Living in Zimbabwe: the ultimate expat guide

Zimbabwe has modernized its immigration system with an e-visa platform that streamlines the application process considerably. Most visitors can also obtain visas on arrival at international airports. For expatriates planning longer stays, various residence and work permits accommodate different professional and personal situations.

Tourist and business visas for short-term visits

The standard tourist visa offers the simplest entry option. Available on arrival or through www.evisa.gov.zw, it costs USD 55 for single entry with validity ranging from 30 to 90 days. The e-visa for tourism or business purposes costs USD 65.77 (government fees of USD 30.77 plus USD 35 service charge) for a 30-day stay.

The KAZA Univisa presents excellent value at USD 50 for travelers exploring the region. Valid for 30 days, this visa enables free movement between Zimbabwe and Zambia, with day trips to Botswana included. You can obtain it at Harare, Bulawayo, and Victoria Falls airports, as well as at the Victoria Falls Zimbabwe-Zambia and Kazungula Zimbabwe-Botswana border crossings.

The Business Visa suits professionals attending meetings, seminars, or short-term projects without taking local employment. For conferences and professional events, a specific Conference Visa is also available.

Work permits and residence options

To work legally in Zimbabwe, the Temporary Employment Permit serves as the primary option. Valid for up to 12 months and renewable, it costs USD 500. This permit suits short-term employment and temporary assignments.

Spouses of Zimbabwean citizens or permit holders can apply for a Spousal Residence Permit at USD 500, with an additional USD 300 per dependent. Students enrolled in local institutions access the Student Visa, which can be extended through a Student Residence Permit (USD 200 plus USD 300 per dependent).

The Investor Permit targets individuals making significant financial investments in the country. It allows residence and business supervision for USD 500, with USD 300 per dependent. After five years of continuous residence in Zimbabwe, permanent residence becomes accessible through the Residence Permit.

Application process and timelines

The visa application process follows straightforward steps. Access the e-visa platform at www.evisa.gov.zw for online applications. Required documents include a passport valid for at least 6 months, completed forms, and payment in US dollars. E-visa processing typically takes around 10 business days.

An important update affects US nationals: since August 2025, the US Embassy in Zimbabwe has suspended all routine visa services. Zimbabweans seeking US visas must now apply in Johannesburg.

Country categories and exemptions

Zimbabwe's immigration system classifies countries into three categories. Category A includes nationalities exempt from visas for tourist visits. Category B covers countries whose nationals can obtain visas on arrival after payment. Category C requires mandatory online applications before travel. Check the official Zimbabwe immigration website to verify your nationality's category.

Zimbabwe's job market presents a complex picture. While official unemployment stands at 8.55% for 2024, the broader unemployment rate reaches 21.8% in Q3 2024 according to Zimstat, with 80% of jobs in the informal sector. Despite these challenges, certain sectors offer substantial opportunities for qualified expatriates.

Salary ranges and compensation

Average monthly salaries sit at USD 253 in 2025, with a median of USD 247. The minimum wage was set at USD 150 per month (or ZiG equivalent) in 2024, though this doesn't apply to agricultural and domestic workers. Low-skilled workers earn approximately USD 231 monthly, while senior executives can command up to USD 5,500 per month.

In agriculture, wages vary significantly by grade: C2 grade receives USD 52, while A1 grade gets USD 26. The mining sector, conversely, offers more competitive compensation with a 5% increase negotiated in the 2025 NEC agreement, reflecting the industry's strategic importance to the national economy.

High-demand sectors

Several sectors stand out for their dynamism and need for specialized skills. The mining sector remains an economic pillar, offering above-average salaries and opportunities for qualified engineers and technicians. Information technology experiences strong demand for IT professionals as the country undergoes digital transformation.

Finance and banking provide competitive salaries for experienced professionals, while telecommunications also offer above-average compensation. Tourism is experiencing encouraging recovery with 1.6 million international arrivals in 2024 and USD 1.2 billion in revenue, creating opportunities in hospitality and tourism services.

Youth unemployment, though high at 14.3% in 2023, shows improvement from 16.8% in 2022, indicating gradual labor market recovery for younger generations.

