Any suggestions on the best bank that might be right for an expat? My son who bought the property in Madiera managed to open a bank account with Santander purely based on his NIF, UK address and financial /income statement. I as his father who was involved right from the beginning in selecting and buying the property for him am having either a joint account or an independent account for myself. I have been living off and on in the property since October 22 and I have a letter stating from the property owner/company that I have been residing at the property but the bank now insists I must have proof of address in the form of bills in my name at the property address in Portugal. Unfortunately, all the bills are in my son's name and my submission to the bank how can I have bills if I do not have a bank account to pay these bills? That logic does not seem to get through to them. They keep insisting it is the rule that you must have proof of address in the form of bills before they can offer me a bank account. My NIF is in UK address because I have nothing with a Portuguese address. Any advice?