happy with the oversized dividends from last year. I will ride it out for the foreseeable future.. I also have some Vale, but it has performed ... Read More
Financial advisors in Brazil by alevinthal
can you recommend a fee-only financial advisor in Brazil? I am interested in worldwide investments.
@duzzimeninoThat's a good questions. Fortunately these advisors cannot make trades without your approval. I suppose you may get one making frequent 'recommendations' but you are in complete control. Having a buy and hold strategy is no issue. Read More
Financial advisors in Brazil by alevinthal
can you recommend a fee-only financial advisor in Brazil? I am interested in worldwide investments.
I hope some part of my answer is helpful, because I don't know a direct answer to your question.The major brokerage firms, BTG Investimentos and XP Investimentos, have networks of independent advisors. Usually you can get one of these advisors for ... Read More
1 Year Citizenship route by john8670
From what I understand I can become a citizen within 1 year of living in Brazil with my spouse if: I pass the CELPE-Bras exam or I complete a "Portuguese language course for immigrants in a Brazilian University" Does anyone know if this Portuguese ...
Hello Hocytek,abthree is the expert on this, however I'll chime in. You do not need to take and pass a Portuguese course in order to live here in Brazil with your wife. You will need to obtain a Vitem XI visa, which does not require you to speak ... Read More
Dare I Do it...Crypto Used as Way to Access Cash in Brasil by archlab
I truly am a good guy & don't want to cause trouble, so I am making a post about Crypto with a lot of apprehension:. The goal of this post is to see if there's a better way to get access to our US (or wherever) money in ...
Interesting topic!The first question that comes to my mind is "why would that be an advantage over other ways to transfer money?".The simplest way to access cash would be using a US based debit or credit card. The next method would be transfer ... Read More
Real estate funds by glimpser
I am wondering if it would be safer to invest (if feasible) in real estate funds instead of investin directly in real estate.And would it be true that dividends from real estate funds would be tax free in Brazil? (I heard this one in a Telegram ...
Some of the answer will be related to tax laws in your country (Italy, it appears), which I am not familiar with.For a US person, real estate funds in a country other than the US are highly disadvantageous. Foreign funds (mutual funds, REITs or FIIs ... Read More
Places for Reitrees to move in Brazil by sprealestatebroker
Responding to a Ken Aquarius specific request. it's a long and elaborate one,Would you mind if l asked your opinion about buying a home in Brazil? I am also going to retire soon. April of 2023 to be exact. My wife is from Rio and l have been to ...
Since we're on the topic of health care, I'll share my story and thoughts...I live in Balneario Camboriu, which is a city with a population of about 150k, but balloons in the summer to over 1M inhabitants, at points. My theory is that beach areas ... Read More
Being a landlord in Brazil and investing in Real Estate by john8670
On the federal and state level in Brazil do the laws heavily favor landlords or tenants? For example, in New Jersey and California it can be hell being a landlord when you get tenants that decide they aren't going to pay rent. They could end up ...
I have never successfully kicked out a long term tenant in brazil. I (think) understand the process a bit. I had a situation in Curitiba where I bough an apartment. Former owners wanted to stay 30 days longer in order to arrange their move. They ... Read More
What cities have the best standards of living in Santa Catarina? by john8670
I've narrowed down a few choices to:BlumenauJaragua Do SulJoinville CuritibaPomerode Balneário Camboriú FlorianopolisIf anyone knows anyone who lives in any of these cities, has lived in any of these cities or has visited these cities ...
You don't need a car at all. For the very occasional 'long' trip, I get an uber (over 1.5km; I'm a wimp). Having said that, I live in the central beach area. If you live far north or far south that may change, but seriously I doubt it. It can ... Read More
Transfer money to Brazil taxes by silandreoli
Hi, I would like to send some money to my daughters Bradesco bank account, so I would like to know, how much can I transfer in the Brazilian tax year without my daughter paying any taxes on the amount of money I transfer. Just to clarify my ...
