Health insurance for kidney transplant

I cant comment on the connection between getting a visa and having health insurance. If they insist you must have it, then perhaps you will have to purchase it in Pakistan or from a worldwide company that covers Pakistan and Malaysia. You will need a doctor in Malaysia to provide prescriptions for your medicine. Nothing can be bought over the counter here that is a prescription drug. Very strict rules. Suggest you make enquiries in Pakistan about this, because as I mentioned, insurances here are just for hospitalisation and people pay as they go to visit a doctor and for medicine.

You could ask your current physician or hospital if they are able to make a referral to a doctor in Malaysia. Specialists often have colleagues in other countries. With your nature of medical history, it would be crazy not to do this as without a doubt you will fall sick in Malaysia, because of the different bacteria and virus involved.