Don and Estela
@Cuenca boy
American expat in Ecuador
Forum posts
83
About me
American
Lives in Cuenca
Speaks English, spanglish and fair spanish. My wife fluent spanish, some english.
Registration: 17 September 2013
GETTING A DRIVERS LICENSE IN ECUADOR 2016 (updated information) by EcuaAssist
Getting a Drivers License in Ecuador The topic of drivers licenses has been a recurrent topic in the last months. Since January 11th, 2016, the requisite of having to assist to driving lessons for three weeks, and approved it through theoretical ...
Well all I can say is " good luck" Saying you have gotten away with it so far does not make it right. Or pointing out other countries discrepancies. Laws are made for the people to obey not flaunt! You may get away with it 99 times but ... Read More
GETTING A DRIVERS LICENSE IN ECUADOR 2016 (updated information) by EcuaAssist
Getting a Drivers License in Ecuador The topic of drivers licenses has been a recurrent topic in the last months. Since January 11th, 2016, the requisite of having to assist to driving lessons for three weeks, and approved it through theoretical ...
Please explain "what" your "Type B" is??? I have 2 licences. One type A for my motorcycle and one type B for my car. Each licence states what type it is on the face. Read More
GETTING A DRIVERS LICENSE IN ECUADOR 2016 (updated information) by EcuaAssist
Getting a Drivers License in Ecuador The topic of drivers licenses has been a recurrent topic in the last months. Since January 11th, 2016, the requisite of having to assist to driving lessons for three weeks, and approved it through theoretical ...
The law is the law!! You have been lucky! I have heard of two different gringos arrested for no license. Just like the states it is a arrestable offence. Read the law! Any other licence (International also) are good for "only" 6 months. It ... Read More
GETTING A DRIVERS LICENSE IN ECUADOR 2016 (updated information) by EcuaAssist
Getting a Drivers License in Ecuador The topic of drivers licenses has been a recurrent topic in the last months. Since January 11th, 2016, the requisite of having to assist to driving lessons for three weeks, and approved it through theoretical ...
Stick, that is what I was referring to. The law states "in no case more than six months" At one of the many police stops, If you show your passport they will see your visa. If you show your cedula they will know you are here longer than 6 ... Read More
GETTING A DRIVERS LICENSE IN ECUADOR 2016 (updated information) by EcuaAssist
Getting a Drivers License in Ecuador The topic of drivers licenses has been a recurrent topic in the last months. Since January 11th, 2016, the requisite of having to assist to driving lessons for three weeks, and approved it through theoretical ...
My B licence was obtained in Paute. I live in Cuenca. I of course took some time to make sure I had my papers right!!! That is most gringos problems they dont get the papers right to start with therefore the long time frames. It seems from my ... Read More
GETTING A DRIVERS LICENSE IN ECUADOR 2016 (updated information) by EcuaAssist
Getting a Drivers License in Ecuador The topic of drivers licenses has been a recurrent topic in the last months. Since January 11th, 2016, the requisite of having to assist to driving lessons for three weeks, and approved it through theoretical ...
"pero en ningún caso por más de seis meses contados desde su ingreso al país". This means in no case more than 6 months!! Why try to skirt the law?? You could end up in jail!! A licence is so easy to get. I have 2. 1 for ... Read More
GETTING A DRIVERS LICENSE IN ECUADOR 2016 (updated information) by EcuaAssist
Getting a Drivers License in Ecuador The topic of drivers licenses has been a recurrent topic in the last months. Since January 11th, 2016, the requisite of having to assist to driving lessons for three weeks, and approved it through theoretical ...
What they are actually referring to is your "DMV" record showing your licence and record. That will need to be apostilled at the Secretary of state in the state where you have your licence. Read More
Tips and advice to thrive in Ecuador by Priscilla
Hi, When living in a foreign country, you have to adapt to a new environment, various cultures and different social codes. How did you manage to adjust to Ecuador? How long does it take to feel at home? Would you say it is an easy ...
