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Americans with Medicare question

Larry Fisher

I'm 64 next week. SS just sent me an email mentioning medicare for next year (at 65) and some links. Since I'm retired here, and my Social Security goes direct deposit into my US bank I'm looking for a way to opt out seamlessly of Medicare and it's options B, C, D etc. Has anyone experienced this? I have zero intentions of going back. If I do, I suspect it be nothing more than a short visit, and the likelihood of that is pretty slim. Unless someone gave me Superbowl tickets to the 9ers in Las Vegas this year!

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blacksheepjuno

I did the opt out a couple years ago.  The form came in the mail,  I checked the opt out box on the back of the form.  Sent it via LBC to my daughter, in  the states,  she then put it in the US mail system. No problem. Cost me 1750 pesos to send via LBC,  took about five working days to reach her.  I do this same procedure with my annual SS report, as well.

You do need to opt out, or they will automatically enroll you in part B,  which is useless outside the states.   I don’t know if you can do it by phone.

Larry Fisher


    I did the opt out a couple years ago.  The form came in the mail,  I checked the opt out box on the back of the form.  Sent it via LBC to my daughter, in  the states,  she then put it in the US mail system. No problem. Cost me 1750 pesos to send via LBC,  took about five working days to reach her.  I do this same procedure with my annual SS report, as well.
You do need to opt out, or they will automatically enroll you in part B,  which is useless outside the states.   I don’t know if you can do it by phone.
   

    -@blacksheepjuno


Excellent, thanks. I'm in my first year of SS. There's a report? I assume sent to physical US address?

Enzyte Bob

blacksheepjuno said. . . . I do this same procedure with my annual SS report, as well.

******************************

I've been collecting SS for 19 years and never ask to report.


(1) I understand if you're 90 years or older you will receive a questionnaire.

(2) I understand if your ss is direct deposited overseas you may receive a questionnaire.

(3) I understand if you do not maintain a US address you may receive a questionnaire.

   

blacksheepjuno

@Enzyte Bob

Yes, Bob,  I have my Philippines address registered with SS,  that’s why I have to do annual reports.  You’re correct,  I should have mentioned that.

Larry Fisher


    @Enzyte Bob
Yes, Bob,  I have my Philippines address registered with SS,  that’s why I have to do annual reports.  You’re correct,  I should have mentioned that.
   

    -@blacksheepjuno


Ahh, thanks for mentioning that. So, will I be able to opt out of Medicare with my US address while I'm permanently here but  using my Nv address (sis in-law) for tax purposes? Kinda sounds like I'd need to post up my Philippines address to opt out. Which then brings up the cycle of annual reports. hmmmm.

blacksheepjuno

@Larry Fisher

Not necessarily,  Lar.  I had to use the Manila branch of the SS in the embassay during the pandemic,  which is why I had to give them my Philippine address.

All retired americans can opt out of part b,  so you could do it with your Nv address.  However,  they might want to interview you about the decision.  I didn’t have to,  but I have seen it mentioned on a few websites.  Supposedly, they just want to be sure you understand that if you later want to enroll in part b,  you have to pay a substantial penalty.  I don’t know if that interview would be conducted by phone

Larry Fisher

@blacksheepjuno


Ok, sounds good. I still have my USA phone service, at least until this phone is paid for, but also because of the service. I do have a Skype number as well, so I can do a phone interview if needed.

Enzyte Bob

For Larry & blacksheepjuno. . . . (blacksheepjuno) Supposedly, they just want to be sure you understand that if you later want to enroll in part b,  you have to pay a substantial penalty.

*******************************************

To re-enroll  at some future time you have to a fee which goes up for each year you're out or maybe the fee is tracked on to your new part B deductions, one or the other, I don't remember which.

.

But no fee lunch.

Larry Fisher


    For Larry & blacksheepjuno. . . . (blacksheepjuno) Supposedly, they just want to be sure you understand that if you later want to enroll in part b,  you have to pay a substantial penalty.
*******************************************
To re-enroll  at some future time you have to a fee which goes up for each year you're out or maybe the fee is tracked on to your new part B deductions, one or the other, I don't remember which.
.
But no fee lunch.
   

    -@Enzyte Bob


Yea, well, I ain't comin back. Unless it's to pick up money from a closed bank account.

Enzyte Bob

Larry Fisher said . . . Yea, well, I ain't comin back. Unless it's to pick up money from a closed bank account.
*******************************

Well MoonDog is returning to the states which is a shocker, Lazada is going to miss him.   

   

Larry Fisher


    Larry Fisher said . . . Yea, well, I ain't comin back. Unless it's to pick up money from a closed bank account.  *******************************
Well MoonDog is returning to the states which is a shocker, Lazada is going to miss him.       
   

    -@Enzyte Bob


Yea I'm thinking twice about investing in them now.

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Lotus Eater

@Enzyte Bob


Well MoonDog is returning to the states which is a shocker, Lazada is going to miss him.


But he will always be the poster boy for Cherry Blossoms :)