Starting your own business

Zimbabwe offers several legal structures suited to different entrepreneurial projects. The Private Limited Company (PLC) represents the most common form, requiring minimum 2 directors and 1 shareholder with limited liability. The Private Business Corporation (PBC) better suits small businesses and sole proprietors through its simplified structure. Large listed companies opt for Public Limited Company status, while non-profits choose NGO registration.

Registration steps and costs

Company formation in Zimbabwe follows a structured multi-step process. You begin by reserving your company name via form CR21 with the Registrar of Companies, taking 3-5 business days for USD 5-10. Next, prepare the Memorandum and Articles of Association, then complete forms CR6 (registered office address) and CR14 (directors and secretaries).

Submit documents to the Registrar of Companies along with registration fees. For a PLC, expect to pay between USD 100-180, while a PBC starts from USD 100. The Certificate of Incorporation arrives 7-10 business days after submission. Complete registration typically takes 7-14 business days.

The following table summarizes employment sectors and their average compensation levels in Zimbabwe:

Sources: Remote People, Trading Economics

Post-registration requirements

Once registered, several administrative obligations await. Tax registration with ZIMRA (Zimbabwe Revenue Authority) becomes mandatory to obtain the Tax Clearance Certificate ITF263. You must also open a corporate bank account for business operations.

Important note: companies registered before the electronic system must complete mandatory re-registration by April 20, 2026, per Statutory Instrument 108 of 2025. This applies to all companies created under the old paper system. If acquiring an existing company, verify its re-registration status to avoid administrative complications.

Zimbabwe's tax system is undergoing significant modernization with the April 2024 introduction of the Zimbabwe Gold (ZiG) as the national currency. This transition directly impacts tax calculations and filing obligations. The Zimbabwe Revenue Authority (ZIMRA) handles all tax collection and benefits from African Development Bank support to modernize its systems, with a USD 15 million project approved in September 2025.

Personal income tax

Pay As You Earn (PAYE) applies to salaries on a progressive scale. For 2025, the top marginal rate reaches 40% for monthly income exceeding ZWL 200,000 (approximately USD 1,460 at the conversion rate of 137 ZWL per USD). Tax brackets increase progressively: the first ZWL 6,000 monthly is exempt, then rates climb gradually from 20% to 25%, 30%, 35%, and finally 40% for the highest earners.

Zimbabwean tax residents pay tax on worldwide income, while non-residents only pay on Zimbabwean-source income. Tax residence is established after 183 days of presence in the country during a fiscal year.

Value Added Tax

The standard Value Added Tax (VAT) rate stands at 15% since January 2025, applying to most goods and services. Certain essential products benefit from reduced rates or full exemptions. Businesses exceeding the registration threshold must register with ZIMRA and charge VAT on their sales.

VAT filing and payment occurs monthly or quarterly depending on business volume. Companies can reclaim VAT paid on business purchases, creating a system of tax credits and debits.

Corporate tax and business levies

The corporate tax rate varies by sector and company status. The standard rate reaches 24.72% for ordinary companies in 2025. Mining companies face specific tax regimes including variable royalties by mineral: 10% for platinum, 5% for gold and diamonds, and 3% for other minerals.

The mining sector experienced significant fiscal changes in December 2024, with royalty rate adjustments and new filing requirements. Listed companies benefit from a reduced rate of 20%, while certain strategic sectors may obtain temporary tax incentives.

Companies must also pay a payroll tax (AIDS levy) of 3% calculated on total payroll. This contribution funds public health programs related to HIV/AIDS.

Withholding taxes and dividends

Dividends paid to residents face a 10% withholding tax, while dividends to non-residents incur a 15% withholding. Interest payments carry 15% withholding for residents and 20% for non-residents, unless international tax treaties provide different rates.

Royalties and technical fees paid to non-residents are taxed at 15%, while management service payments bear a 20% withholding. These withholdings constitute final payments for non-residents but can be credited against final tax for residents.

Filing obligations and payment

The tax year in Zimbabwe runs from January 1 to December 31 for individuals. Companies can choose a different fiscal year based on their needs. Personal income tax returns must be filed by June 30 of the following year.