Good informative post. Glad you like it here and choose to dress like a lady. I will bet your Local boyfriend dresses like a gentleman also. Apparently not many gringos choose to live further out as you have but maybe being with a Local limits the ... Read More
Tips and advice to thrive in Ecuador by Priscilla
Hi, When living in a foreign country, you have to adapt to a new environment, various cultures and different social codes. How did you manage to adjust to Ecuador? How long does it take to feel at home? Would you say it is an easy ...
I have written much of my experience and adjustment here and commented back and forth with CCCmedia many times about life here.. All is very GOOD!! But I have a question that has been bugging me about "non conforming" gringos who do like ... Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
Good idea. Better safe than sorry. You cant have to much paperwork!! The rules really dont change here but different ":supervisors" in the various office may have different ideas of what is needed, If they say you need it there is no ... Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
Yes, your welcome. It also applies to the SS letter or other proof of pension income. Depending on which city you are in the rules may be a bit different for visas. Thats just the way they are here. You may not get things when you want or expect but ... Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
Actually the Hague convention for apostille was signed in 1961 and effective in 1965. Ecuador did enter to agreement on April 2nd 2005. Legally (according to the convention) the apostille should be valid without the need to legalize in an EC ... Read More
Tourist Visa Denial by sacowboy
I have a felony conviction with NO restrictions or travel limits. Its OVER and I paid my debt to society. When I arrived in Quito asking for a tourist visa for under two weeks; it was denied and I was treated terribly and put on a plane with ...
Well, felons have restrictions in the US and Ecuador does not want people who paid the states but not here! If you go to Mexico or Canada they will arrest you and put you in jail if you had an "indictable" offense. You have to pay all ... Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
Better yet see the Hague convention of 1986,. That will tell you what an apostille really is! Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
In Ecuador you also have to be appointed by the Supreme court as well as the other you mentioned. Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
An educated crook!! Fancy is a reason for fraud!!??? It takes all types I guess!! Nothing is confused. An apostille is indeed a certification that the notary was in fact licensed. A consulate legalization is quite different. But none the less both ... Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
Tell that to the visa office here! Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
Unfortunately you do have to have it apostilled and "Legalized" stamped in and Ecuadorian Embassy. This requirement has been in effect for over 2 years now. You can go to MMRREE.gob.EC for the rules. Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
Not really!! A apostille from the US govt can be attained also by submitting to the same entity required in a state. The secretary of state of the US. Look online for the address. They do not do individual states. They are done by the secretary of ... Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
Put 25K into a CD or buy property worth 25K or more. Then you can get an investors visa. Read More
Proof of pension- certify by consulate or apostille? by johnplov
I'm working on gathering documents for a revista pension, and I've run across sites which say it has to be certified at an Ecuadorian consulate, and others that say it can be apostilled by th US State Department. The nearest Consulate is ...
John, It has to be excepted and stamped in an Ecuadorian Embassy. A US apostille is not sufficient however it is needed before taking it to the Embassy. It will also have to be translated. Sorry but that has been the law for over a year now. Read More
Live in Cuenca - Be Happy to Answer Questions About Life in Ecuador by troberts010150
Hi there, I just joined expat.com and discovered the Forums. I'm always interested in helping prospective expats with straight answers about Ecuador, especially Cuenca. I moved here - sight unseen, but after lots of research - from Seattle two ...
Can someone tell me why gringos have such a hard time getting drivers licence??? I am a gringo and have lived here 5 years. I got my first licence for my motorcycle 4 years ago. It took 1 day. I got my 2nd licence 2 years ago for my car. It took a ... Read More
El Nino 2015 by GMC(SW)
Lately I have been seeing some conjecture over the upcoming El Nino. 1. What does everyone think will come of it? 2. If it is as bad as predicted, what precautions are you taking? 3. What were the effects last time, for those that were in ...
Your right CCC, But who knows where he gets his info from??? Just like any weather report here is only a guess!! Maybe the Govt is doing the same as with Chickunguna and cotapaxi. Not wanting to scare off tourism they under report events that would ... Read More
El Nino 2015 by GMC(SW)
Lately I have been seeing some conjecture over the upcoming El Nino. 1. What does everyone think will come of it? 2. If it is as bad as predicted, what precautions are you taking? 3. What were the effects last time, for those that were in ...
