Hello, I am planning to move to the Philippines from US in less than a year and was wondering if the ACR Card is needed to rent an apartment in the Philippines? As far as I know it's needed to open a PH bank account. So do fresh expats pay cash for their first apartment? How does one get a receipt that way if so? Do expats moving to the Philippines usually stay in a hotel for two months until they can get an ACR Card? Thanks in advance.