LemSaDipolog
American expat in the Philippines
Forum posts
113
Contacts
1
About me
American
Lives in Dipolog City, Zamboanga Penins
Speaks English, Cebuano
Registration: 21 November 2017
Debating Buy a Condo or Rent in Pasay by Gracembrly
Hi this time I want to make sure I have the best advice and decision since we’re retiring in 4 years time. I wonder if someone have the same plans that I can relate to or someone who got all the numbers-and examples etc. Debating if ...
RENT!!! NO AGENT other than a Pilipino spouse!!! Bubbles happen very routinely and with the collusion of the banks as it is in their "best" interest (profits) given the regulatory climate. Many professionals and strangers see you the ... Read More
Cities In Mindanao that are Safe to Visit by moonunit0103
It seems like I have been chatting several women who live in Davao, General Santos, Kudurat City, Cagayun de Or, and Ozamiz. I have seen the State Department warnings from last year. Have things settled down? I am fond of my head and don't ...
Hello, Zamboanga Del Norte coastal cities are not unusually hazardous to your health due to the mulsim or communist predators BUT the mountains are the Army (lazy cat) and quick little mice games abound Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
Then there is always the government and the courts; If you run up against another player the courts and the government suddenly become more of the problem than any competition or they end up siphoning off much of your profit. Particularly if you ... Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
Scams are as old as prostitution, if not older. That is only true because as one brilliant person put it " There is a sucker born every minute" Your yield may vary based upon your choice of associates and level of ignorance. Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
Full faith and credit of the government of (insert your choice here) changes impact based on which government. Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
In this country it is best to hedge your bets based on the level of consumer protection and history. Read More
National ID registration by Okieboy
Had an official bring me the registration for national ID , I thought the BOI was going to handle national ID for foreigners, but I guess it is the Barangy, that is where they got my name and address
Where be the discussion sir? Read More
National ID registration by Okieboy
Had an official bring me the registration for national ID , I thought the BOI was going to handle national ID for foreigners, but I guess it is the Barangy, that is where they got my name and address
OOPS, Hit reply but quote not carried forward, Where be the discussion? Read More
anyone ever deal with squatters? eviction? by Soonretired
i own a house maybe 20 feet from the ocean at high tide, we own the lot all the way to the ocean. some guy built a "temporary house/shack" in front of my house, about half of it is on my property . it has no foundation but is built on ...
some just need to pound on their chest and say how macho they are. Like you said, strange place, strange customs, property laws very strange, and unsure of boundries at the time. Acting civilized is for sure the best path to take, even when ... Read More
anyone ever deal with squatters? eviction? by Soonretired
i own a house maybe 20 feet from the ocean at high tide, we own the lot all the way to the ocean. some guy built a "temporary house/shack" in front of my house, about half of it is on my property . it has no foundation but is built on ...
Or the little boy found out the gf is pregnant Read More
Immigration asking letter guarantee by Safferman
Hi, I have recently received this message: Hi, I have received message, is this from Immigration office? Goodmorning, this is from the Bureau of Immigration regarding the 13a marriage visa application of ________. Upon careful evaluation of the ...
You already have the signed marriage certificate so the need to prove you do not have marriage of convenience, you do that with something that says you have lived together as husband and wife, location, that you can and will financially support the ... Read More
Philippine Postal System by Enzyte Bob
Today, Sept 4, 2020 I received two premium notices from United of Omaha, one post marked March 19 and the other July 10. I'm sure Covid had something to do with this late delivery. Now United of Omaha mails out the notices a month before the ...
Online in country shopping ! Ninja Van ! number one!!!!!!!!!!!!!!!! Read More
Philippine Postal System by Enzyte Bob
Today, Sept 4, 2020 I received two premium notices from United of Omaha, one post marked March 19 and the other July 10. I'm sure Covid had something to do with this late delivery. Now United of Omaha mails out the notices a month before the ...
International mail delivery, as per international agreements, from the recipient country international post office to the recipient (the last mile) is not compensated. After 5 years in this country NOTHING has made it from Manila to Mindanao in ... Read More
anyone ever deal with squatters? eviction? by Soonretired
i own a house maybe 20 feet from the ocean at high tide, we own the lot all the way to the ocean. some guy built a "temporary house/shack" in front of my house, about half of it is on my property . it has no foundation but is built on ...
Just finished reading posts about fake papers and then saw this, You might want to investigate the applicable laws. As a foreigner you only have a lease. No one can own to the waters edge, by National Law, public beach is mean high tide plus 20 or ... Read More
US stimulus check by Mpace1954
Is there anyone who still hasn't received their stimulus check?
After taking the time and effort to gaze upon the readily available information from the US Gov. These checks have NOTHING to do with the bank accounts or protocols you may have in effect for SS. Only the last bank account used for the IRS taxes, ... Read More
US stimulus check by Mpace1954
Is there anyone who still hasn't received their stimulus check?