The provisional tax system requires taxpayers with non-salary income to make quarterly advance payments. These payments occur in March, June, September, and December, representing 25% of estimated annual tax. ZIMRA's system modernization now facilitates online filing and payments via the e-services portal.

Penalties for late filing or payment can be substantial, including late payment interest and administrative fines. Strict adherence to tax deadlines and maintaining rigorous accounting of all transactions in both USD and ZiG is essential.

Zimbabwe's healthcare system faces severe structural challenges stemming from years of underfunding. Public facilities suffer from chronic medicine shortages, equipment deficiencies, and significant medical brain drain. For expatriates, securing comprehensive international health insurance becomes essential for accessing quality care.

Public healthcare realities

The public system confronts major challenges directly affecting care quality. Public hospitals regularly lack essential medicines, functional medical equipment, and even basic supplies like gloves or syringes. Frequent power outages disrupt emergency services and operating theaters.

Wait times in public facilities can extend to several weeks or months for non-urgent procedures. Medical staff, facing low salaries and difficult working conditions, regularly participate in strikes that paralyze services. Approximately 3,000 doctors left the country between 2020 and 2024, worsening the shortage of qualified practitioners.

Private clinics and hospitals

The private sector offers significantly higher care standards, though at costs prohibitive for most locals. Private clinics in Harare and Bulawayo feature modern equipment and qualified doctors, many trained abroad or locally during better periods of the university system.

A general practitioner consultation at a private clinic costs USD 30-80, while specialist consultations reach USD 80-150. Hospitalizations can quickly amount to several thousand dollars depending on duration and complexity. These rates exclude most Zimbabweans but remain accessible for expatriates with appropriate insurance.

International health insurance coverage

For expatriates, securing international health insurance before departure becomes absolutely necessary. These policies offer comprehensive coverage including consultations, hospitalizations, medications, and crucially, emergency medical evacuations to South Africa or Europe for serious medical issues.

Major international insurance companies offer plans suited to Zimbabwe, with global or regional coverage options. Premiums vary by age, health status, and coverage extent, typically ranging from USD 100-400 monthly for adults. Families can negotiate advantageous group rates.

Some local insurance options exist, but their reliability and provider networks remain limited. International companies like Allianz, Cigna, or April International generally provide better service and 24/7 emergency assistance.

Medications and pharmacies

Private pharmacies in Harare and major cities stock common medications and health products adequately. However, stock-outs occur regularly, particularly for specialized treatments or expensive medications. Prices can be 2-3 times European rates for certain imported products.

Building a personal pharmacy with at least three months of regular medications is recommended, especially for chronic treatments. Bring your medical prescriptions translated into English and original packaging to avoid customs issues. Some expatriates arrange regular shipments from their home countries or stock up during trips to South Africa.

Prevention and recommended vaccinations

Before departing for Zimbabwe, ensure your essential vaccinations are current: yellow fever (mandatory if transiting through certain countries), hepatitis A and B, typhoid, and rabies (recommended for time in rural areas). Antimalarial prophylaxis is advised for at-risk regions, particularly lowlands and border areas.

Malaria remains endemic in certain regions, especially during the rainy season. Use treated mosquito nets, effective repellents, and wear long clothing in evenings. HIV/AIDS affects approximately 12% of the adult population, requiring caution in any intimate relationships.

Zimbabwe's education system was long considered among Africa's best, but now faces significant challenges in the public sector. For expat families, international schools typically represent the preferred choice, offering globally recognized programs and quality English-language instruction.

International schools

Harare International School (HIS) serves as the reference institution for expatriates in the capital. Accredited by the Council of International Schools and Middle States Association, it offers an American curriculum from pre-kindergarten through grade 12. Tuition fees for 2024-2025 range from USD 5,340 for pre-K to USD 26,640 for high school (grades 9-12).

The school enrolls approximately 500 students from over 40 nationalities and features modern facilities including science laboratories, library, sports fields, and swimming pool. HIS follows the American school calendar from August to June and prepares students for Advanced Placement (AP) exams and the SAT. The US State Department recommends this institution for American families, though it welcomes students of all nationalities.

