Living in Lusaka: the ultimate expat guide

Lusaka's job market centers on mining, agriculture, telecommunications, and NGO sectors. The city attracts international professionals, particularly in technical and managerial roles where specialized skills are in demand. Foreign nationals must secure an Employment Permit before starting work, as Zambian regulations require employers to demonstrate that no qualified local candidate is available for the position.

Key Industries and Employment

The copper mining industry remains Zambia's economic backbone, with major companies like First Quantum Minerals operating in the Copperbelt region. Lusaka itself hosts corporate headquarters, financial services, and a growing technology sector. International organizations, including UN agencies and development NGOs, maintain significant operations in the capital. The construction and manufacturing sectors have expanded following recent infrastructure investments.

Work Permit Requirements

Foreign workers need either a Temporary Employment Permit (valid for up to 6 months) or a standard Employment Permit (valid for up to 2 years, renewable). Processing takes 4-6 weeks for long-term permits. Fees range from USD 500 for short-term permits to USD 1,000 for employment permits. Applications must include certified qualifications, a job offer from a registered Zambian company, and a cover letter from the employer addressed to the Director General of Immigration.

The table below summarizes key employment indicators for Zambia.

Sources: Zambia Statistics Agency, Zambia Department of Immigration

Lusaka is home to Zambia's leading universities, offering programs across various disciplines. The University of Zambia (UNZA), established in 1966, is the country's oldest and most prestigious institution. International students benefit from English-medium instruction and relatively affordable tuition compared to Western universities.

University of Zambia (UNZA)

Located on the Great East Road campus, UNZA offers over 100 undergraduate and postgraduate programs across 13 schools, including Medicine, Law, Engineering, and Business. The application period runs from April to August each year. International students pay an application fee of USD 60 and must demonstrate English proficiency. A Study Permit is required for full-time enrollment. Accommodation is available on campus, though spaces are limited and allocated on a first-come, first-served basis. Contact the International Link Office at inter.link@unza.zm for guidance.

Other Higher Education Options

The Copperbelt University in Kitwe offers strong programs in mining and engineering. Private institutions such as Cavendish University Zambia and the University of Lusaka provide flexible scheduling and business-focused curricula. The Zambia Institute of Chartered Accountants and various technical colleges offer professional certifications recognized regionally.

Sources: University of Zambia

Lusaka offers several high-quality international schools following British, American, and International Baccalaureate curricula. Most expat families choose private or international education due to higher standards and globally recognized qualifications. School fees represent a significant expense, so families should factor this into relocation packages.

International Schools

The American International School of Lusaka (AISL), founded in 1986, serves students from preschool through Grade 12 with an American curriculum and IB programs. Annual tuition ranges from USD 7,700 for early learning to USD 24,800 for Grades 11-12, plus a one-time admission fee of USD 7,000. The International School of Lusaka (ISL), established in 1963, is the oldest international school in Zambia, currently enrolling around 700 students from 60 countries. ISL offers IGCSE and IB Diploma programs. The Lusaka International Community School (LICS) follows the Cambridge curriculum and offers programs from Early Years through secondary.

Enrollment and Considerations

Applications should be submitted well in advance, as popular schools have waiting lists. Most international schools require previous academic records, immunization certificates, and passport copies. The school year typically runs from mid-August to mid-June. Many schools offer extracurricular activities, sports facilities, and school bus services. Parents should visit campuses and meet with admissions staff before making decisions.

Sources: American International School of Lusaka, International School of Lusaka, Lusaka International Community School

Lusaka's housing market offers everything from modern apartments to spacious family homes with gardens. Expats typically settle in secure, well-serviced neighborhoods with easy access to international schools, shopping centers, and healthcare facilities. Rent is usually paid monthly or quarterly in US dollars or Zambian Kwacha, with security deposits equivalent to one to three months' rent.

