Menu
Expat.com
Search
Magazine
Search
RayAucote

RayAucote

Serial expat

English expat in Malta

Forum posts

260

Contacts

2

About me

English, Married

Lives in Ix-Xewkija

Registration: 21 April 2016

RayAucote
RayAucote replied to a thread
7 years ago
mustirik

Moving Together - Changing Address on Maltese ID Card by mustirik

Hi, I just changed my apartment and moved in with my girlfriend. I need to update my address on my ID card because I will apply for a driving license soon. On Identity Malta website, the procedure is explained as follows: [i]Holders of residence ...

RayAucote

OK, a Gozo version. as of last week. Take your new lease document, Passport. The ladies filled forms for us. Given white Receipt and we retained old e-residency cards till new arrives. That was it, took 10 minutes. Ray Read More

RayAucote
RayAucote replied to a thread
7 years ago
Kostya_k

Formalities to close PostaPay&Save account by Kostya_k

Hi Guys, I've got a question to those of you who have used and successfully closed the Malta Post's PostaPay&Save account. I've thoroughly read the T&C of [url=https://www.maltapost.com/pdf.aspx?f=72472]PostaPay service[/url]; ...

RayAucote

I should have added that I went to the main PO in Victoria, Gozo. They will almost certainly make phone calls as they never seem to know anything about these accounts. You will need to sign a form and you should get a receipt for your card. I ... Read More

RayAucote
RayAucote replied to a thread
7 years ago
Kostya_k

Formalities to close PostaPay&Save account by Kostya_k

Hi Guys, I've got a question to those of you who have used and successfully closed the Malta Post's PostaPay&Save account. I've thoroughly read the T&C of [url=https://www.maltapost.com/pdf.aspx?f=72472]PostaPay service[/url]; ...

RayAucote

Just go to post office with your card, id etc and ask them to close the account. They will send you a cheque for any balance you may have. Read More

RayAucote
RayAucote replied to a thread
7 years ago
gavherb

state pension UK/malta by gavherb

Im currently working in malta do i still need to pay Uk National insurance to still receive my state pension when i come to retirement age ? someone told me i have to pay UK national Insurance but i have also been told the malta National insurance ...

RayAucote

We have as well plus three very small pensions.Oh, I forgot my private pension.... £26.00 per year. :) Read More

RayAucote
RayAucote replied to a thread
7 years ago
StaceyMadeleine

Landlords refusing form H by StaceyMadeleine

Has anyone had experience with landlords refusing form h to get the residential rate for electric which is much cheaper? They claim if I leave without telling them (as if they wouldnt know??) and electric is turned off they have to pay 600€ to ...

RayAucote

Our landlady came round after the first bill with Form H and got copies of our ID's, sorted, no charge, job done. Probably the easiest formality we've undertaken. Read More

RayAucote
RayAucote replied to a thread
7 years ago
gavherb

state pension UK/malta by gavherb

Im currently working in malta do i still need to pay Uk National insurance to still receive my state pension when i come to retirement age ? someone told me i have to pay UK national Insurance but i have also been told the malta National insurance ...

RayAucote

I've been doing it for nearly 2 years now... that is relying on state pension. Read More

RayAucote
RayAucote replied to a thread
7 years ago
StaceyMadeleine

Landlords refusing form H by StaceyMadeleine

Has anyone had experience with landlords refusing form h to get the residential rate for electric which is much cheaper? They claim if I leave without telling them (as if they wouldnt know??) and electric is turned off they have to pay 600€ to ...

RayAucote

I thought the huge deposit was if the service was put in tenants name, there is no deposit for registering number of residents as the bill is still sent to landlord. Read More

RayAucote
RayAucote replied to a thread
7 years ago
Burke92

Dentists? by Burke92

How is the dentists in Malta, is they any in Sliema.. Could an Expat be able to visit and get appointments? and what is the cost roughly?