If you take the time to google "EL Nino" you will see how big this one is (ReCORD BREAKER) and how all of them effect the worlds climate!! For example the inland of EC will be drier the coast will receive inordinate amounts of rain. ... Read More
El Nino 2015 by GMC(SW)
Lately I have been seeing some conjecture over the upcoming El Nino. 1. What does everyone think will come of it? 2. If it is as bad as predicted, what precautions are you taking? 3. What were the effects last time, for those that were in ...
Thats why I use words like "could" and "generally" But an El Nino is a fact!! No weather man will dissagree. Or best. Look at the last two here. But your entitled to be negative and brainy if you must!!! Read More
El Nino 2015 by GMC(SW)
Lately I have been seeing some conjecture over the upcoming El Nino. 1. What does everyone think will come of it? 2. If it is as bad as predicted, what precautions are you taking? 3. What were the effects last time, for those that were in ...
Coastal areas could be very wet but inland should be fine. November is generally good weather for most of Ecuador. Sept. and November are considered off season for Hotels ect. Just remember the El Nino will cause more rain than normal for the Coast ... Read More
El Nino 2015 by GMC(SW)
Lately I have been seeing some conjecture over the upcoming El Nino. 1. What does everyone think will come of it? 2. If it is as bad as predicted, what precautions are you taking? 3. What were the effects last time, for those that were in ...
This will give you an idea of the last major El Nino http://www.eird.org/eng/revista/No1_2001/pagina22.htm More on 1982 83 and 97-98 Ecuador proper http://www.elcomercio.com/actualidad/nino-azoto-ecuador.html This El Nino has started. It is ... Read More
BOTTLED GAS IN ECUADOR by GMC(SW)
The bottled gas used in Ecuador is not of the same quality as found in the U.S. Many residential areas depend on bottled gas. As gas is not plumbed to most buildings, the newer buildings are installing a supply / storage system. This will be large ...
Your electric bill is based on kilowatt hours. A kilowatt hour (KWh) cost the same regardless of voltage so there is no difference in cost between 110 VAC or 220 VAC. The reason for the two voltages is that some appliances, such as your stove, ... Read More
BOTTLED GAS IN ECUADOR by GMC(SW)
The bottled gas used in Ecuador is not of the same quality as found in the U.S. Many residential areas depend on bottled gas. As gas is not plumbed to most buildings, the newer buildings are installing a supply / storage system. This will be large ...
Well, apart from the obvious one that 220V is double 110V, in practical terms it means that you can transmit twice the power (not current) through a 220V cable, as you can through a 110V cable, provided that the cables are the same thickness. ... Read More
Preparing to Take the EC Drivers Test by cccmedia
That would be the [i]Examen Teórico[/i] required of all new Gringo drivers in [i]La República.[/i]It's a 20-question multiple-choice test offered up by ANT, La Agencia Nacional de Tránsito, the Ecuador DMV. The questions ...
I see many Ecuadorians doing both B and C. "Dodgeball" Read More
Preparing to Take the EC Drivers Test by cccmedia
That would be the [i]Examen Teórico[/i] required of all new Gringo drivers in [i]La República.[/i]It's a 20-question multiple-choice test offered up by ANT, La Agencia Nacional de Tránsito, the Ecuador DMV. The questions ...
Good advise!!!!!!!!!!!!!! I totally agree. It is much better to obey the law than to be ignorant and not!! I wrote before that the way me and several friends did it was to study the questions and answers for 3-4 days before. You are doing the same ... Read More
Preparing to Take the EC Drivers Test by cccmedia
That would be the [i]Examen Teórico[/i] required of all new Gringo drivers in [i]La República.[/i]It's a 20-question multiple-choice test offered up by ANT, La Agencia Nacional de Tránsito, the Ecuador DMV. The questions ...
Let us know when your luck runs out! It invariably will. Bribing here is illegal also. You may be lucky on that but it will be more time in jail when you get a cop that enforces the law. They are stinging more and more cops for taking bribes. It ... Read More
Preparing to Take the EC Drivers Test by cccmedia
That would be the [i]Examen Teórico[/i] required of all new Gringo drivers in [i]La República.[/i]It's a 20-question multiple-choice test offered up by ANT, La Agencia Nacional de Tránsito, the Ecuador DMV. The questions ...
