I am wishing to move from Australia to retire in Phils, have had several areas recommended out of Cebu, Dumaguette, Palawan, Subic Bay, can anyone give me an update on rough costs. I am currently single but not wanting to stay that way, and wish to live reasonably but modestly. I like being near the water but also cooler climates are appealing as it gets very hot there. I have only been to Phils once and enjoyed Cebu. Manila area does not interest me. thank you, ron