Customer care languages
Language can be a significant obstacle when people relocate to Spain, and this issue becomes even more critical when it concerns healthcare. Therefore, it is crucial to opt for a health insurance company staffed with professionals who are multilingual and provide a personalized approach. This ensures that any inquiries you have can be addressed, and you can trust that they will comprehend any questions you need to pose.
Equally important is the presence of international clinics or facilities within the medical directory, offering customer support in other languages or access to translation services. This ensures that you can discuss any health issues, diagnoses, or treatments in your native language, providing you with a great deal of peace of mind.
Take away : Choose a company you can talk to without language barriers.
Friendly, professional treatment
People invariably prefer direct, personalized attention over interactions with automated systems. Moreover, a friendly and empathetic approach holds immense value, particularly when addressing matters that profoundly impact something as vital as our health. Consequently, it is imperative to select an insurance company with a team that is attuned to these considerations and can deliver the highest quality of customer care.
Another critical factor is that the insurer designates a dedicated contact person from the outset, enabling policyholders to maintain consistent communication with the same individual as needed. These staff members should also undergo comprehensive training to assist with all administrative processes and address any inquiries that may arise throughout the duration of the policy with complete transparency, both at the time of initial insurance acquisition and during its active coverage.
Take away: Choose an insurance company with a friendly, professional approach.
Speedy procedures for obtaining the Visa and Residence permit
Speed plays a pivotal role in the acquisition of visas and residence permits in Spain. It is crucial to have an insurance provider that streamlines the process and swiftly issues policies, ensuring the quickest possible turnaround.
Take away: Choose an insurer that makes procedures easier.
No copayments
Copayments represent the portion that the insured individual is responsible for paying when utilizing specific services covered by the policy. Their use can lead to a substantial increase in the overall cost of insurance.
For those seeking a Visa or Residence permit in Spain and requiring private medical insurance, it's essential that the policy does not include copayments, as this is a stipulated requirement. Furthermore, one of the advantages of having health insurance without copayments is that you only pay the premium, eliminating the need for any additional out-of-pocket payments.
Take away: Choose medical insurance without copayments.
Lifetime coverage
When selecting health insurance, a critical consideration is whether the insurance company can cancel your coverage, particularly when you are residing in a foreign country. Opting for a policy with lifetime cover provides peace of mind, as it ensures that you won't be left without health insurance as you age or if you develop medical conditions. This eliminates the added challenge of finding another insurer willing to accept you under such circumstances.
Take away: Choose a company that will never cancel your insurance.
No premium increase due to age
As individuals age and transition from one age bracket to another, some insurance companies tend to raise premiums, resulting in increased costs over the years. Therefore, it's advisable to explore the possibility of selecting a private health insurance provider that does not increase premiums based on age. This approach can ultimately lead to more cost-effective coverage in the long term.
Take away: Choose a health insurance company that maintains the price in the contracted age bracket.
All these characteristics are met by ASSSA Insurance, a Company with more than 80 years of experience and highly specialised in dealing with international citizens. The company's health insurance policies comply with the requirements for obtaining the Visa and Residence in Spain. It also immediately issues the policies and provides the certificate required for presenting your documentation, making it easier for you to enter Spanish territory.
ASSSA Insurance guarantees peace of mind for their Policyholders by offering medical, surgical and hospital cover and by having multilingual professionals across its branch offices ready to answer your questions and inform you about the contractual conditions with complete transparency.
As well as all this, the company offers many more benefits: an extensive medical directory with prestigious doctors and international clinics equipped with the latest technology, access to services without waiting lists and an extensive network of offices.
ASSSA always takes care of health and customises the contracting of your medical insurance in Spain, adapting to dates in a flexible way, making the process of applying for a Visa or Residence faster and ensuring your stay in Spain is as pleasant as possible.
Choose ASSSA, choose Peace of Mind and Health in Spain.