Verified with the IRS the thing was sent 1st week of May. My eyes have yet to gaze upon its splendor. It is my understanding that for any postal service accepting International Mail as per agreement Last mile is Gratis., all postage fees go to ... Read More
Foreign husband deportation law by Lat61
If your married in the Philippines you can't get divorced. But if your wife gets tired of you she can call BI and have you deported.
evil thrives when the good do nothing. Do not feed the bears! Read More
Foreign husband deportation law by Lat61
If your married in the Philippines you can't get divorced. But if your wife gets tired of you she can call BI and have you deported.
Corruption is dishonesty! |Sorry as Christianity and most major religions teach it is wrong as well as illegal. Been here 5 years, have wife, house and land, we have never paid for anything without getting a legitimate receipt. Annoying at times ... Read More
Foreign husband deportation law by Lat61
If your married in the Philippines you can't get divorced. But if your wife gets tired of you she can call BI and have you deported.
Letter of the law as implemented by B of Imm. is that married status must be maintained in order to retain a visa based on marriage such as the permanent resident. That has been interpreted by Immigration to mean living as a married couple. What ... Read More
Where to Buy OTCs and Vitamins by moonunit0103
Hi, I usually have been purchasing my OTCs and vitamins in USA, then have it shipped over to Leyte. But, with things locked down, is there a source in the Philippines where I can purchase and have it shipped to Ormoc City? The local pharmacies ...
GOD loves hoarders also. Anyone that believes any current drug therapy has proven to be effective is naive and has no concept of statistics as they apply to medical treatments. But there are also those in media looking to gain attention by ... Read More
COVID-19 Where is it leading? by GuestPoster285
Anyone who wants to know how this plays out should read this article We’re not going back to normal: Social distancing is here to stay for much more than a few weeks. It will upend our way of life, in some ways forever. by Gideon ...
Until as a absolute minimum, 50% are immune, known as herd immunity, it will continue to spread. Analogy is grassland fire with a mild breeze, until the burnt patches exceed 50% the fire has plenty of fuel that is concentrated enough to continue ... Read More
Cities In Mindanao that are Safe to Visit by moonunit0103
It seems like I have been chatting several women who live in Davao, General Santos, Kudurat City, Cagayun de Or, and Ozamiz. I have seen the State Department warnings from last year. Have things settled down? I am fond of my head and don't ...
Veteran of many years in the Middle east, Qatar, Saudi, Kuwait, Afghan. Ramadan is the most dangerous time. There are "deputized" religious pious enforcement patrols. Yes overall activity is diminished due to living more nocturnal ... Read More
Cities In Mindanao that are Safe to Visit by moonunit0103
It seems like I have been chatting several women who live in Davao, General Santos, Kudurat City, Cagayun de Or, and Ozamiz. I have seen the State Department warnings from last year. Have things settled down? I am fond of my head and don't ...
Gents, Ignorance is bliss, vigilance decreases the probability of problems. No place is truly safe, just lower probability of problems. ASG and NPA are both active in Zam Del Norte. Please note that the news you hear is very soft, concentrating ... Read More
Fake consumables being sold openly! by manwonder
Gd day guys; Hope all in going well & would like to wish all chinese celebrating Lunar New Year '2020... ("Gong Xi Fai Chai"/ Heng Ong Huat Ah!) I would like seek your feedback/advice on how bad the situation is, on the sales ...
There is nothing that comes to mind that I have not seen obviously counterfeited. Who knows how many well crafted fakes are on the shelves. But what do you expect in such a society, mostly poor, consumer driven by the media, and the minimal ... Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
Where ever you go, there you are. Panama is just another former Spanish ruled country, heavily corrupt (or did you miss the drug and rebellion conflabs). Just easier to get to US and more influenced a bit by US near the canal zone. Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
human nature does not change from location to location. The only thing the US has going for it is a less corrupt than many places judiciary and enforcement mechanisms. That is quickly changing and not for the better. Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
That my dear sir was my conundrum. The solution was, commercial bank for the dollars, rural bank for the longer term stuff. Longer answer, Katipunan and Rizal are in the group of top 10 sized rural banks and easily survive any stress tests. But ... Read More
Philippine Drivers License: First hand Experience by Enzyte Bob
I decided to get a Philippine drivers license, by the time I get would get back to the States my Nevada license will have expired and I will need a valid license for a car rental at the airport. Thank goodness my stepson was on holiday from England ...
No, now the fixer is the employee that will speed up and make the process smoother. Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
Do your homework, the data is easy to find. Do not deal with small rural banks for anything over Php 500k, they will soon be taken over by a big commercial bank and that is the limit of the insurance. BIG rural banks are again easy to find and are ... Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
Very simple, as proven by university sociology research is that there is common theme seen in the vast majority, if not all, impoverished economies, yes that includes the Philippines. That is a business climate of very low to non-existent morals and ... Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
At at least the two rural banks i mentioned you are not correct, but they are 2 of the biggest. I have cashed in a 6% at Katipunan and received the full principal after only 1.5 years. The same policy applies at Rizal. They also offer 1,3,6month ... Read More
Investing in the Philippines by Diksha
Hello everyone, During your expatriation in the Philippines, you might have been made aware of interesting investment schemes (local or international). Whether one wants to make money grow, protect oneself or prepare for retirement, investment is ...
