Hi, please i have been offered admission for phd in a NZ university and want to apply for a study visa. i have some questions and wish someone could help. I reside in Africa.
1. My bank statement from my sponsor is from a microfinance limited. It a registered saving and loan institution registered under central bank in my country. Will it qualify for a suitable statement of funds though it is not a commercial bank?
2. If i pre pay my tuition fee and i am denied a visa, will the school refund the money for me?