You can "bend" if you like! BUT if you get stopped in one of the many random road stops you run the chance of having the car impounded and going to jail! I know of 2 gringos who had that happen. Even here breaking laws has its ... Read More
Preparing to Take the EC Drivers Test by cccmedia
That would be the [i]Examen Teórico[/i] required of all new Gringo drivers in [i]La República.[/i]It's a 20-question multiple-choice test offered up by ANT, La Agencia Nacional de Tránsito, the Ecuador DMV. The questions ...
ccc he said the online test. It is different that the 1 page written test taken at the agency. Read More
Preparing to Take the EC Drivers Test by cccmedia
That would be the [i]Examen Teórico[/i] required of all new Gringo drivers in [i]La República.[/i]It's a 20-question multiple-choice test offered up by ANT, La Agencia Nacional de Tránsito, the Ecuador DMV. The questions ...
Sue; no translator can properly conjugate verbs with the 26 different ways in spanish. They can not get the masculino feminina right either. My Colombian wife told me there are no specific rules for Masculino feminina. She said you have to be born ... Read More
Preparing to Take the EC Drivers Test by cccmedia
That would be the [i]Examen Teórico[/i] required of all new Gringo drivers in [i]La República.[/i]It's a 20-question multiple-choice test offered up by ANT, La Agencia Nacional de Tránsito, the Ecuador DMV. The questions ...
Sue,your problem may be your not typing correctly! And your right that Google does not translate well and hardly does verbs. You might try spanishdict.com much better and you can put it on you mobile devise. First; Rialto is a verb meaning stick ... Read More
Preparing to Take the EC Drivers Test by cccmedia
That would be the [i]Examen Teórico[/i] required of all new Gringo drivers in [i]La República.[/i]It's a 20-question multiple-choice test offered up by ANT, La Agencia Nacional de Tránsito, the Ecuador DMV. The questions ...
cccmedia: I have 2 licences. I have an A for my motorcycle that I got 3 years ago. Then there were 110 questions to study. The test is 20 questions and you can only miss 4. So you have to answer 16 right. My B licence is for my car. I got it 2 years ... Read More
Single woman $900 a month? by MissDenver
I am hoping to retire early in Cuenca on $900 a month. My income is 1425, but I have fixed bills, need to have money to send my daughter in college and 1 trip for her to visit each year. The $900 needs to cover rent, food, transportation, health ...
Not true!! The $800 a month for a pensioners visa is to prove you have enough to live on. You can work here legally on any visa. If you start your own business you will have to get a RUC number. Read More
Interest rates, accounts, etc. by Guest098872
Hello, Was wondering if someone could provide some information about the interest rates that are in Ecuador or direct me to a website. Let's say an individual moves to Ecuador with an investors visa and puts their $25,000 in the bank, could ...
Netbean: The banks make more commercial type loans. The coops are more for micro business like local farmers, livestock ranchers and other small business's. They also make personal loans and some secured car loans. The borrower's pay higher ... Read More
Interest rates, accounts, etc. by Guest098872
Hello, Was wondering if someone could provide some information about the interest rates that are in Ecuador or direct me to a website. Let's say an individual moves to Ecuador with an investors visa and puts their $25,000 in the bank, could ...
netbean: Go to the COSEDE web site and you will see many Coops that are insured. There will be many in Quito I am sure. Remember, max account size is $32,000 but you can have multiple accounts. Read More
Interest rates, accounts, etc. by Guest098872
Hello, Was wondering if someone could provide some information about the interest rates that are in Ecuador or direct me to a website. Let's say an individual moves to Ecuador with an investors visa and puts their $25,000 in the bank, could ...
Thanks cccmedia. So many post with just guesses. As you know from the IESS and Electronic $ posts I made I try to do my homework and give accurate info. It is surprising here in Ecuador how much is online for those who really want to know. :) ... Read More
Interest rates, accounts, etc. by Guest098872
Hello, Was wondering if someone could provide some information about the interest rates that are in Ecuador or direct me to a website. Let's say an individual moves to Ecuador with an investors visa and puts their $25,000 in the bank, could ...
