Brand new wanna be xpat just new to the site, we are about to embark on our third trip to Panama,This time we hope to buy or at least pick out our retirement home.we have nailed it down to somewhere between Altos del Maria and Lidice in the mountains.We hope to close in the fall if all goes well, For the first couple of yrs we think we might spend 7months Panama 5 months Canada.Our first trip was 9 days second was 18 days, this trip 35days. My questions are Cedula right away or not ,pensionato visa or nsc visa or is there any other options, would like to hear from expats who have been in Panama for a while and would like to get as many opinions as possible THANKS