There is nothing preventing you from transferring large sums of money to brazil in a 365 day period. The only reason not to would be if you can supply the source of funds documentation. Even then the transfer company will refund your money so ... Read More
What is the most efficient way to buy a home in Brazil? by john8670
I'm looking to move to Santa Catarina with my wife no later than August 2023.I want to avoid renting from someone in Brazil like the plague I've heard bad stories about it. I also don't like the idea of "paying for the landlords property taxes" When ...
I suppose that also depends on the city you want to rent in. Some cities are very dense with apartments, making that the much easier route. I think you'll find that is the case with most costal/beach type areas in SC. Frankly I only have ... Read More
Transfer money to Brazil taxes by silandreoli
Hi, I would like to send some money to my daughters Bradesco bank account, so I would like to know, how much can I transfer in the Brazilian tax year without my daughter paying any taxes on the amount of money I transfer. Just to clarify my ...
Yes I believe it's a rolling 365 days, so if your first transfer was November 1 2022, then that would start the counter to November 1 2023. Don't quote me on that, but based on the fact Wise says 10k in 365 days, and not 10k per calendar year, I ... Read More
Transfer money to Brazil taxes by silandreoli
Hi, I would like to send some money to my daughters Bradesco bank account, so I would like to know, how much can I transfer in the Brazilian tax year without my daughter paying any taxes on the amount of money I transfer. Just to clarify my ...
Here's what Wise says about that:InheritanceIf your money comes from inheritance, we might ask to see documents that show:the date you received the moneythe amount you receivedthe name of the person who made the willthe signature of the person who ... Read More
What is the most efficient way to buy a home in Brazil? by john8670
I'm looking to move to Santa Catarina with my wife no later than August 2023.I want to avoid renting from someone in Brazil like the plague I've heard bad stories about it. I also don't like the idea of "paying for the landlords property taxes" When ...
With respect to agents vs attorneys:The real estate agent can help you search for properties. You may be familiar with the concept of a buyers or sellers agent. Same exists here. They split commission just like in the US, and there is no direct ... Read More
Transfer money to Brazil taxes by silandreoli
Hi, I would like to send some money to my daughters Bradesco bank account, so I would like to know, how much can I transfer in the Brazilian tax year without my daughter paying any taxes on the amount of money I transfer. Just to clarify my ...
@timhoffnagle @roddiesho The requests for documentation are normal and will occur after you have transferred a certain amount of money to Brazil within a certain timeframe. According to Wise (and I believe this applies to all transfer services) if ... Read More
What cities have the best standards of living in Santa Catarina? by john8670
I've narrowed down a few choices to:BlumenauJaragua Do SulJoinville CuritibaPomerode Balneário Camboriú FlorianopolisIf anyone knows anyone who lives in any of these cities, has lived in any of these cities or has visited these cities ...
Balneario Camboriu: it's clean, safe, and extremely walkable. There's a constant 24x7 cleaning crew it seems in the Av Atlantica and Av Brasil areas. I barely use our car here because again, it's so walkable. With respect to security there's a ... Read More
Dual citizenship for Brazilian? by sjpetzold
I am married to a Brazilian and she has had her US green card for 4 years now so coming up on her eligibility for US citizenship. Do any of you know if she can maintain her citizenship in both countries? Our plan was to try and live between US and ...
abthree answered as I was typing a response. Anyhow here's some reference material supporting that information. ... Read More
Tax Preparation Service Costs by seinfo3
I just received a quote for tax preparation and they seem quite high compared to overseas tax preparation services provided in the US.Preparation and delivery of 2022 Annual Tax return DIRPF for the period in which I became a Tax Resident (December ...
That is my understanding as well. You're taxed on all global income whether you bring it here or not. Foreign taxes are deductible from your Brazilian tax liability (at the least with US earned income and income tax). Read More
Tax Preparation Service Costs by seinfo3
I just received a quote for tax preparation and they seem quite high compared to overseas tax preparation services provided in the US.Preparation and delivery of 2022 Annual Tax return DIRPF for the period in which I became a Tax Resident (December ...
