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jc1234

jc1234

Active member

American looking for information about Brazil

Forum posts

77

About me

American

Lives in Rio Grande do Sul

Registration: 05 February 2019

Activity

jc1234 replied to a thread
2 weeks ago
Pablo888

Expats: how do you stretch your Reals further? by Pablo888

Oct 27, 2025The Reals reached US$1 = R$6 briefly this year. FX watchers would have jumped on the opportunity to move more in R$.Now, how do you optimize what you keep in R$ versus in Euro or dollar? The typical aggressive bank interest rate or ETF ...

jc1234

I do not live in BR but I intend to. I just withdraw at Bradesco ATM with my U.S. bank card and since it has slightly better conversion rate compared to Wise. But for large amounts I would have to use Wise. Since predicting the exchange rate is ... Read More

jc1234 replied to a thread
last month
roddiesho

Opened Account with Banco Do Brazil. Do I Need to Inform? by roddiesho

Do I need to inform someone? This was in my EXPAT - E-MAIL. "Many expatriates still don't realize they must declare their foreign bank accounts to their home country's authorities. If you've moved to Brazil, Poland, or the UAE and opened bank ...

jc1234

10,000 at anytime during the year. Not current balance or end of the year balance Read More

jc1234 replied to a thread
2 months ago
Cheryl

Managing retirement savings in Brazil by Cheryl

Hello everyone, Saving for retirement as an expat in Brazil can be challenging. With different options, rules or even taxation, expats have to understand how it works to make informed decisions. We invite you to share your insights in order to ...

jc1234

A tax resident with no tax treaty with the U.S. means Brazil won’t recognize tax free Roth retirement accounts or life insurance, HSA, etc. not exactly expat tax friendly place to retire Read More

jc1234 replied to a thread
3 months ago
ltoby955

Regarding marriage and assets by ltoby955

Do you retain what you brought into the marriage or in the case of divorce is it split irrespective of who had what at the start? 

jc1234

Ok we are planning to get married soon, I am 70 she is 58, we will marry outside of Brazil, she is Brazilain. - @ltoby955Clearly it’s in her best interest to stay with you until you die so she is entitled to some inheritance if you have no ... Read More

jc1234 replied to a thread
3 months ago
Mark Blonde

US Retiree in Brazil -- Tax Reporting Questions by Mark Blonde

As a US soon to be retiree thinking of relocating to Brazil, the tax question I a little off putting.I've read there is no tax treaty between the US and Brazil.All my income will come from US sources. What if I don't report it all? If there is no ...

jc1234

https://youtube.com/@p4d1com?si=9hQmS-_Ty3SkHdPvhttps://youtu.be/u-RKZSxgzWE?si=pW-paKe5wlnWVHtbGeneral but Informative lawyers Read More

jc1234 replied to a thread
4 months ago
Mark Blonde

US Retiree in Brazil -- Tax Reporting Questions by Mark Blonde

As a US soon to be retiree thinking of relocating to Brazil, the tax question I a little off putting.I've read there is no tax treaty between the US and Brazil.All my income will come from US sources. What if I don't report it all? If there is no ...

jc1234

just don’t stay more than 180 days but if you do you won’t get doubled taxed if you paid Read More

jc1234 replied to a thread
5 months ago
Cheryl

Taxes for expats in Brazil by Cheryl

Hello everyone, When settling in and living in Brazil, you will also need to navigate the local tax system. In order to help newcomers and expats ease their tax-related experience, we would like to invite you to share your experience. What are ...

jc1234

With Lula seeking reelection the Real will take a beating still. They need all the foreign inflows they can get. Two weeks ago there was a huge backlash when they try to increase the rate of the IOF to try to counteract outflows. Only reason why the ... Read More

jc1234 replied to a thread
5 months ago
Cheryl

Taxes for expats in Brazil by Cheryl

Hello everyone, When settling in and living in Brazil, you will also need to navigate the local tax system. In order to help newcomers and expats ease their tax-related experience, we would like to invite you to share your experience. What are ...

jc1234

There are no tax incentives in Brazil for foreigners They should do like Uragray's incentives for 10 years Portugal is proposing a 500,000 euro investment and a 10-year tax incentive. Read More

jc1234 replied to a thread
6 months ago
Planetf1

Brazil Citizenship Questions by Planetf1

Olá pessoal!I’m a Dutch national currently living in Brazil, and I’m trying to figure out when I’ll be eligible to apply for Brazilian citizenship. I got married to my Brazilian spouse in March 2024 and received permanent ...

jc1234

what are the benefits of being a citizen if one has a Euro or U.S. passport? You become a tax resident after 6 months total in the country citizen or not. Read More

jc1234 replied to a thread
7 months ago
chefjim

Retired US military members in Rio Grande do Sul by chefjim

Ola gente,I have been visiting RS now for years, and love it. I'm over 80, and am thinking about looking for a residencia to live in ...maybe in Porto Alegre....for my remaining years. Does anyone on this forum have any experience doing this? ...

jc1234

Private insurance is relatively cheap in Brazil compared to US. 200usd gets you great coverage SUS in POA is pretty good if you have residency Read More

jc1234 replied to a thread
7 months ago
Xavier Helios

What are the implications of my CRNM after the divorce? by Xavier Helios

I hold a passport from an Asian country and got married to my wife one year ago. Three months ago, I returned to work in Africa, and now she wants to divorce me. My CRNM, which I obtained through marriage and is valid until 2033, will it be ...

jc1234

ask a lawyer there or an agency that handles immigration if you want legal advice. They’re not expensive like other countries Read More

jc1234 replied to a thread
9 months ago
Cheryl

Cost of living in Brazil in 2025 by Cheryl

Hello everyone, Every year, we invite you to share your experiences with the cost of living in in Brazil, especially in the region or city you live in. Your insights will greatly help members planning their move to Brazil or already living ...

jc1234

It all depends on what kind of lifestyle. In Sao Paulo to live like middle class minimum 10k Reais. For two people 15k. Deposit 1 million Reais into CDB or CDI and get minimum 13% apy return. Rates projected to be higher by the end of the year since ... Read More

jc1234 replied to a thread
last year
roddiesho

WoW! Six Reais!!! Incredible Exchange Rate!!! by roddiesho

Did I see this right? Is the American Dollar worth almost 6 Reais?Roddie in Retirement🕵

jc1234

Was told it will be 6.3 next year from some bankers inflation is projected to be above goal range until 2027 with the selic rate at 13% the carry trade is appealing Read More

jc1234 replied to a thread
last year
roy_usa_2023

Paying Boleto as a foreigner by roy_usa_2023

I am in Brazil but do not have a Brazilian bank account - only be here for 4 months- how do I pay the boleto for apartment I own given my credit card and debit card are american and I have an american bank account.Any suggestions?thank you,Roy

jc1234

Transfer wise can pay bills now. Or send them pix Read More

jc1234 replied to a thread
last year
planetf11

Seeking Advice on International Divorce Process (UK/Brazil) by planetf11

Hi everyone,I'm a British national married to a Brazilian woman for nearly two years (since December 2022). Unfortunately, we have been separated for about 6 months now, and I'm looking to begin the divorce process. There's a bit of a disagreement ...

jc1234

Ofcourse she wants a UK visa which puts you with financial responsibility Read More