Natalie Prevatt MRCPCH

Travel insurance isn't an afterthought—it's the plan that pays when things go wrong. The right policy covers urgent care, evacuation, and the trip home; the wrong one can leave you with life-changing bills. This article shows what to disclose (including mental health), when to buy, the cover to insist on, and how exclusions work. One rule: tell your insurer everything, and buy as soon as you book.