100k budget for the house

Senyorita chubbylita wrote:

Thank you for your response yes not bahay kubo only for the house the permit is not included in the budget only for the house do you think it is possible I just want an advice and a plan also because me and my hubby don't have idea in putting or building a house and our money is only 100k

If you have US$100k, yes, you can build a small house. Hire an architect to draw up a plan per your specifications (since you need this anyways to get a building permit). In the plan, there's a bill of materials, which lists the materials needed and cost. Usually, this is understated in the permit to reduce the fees at city hall and for lower property taxes. Just make adjustments based on actual current price to get an idea on how much it would really cost.

If your budget is PhP100k, no. To legally build a house, you need to submit plans and secure a building permit.  Building plans and building permit alone is 40k-70k. Which leaves you with 30k-60k. I think PhP60k might not even be enough to build the foundation of a 80 sqm bungalow and a septic tank.

Okidoc wrote:

Actually I paid already the building permit and my budget is 100k monthly.. How could this 100k made up how many post could it make.my lot is 500 Sq meters andy house plan was 150 Sq meters only

Hi and welcome to the forum Okidoc. Can you explain or clarify your question please? Will help members to offer opinions.

Cheers, Steve.

FilAmericanMom wrote:

Senyorita chubbylita wrote:

Thank you for your response yes not bahay kubo only for the house the permit is not included in the budget only for the house do you think it is possible I just want an advice and a plan also because me and my hubby don't have idea in putting or building a house and our money is only 100k

If you have US$100k, yes, you can build a small house.

I'm not trying to be a wise guy but,,100K US is 5m pesos..For that amount you could build a mansion and have all the glitter. ):

Senyorita chubbylita wrote:

Thank you filamerican mom my money is only 100kphp I want to build a house with 2 small rooms and 1 small dining u toilet and kitchen I don't have budget for an architect my mother inlaw only give a land only our problem is plan for building our small house thank you 😔

She stated 100k PHP.

Lat61 wrote:

Unfortunately this question was asked in the wrong forum. Western Expats have much different expectations than the Filipino populace. If you go back to my January 14 post I think you will find your only recourse that will work for you on this thread. Bamboo houses are very sturdy and inexpensive to build.

Since the OP is referencing building plans and a building permit they are not talking about a bamboo house.

They are talking about concrete and steel.

Munchie wrote:

FilAmericanMom wrote:

Senyorita chubbylita wrote:

Thank you for your response yes not bahay kubo only for the house the permit is not included in the budget only for the house do you think it is possible I just want an advice and a plan also because me and my hubby don't have idea in putting or building a house and our money is only 100k

If you have US$100k, yes, you can build a small house.

I'm not trying to be a wise guy but,,100K US is 5m pesos..For that amount you could build a mansion and have all the glitter. ):

The OP's question was whether or not she can build a small house with 100k budget. So, I said, yes, you can build a small house with a US$100k budget.

Five years ago, we had our house built. It's not a mansion. But it cost us more than 5 million pesos. Some of my clients' houses in Ayala Alabang and Corinthian Gardens, with the high end Kenneth and Mock windows . . . those are mansions.

Philippine Destiny wrote:

Lat61 wrote:

Unfortunately this question was asked in the wrong forum. Western Expats have much different expectations than the Filipino populace. If you go back to my January 14 post I think you will find your only recourse that will work for you on this thread. Bamboo houses are very sturdy and inexpensive to build.

Since the OP is referencing building plans and a building permit they are not talking about a bamboo house.

They are talking about concrete and steel.

Too late to edit the original message so I wanted to correct myself in that I see now that it was not the op who mentioned the building plan and permit.

bigpearl wrote:

I also am not trying to be a wise guy Munchie and readers but it's all relative to ones perspective, A mansion to me, a westerner in my home country is something I cannot afford, say Au 5M and upward, yes expensive in Oz but to buy a "mansion" or even lesser properties one can spent that easily,,,,,,, that's in Oz, I watched relentlessly for years the property prices in PH. and while I/we watched within our chosen area to live over 3 years the prices doubled.
Where we eventually purchased on the beach is 90% expats and the basic asking price for property there is PHP 20M and while all are very nice houses are certainly not mansions.

To build a respectable fence on 3 boundaries is a million pesos, Proposed extensions at the basic end are PHP 10K and the lavish end 40K.
I am out of the picture with these initial estimates as the better half is dealing with prospective architects and the builders.

