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jozica

jozica

Active member

American expat in the Philippines

Forum posts

97

About me

American

Lives in Cebu City, Central Visayas

Registration: 22 January 2024

Activity

jozica replied to a thread
3 weeks ago
vehicross100

BENEFICIARY, IRS & TAXES by vehicross100

My wife is the beneficiary of my retirement funds.(NOT talking about SS, but CALPERS)She currently has a ITIN just for tax purposes, but assume she will lose her eligibility for this once I pass.Question is this, Her being a non US citizen and never ...

jozica replied to a thread
3 weeks ago
vehicross100

BENEFICIARY, IRS & TAXES by vehicross100

My wife is the beneficiary of my retirement funds.(NOT talking about SS, but CALPERS)She currently has a ITIN just for tax purposes, but assume she will lose her eligibility for this once I pass.Question is this, Her being a non US citizen and never ...

jozica

Why ? I already have my answers as I noted above… - @vehicross100Oh really? Why? Because you wrote:3) File with Calpers using form W-8BEN and the tax will be reduced. But no where can I find where is it documented as to ... Read More

jozica replied to a thread
3 weeks ago
Valeriecastellana

Where can one find long term luxury rental ? by Valeriecastellana

Where are upscale luxury rentals for expat couple expecting to live in Manila or nearby suburb  for 2 years as a company employee for husband and wife retired. Rentals available online seem dark without much natural light and rental furniture ...

jozica

Where are upscale luxury rentals for expat couple expecting to live in Manila or nearby suburb for 2 years as a company employee for husband and wife retired. Rentals available online seem dark without much natural light and rental furniture seems ... Read More

jozica replied to a thread
3 weeks ago
vehicross100

US Immigration/Banking by vehicross100

Finally after 10 years we made our first trip to the states. My Wife had absolutely no issues with Immigration. They asked where we are going, Took a look at our hotel reservations and said “Have a nice Trip”A few days later made a ...

jozica

jozica said . . . That makes a huge difference. Red MAGA states have the lowest literacy rates in the country and loosest guidelines for compliance to accommodate customers. ********************* Percentage wise California & New York lead the ... Read More

jozica replied to a thread
3 weeks ago
pnwcyclist

Typhoon Uwan by pnwcyclist

Back to back typhoons.. Cebu got slammed bad by Tino (Kalmaegi) last week. I hope everyone on Luzon is safe and sound this time around. Steve I just looked and it was over La Union, hope all are fine.

jozica

Was in Danao yesterday and Talisay the day before. Liloan got hit pretty bad. Cars and trucks washed off the road are still washed off the road and Talisay has areas with many roofless homes. Trees down everywhere, including my area. We had a power ... Read More

jozica replied to a thread
3 weeks ago
vehicross100

BENEFICIARY, IRS & TAXES by vehicross100

My wife is the beneficiary of my retirement funds.(NOT talking about SS, but CALPERS)She currently has a ITIN just for tax purposes, but assume she will lose her eligibility for this once I pass.Question is this, Her being a non US citizen and never ...

jozica

I would just ask Calpers and your U.S. tax accountant. Read More

jozica replied to a thread
3 weeks ago
joey5552000

What is the best SUV or pick up for very steep hills in Baguio City? by joey5552000

Asking for your suggestion or recommendation for an SUV or Pick up for very steep hills in Baguio City. Currently I am using an MG HS but not so much power especially in steep hills. Thank you

jozica

I always forget to check the dates! This is why I hate the policy of regurgitating old threads. Half of those expats are probably dead. Start new threads and get NEW updated input. Who cares if the topic was previously covered? Do it again. You guys ... Read More

jozica replied to a thread
last month
vehicross100

US Immigration/Banking by vehicross100

Finally after 10 years we made our first trip to the states. My Wife had absolutely no issues with Immigration. They asked where we are going, Took a look at our hotel reservations and said “Have a nice Trip”A few days later made a ...

jozica

@danfinn "This seems like a troll to fire up a political discussion ..." LOL, I say those things to keep you guys on your toes."Do you know of any banks from red states whose compliance guidelines are more friendly to expats in the Philippines?"If ... Read More

jozica replied to a thread
last month
joey5552000

What is the best SUV or pick up for very steep hills in Baguio City? by joey5552000

Asking for your suggestion or recommendation for an SUV or Pick up for very steep hills in Baguio City. Currently I am using an MG HS but not so much power especially in steep hills. Thank you

jozica

@jozicaEdit: They Read More

jozica replied to a thread
last month
swt90alum

Amazon Availability in the Philippines? by swt90alum

I saw there are two Amazon warehouses in the Philippines, but as I understand it, Amazon does not "deliver" to the Philippines...is this true? Also, if Amazon does not deliver to the Philippines...are there any on-line delivery services that do ...

jozica

Last year Amazon opened a 595,000 sq ft distribution center on Oahu and a 42,000 sq ft center is due to open next year on Kauai. Was hoping that will help supply the Phils but most of my stuff still comes from the mainland, mostly California. As far ... Read More

jozica replied to a thread
last month
Enzyte Bob

Here we go again: It's the Philippines. by Enzyte Bob

I'm about to switch off my third internet provider (Converge).I've little or no internet for over three weeks now, Download .2 mbs upload 320 mbs. Customer service is non existent, just like so many of the other institutions and businesses. I've ...

jozica

Getting a TIN in Cebu City was a simple walk-in walk-out procedure. Took only minutes. Read More

jozica replied to a thread
last month
joey5552000

What is the best SUV or pick up for very steep hills in Baguio City? by joey5552000

Asking for your suggestion or recommendation for an SUV or Pick up for very steep hills in Baguio City. Currently I am using an MG HS but not so much power especially in steep hills. Thank you

jozica

Ford makes the best trucks. There are the de facto benchmark that all other brands try to meet or beat but can never catch up. However, there are some hybrid Chinese trucks that are very tempting here in PH. I see something new every week. Read More

jozica replied to a thread
last month
Jackson4

We got scammed on Shoppee by Jackson4

My wife had our property manager in the Philippines order bunk beds for our student rental units on Shoppee. I do not know how it happened but the vendor in Shoppee sent a message on Shoppee site to DM-Direct Message the vendor. Long story short, my ...

jozica

@Jackson4You got scammed OFF Shopee. Read More

jozica replied to a thread
last month
vehicross100

US Immigration/Banking by vehicross100

Finally after 10 years we made our first trip to the states. My Wife had absolutely no issues with Immigration. They asked where we are going, Took a look at our hotel reservations and said “Have a nice Trip”A few days later made a ...

jozica

@Enzyte BobSurprised to hear they still use mail and paper checks. FTB and IRS direct deposit to my U.S. bank account. Read More

jozica replied to a thread
last month
vehicross100

US Immigration/Banking by vehicross100

Finally after 10 years we made our first trip to the states. My Wife had absolutely no issues with Immigration. They asked where we are going, Took a look at our hotel reservations and said “Have a nice Trip”A few days later made a ...

jozica

@vehicross100You didn't mention which state you're banking at. That makes a huge difference. Red MAGA states have the lowest literacy rates in the country and loosest guidelines for compliance to accommodate customers. They also have the most guns. ... Read More