The long-term-deposit interest rates mentioned seems to be limited to the rural banks. The commercial banks (BDO, BPI, MetroBank....) are no better than passbook. Given ROI from land, real estate, farming, legal and ethically run businesses, and ... Read More
Philippine Drivers License: First hand Experience by Enzyte Bob
I decided to get a Philippine drivers license, by the time I get would get back to the States my Nevada license will have expired and I will need a valid license for a car rental at the airport. Thank goodness my stepson was on holiday from England ...
Ah, A typical day dealing with a Philippines bureaucracy. If one cannot laugh one should not be here. I like the emphasis on the background noise, especially when you are listening for someone to mispronounce your name on a PA that is leftover ... Read More
Medical Insurance with tourist visa in Manila by Nadezhda_
Hello everybody! I would like to know from the expats in Manila how to receive the medical insurance for the adult and a kid (having tourist visa) and what is the cost/quality. are there any recomendations on the health center/doctors? thank you ...
For non-hospital expenses the cost of medical care here makes it a safe bet that if you arrive with sufficient cash to cover your maximum out of pocket expenses you will go home with cash left in your pocket. With hospitalization it would require a ... Read More
How did you find housing - renting a house? by SHarvey
How difficult was it to find a house to rent? Did you know someone who helped you or did you answer an ad? How long did it take to find a rented home?
You cannot understand a people until you study the history. This culture is very much based on their tribal roots. The Philippine nation is the result of on a Filipino aristocracy extending back to the last few decades of the Spanish that took ... Read More
Woe is PLDT by Enzyte Bob
We've had our problems with PLDT in the past, now it is really bad. Speeds as low as .04 mbs if you can even connect. Some days no connection at all in Metro Manila. This problem will be two weeks tomorrow. Numerous calls to them and they ...
You are correct, i forgot, Globe customer service motto "make em wait and keep em in the dark!" Read More
Woe is PLDT by Enzyte Bob
We've had our problems with PLDT in the past, now it is really bad. Speeds as low as .04 mbs if you can even connect. Some days no connection at all in Metro Manila. This problem will be two weeks tomorrow. Numerous calls to them and they ...
Here in the PI, It is ALL politics. The big 3, PLDT, Globe, Smart, now to have a 4th spend all their time and effort arguing about who can rape the public the most. We have some of the worst internet in Asia, and rather poor standing in the ... Read More
Folktales and legends in the Philippines by Diksha
Hello everyone, Time to spark your imagination! Below is a list of questions to pique your interest in folktales and legends associated with the Philippines. 1. Name 3 popular legends that have been passed down from generation to generation ...
Turns out it is a fascinating and extremely rich subject: https://www.aswangproject.com/understand-philippine-mythology-animism/ Thanks to the Spanish education system the information can be pretty sketchy and at times conflicting. Despite their ... Read More
Folktales and legends in the Philippines by Diksha
Hello everyone, Time to spark your imagination! Below is a list of questions to pique your interest in folktales and legends associated with the Philippines. 1. Name 3 popular legends that have been passed down from generation to generation ...
Thank you; Folktales provide valuable insight to a culture. I am still trying to figure out the wok-wok and other things that go bump in the night. Some old timers speak of seeing others, but lack the language to explain. Curious Lem Read More
Buying medication for heart disease by Many_Moons_Old
Hi, Can anyone give me some advice on purchasing medication for heart disease. I will soon be living in Pampanga, but also visiting Pateros and Makati, Metro Manila. I can get 6 months supply from my doctor here in the UK before I leave, but ...
Hello; In this town of 150,000 I have never had to go without. Just a few times (3 or so in a year) have i had to visit a 2nd or 3rd vendor. Yes they do stock based on demand but 1st come 1st serve, in a place this small 1 or 2 more patients can ... Read More
Buying medication for heart disease by Many_Moons_Old
Hi, Can anyone give me some advice on purchasing medication for heart disease. I will soon be living in Pampanga, but also visiting Pateros and Makati, Metro Manila. I can get 6 months supply from my doctor here in the UK before I leave, but ...
Gotta have a scrip from a PI licensed Doctor. Quantities are any from one to as many as your scrip permits. So if your Dr, doses you for 6 months that is what you can order up. They will even sell ya one if that is what you want. Most are sold in ... Read More
phillhealth insurance for an ex pat by Sunset 84
Magandan umaga, can someone tell me the price of phillhealth insurance ? I have had to see a doctor in Pagadian andn was just 100 and 200 pesos, so very reasonable compared to NZ, 1 to 35 re nzd, main ins would be vehicle accident, or activity ...