Popular Expat Neighborhoods

Kabulonga is one of Lusaka's most sought-after areas, featuring tree-lined streets, proximity to AISL, and upscale shopping at Kabulonga Mall. Roma and Roma Park offer a mix of apartments and townhouses within gated communities near embassies and international organizations. Woodlands provides a quieter residential atmosphere with larger plots. Rhodes Park and Ibex Hill are popular with families seeking modern housing in secure complexes. Leopards Hill Road offers newer developments with countryside appeal while remaining accessible to the city center.

Rental Prices

The table below shows approximate monthly rents in popular expat areas.

Sources: Pam Golding Properties Zambia, local property listings (2025)

Lusaka offers a range of cultural, recreational, and outdoor activities. While the city itself is not a major tourist destination, it provides excellent access to Zambia's renowned national parks and serves as a base for weekend adventures. The local arts scene, markets, and dining options add color to everyday life.

Museums and Cultural Sites

The Lusaka National Museum on Independence Avenue showcases Zambian history, archaeology, and contemporary art across two galleries. The nearby Freedom Statue commemorates Zambia's independence struggle. Kabwata Cultural Village offers traditional crafts, carvings, and textiles directly from local artisans. The 37d Gallery in Kabulonga and Namwandwe Gallery exhibit works by Zambian and African artists. The Lusaka Playhouse hosts occasional theater productions and cultural events.

Outdoor Activities and Day Trips

Lusaka National Park, just 30 km from the city center, offers walking safaris and cycling trails with opportunities to see white rhinos, giraffes, and zebras. Munda Wanga Environmental Park combines a wildlife sanctuary with botanical gardens. The Lilayi Elephant Nursery rehabilitates orphaned elephants and welcomes visitors. Chaminuka Game Reserve (45 km away) provides a luxury safari experience with diverse wildlife. For crafts and souvenirs, the Sunday Pakati Market at Arcades Shopping Centre and Northmead Market are popular choices.

Nightlife and Dining

Lusaka's restaurant scene includes Indian, Chinese, Italian, and traditional Zambian cuisine. Popular areas for dining and nightlife include Kabulonga, Rhodes Park, and the shopping mall food courts. Bars and clubs are scattered throughout the city, with live music venues featuring local bands on weekends.

Sources: Zambia Tourism Agency

Daily life in Lusaka combines the conveniences of a growing capital with the slower pace typical of Southern Africa. The city has modernized significantly, with shopping malls, supermarkets, and restaurants catering to diverse tastes. Understanding local transport options and lifestyle rhythms helps newcomers settle in comfortably.

Getting Around

Most expats own or rent a vehicle, as public transport is limited. Minibuses (locally called "buses") operate on fixed routes for around ZMW 6-15 per trip but can be crowded and unpredictable. Ride-hailing apps like Bolt and Yango are popular and affordable alternatives, with short trips costing approximately ZMW 20-50 (USD 1-2). Taxis are available but fares should be negotiated before departure. Traffic congestion is common during peak hours (7:00-9:00 AM and 4:30-6:30 PM). Driving is on the left-hand side, and a valid international driving license is required for the first 90 days.

Shopping and Everyday Essentials

Major shopping centers include Manda Hill, East Park Mall, Cosmopolitan Mall, and Levy Junction. Supermarkets like Shoprite, Pick n Pay, and Melisa stock imported and local goods. Fresh produce is available at Soweto Market and informal roadside vendors. Power outages occur periodically, so backup generators or inverters are common in expat households. Mobile connectivity is reliable through providers like MTN, Airtel, and Zamtel.

Sources: Zambia Tourism Agency

Lusaka offers a relatively affordable cost of living for those earning in foreign currencies, though imported goods and private services can be expensive. Housing and international school fees typically represent the largest expenses for expat families. Local goods and services remain accessible, making it possible to balance quality of life with budget considerations.

Monthly Budget: Single Person

The following table estimates monthly expenses for a single expat living comfortably in Lusaka.

Monthly Budget: Family of Four

Families should budget for larger accommodation and international school fees.

Sources: Numbeo, LivingCost.org (2025 estimates)