First! The Ecuador government insurance similar to FDIC in the States is COSEDE. "All" banks and many Coops "Pay" for this insurance. It is good for $32000 per account. You can go online to COSEDE and see what organization is ... Read More
Gringos go home!!! No spanish, no stay!!! This will weed out. by Cuenca boy
New rules require Ecuador expats to be ‘proficient’ in Spanish; requirement affects current residents as well as new ones Published on March 28, 2015 by: CuencaHighLife |Comment In a dramatic policy change, Ecuador’s Ministry of ...
I did not yell at you or anyone else. Nothing I have written is in caps!! If someone criticizes me I will answer back. Ecuador does have freedom of speech! If it really annoys you then I would suggest you dont read it. I do know that many gringos ... Read More
Gringos go home!!! No spanish, no stay!!! This will weed out. by Cuenca boy
New rules require Ecuador expats to be ‘proficient’ in Spanish; requirement affects current residents as well as new ones Published on March 28, 2015 by: CuencaHighLife |Comment In a dramatic policy change, Ecuador’s Ministry of ...
It was a bad April fools joke!! You should learn Spanish but not to take a test! YES it should be required in the USA. Read More
Gringos go home!!! No spanish, no stay!!! This will weed out. by Cuenca boy
New rules require Ecuador expats to be ‘proficient’ in Spanish; requirement affects current residents as well as new ones Published on March 28, 2015 by: CuencaHighLife |Comment In a dramatic policy change, Ecuador’s Ministry of ...
Fred we know that it was an April fools. The issue is attempted gringo superiority nothing else. Thanks. Read More
New Ecuador health care system by seoulguy
I refer to the January changes indicated in this Huff Post article: http://huffingtonpost.com-kathleen-peddicord-retire-to-ecuador_b_4561063.html If I am to believe the writer, the new health care system is allowing P-I retirees, i.e., legal ...
""Does EC IESS count as medical insurance? I doubt it"" Your answer is: The IESS is not insurance. It is an "association" of members or employees. (socio's) The law changed about a year ago to allow ... Read More
New Ecuador health care system by seoulguy
I refer to the January changes indicated in this Huff Post article: http://huffingtonpost.com-kathleen-peddicord-retire-to-ecuador_b_4561063.html If I am to believe the writer, the new health care system is allowing P-I retirees, i.e., legal ...
Bruce, sorry but the IESS healthcare is for citizens and residents only. It take 3 months of payments after registration to qualify for attention. All of the other government hospitals are free to anyone. If you have an emergency here you would be ... Read More
Gringos go home!!! No spanish, no stay!!! This will weed out. by Cuenca boy
New rules require Ecuador expats to be ‘proficient’ in Spanish; requirement affects current residents as well as new ones Published on March 28, 2015 by: CuencaHighLife |Comment In a dramatic policy change, Ecuador’s Ministry of ...
ginarnold1957. if you read I have been living in Cuenca for 4 years now. I was not writing to you but another who replied to me and I have not been on this site for a while.My original post was on 4/2 ! By the way Lee did get many gringos in his ... Read More
Gringos go home!!! No spanish, no stay!!! This will weed out. by Cuenca boy
New rules require Ecuador expats to be ‘proficient’ in Spanish; requirement affects current residents as well as new ones Published on March 28, 2015 by: CuencaHighLife |Comment In a dramatic policy change, Ecuador’s Ministry of ...
Thank you ccc. Our enjoyment of Ecuador by learning and excepting to be part of the culture as oppose to trying to change it like so many gringo want to do has been a great way to continue our "retired" lives here. ginarnold1957. if you ... Read More
New Ecuador health care system by seoulguy
I refer to the January changes indicated in this Huff Post article: http://huffingtonpost.com-kathleen-peddicord-retire-to-ecuador_b_4561063.html If I am to believe the writer, the new health care system is allowing P-I retirees, i.e., legal ...
Sure. It is www.IESS.ec.gob Read More
Gringos go home!!! No spanish, no stay!!! This will weed out. by Cuenca boy
New rules require Ecuador expats to be ‘proficient’ in Spanish; requirement affects current residents as well as new ones Published on March 28, 2015 by: CuencaHighLife |Comment In a dramatic policy change, Ecuador’s Ministry of ...
