First, at the risk of sounding too ignorant, do I need a tourist visa from the Thai consulate here before I get on the plane for Thailand, or am I reading some of these articles wrong? I have never traveled internationally, but I thought you get on the plane with your passport and the passport gets stamped on arrival, which is your tourist visa. Second, I need some good info/advice on health insurance. I am 68 with preexisting conditions and the quote I got through Nordic seemed high. This could be a deal breaker for me if I can't find something reasonable.