Putting it back into perspective, we live in a 3 bed/2bath home, absolute beachfront to the high tide mark, concrete everything, solid, everything works, 2,500M2 land but our house is the worst in the best street, I am sure our expat neighbours think we are poor, go figure, the rellies and friends think we live in a mansion.
I am happy to be in their homes too as the love and friendship is about family and not ever the almighty dollar. I found my home but is certainly not available where we live for 100,000 pesos nor even a hundred K US dollars.

I do see plenty of property within our area of La Union starting at PHP 200K but no title etc.

Sorry I have waffled on enough.

Cheers, Steve.

Yes mate, but beach side property is not a fair comparison i this scenario. The same as you can't compare Manila to back woods "anywhere". Find a place with no foreigners and you can get a deal. i still say you can buy a nice lot and put up a decent house in mainstream Php without losing an arm and a leg. Foreigners have forced up prices where I am. A lot of them have money to burn so dont give a flying **** how much it cost them..........Pfffft, Australian real estate......., lets not go there. Those poor b******s there are in trouble,

Munchie wrote:

bigpearl wrote:

I also am not trying to be a wise guy Munchie and readers but it's all relative to ones perspective, A mansion to me, a westerner in my home country is something I cannot afford, say Au 5M and upward, yes expensive in Oz but to buy a "mansion" or even lesser properties one can spent that easily,,,,,,, that's in Oz, I watched relentlessly for years the property prices in PH. and while I/we watched within our chosen area to live over 3 years the prices doubled.
Where we eventually purchased on the beach is 90% expats and the basic asking price for property there is PHP 20M and while all are very nice houses are certainly not mansions.

To build a respectable fence on 3 boundaries is a million pesos, Proposed extensions at the basic end are PHP 10K and the lavish end 40K.
I am out of the picture with these initial estimates as the better half is dealing with prospective architects and the builders.

Putting it back into perspective, we live in a 3 bed/2bath home, absolute beachfront to the high tide mark, concrete everything, solid, everything works, 2,500M2 land but our house is the worst in the best street, I am sure our expat neighbours think we are poor, go figure, the rellies and friends think we live in a mansion.
I am happy to be in their homes too as the love and friendship is about family and not ever the almighty dollar. I found my home but is certainly not available where we live for 100,000 pesos nor even a hundred K US dollars.

I do see plenty of property within our area of La Union starting at PHP 200K but no title etc.

Sorry I have waffled on enough.

Cheers, Steve.

Yes mate, but beach side property is not a fair comparison i this scenario. The same as you can't compare Manila to back woods "anywhere". Find a place with no foreigners and you can get a deal. i still say you can buy a nice lot and put up a decent house in mainstream Php without losing an arm and a leg. Foreigners have forced up prices where I am. A lot of them have money to burn so dont give a flying **** how much it cost them..........Pfffft, Australian real estate......., lets not go there. Those poor b******s there are in trouble,

Hear you Munchie especially with the likes of westerners pushing prices up, 100% agree. (unfortunately  I am guilty too because I have a white face but we secured free title and tax declared lots with a very solid 3 bed 2 bath home, from the Canadian that purchased then built on the the 2,500M2 lot 10 years ago, absolute beachfront for less than PHP. 6M from him, watching and waiting for 3 years, original price? 14M)
It's difficult to understand the OP's asks as it's not definitive with figures nor currency and also appears the OP is not around any more.
Simply? We are on the beach proper, very comfortable house, access from the rear road and paid 5.75M pesos. While not a mansion and not what this post was about was a bargain considering the few properties for sale one block off the beach are asking PHP 20M+.
Yes we are in the backwaters but all the services and very quiet and safe.

Building a mansion in our backwater neck of the woods? 6 hours drive from Manila? Free titled land one block off the beach is PHP 3K per M2, on the beach? The block next to us is for sale, slightly smaller than ours but asking PHP 13M with no house.
We recently had some ceilings replaced, PHP 100K + 30K for insulation batts R.3. as said a decent fence on 3 boundaries is PHP 1M. Building a mansion even in Filipino terms cannot be had for the funds mentioned.

As for Australian realestate? While it's all relative I certainly made money for the last 40 years dealing within that market and will still prosper off loading properties over the next few years. The OP needs to get back to members here with workable figures but is potentially living in a nippa hut with no internet.