Other international schools operate in Harare, offering different programs (British, French via CNED, or International Baccalaureate). Fees vary by institution and level but generally range from USD 8,000-20,000 annually.

Private local schools

For families wanting to integrate children into a local environment while maintaining quality education, several Zimbabwean private schools offer good compromises. Direct Contact School in Harare provides significantly more accessible fees: approximately USD 1,020 per term for secondary (Form 1-4) and A-Level.

These institutions follow the Zimbabwean curriculum based on the British system, with internationally recognized O-Level and A-Level examinations. English serves as the language of instruction, facilitating expat children's integration. Teaching quality varies between schools, so visiting several establishments before choosing is recommended.

Public education system

The public Zimbabwean system organizes into several cycles: Primary School (7 years), Secondary School (4 years leading to O-Level), and Advanced Level (2 years). Though theoretically free, public education actually requires various financial contributions from families for uniforms, textbooks, and facility maintenance.

Public schools face numerous challenges: overcrowded classes exceeding 50 students, lack of teaching materials, deteriorating infrastructure, and recurring teacher strikes over low salaries. These conditions make public education poorly suited for expat children accustomed to different standards.

Higher education and technical training

For young adults pursuing higher education, Zimbabwe has several recognized universities. The University of Zimbabwe (UZ) in Harare remains the most prestigious institution, offering programs across various disciplines. The National University of Science and Technology (NUST) in Bulawayo specializes in scientific and technical training.

Harare Institute of Technology (HIT) provides technical and vocational training with approved 2025 fees significantly lower than Western universities. International students must obtain a Student Visa and pay fees generally higher than local students, though remaining competitive compared to European or North American rates.

Higher education quality varies considerably by institution and program. Student and faculty strikes regularly disrupt academic years. Many Zimbabweans now prefer studying in South Africa, Botswana, or abroad to avoid these disruptions.

School adaptation and integration

Enrollment in international schools greatly facilitates expat children's adaptation through a multicultural environment and familiar programs. Schools typically offer support programs for newcomers, including language assistance if needed and integration activities.

Extracurricular activities play important roles in the school experience: sports (rugby, cricket, athletics), arts clubs, music, and theater help children make friends and thrive. Most international schools have quality sports facilities and organize regular inter-school competitions.

For families arriving mid-academic year, some schools maintain waiting lists. Starting enrollment procedures several months before arrival is recommended, contacting schools directly to learn about availability and admission procedures.

Zimbabwe's real estate market has stabilized in recent years after decades of volatility. Expatriates typically find housing in secure residential neighborhoods in Harare, Bulawayo, or Victoria Falls, with rents varying by standard and location. Most leases are signed in US dollars, providing budget predictability.

Available housing types

Detached houses dominate Zimbabwe's residential landscape, particularly in affluent neighborhoods. These properties typically feature gardens, perimeter walls, secure gates, and sometimes staff quarters. Sizes range from 150-400 m² depending on neighborhood and budget.

Apartments (flats) concentrate mainly in city centers and modern residential complexes with 24/7 security. They suit singles or couples without children seeking more compact, easy-to-maintain accommodation. Townhouses represent an interesting compromise: semi-detached houses in gated communities with shared services (pool, security, grounds maintenance).

Sought-after Harare neighborhoods

Borrowdale ranks among expatriates' most popular neighborhoods. Located north of Harare, it offers a leafy setting with large properties, modern shopping centers, and easy access to international schools. Monthly rents range from USD 1,500-3,500 depending on house size and standard.

Mount Pleasant also attracts many expatriates through its proximity to embassies, schools, and shops. This established residential area offers good balance between security, amenities, and accessibility, with rents between USD 1,200-2,800 monthly.

Highlands and Avondale are other popular options, offering spacious houses in quiet, secure environments. Gunhill and Chisipite, more exclusive, attract senior executives and diplomats with high-end properties often exceeding USD 4,000 monthly.

