Health insurance for Malaysia

I am planning to retire in kl the second half of this year and am 64 years old. I will have medical coverage in the US but need coverage for Malaysia only. Can anyone recommend an insurance carrier who will only cover Malaysia for people my age and with pre existing condition?

Also, are costs low enough to Bly enure for major health events that require hospitalization. I tried the recommended agency in the website but they cannot quote for people subscribing from the United States.

HELP and thanks

Hi cheryl, how about allianz, great eastern or prudential?

Medical Insurance companies runs here as it runs in USA.

Actually you need to go website of major medical insurance in Malaysia E-mail your questions and they will respond to you promptly.

AMA /PRUDENTIAL and many more Medical Insurance all is there.

Hi Cheryl

ING works like this  - prices are for the top level of cover on the cashless system i.e you just give the hospital your card they call ING for approval .you don't pay first and claim later.

@ 64 years old - RM 3319 (USD 1095)p.a
@ 65 - 69 - RM 4342 (USD 1433)p.a
@ 70 - 74 - RM 6296 (USD 2077) p.a

If you need any other info let me know.

Sorry meant to add the pre-existing will be either excluded or you may have to pay a premium loading for inclusion.

It will depend very much upon the condition itself.

Thanks everyone the ING direct program looks best after some investigation..

Will check with them on pre existing conditions.  Does anyone out there have ING?

Cheryk

Hi recently moved to Penang from the UK and need to arrange health cover for family of 4: 2 adults female 48, male 51 and  2 children aged 10 & 12.Any recommendations as I have contacted a couple of companies mentioned in various forums but just never hear anything back.

Thanks

Hi Leh, welcome to Malaysia.

I am from Penang. You may contact me should you need information on health insurance, medical cards, life and critical illness coverage.

The hospitals that are at Penang includes, The Adventist Hospital, Loh Guan Lye, Gleneagles Medical Center, Island Hospital, Lam Wah Yee, Pantai Hospital, KPJ Hospital, Bagan Specialist Center, Mount Mariam Cancer.

The Bagan Specialist and KPJ are located at the mainland while the rest are on the island itself.

Thanks

Hi Cheryl,

Your agent should be able to arrange that for you. I got my medical and insurance done WITHOUT even showing up for it at any clininc last week. But medical is really cheap in Malaysia. If you do not have an agent, I could recommend mine but only if you want.

Regards,

Tulli

When it comes to insurance especially medical, the fast way may not be the appropriate way.

Full health declaration and proper documentation is always needed before an application can even be considered.

Essentially it is NOT the agent that is going to pay the claim, but the insurance company. The agents role is to help the client declare so as to enable the underwriters to evaluate for the case consideration.

This is to protect the client to ensure that future claims arent being denied.