OMO.

Cheers, Steve.

Yes it is possible, we built for 55,000P, far out in the provinces, no permits, no engineers nor architects, much of the wood came from the property though.

[link moderated]

While a very old topic kind of reminds me of the old Supertramp song "dreamer".

P55K? Seems you shat in a hole in the ground and had a running water supply you could bucket water from. Get real. I've been here a long time and well know costs.

OMO.

Cheers, Steve.

@bigpearl

Good one mate,  negative nancy, they moderated the link.

Basically if you own the land you can get a guy with a chainsaw in to cut trees into planks and 4x4, use stronger limbs for structural supports and build a starter 2 room house, then expand as you're living there.

If you have land you don't need a stupid big house for 2 people, you just add buildings as required.

Obviously can't do it in the cities and can't do it if you want a full Western lifestyle - but that comes with living in the province anyway.

PS Over 20 years living in SE Asia, so not some noob with rose coloured glasses. I just prefer it here to our places in Manila.

PPS Sorry for resurrecting an old thread, lol, should have noticed that.

@Offgrid Philippines

All good and definitely not a negative Nancy but more of a realist. We live in the province on the beach in a 5 bed 5 bath home and there is 3 of us, one is our live in caretaker. Not a stupid big house when we have visitors staying over for a few days.

I'm not trying to take the piss and care little how you build nor how you build it, consider though a septic system, a water supply from a well or perhaps mains supply, a bathroom, a kitchen, a stand alone solar system to power your needs, all that I have mentioned are part of the project cost before you put a shovel in the ground. But hey.

Each to their own.

Cheers, Steve.

@bigpearl

I already said this bit "build a starter 2 room house, then expand as you're living there."

Septic isn't hard to build, solar isn't expensive if you don't have a 5 bed 5 bath house for a family of two. And yes we have two springs on the property because we planned before we even bought, let alone put a shovel in the soil.

I see there are 149,000 visits to this topic as people were searching for answers, for a cheap house.

I'm very happy for you as you seem very proud of your 5 bed 5 bath house 20 million beachfront home for a family of two, but the topic is not about that

How many of those 149,000 joined and stayed on the forum because of the all the incorrect information, negativity and self agrandisement?

In fact OP left after this thread.

But hey, each to their own

There are plenty of cheap house in rural France for under 100k euros. I don't know if you can move to France or not but it is cheap there.

Yes each to their own Offgrid, choices. Do let us know with followups how your budget fares.

BTW our home is P50M and not bragging as some around here go for P100M. As said choices.

Good luck with your build.

Cheers, Steve.

BP writes, Yes each to their own Offgrid, choices. Do let us know with followups how your budget fares. BTW our home is P50M and not bragging as some around here go for P100M. As said choices. Good luck with your build. Cheers, Steve. - @bigpearl

Yes, and you and Moon Dog have done great things!!

We're late starters. Here is a photo from a top-floor

room of our AirBNB A-frame made of property trees.

The pale-brown vee in the exact centre of the window

is our property driveway meeting your baranguy road.

Now more nearly finished, and Palawan, maybe P30M?

Here's a building site, earthmoving courtesy of tamaraw

Ok, so I guess this is now a bragging thread?

Should I start too and put both of you to shame?

You're both missing the point, the thread isn't about you, but you're so tied up you can't see that and love to put people down.

No wonder this forum is dead.

The O/P had a budget of 100K Philippine Pesos and not 100K USD so I wonder what they managed to build if anything with their available funds. Looks like she was a OFW working in Hong Kong so maybe she managed to save more money to put towards the house build.

The question was asked back in 2017 so maybe we will never find out as this is a very old post.

The O/P had a budget of 100K Philippine Pesos and not 100K USD so I wonder what they managed to build if anything with their available funds. Looks like she was a OFW working in Hong Kong so maybe she managed to save more money to put towards the house build.
The question was asked back in 2017 so maybe we will never find out as this is a very old post. - @Cherryann01

.....yes, the OP was from 8 years ago, and they haven't visited the site since then. So I doubt we will find out.

.....yes, the OP was from 8 years ago, and they haven't visited the site since then. So I doubt we will find out. - @SimCity

Off-Grid went Off-Forum 😑

Either that or swamping us

Wonderful, you're welcome.

happy trails