RayAucote

As a guide, have just paid 50 Euro for checkup inc. an Xray. Read More

RayAucote
RayAucote replied to a thread
7 years ago
GuestPoster85

TIN (tax identification number) for economic self sufficency by GuestPoster85

Hello to everyone.. I'm italian and soon i will ask residence in Malta as an economic self sufficency (form j). I need to ask a tin (tax identification number) but actually i know that tin is ''included'' in the social security ...

RayAucote

I'm self sufficient and I have a TIN. Basically if you have any income you need one. Read More

RayAucote
RayAucote replied to a thread
7 years ago
scareglow

considering Malta? here's my honest recap after 5+ years by scareglow

Every experience is different of course, but after 5+ years and knowing a lot of expats from all over the world this is what you have to expect: - expect racism if you're from Scandinavia or look Scandinavian. The locals tend to blame rising ...

RayAucote

Just for comparison at the other end of the financial spectrum. UK / Gozo per month rent 0 / 400 * state paid rent. elec water 0 / 50 * inc in rent Council tax 0 / 0 * paid by state car insurance 150 /226 car tax 0 / 282 parking 0 / ... Read More

RayAucote
RayAucote replied to a thread
7 years ago
scareglow

considering Malta? here's my honest recap after 5+ years by scareglow

Every experience is different of course, but after 5+ years and knowing a lot of expats from all over the world this is what you have to expect: - expect racism if you're from Scandinavia or look Scandinavian. The locals tend to blame rising ...

RayAucote

I must confess that I do need a jacket and scarf indoors sometimes during the winter ( no AC in all rooms :D ). Our yard is not blessed with a good airflow so glad we have a tumble dryer, costs a bit to run though. The apartment does however have ... Read More

RayAucote
RayAucote replied to a thread
7 years ago
BlueOctupus

Collection of Residence ID Card by BlueOctupus

Hi, A few weeks ago now I received a letter stating that I should collect my ID card from the E-ID cards office in Victoria, Gozo. The other day I had a clear up in my house, but I think I've accidentally thrown my letter in the ...

RayAucote

This pretty much what happens anyway, it did for us, the only question is, what is the requisite documentation currently required? I checked beforehand so obtained the e-residency document on my first visit. Read More

RayAucote
RayAucote replied to a thread
7 years ago

Malta ?

I certainly agree with your opening paragraph, but not sure on the rest. There is more to life than gambling and bitcoin and one day when the bubble bursts, where will Malta be then. Infrastructure is poor, corruption rife. Europe has nothing to ... Read More

RayAucote
RayAucote replied to a thread
7 years ago
MarcelMarcelMarcel

cheapest pay as you go card with long validity? by MarcelMarcelMarcel

Hi, I'm looking for payasyougo/prepaid card with long validity. I'm moving to Malta next week and for school of my daughter and for entitlementunit and probibly for many other things I need a Maltese mobile number. I will use this numer just ...

RayAucote

I seem to remember walking into a small store in Rabat (Malta) and buying a GO SIM for €10 which gave me €10 credit. I'm also not aware of any expiry time on the card. Read More

RayAucote
RayAucote replied to a thread
7 years ago
GustaveLeBon

Electricty bill / Landlord by GustaveLeBon

Hi, only recently moved to Malta and got a quick question regarding electricity bill. Our house has an individual elec meter but is not registered in my name at the request of the landlord. We pay every month a fee on top of the rent and rougly ...

RayAucote

Ask your landlord for a copy of the actual bill / bills for the last 6 months. Whilst the landlord may not let you have the bill in your name you should ask him to register the number of occupants at the property, you'll need e-residency cards ... Read More

RayAucote
RayAucote replied to a thread
7 years ago

Part time course

Take a look at the identity Malta site for some of the entry requirements. I assume you are UK national. https://identitymalta.com/citizenships-expatriates/ I somehow doubt that a part time course in Maltese would qualify for residence as a ... Read More

RayAucote
RayAucote replied to a thread
7 years ago
Priscilla

Finding your bearings in Malta by Priscilla

Hello, While technology has definitely helped us navigate ourselves more easily in most countries, it's not the case everywhere. How do you get to your destinations and navigate yourself in Malta? Do you use gps systems such as google/apple ...