Rent and utilities

Rents in Harare for expat family-suitable housing generally start around USD 1,200 monthly for a 3-bedroom house in a decent neighborhood. A 4-5 bedroom house in a prime area costs USD 2,000-4,000 monthly. City center apartments rent for USD 600-1,500 depending on size and amenities.

Utilities add to rent and can represent significant expenses. Electricity costs approximately USD 100-200 monthly depending on consumption and housing size. Municipal water remains relatively inexpensive (USD 20-50), but many residents invest in a private borehole to compensate for regular water cuts.

Security constitutes a non-negotiable expense: security guards, alarms, and gated community fees can reach USD 150-300 monthly. High-speed internet costs USD 50-100 monthly for stable connections sufficient for remote work.

Rental procedures and contracts

Property rental in Zimbabwe typically requires a security deposit equivalent to 2-3 months' rent, refundable at lease end if the property is in good condition. Some landlords also request one or two months' advance rent, bringing initial costs to 4-5 months' rent.

Leases are usually signed for minimum 12-month terms, renewable by tacit agreement or negotiation. Contracts clearly specify tenant and landlord responsibilities regarding maintenance, repairs, and utilities. Carefully read early termination clauses, which may impose penalties.

Payments are almost exclusively in US dollars by bank transfer or sometimes cash. Always demand receipts for every payment made. Some landlords accept ZiG payments, but the dollar remains standard for expat-oriented rentals.

Property inspection and equipment

Conduct a thorough property inspection before moving in, photographing all equipment and noting existing defects. Check plumbing, electricity, doors, windows, and security systems functionality. Test water pressure and ask if a private borehole exists on the property.

Most furnished rentals include basic furniture: beds, wardrobes, dining table, sofas. Kitchens typically come equipped with a stove (often gas to avoid power cuts), refrigerator, and sometimes an oven. Unfurnished rentals allow customization but require significant initial investment.

Verify the presence of a backup electrical system: generator or solar installation. Power cuts (load shedding) occur daily during certain periods, making backup systems essential for comfort and security. Many high-end properties already have solar panels and batteries.

Property purchase for foreigners

Foreigners can purchase real estate in Zimbabwe, though legislation imposes certain restrictions by zone. In urban areas, purchase is generally possible with approval from the Minister of Local Government. Purchase prices vary considerably: from USD 80,000 for a modest house to several hundred thousand dollars for upscale properties.

The purchase process involves a specialized attorney (conveyancer) who verifies property titles and handles administrative formalities. Legal and transfer fees represent approximately 5-8% of purchase price. Given historical economic instability, many expatriates prefer renting over buying, maintaining flexibility.

Preparing your move to Zimbabwe demands meticulous organization, particularly for customs and logistics aspects. Anticipating administrative procedures and carefully selecting personal effects greatly facilitates settling into your new country.

Pre-departure checklist

1. Passports and visas: Verify passport validity (minimum 6 months) and initiate appropriate visa procedures at least 2 months before departure
2. Vaccinations: Update mandatory and recommended vaccines (yellow fever, hepatitis A and B, typhoid) at an international vaccination center
3. International health insurance: Subscribe to comprehensive coverage including medical evacuation, at least 2 months before departure for immediate coverage
4. Administrative documents: Gather certified copies of birth certificates, marriage certificates, diplomas, international driving license, and medical records
5. Banking and finances: Notify your bank of expatriation, open a multi-currency account, and arrange US dollars in cash for initial weeks
6. Housing: Book temporary accommodation for at least 2 weeks while finding permanent rental on-site
7. Children's schooling: Contact international schools 3-6 months in advance to secure enrollments and learn required documents
8. Driving license: Obtain an international driving license before departure, valid 1 year in Zimbabwe
9. Personal pharmacy: Build a 3-6 month supply of regular medications with prescriptions translated into English
10. Electronics: Verify your devices' compatibility with Zimbabwean voltage (220V) and prepare adapters for British plugs (type G)