As per my earlier posts, Phil - Health is a waste of money for foreigners. Additional information has come my way since then. First of all rates are going up soon for the universal health care initiative, for Philippinos. They rely on a ... Read More
Concerns and Precautions Regarding Dengue Fever by voyager39
No one seems to have brought this up recently, so I thought I'd ask about this here, since it's in the news. What precautions do the expats already living in the RP take in connection with this matter? If you're not already in the RP, ...
Location, Location, Location..... Mean mama skeeter bites carrier then on subsequent outing gets you with the particularly nasty multifaced virus. The virus has five types; infection with one type usually gives lifelong immunity to that type, but ... Read More
Transferring $ from U.S. to Phil Peso acct by voyager39
A YT video stated that one good and cheap way to transfer money from the U.S. to the Phils is to maintain a U.S. dollar acct in the U.S. (he recommended Wells Fargo on yhe U.S. side); open a Peso savings acct with a Philippine bank; and to set up a ...
US SS will deposit directly into some PI Bank Dollar accounts. Metrobank is the one i use. Passbook only, No fees :). Transfer of $ to my Peso debit card account is easily accomplished and again no fees :). Since that requires a branch visit ... Read More
Retiring to the Philippines by Sdmiller57
What are your top 5 tips for retiring to the Philippines?
These are GENERALIZATIONS! Not applicable to all people nor all situations. They only represent a significant percentage of probability. You can mitigate alot of this static by simply not being an arrogant, my way is the only way, tourist. The ... Read More
Looking for friends by davross
Hi Everyone, I moved from Australia to Cagayan de Oro in 2010. I live with my Filipino wife , her 2 children, and her mother in our house in Nazareth. I am a young 75 and would love to make some new friends to invite to our house or to meet ...
Hello; U.S. Expat pensioner here in the same island, but in Zam Del Norte, Dipolog City. Like you married to a wonderful Pinay, Home here for last 4 years. This will remain home if it is in GOD's will. We have the ma in law and a helper for ... Read More
phillhealth insurance for an ex pat by Sunset 84
Magandan umaga, can someone tell me the price of phillhealth insurance ? I have had to see a doctor in Pagadian andn was just 100 and 200 pesos, so very reasonable compared to NZ, 1 to 35 re nzd, main ins would be vehicle accident, or activity ...
Oh the wife is on PH, therefore any other dependents are covered, premium is 2400/annum. If your health warrants premiums for any of the international insurance concerns please rethink coming here. Office visits cost less than any deductibles. My ... Read More
phillhealth insurance for an ex pat by Sunset 84
Magandan umaga, can someone tell me the price of phillhealth insurance ? I have had to see a doctor in Pagadian andn was just 100 and 200 pesos, so very reasonable compared to NZ, 1 to 35 re nzd, main ins would be vehicle accident, or activity ...
Hello; PhilHealth is Hospital ONLY. It pays so much cash to the hospital bill based on what procedure was performed. Nothing additional for any outpatient post op either. First, use public hospitals at your own risk, they are not wholly ... Read More
phillhealth insurance for an ex pat by Sunset 84
Magandan umaga, can someone tell me the price of phillhealth insurance ? I have had to see a doctor in Pagadian andn was just 100 and 200 pesos, so very reasonable compared to NZ, 1 to 35 re nzd, main ins would be vehicle accident, or activity ...
Hello; My Experience: It is ONLY hospital insurance, no doctor, office visit, outpatient tests. Wife's surgery in private hospital, 300,000 Peso, Phil Health paid 28,000. So for decent healthcare it is still large out of pocket. Her annual ... Read More
13 A visa - Permanent - What would happen if I separate from my wife by Geraldhere
I am a holder of 13A permanent Visa in the Philippines. My wife an I are living separately (no legal process yet) at the moment and I will file for divorce in future (outside Philippines). If this happens what would be the status of my 13A visa, 1. ...
Am i correct in assuming those that were able to remain were the natural parents of at least one child with the former Filipino wife? Lem, 13a permanent applicant. Read More
Ozamiz City Misamis Occidental by Southoman
My travels to the Phillipines in September 2019 may take in Ozamiz City Misamis Occidental in a village called Maluabang. People have told me the Mindanao Region can be dangerous for foreigners to travel ? Regards Craig
During and just after WW2, the Mindanao muslim community and the US were are on great terms, fighting and rebuilding together. Then along came the Manila government that treated them like the US treated native Americans in the 1800's. First, ... Read More
The must-try activities in the Philippines by Priscilla
Hello everyone, Moving to the Philippines is an exciting opportunity to discover a new culture and try things you might not even have heard of before. To make sure other expats and expats-to-be do not miss a thing, would you be able to answer the ...
Questions such as this invoke rethinking of past experiences and learning from errors and successes and wish i had done this or not done that. Numero Uno, IF YOU are very willing to compromise (that means in some cases willing to abandon your ... Read More
Learning new language by Zyrena
Zyrena: evening every one on Expat... On the supplied Expat language list there is no Philippine language... I am interested in Learning and Speaking Philippine Visayan language respectfully
Yes, various islands have unique languages and have usually adopted a major. The adopted major is always secondary. Deep conversation always in local. My wife from north eastern Mindanao and Zamboanga, Chavacano , speaks Visayan , ilongo, ... Read More
Scam in Dating sites by Xse
Hello, I would like to know why there is so much scam or cheating on dating sites, because there are many Filipino women (and other Asian countries on a smaller scale) willing to move or at least meet foreigners and we are many foreigners willing to ...