George, and (dfcorderro, I am back) I subscribe to and read your blog faithfully and you are not even close to "malcontent"! We do know now that it was a sick try at an April Fools joke by the Cuenca High Life staff. But had it been true ... Read More
Gringos go home!!! No spanish, no stay!!! This will weed out. by Cuenca boy
New rules require Ecuador expats to be ‘proficient’ in Spanish; requirement affects current residents as well as new ones Published on March 28, 2015 by: CuencaHighLife |Comment In a dramatic policy change, Ecuador’s Ministry of ...
If it is not are you ready to take a spanish test?? I am not aware that "Cuenca High Life" posts April fools jokes. Any thing is possible I suppose but reference to Lee Dubs leads me to beleive it is not a joke. He is a well respected ... Read More
Gringos go home!!! No spanish, no stay!!! This will weed out.
New rules require Ecuador expats to be ‘proficient’ in Spanish; requirement affects current residents as well as new ones Published on March 28, 2015 by: CuencaHighLife |Comment In a dramatic policy change, Ecuador’s Ministry of ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
Naive?? Maybe you are paranoid! The system is defined as a "pay as you go". Cash!! You could post a doomsday idea, but this is a well run government in Ecuador. Granted. Anything might happen but it is not likely!! Have you nothing better ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
You are "informed"!! right on analogy!!! This site needs more like you that take the time to get informed!! Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
"Table Beer" get informed before writing about what you don't understand! Go to the link I put in before for the Banco central. The "virtual currency" Is not virtual!! It is electronic! Accessed with a cell phone to an ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
Read my previous post!! The "virtual money" as you call it is not!! It is a cell phone system and has to have "Cash" to load the account!! It pays to do a little research!! Read More
Robbed/Scammed By Farmer's Market Vendor by wlae84
This really has been bothering me. I have to get this off my chest... So I went to the farmer's market yesterday. I gave the old lady 50 cents and took 5 oranges. She took the oranges out of my bag, put them back in the bin. And then put her ...
When in Rome!! However when in Ecuador----learn spanish!! It is the official language! Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
J you hit it right on the head! I agree that this new system seems not necessary. As you probably read on the link I sent you, it all seems innocuous. The govt says they will not ever back the funds with govt bonds. Or pay govt contractors with ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
http://www.dineroelectronico.ec/ Read this totally and you will be much better informed. I think, if you can believe it all! It will explain what the govt is doing (maybe) And what they say they wont do. It appears that they are doing it for the ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
CCC look at this web page from Banco Central http://www.dineroelectronico.ec/ you can click on many things and also see just who is using it right now. Also if you read the govt reason for this "cell phone" money you will see their #1 ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
I agree, I said "no way" would I ever be involved in something like Bitcoin or any other medium without liquid support. Even the business's that take bitcoin have to sell on a bitcoin exchange and are subject to value swings. As the ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
I somewhat explained that as I have ascertained. My information came from the Central Banco website. They list all of the "users" at this time and explain exactly how it works. It is very different than some of the other electronic ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
Do you agree? Would like to see if other clear thinking people can see the real deal! I think I am correct in my post but am open to other observations. Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
CCC The "Electronic" Money (so called) is actually nothing more that opening an account at one of the banks or coops using "cash". The account will be your so called Electronic money. You have to deposit money into the account ... Read More
How to Get Health Insurance? by wlae84
Are there any sites where permanent VISA holders can get health insurance? Is a Cedula required?
CCC Thanks for the kudos! The dates for paying the premiums are from the 6th of the month to the 15th. Sign up is on line only, so if a person knows this and signs up around the 10th of the month the 3 payments will be done in 2 months plus a few ... Read More
How to Get Health Insurance? by wlae84
Are there any sites where permanent VISA holders can get health insurance? Is a Cedula required?
That survey was done in 2013. Three of the companies are now shut down and 2 others do not insure gringos any longer. Even the IESS at $62 is now $73. All in all IESS is the best. I have had it for 1 1/2 years now after having 2 of the others before ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
The problem with the banks is the IRS (USA) new law (Jan 2014) you have to report any account starting at $10,000 to the IRS. Income to follow. The penalty for non reporting starts at $10,000, The Bank (Pichincha) is an international bank with a ... Read More
Electronic money & will it eventually devalue your dollar? by britmick
I saw the below link/ad on the BBC & wondered if anyone had looked into this new idea & how it will effect the dollar in your pocket &/or bank account? Also it seems that Ecuador is BILLIONS in debt to the Chinese & it's getting ...