Organizing your belongings shipment

1. International mover: Request 3-4 quotes from companies specializing in Southern Africa moves, at least 2 months before departure
2. Sorting and inventory: Establish a detailed inventory of all shipped items with photos, descriptions, and estimated values for customs
3. Sea freight: Choose sea freight for large volumes (6-8 weeks transit), more economical than air but requiring patience
4. Transport insurance: Subscribe to all-risks insurance covering theft, breakage, and loss during international transport
5. Customs: Prepare customs documents with your mover's help, including inventory, passport copies, and residence proof
6. Prohibited items: Check Zimbabwean customs restrictions on certain food products, plants, and electronic equipment

First days on the ground

1. Police registration: If your visa requires it, register with local authorities within 48-72 hours of arrival
2. Local bank account: Open a USD account at a local bank (Standard Chartered, Barclays, Stanbic) with your passport and residence proof
3. Local SIM card: Purchase a SIM card (Econet, NetOne, or Telecel) for local communications, available at airports and shops
4. Electricity and water: Register utilities in your name and inquire about scheduled outage times in your neighborhood
5. Supermarkets: Locate supermarkets accepting international cards (OK Zimbabwe, Pick n Pay, TM Supermarkets) and stock basic supplies
6. Expat community: Join Harare expat Facebook groups for practical advice and service recommendations
7. Local driving license: Apply for your Zimbabwean driving license within 90 days by presenting your international license and possibly taking a test
8. Residential security: Install or verify alarm and security guard systems at your residence from the first days

Settling in and integration

1. Clubs and associations: Join sports, cultural, or professional clubs to build your social and professional network
2. Domestic staff: If employing staff (gardener, housekeeper), respect minimum wages and legal obligations
3. Cultural learning: Familiarize yourself with local customs, learn some Shona or Ndebele words to facilitate daily interactions
4. Managing outages: Organize your daily life around electricity and water cuts: backup batteries, candles, water reserves

This checklist provides a solid foundation for your installation. Adapt it to your personal and professional situation. Anticipation and organization remain your best allies for successful Zimbabwean expatriation.

Zimbabwe offers an exceptional range of activities and natural sites ranking among the continent's most spectacular. From Victoria Falls to safaris in national parks, through water sports on Lake Kariba, recreation opportunities abound for residents and visitors.

Victoria Falls: Tourism crown jewel

Victoria Falls, UNESCO World Heritage listed, constitutes the country's major tourist attraction. At 1,708 meters wide and 108 meters high, they rank among the world's largest waterfalls. In 2025, over 60,000 tourists visited the site in Q1 alone, testifying to this natural wonder's growing appeal.

Victoria Falls National Park on the Zimbabwean side offers several spectacular viewpoints along developed trails. High water season (March-May) presents the falls in full force, creating mist visible for kilometers. Dry season (September-December) reveals more rock structure and allows better individual cascade photography.

Activities around the falls are numerous: helicopter flight (USD 150-170 for 15 minutes), rafting on the Zambezi downstream (USD 125-140), bungee jumping from Victoria Falls Bridge (USD 160), or sunset cruises on the river (USD 60-80). The most daring can swim in Devil's Pool, a natural pool at the falls' edge accessible only in dry season.

National parks and safaris

Hwange National Park, Zimbabwe's largest reserve at 14,650 km², hosts Africa's largest elephant population with approximately 40,000 individuals. The park also shelters the Big Five (lion, leopard, elephant, buffalo, rhinoceros) plus wild dogs, giraffes, and over 400 bird species. Safaris can be organized self-drive or with professional guides, with accommodation in luxury lodges or rustic campsites.

Mana Pools National Park, also UNESCO-listed, permits walking safaris and Zambezi canoeing, offering more intimate nature experiences. Proximity to animals, particularly elephants coming to drink at the river, creates unforgettable moments. Walking safaris with armed guides provide guaranteed adrenaline rushes.

Matobo Hills near Bulawayo combine spectacular granite landscapes, ancient rock art sites, and black and white rhino populations. This park offers excellent hiking and perspectives on Zimbabwe's pre-colonial history.

Lake Kariba: Water sports paradise

Lake Kariba, one of the world's largest man-made lakes, spans 5,580 km² between Zimbabwe and Zambia. Zimbabwean shores offer varied activities: tiger fish fishing, houseboat cruises, wildlife viewing (elephants, hippos, crocodiles), and water sports.

