Paying bills in Sweden

Hello everyone,

What bills do you pay? If you are renting, are bills included in the price of rent, and is this common practice in Sweden?

How can you pay your bills (e.g. online, at provider's store, at the post office)? Which is the most convenient or reliable way?

With what frequency are different bills sent in Sweden? Are there different deadlines for payment?

Thank you for sharing your experience.


If you're here renting in Gothenburg, then it's almost obvious that all bills are included under the rent. Very few places are there where you've to pay each bill seperately. Coming to the deadlines, it is fine if you are a couple of days late, people here are cooperative and understanding provided you have a good reason. It is although safer to pay them during the last week of the previous month itself.

Here in Stockholm bills are included in rent. Private bills such as telephone subscriptions are paid against the invoice("Faktura" in swedish) online. Invoices can be sent to you by post or email but always a charge  is added  when a post is sent for some invoices.

Almost everything is payed online. But that also means it depends if you have swedish bank account, then just ask for online invoice thru company, landlord etc. Your bank can help you on how to do it.

What different bills do you pay? Well that depends on what bills you need to pay. Monthly payments can be payed directly from your bank. Other bills are most likely payed thru bank cards.. visa, mastercard etc.or cash (but who does that now a days?)

Penalties are differs from each companys etc. But you get a notice or reminder invoice before "this" invoice is sent to "kronofogden". Kronofogden are the ones who see to it that this bills be payed and with interests.

You can also ask for a date that your bills will be payed f.ex. the day you get your salary etc. If its a monthly payment/invoice.

Every monthly service you get, you have to pay for it. When you rent an apartement you will sometimes pay for warm water, internet, parking if u have car, and electricity. Sometimes will all of these services incloud in one bill.

Bill/bills you can pay in different ways, online by using you bank app/site, approved stores: you pay them cash and they pay you bills, the take about 4-6$ for each bill that below 2300 sek.

Eeasiest way to pay bills by using BankID and bank application together then your payment will  be sends in a seconds.


If you are renting second hand, then all the bills should be included.

Not sure about first hand though

If you live in a villa with no rent you have to every month pay for water, electricity and of course the tax. Honestly, in Sweden we pay two thirds of what we earn! Anyway, having solar panels is really common to save money.  :D