Paranoia much??? Ecuador's debt is the 4th lowest of all G20 countries at 24.4 % of GDP ! only 12 Billion!! The US is #1 for debt at 100.1% of GDP try on 18 TRILLION that is 18,000 Billion!!! Back in 1999 when the banks failed in Ecuador the ... Read More
New Ecuador health care system by seoulguy
I refer to the January changes indicated in this Huff Post article: http://huffingtonpost.com-kathleen-peddicord-retire-to-ecuador_b_4561063.html If I am to believe the writer, the new health care system is allowing P-I retirees, i.e., legal ...
David, I have lived here for 3 years. I have had 2 Ecuador insurance companies. Both became totally disappointing and non paying and both did not cover pre existing. S---- and A---D-----. I have for 6 months now been enrolled in the voluntary plan ... Read More
United States Postal Service and Customs by frugalpirate
So I've read through the threads. With the extra fees they have on airlines, I thought it might be easier to send some of my clothes and things down through the mail. It's around 60 bucks for 20 pounds. I read the restrictions on the USPS site and ...
Why send clothes???? You can buy very inexpensive clothes here. Do you need special kings court clothes?? Read More
How would a Black American be received in Loja? by lynnietoot
I am a black female (African American) considering a move to Ecuador. Would I have racial problems?
Absolutely not!! There are many black latinos here. They do not have prejudice like in the states. The only minor problem may be bigoted gringos here but you can stay away from them. Many gringos come here and want the culture to be the same as the ... Read More
Health insurance
Yes you are right. I now have it. You can sign up on line. The husband signs up first and pays $70 a month in arrears at one of 3 banks on the 15th of each month. He can get service after 3 months. He can add the wife for about $12 an month after. Read More
papers I need to establish myself in Cuenca by henrybear
Hi everyone, my name is Eric Beeldsnijder (male) and I am from Curacao. My profession: translator and I studied management as well, in Europe. I worked in statistics for over 30 years in The Netherlands and Bonaire. I wish to live in Cuenca, Ecuador ...
Sorry! They have added /servicios/visas to the www.mmrree.gob.ec! So now www.mmrree.gob.ec/servicios/visas Read More
confusion over martial status by retiranlovingit
I am in the process of putting together my paper work to apply for a pensioners visa and a permanent visa, In doing my research regarding martial status a question came up. I am single now but was divorced 20 years ago; do I still need to get a ...
FYI, an apostille is: when the secretary of state in any state verifies and places a seal that the person who notarized the document was legally able to do so. IE a licensed notary. 1986 Hague Convention. Also for the confused, on the issue of ... Read More
confusion over martial status by retiranlovingit
I am in the process of putting together my paper work to apply for a pensioners visa and a permanent visa, In doing my research regarding martial status a question came up. I am single now but was divorced 20 years ago; do I still need to get a ...
I am not familiar with the Canada procedures. I do know Canadian friends with visas and cedulas. I will ask one for the details. I know the visa office (mmrree) does many Canadians visas and excepts the validation method they do use. If you are ... Read More
papers I need to establish myself in Cuenca by henrybear
Hi everyone, my name is Eric Beeldsnijder (male) and I am from Curacao. My profession: translator and I studied management as well, in Europe. I worked in statistics for over 30 years in The Netherlands and Bonaire. I wish to live in Cuenca, Ecuador ...
The law does state which police!! It says "a police report for 5 years from where you "lived"! lived meaning state. A state police report is what they are looking for. Many gringos wanting to go the extra mile got FBI reports. They were first ... Read More
confusion over martial status by retiranlovingit
I am in the process of putting together my paper work to apply for a pensioners visa and a permanent visa, In doing my research regarding martial status a question came up. I am single now but was divorced 20 years ago; do I still need to get a ...
Yes you have to get a notarized and apostilled then translated copy of your divorce papers. The translation if done here will have to be notarized and the translators signature excepted. Your Cedula when you get it will say "divorced" on it. No ... Read More