You will probably have queries regarding health care if you are moving to Germany. Here is an overview of the German health care system.
In Germany, health care quality is very high and waiting times to consult specialists or undergo surgery are very rare. Patients can choose their own GP and do not need any intermediary to consult a specialist. Health care costs however are rather expensive and coverage by health care funds is only partial.
Health care system
Health care coverage is provided by both public and private health funds. Depending on your situation, you can either choose a public or private health coverage: if your annual gross income is below €53,550 you will need to register with one of the public health funds ("Pflichtmitgliedschaft"). You can choose your own public health fund among a wide range of approved providers. The contribution will be deducted from your monthly salary. For some special care (eye and dental care), public health funds do not provide optimal protection. You can then take out supplementary private health insurance to get a full coverage.
If your gross annual income is above €53,550, if you are self-employed or an independent worker, you may opt for a private health fund. Benefits are almost similar to that of the public system with a most comprehensive coverage offor dental and eye care. Note that with a private health fund, you can adjust your level of coverage and your monthly contributions based on your own health care needs (if you are young, if you do not suffer from chronic diseases, etc..).
If you're traveling to Germany, you need to take out a private health insurance before departure. An optimal coverage is essential due to expensive health care costs that might arise from accident or serious illness.
European Health Insurance Card
EU citizens are covered in Germany through their European Health Insurance Card (EHIC). With the EHIC, health related costs in the country will be taken in charge in the same conditions as for German nationals. If you don't have an EHIC, visit your national health fund to get some information before leaving for Germany.
If you need a private health insurance (as required in the framework of the working holiday visa), please use our free advice and quotation service!
Emergency Numbers in Germany
112 - Medical, fire emergency.
110 - traffic accidents, police.