Care, respectful attitude, and time spent establishing a relationship. No quick fixes in love and marriage. Hollywood version of romance is TOTAL b*****t. Thinking like a teen with one hand on your little toy will only lead to problems and leave ... Read More
Learning new language by Zyrena
Zyrena: evening every one on Expat... On the supplied Expat language list there is no Philippine language... I am interested in Learning and Speaking Philippine Visayan language respectfully
Everyone speaks their native dialect well and neighboring languages well. There are more than 6 local languages just in Mindanao. Most can speak Tagalog, which is standard on TV. If they finished Hi School they will do varying degrees of English. ... Read More
Scam in Dating sites by Xse
Hello, I would like to know why there is so much scam or cheating on dating sites, because there are many Filipino women (and other Asian countries on a smaller scale) willing to move or at least meet foreigners and we are many foreigners willing to ...
There are many real ones out there with successful conclusions but: It is easy on the inet to project the image of who you want to be and hide who you are. So in this case we have Money, and desperate boys (notice i do not dignify by saying men), ... Read More
Raising a pig or cow (bacca) in the Philippines by stacheldraht
How do you succeed in breeding and selling life stock pigs or cows here in the Philippines? Do we really make money or do we lose our money, when raising life stock animals for the local markets? The "farmgate" price of a living pig or ...
The desired baboy carcass here is EXTREMELY fatty. In provincial areas most baboy raising is accomplished by the household. End stage feed fluctuates as anywhere but i can never recall paying more than 40/kl. starters and mid stage even less. no ... Read More
ACR I-card instruction list #2 by BC57
Hi, I never see when someone post the documents needed for the ACR I-card that they ever mention #2 which says, [u]Certified true copy issued by the Records Section of the Board of Commissioners(BOC)’s Order granting the visa (for internal ...
If needed, the information dbases are searched by and the document produced and signed by the BI at the time you request the visa. It is simply a way to add a line item charge for them doing what every BI does. No effort on your part. Read More
So many new marriages and so many divoces ?? Why by moreto62
How many % of the marriages with filipina fall apart in your opinion ? Seems like so many man are getting married to filipina girlfriend and i see many man who divorced all ready and post videos on you-tube with warnings. Is it all about money or ...
Hello; As with any human endeavor statements are never true in all cases. There are exceptions to every generalization. The ideals that a culture embraces produce only produce individuals that approximate the ideals as best as their personalities ... Read More
Good Reading Books by Peter Clark
Not many book readers in the Philippines myself included, mostly it was Haynes car manuals, Hank Jansons, technical mags and Dennis Wheatley, but spending hours in Airports waiting for your flight got me curious about books and spending my ...
Military thrillers Dale Brown Thrillers Stephen Coontz Read More
How to find good house helpers in The Philippines by supernenita3d
Hi, Maybe many of you have find a way to hire good and trusty people and if so please share the secret... We decided that after 2 years of living here it was time to hire someone who can help us around the house but so far it has been a little ...
Something I forgot to mention that has worked very well for us. The working student, especially college students. The assumption is that anyone motivated enough to pursue college will apply the same attitude to working. It is major win-win as ... Read More
GF and Extent of Her Family Involvement by moonunit0103
Hi, After spending 6 weeks traveling with my GF through the Central Visayas, we go to Ormoc, Leyte, to visit her family. I have been letting her handling my money and she keeps meticulous records for our travels, and assumed she would be as ...
Looks like this one really hit a nerve. Pride, status within her family is THE MOST important thing in most pinay's lives. No different than hens in a barnyard, they have a pecking order and with a trophy foreigner she must now live the part. ... Read More
How to find good house helpers in The Philippines by supernenita3d
Hi, Maybe many of you have find a way to hire good and trusty people and if so please share the secret... We decided that after 2 years of living here it was time to hire someone who can help us around the house but so far it has been a little ...
Welcome to the Philippines! One of the most corrupt countries in the world! DO NOT let prospects know you are a money tree, I mean foreigner which to many there is no difference. You are rich and have while they do not so it is ok to ... Read More
Wife sending all her money home not contributing expenses by Jonny2840
Hello my name is Jon. I live in Vancouver BC Canada. I recently married a filipina and we are working towards sponsorship for her here to get her pr. Before we got married we both agreed we would share expenses and costs for pr applications and ...
When you leave her stuck in the Philippines she can get, and perhaps you can get a divorce based on abandonment. You get to walk away with a big lessen and smaller wallet. Do not think with your boy toy. Read More
Which bank in Manila gives the best term rate? by Richard Yan
For 500K peso or more? Thank you.
