Future Expat.

Hi and welcome!
You can read about our experience in Costa Rica (and our decision process) on my blog.  We had a list that included Panama, but Costa Rica was at the top, and once we visited, we stopped investigating other countries. There are a number of forums on both - I would at least lurk on several.
Retiring in CR is easy.  Working is not.  Although there is a demand for nurses, the work permit process (and availability of work permits) is not easy.  Your wife would have to contact a company/hospital (the big three private hospitals are Clinica Biblica, Cima, and Clinica Catholica) before moving, and get the work permit.  That is if she wanted to keep working w/o interruption. 
The other option is to go for a rentista or pensionado residency (a "temporary" type, that can take a year to get), maintain this residency for 3 years, then apply for permanent residency.  This can take a year. When you have permanent residency, you can legally work (no work permit required).
The thing to keep in mind is that the pay will not be what you are used to.  I saw mentioned that nurses in a private hospital got a "good" salary of $700/month (I think this was w/o much experience, but it wouldn't increase much more w/ experience).
I do understand "missing work" and have taken contracts in the states now and then.  Your wife might consider that as an option - I find that it gives me the best of both worlds.
good luck, and feel free to ask questions,
Julie

Thank you for your quick response.  I have friends from CR...well, they are both cops too.  She is native...he is US.  They both have visited and say that CR is where they will retire.  My wife was wondering that by contract work, did you mean going back to the states for a few weeks and working, or did you mean something that can be worked from down there.

I do contract work in the states, and that was what I was thinking of. However, I don't know how the nursing world works - it is worth a little investigating to see if she could contract here (but it probably would have to be via a USA company, for legal reasons).

Hola beatcop49,

Considering your wife's experience, I would suggest trying to find contract or other work she can do REMOTELY from Costa Rica. Many, many companies are moving into 100% remote work schedules. I work for a large multinational in Costa Rica. My company has people working 100% remotely in the States often. But you could easily do something like that from a Costa Rica location with the right set up. You would need to set up automated deposits for salary and you could apply for residency in Costa Rica based on that income.

Technology infrastructure in Costa Rica can be a challenge if you live in a remote area or somewhere with older infrastructure. When looking for housing (which I would recommend you do with a qualified Costa Rica real estate agent), make sure your agent understands you need top of the line technology infrastructure. Skype works great for calls to the States or anywhere else in the world. You can get 3MB internet connect for around $100 US per month depending on what kind of deal you make when you sign up. A good used laptop can be picked up here for around $800 US or so depending on what you need or buy one in the States right before you move down.

The key here is your wife won't find work remotely as a nurse, but she could more than likely find employment as a consultant or contractor using her nursing knowledge in many fields for US insurance companies or pharma companies. You never know. Check Monster, Yahoo, LinkedIn and other avenues to look for remote contract consulting gigs at first (start now in the States). Then as she finds out what is in the market, go for a more perm gig.

Costa Rica, like most countries, has its own immigration challenges. As a result, getting a work permit here is difficult (as mentioned in a previous post). I have a work permit only because I work for a large multi national who sponsored my move and has invested several million dollars in Costa Rica. Getting a work permit in Costa Rica is similiar in difficulty to getting an H1-B in the US; which is not easy to get right now.

So I'd suggest going with the remote work approach. I think you'll have more luck.

Also check out therealcostarica.com website. Tim's site is an excellent source for info on all things Costa Rica for your situation. Tim specializes in retirement here. My husband took his tour before we moved down and learned a lot. Do make sure you learn some Spanish. You don't need to be fluent. But knowning enough to get directions, mail a letter, go to the grocery store and navigate in general is extremely effective. you can function here in English only mode. But you'll pay more for everything, get lost a lot, be treated like a tourist every where you go (not always the best) and get frustrated a lot.

My apologies for the long post. But I've lived here only 7 months and continue to learn more every day here. Costa Rica is an incredible country. It's probably the best country in Central America. The government is stable. Security is pretty much like any US city. The air and water are WAY cleaner. Healthcare is exceptional and a tenth of the price in the US even for top of the line private care. However, cars, electronics and anything imported from the US are twice the price you're paying now in the US. Roads are horrible (which means traffic is horrible). Americans are all assumed to be very rich (translation: your price will always start at twice or more what a Tico would be offered). There is no Target and the mail service is not reliable (you'll need to use a mailing service like Aerocasillas).

Do your homework and you'll do fine. Just remember, there are people coming to Costa Rica everyday from the US and people returning to the US every day from Costa Rica. If you expect to live like you do in the States, you will be on the "returning end" very soon. If you can adapt and live more like a Tico (native Costa Rican) you'll love it here. I've learned to forgo my beloved Missouri Freestone peaches and instead learn to love mangos the size of softballs and pineapple picked literally that morning. In Costa Rica, the concept of "time and space" is very important. It means, your time and your space don't matter. Ticos take life as it comes. That means they take traffic, long lines, rude foreigners, high prices, low wages, whatever with a grace I've not seen in many cultures. But for Americans it means learning to live at a slower pace where waiting in line is a spectator sport.

I wish you the best of luck. It's an awesome country. Just be prepared with an umbrella, a good pair of walking shoes, a great pocket Spanish dictonary and a very large supply of patience and perserverance.

Pura Vida!

Hi beatcop. I just retired from law enforcement the end of 2010 after 35+ years. I have been looking and checking about retirement out of the US for a long time. I hope to move within a year after I have checked out different locations. Good luck and stay safe.

Welcome on board mrsjbennett.costarica & Trainer1

Excellent contribution mrsjbennett

Since you have 2 years before retirement, that will give you time to visit Costa Rica and look around several areas to see how you like it. If you can visit for a month or so at a time, that is the best way. Maybe the first trip, just have a look around, do some touristy things. But don't take a group tour, make your own itinerary so you can get an idea of how it is to do things. The one exception to that would be if you can take a tour like maybe George Lundquist's Retire In Costa Rica On Social Security tour or whatever long name he gave it. That tour shows you specifically what it is like to live there and introduces you to some differing key areas.

But decide what kind of area you want to live in - mountainous, inland or beach, west coast, east coast, Guanacaste or Southern or Central Valley - and then spend as much time there as you can. If you're interested in buying look around at what is available in the area(s) you like.

But most importantly spend time living there, not just visiting, and see how it is to get things done, driving, etc.. And of course, start learning the language NOW.

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