Houseboats allow spending several days on the lake in relative comfort, with equipped kitchens and decks for animal observation. Sport fishing attracts enthusiasts worldwide, tiger fish being renowned for their fighting spirit. Lodges along shores offer accommodation and water activity organization.

Cultural and urban activities

In Harare, the National Gallery of Zimbabwe exhibits contemporary African art and internationally renowned Shona sculptures. Mukuvisi Woodlands on the periphery offers nature escape near the city with hiking trails and animal observation.

Harare Gardens in the capital's heart hosts cultural events, concerts, and artisan markets on weekends. Mbare Musika markets allow discovering local crafts and traditional market animation, though vigilance remains necessary regarding pickpockets.

Bulawayo, the country's second city, possesses colonial charm with preserved Victorian architecture. The Natural History Museum presents interesting zoological and ethnographic collections. The city also serves as gateway to Matobo Hills and Hwange.

Nightlife and dining

Harare's culinary scene has developed considerably with restaurants offering international cuisines: Italian, Indian, Chinese, Lebanese. Borrowdale and Avondale neighborhoods concentrate expat-favored establishments.

Several bars and pubs animate evenings, particularly in Borrowdale and Sam Levy's Village areas. Establishments generally close around midnight-1am. Jazz clubs and live music venues host regular concerts, showcasing the local music scene.

For families, several modern shopping centers (Sam Levy's Village, Borrowdale Village, Westgate) offer cinemas, restaurants, and shops in secure environments. Complexes often feature children's play areas and organize family events during weekends.

Zimbabwe presents living costs globally 48.4% lower than the United States according to July 2025 data, but variations are significant across expense categories. Rent constitutes the highest expense for expatriates seeking secure housing in residential neighborhoods.

Monthly budget for singles

A single expatriate living in a one-bedroom apartment in central Harare should budget approximately USD 1,200-1,800 monthly depending on lifestyle. The following table details main expense categories based on updated Numbeo data for July 2025:

Sources: Numbeo Zimbabwe (July 2025)

Monthly budget for family of four

An expat family with two children enrolled in international school requires significantly higher monthly budgets, primarily due to elevated school fees and required spacious housing. Budget USD 4,500-7,000 monthly depending on lifestyle:

Sources: Numbeo Zimbabwe (July 2025), Harare International School

Food and daily essentials pricing

Harare supermarkets offer decent selections of local and imported products. Milk costs approximately USD 1.20 per liter, bread USD 1, eggs USD 2.50 per dozen. Local beef runs USD 6-8 per kg, while chicken costs USD 5-6 per kg. Local fruits and vegetables remain inexpensive: tomatoes USD 1.50/kg, potatoes USD 1/kg, oranges USD 2/kg.

Imported products (French cheeses, European wines, gourmet items) can cost 2-3 times their origin prices. Mid-range restaurant meals run USD 15-25 per person, while fast-food burgers cost USD 5-8. Local beer in bars sells for USD 2-3, cappuccinos USD 2.50.

Transportation and vehicles

Gasoline costs approximately USD 1.70-1.90 per liter in October 2025, high for the region. Purchasing a good used vehicle starts at USD 8,000-10,000 for a reliable Japanese sedan. New imported vehicles reach prices similar to or exceeding European rates due to import taxes.

Mandatory vehicle insurance costs USD 300-600 annually depending on vehicle and coverage chosen. Regular maintenance and repairs can prove expensive due to costly imported spare parts. Uber taxis operate in Harare with fares starting at USD 3 for short distances.

Services and entertainment

Monthly gym membership at decent facilities costs USD 40-80. Cinema tickets cost USD 6-8, rugby or cricket match tickets USD 10-15. Tennis or golf lessons at private clubs require annual memberships of USD 500-1,500 depending on club standard.

Beauty services remain affordable: men's haircut USD 10-15, women's USD 20-35, manicure USD 15-20. Quality spa massages cost USD 40-60 per hour. International brand clothing and shoes in Harare boutiques display prices similar to or slightly above European rates.