Yes a rural bank, Katipunan. Probably not in your area but I have no doubt something equivalent. Read More
Which bank in Manila gives the best term rate? by Richard Yan
For 500K peso or more? Thank you.
Hello; Please check out your home nation tax consequences. Non-Commercial banks such as rural banks can offer some very tempting long term bonds. I am beating my US savings with 5-6% return. Lem Read More
Wife sending all her money home not contributing expenses by Jonny2840
Hello my name is Jon. I live in Vancouver BC Canada. I recently married a filipina and we are working towards sponsorship for her here to get her pr. Before we got married we both agreed we would share expenses and costs for pr applications and ...
-Hello; Gold-Digger, they can be VERY good at it as this one obviously has. You are nothing but an ATM to her and her family. Read More
Keeping fit in the Philippines by Priscilla
Hello everyone, Keeping fit during your time in the Philippines is of utmost importance. How about sharing with us and your fellow expats how you keep healthy in your host country? What are your daily health hacks in the Philippines? Do you ...
Hello; Get a place on or near the ocean. Lumalanoy, the best all around exercise that can be done regardless of age or fitness. Here it is doable almost 365 per year. I am exmilitary, i will stop exercising when i die. Until then i will care ... Read More
Rental House in Dipolog by LeeBre
Hi I'm Jon from Los Angeles, California and getting married this Tuesday 12/18/18! My wife and her family live in Dipolog and I'm looking for a short term rental from now for 1 month minimum and 6 months maximum. Needs to be fully furnished. ...
I am here in Dipolog, Facebook just search Dipolg which will list several buy sell groups. Especially if this link does not work: https://www.facebook.com/marketplace/112737405406976/search?query=rental&vertical=C2C age of the add does not ... Read More
ACRCard payment made but no card. by Whitehall1212
Hi, I’m a British citizen married to a Filipina. I arrived in Butuan on Sept 4th 2018 with the intention of staying for 6 months. Initially I arrived visa free for 30 days, toward the end of that 30 days I went to the BI office in Butuan on ...
Hello; You will get very old if you wait for them, you must contact them and ask. Do not make any payments for which no official receipt is offered. They should have charged you all applicable fees when the card was applied for. Lem Read More
SRRV visa deposit by Jmnemer1
Hello everyone, I am in the process of moving to Philippines. I am applying for SRRV visa. I am 62 retired (disabled)..my question is do I bring a certified check with me for $ 10,000 ? I would like to have Visa approved while I'm here. I ...
What email did you use for the PRA. The PRA has been unresponsive to any of my emails or questions. I trust you guys but the horse's mouth is even better. Read More
Cities In Mindanao that are Safe to Visit by moonunit0103
It seems like I have been chatting several women who live in Davao, General Santos, Kudurat City, Cagayun de Or, and Ozamiz. I have seen the State Department warnings from last year. Have things settled down? I am fond of my head and don't ...
Hello; Christian living in northern Zamboanga Del Norte. I have muslim friends and even a visiting imam from Zamboanga said, DO NOT go to Zamboanga or anyplace south of there. Same for anyplace included in Bangsamoro. And yes a true muslim woman ... Read More
Sending and receiving packages in the Philippines by Priscilla
Hello, As an expat, there are inevitably certain items you might want or need from back home, and around the holiday period, many people like to send gift packages. How easy is it to send and receive packages in the Philippines? Is the ...
What company? Who transports and delivers for them in the Philippines? Read More
Sending and receiving packages in the Philippines by Priscilla
Hello, As an expat, there are inevitably certain items you might want or need from back home, and around the holiday period, many people like to send gift packages. How easy is it to send and receive packages in the Philippines? Is the ...
Hello; 1. DO NOT USE Philpost, Manila seldom stamps arrival mail but the few times it has it showed that it took 1 to 2 months, yes minimum 4 maximum 8 weeks to get to a sizable city in Mindanao, Dipolog. 2. LBC has sent back packages because ... Read More
Language barriers in the Philippines by Priscilla
Hello, Learning a new language is a part of the expat process. Let's find out how crucial it is to know the language in the Philippines. What is the official language in the Philippines, and what are the other popular spoken languages? Is ...
Thank You, I thought i was the nut case! My Zamboanga/Mindanoa backcountry (Chavicano - Cebuano) asawa can be very difficult to understand due to her accent. Sometimes heavy Spanish (chavicano) Sometimes deep Vasayin, mountains of Mindanoa. Read More
Language barriers in the Philippines by Priscilla
Hello, Learning a new language is a part of the expat process. Let's find out how crucial it is to know the language in the Philippines. What is the official language in the Philippines, and what are the other popular spoken languages? Is ...
Wow, Excellent. I think my wife needs to read this one. Yes there is a point where limiting to English in a good friends or family setting can become over burdensome, however, for most polite conversations English only would be very welcome until ... Read More
Language barriers in the Philippines by Priscilla
Hello, Learning a new language is a part of the expat process. Let's find out how crucial it is to know the language in the Philippines. What is the official language in the Philippines, and what are the other popular spoken languages? Is ...