You'll want to check with a tax professional on that but my understanding is you become a tax resident upon entering Brazil as a permanent resident, so you're likely not tax exempt for any period of time. Read More
Tax Preparation Service Costs by seinfo3
I just received a quote for tax preparation and they seem quite high compared to overseas tax preparation services provided in the US.Preparation and delivery of 2022 Annual Tax return DIRPF for the period in which I became a Tax Resident (December ...
I use Andersen Ballão Advocacia based in Curitiba (I'm in Santa Catarina, so I don't think your location matters). They charge me R$450/hr. Usually my Carne Leao DARF preparation requires 30-45 minutes/month depending on whether I ask any ... Read More
Home Loan from US Bank by KellyMarieD
Hello,Does anyone know if it is possible to get a Home loan from a bank in the US to buy a property in Brazil? Is this even possible?
@KellyMarieD Hello KellyMarieD. I was able to indirectly use a US mortgage to help finance a piece of real estate here in Brazil. While it is correct that a mortgage requires a home as collateral, and no US bank would accept a piece of real estate ... Read More
Call the United States from Brazil by roddiesho
Please recommend a way to call the United States from Brazil. It has been my biggest problem. My card washacked and I could not reach PayPal initially to report it. My daughter in the USA reported it for me, but they would only let ger go too far ...
You may wan to setup a google voice number. You'll be able to call the US from a US phone number using an app on your phone or your computer. I believe it needs to be associated to an actual US phone, so perhaps your daughter can open the google ... Read More
Drivers license in Brazil by Carlos Richard
What is process to receive Brazilian Drive License? Can I just keep my country of origin license or change to Brazilian.
About 6 weeks ago I went through the process of obtaining a Brazilian license in Santa Catarina. My wife handled the paperwork, but as I recall I needed a translated version of my Texas DL, along with some other forms. We went to DETRAN and met ... Read More
Best places to live in Santa Catarina Brazil? by john8670
I'm a American man in my late 20s who has been happily married to my Brazilian wife from Sao Paulo, Sao Paulo for 4 years now. I have visited Brazil 2 times so far (Sao Paulo, Recife and Porto De Galinhas) and really enjoyed it. I am looking to move ...
I would strongly recommend Balneario Camboriu. It's a bit expensive, relatively speaking, but easily fits your criteria, with one exception. I cannot comment with direct experience on the schools (I don't have school age children) but i have ... Read More
Fingerprints for FBI background check in Rio de Janeiro by Randy G
Please help. Does anyone know where I can get fingerprinted for a USA FBI background check in Rio de Janeiro? I've tried going to the Departamento da Polícia Federal located on Av. Rodrigues Alves, 1 - Centro, Rio de Janeiro (which is where ...
When I was applying for my VITEM XI visa, I was located in the US. I hired an expert to assist me with the process. He sent me an email on all the documents I needed to gather which included the necessary FBI Background check. ... Read More
Digital Nomad & Taxes by simon1313
Hi all, I am a French citizen, currently employed in France in a multinational company. Am already working remotely, and I was thinking of joining my significant other in São Paulo for a ~2 years while she finishes her PhD in Brazil, and ...
Unless you have a work authorization visa in the US, or you're also a US citizen, you will not be able to get hired on the US side of your business. According to this site: ****** Digital Nomad visa tax treatment is still unclear, ... Read More
Tax on Income Made in US while living in Brasil by HighVoltage1045
Hi all,I have been reading the forums for a few years now and participating where I could.I just moved to Brazil with my Brazilian wife to take care of her sick father. I received my Marriage Reunification visa on March 24th and now i'm ...
@Inubia Yes, from what I understand Brazil does not tax dividend income or cap gains on stock sales when it's less than BRL$20K/month.For a US citizen or permanent resident, you would still owe US taxes on the dividend income. US tax residents ... Read More
Tax on Income Made in US while living in Brasil by HighVoltage1045
Hi all,I have been reading the forums for a few years now and participating where I could.I just moved to Brazil with my Brazilian wife to take care of her sick father. I received my Marriage Reunification visa on March 24th and now i'm ...
@HighVoltage1045 Hello, I am in a very similar situation, as I recently relocated to Brazil in November of last year. I entered with a VITEM XI visa and have my RNM with Interminado residency status now. I work for an American company, but am ... Read More