Howdey; Yes, anyone that finished Hi School can speak at least some english. My experience is that women seem to be particularly adept, while men struggle. With any higher education that distinction disappears. Here in Mindanao where any Hi ... Read More
Finding your bearings in the Philippines by Priscilla
Hello, While technology has definitely helped us navigate ourselves more easily in most countries, it's not the case everywhere. How do you get to your destinations and navigate yourself in the Philippines? Do you use gps systems such as ...
In Mindanoa, as soon as you leave the highway the internet maps are, will get you in trouble more that half the time. Even the names for the Barangays are often in the wrong places, All other locations are highly suspect. Local help only, bcuz ... Read More
SRRV visa deposit by Jmnemer1
Hello everyone, I am in the process of moving to Philippines. I am applying for SRRV visa. I am 62 retired (disabled)..my question is do I bring a certified check with me for $ 10,000 ? I would like to have Visa approved while I'm here. I ...
If you are coming from a country like the US that permits tourist visa upon entry you will need to do that upon arrival. After you have that you can begin application process for other visa types. OR you apply through the nearest Philippine ... Read More
Permanent Residency by LemSaDipolog
Hello; Posts on this topic are somewhat dated or answers incomplete. Sooooooo... I am in Dipolog City ZamDelNort for about 2 years now living on the 60 day visa. Time to go full immersion. Married to Pinay. We have no local BI office, only a ...
Hello; Just back from completing a successful application at the Cebu BofI for probationary permanent residency by marriage to a Philippine citizen application. 1. Follow the checklist on the BofI website. 2. Add to it 5 additional copies of the ... Read More
Best season to move to the Philippines by Priscilla
Hello, Many expats choose to move to the Philippines at a specific time of the year, and we invite you to share some tips about the best seasons to move to the country. What is the best season/time of the year to move to the Philippines, and ...
Hello; Suggest moving at end of hot season, Mid June, so you have time to get better acclimated. And NO MORE winter!!!!!!!!!! Came to Mindanao at the very beginning of the rainy season/end of hot, late May. Did nothing to "dampen my ... Read More
Private Medical Insurance by GuestPoster4201
Hi. I want to arrange Private Medical Insurance for my fiancee, currently living in The Philippines. Does anyone have any recommendations or advice that they can offer. Regards Steve
Thank You, Good information is a key ingredient in making good decisions. Additional information such as your experience with the MRI helps alot. Outside of Philippines that MRI would have easily cost almost a years worth of premiums. Here the ... Read More
Private Medical Insurance by GuestPoster4201
Hi. I want to arrange Private Medical Insurance for my fiancee, currently living in The Philippines. Does anyone have any recommendations or advice that they can offer. Regards Steve
Individual situations may vary. We are here for good. In this country there is no cost effective way for expats to insure nor for citizens to insure such that private hospitalization is reasonably covered. The least expensive private insurance ... Read More
Private Medical Insurance by GuestPoster4201
Hi. I want to arrange Private Medical Insurance for my fiancee, currently living in The Philippines. Does anyone have any recommendations or advice that they can offer. Regards Steve
Is she Philippina? After 2 years of searching the quick answer is this: No company offers a plan that is cost effective in the Philippines for any health insurance even just catastrophic for a non citizen. 5 days Private hospitalization for my ... Read More
Getting married in Philippines by ciprycyp
Hello,I’m Ciprian,In September I’m getting married in Philippines,what documents do I need to bring with me? Currently I live in England and my fiancée is working in Dubai,being far,how long before wedding we need to apply fore some ...
Hello; Proof of no marriage from your country, your embassy, translated to English if not already adequatly certified. CeNoMar from Philippines Statistics office, (Certificate of ,No Marriage) one for you and one for your intended. ID for you ... Read More
Income Tax Refundable ? by WK Kong
Greetings everyone, im a new expat in town from Malaysia, fall under the category of "foreigners employed by regional head offices of multinational companies". I'm here to seek some information regarding the taxes on my salary, please ...
That dear sir is under the purview of your home country, the country your employer is incorporated in, any agreements made between the Philippines and your company, any tax treaties between your country of citizenship and the Philippines. Bottom ... Read More
Passport held by employer by buko123
Hi all, my employer keeps all foreign workers passport for 'safe-keeping'. just want to ask if this is legal ? is there a law stating that employers are not allowed to keep employees passport? Thank you. Regards
You do not mention your nationality. Ask your embassy, the passport is yours and your country of origin. that said, my experience is that employers that hold passports are jailers and treat employees as prisoners or worst slaves. Just saying ... Read More
Permanent Residency by LemSaDipolog
Hello; Posts on this topic are somewhat dated or answers incomplete. Sooooooo... I am in Dipolog City ZamDelNort for about 2 years now living on the 60 day visa. Time to go full immersion. Married to Pinay. We have no local BI office, only a ...
Not a lawyer and not very BoI experienced, But in 2 years i have learned, DO NOT submit anything on any form that invites additional questions, no matter how easily answered. Think of this as the most persnickety teacher you ever knew on steroids. ... Read More
65+ Retirees - how are you planning for those last days by kilgore99
For those senior (65+) retirees. Do you plan to spend those last few years/Months of your ailing health/life in the Philippines or return back to your home country in those twilight years. I understand the benefits of life in the Philippines, when ...
I want to diverge into Philippines history which explains the current situation but it is far off topic other than to say the public health and health education sector is not much better than 3rd world. Environmental protection in Mindanao is in ... Read More
65+ Retirees - how are you planning for those last days by kilgore99
For those senior (65+) retirees. Do you plan to spend those last few years/Months of your ailing health/life in the Philippines or return back to your home country in those twilight years. I understand the benefits of life in the Philippines, when ...
To much rice based starch -> diabetes -> vascular degeneration -> ........ Read More
65+ Retirees - how are you planning for those last days by kilgore99
For those senior (65+) retirees. Do you plan to spend those last few years/Months of your ailing health/life in the Philippines or return back to your home country in those twilight years. I understand the benefits of life in the Philippines, when ...
Please remember, the statistic you see is coming from the same government that says unemployment is less than 6%..... I sincerely doubt 70 from the viewpoint of my neighbors in Mindanoa. The unemployment is really on the order of 50% ... Read More
65+ Retirees - how are you planning for those last days by kilgore99
For those senior (65+) retirees. Do you plan to spend those last few years/Months of your ailing health/life in the Philippines or return back to your home country in those twilight years. I understand the benefits of life in the Philippines, when ...
Stay Fit...... Find someone now that you would trust for CNA level care and make them part of your household. Answer for yourself how drastic a medical solution you are willing to endure to gain a few years and the resulting quality of life. ... Read More
Solar system... no technical support, no service... by PalawanBob
I have a solar system on the roof that is mostly sitting there, doing nothing. My inverter broke down after only one year of use and it's impossible to get parts from China. The MOTOLITE DEEP CYCLES are real trash that keeps going bad every 9 ...
Hello from Dipolog City;; Information is not difficult to obtain, thank you web search and basic DC electronics knowledge. However Suppliers, especially in Mindanao, are as per Samangelevski, "most of what they have and what i have seen is ... Read More
Intercultural relationships in the Philippines by Priscilla
Hello, We invite you to share some fun anecdotes and information regarding intercultural marriages and relationships in the Philippines. This will provide some insight to current and future expats regarding relationship norms in mixed ...
What can you say to a refugee from Botany Bay??????? We understand the weaknesses of our cultures and the strengths of others, it is called fusion taking what is best from both to make this world a bit better............... Read More
Intercultural relationships in the Philippines by Priscilla
Hello, We invite you to share some fun anecdotes and information regarding intercultural marriages and relationships in the Philippines. This will provide some insight to current and future expats regarding relationship norms in mixed ...
Old American saying is, When in Rome, Do as a Roman Does. Geolefrench.....EXCELLENT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! We are GUESTS, we must behave as such. THIS is the home of the Philippinoes. Not anyone else. If you want to retain ... Read More
Intercultural relationships in the Philippines by Priscilla
Hello, We invite you to share some fun anecdotes and information regarding intercultural marriages and relationships in the Philippines. This will provide some insight to current and future expats regarding relationship norms in mixed ...
Like I implied, when you married your wife you "married the Baranguy" means all family is expected to share. That is the culture, you are not playing by the rules shaming your wife in the eyes of her family... If you look around you will ... Read More
Intercultural relationships in the Philippines by Priscilla
Hello, We invite you to share some fun anecdotes and information regarding intercultural marriages and relationships in the Philippines. This will provide some insight to current and future expats regarding relationship norms in mixed ...
Hello; US Expat be I. I have married my beautiful mahal asawa now 3 years. I quickly found out that not only did i marry her, but also married the whole Barungy!!!! Love my new family, but privacy requires a bit of effort..... Well worth it. Read More
About visa documents by kbrenchley
We submitted marriage certificate and our son's birth certificate to the Philippines government for visas. We've got our dependent visas but never got those documents back. The agent said the government keeps it and will never return it. Is ...
Only passports can be counted upon being returned. Otherwise the government loves to generate business for the NSO. Read More
Permanent Residency by LemSaDipolog
Hello; Posts on this topic are somewhat dated or answers incomplete. Sooooooo... I am in Dipolog City ZamDelNort for about 2 years now living on the 60 day visa. Time to go full immersion. Married to Pinay. We have no local BI office, only a ...
Thank you for that overview of the process. The devil is in the details. What did they ask you for if anything that was not part of the Checklist? 1.Joint letter request addressed to the Commissioner from the applicant and the petitioning ... Read More
Permanent Residency
Hello; Posts on this topic are somewhat dated or answers incomplete. Sooooooo... I am in Dipolog City ZamDelNort for about 2 years now living on the 60 day visa. Time to go full immersion. Married to Pinay. We have no local BI office, only a ... Read More