RayAucote

I would recommend anyone new to the islands and planning on driving to get a Sat Nav. I found my Tomtom invaluable when first driving here. Road direction signs are very poor compared to other countries. I suspect that this is due to being very ... Read More

RayAucote
RayAucote replied to a thread
7 years ago
DP4

uk bank account while living in malta by DP4

Has anyone else had problems having a uk bank account while permanently living in Malta,as I understand it you need a uk address to have an account, there is an international account available,but you need a balance of £25k with Barclays.

RayAucote

We have 3 UK accounts and 3 elsewhere. As for Brexit, how long is a piece of string? and it's not difficult. Read More

RayAucote
RayAucote replied to a thread
7 years ago
Jayireland

Car Registration by Jayireland

Hi Folks Apologies for this message but I did read through forums I am relocating to Malta on Sept 24th with my job. I own my car less than 2 years therefor know I will have to pay a registration tax. My question is do you need an e-id card to ...

RayAucote

I bought, insured and taxed my car with an E-residence receipt. It should be good for anything as it quite clearly states that you have successfully completed the application process and are just awaiting your card. However, this is Malta so there ... Read More

RayAucote
RayAucote replied to a thread
7 years ago
Dusty87

Looking for work by Dusty87

Any employers or anyone who knows of any available jobs that are on here from gozo. i am keen and hardworking trustworthy and punctual. I require any form of work really i will consider literally anything. I am 31 years old Originally from england ...

RayAucote

Out of interest, where were the other 2 "top places" to live? Ray Read More

RayAucote
RayAucote replied to a thread
7 years ago
Dusty87

Looking for work by Dusty87

Any employers or anyone who knows of any available jobs that are on here from gozo. i am keen and hardworking trustworthy and punctual. I require any form of work really i will consider literally anything. I am 31 years old Originally from england ...

RayAucote

Even darker ages here. The Maltese will always be the preferred applicant for a job followed by EU and then TCNs. Also a lot of jobs will require Maltese speaking with English as a bonus. Gozomo is right, more opportunities in Malta than here ... Read More

RayAucote
RayAucote replied to a thread
7 years ago
Dusty87

Looking for work by Dusty87

Any employers or anyone who knows of any available jobs that are on here from gozo. i am keen and hardworking trustworthy and punctual. I require any form of work really i will consider literally anything. I am 31 years old Originally from england ...

RayAucote

You can browse it to get some idea of whats on offer. There is also Jobs section above. Also check out Face book group https://www.facebook.com/groups/1607780432834034/ will need to request to join but will also give an idea of whats available, ... Read More

RayAucote
RayAucote replied to a thread
7 years ago
Dusty87

Looking for work by Dusty87

Any employers or anyone who knows of any available jobs that are on here from gozo. i am keen and hardworking trustworthy and punctual. I require any form of work really i will consider literally anything. I am 31 years old Originally from england ...

RayAucote

A good place to start would be the Jobsplus website ... Read More

RayAucote
RayAucote replied to a thread
8 years ago

Safe deposit boxes?

Just about sums up Maltese banks.... Could a Notary not help? Read More

RayAucote
RayAucote replied to a thread
8 years ago
gavherb

UK expats coming to malta and in need of a Bank account by gavherb

Hi Guys just some info for you i have mentioned this before. metro bank in the UK, you can open an account for free and use all around Europe free withdraws and transactions. my brother is coming to visit soon and i told him about it as i sent him ...

RayAucote

They didn't have online banking when I had one. Can only recommend them as a last resort. Read More

RayAucote
RayAucote replied to a thread
8 years ago
wildlux

You can live in a camper at malta? by wildlux

Hi everybody This is mine idea but I'm thinking about it. Where is the pros and cons for Malta state? I don't want to do nuisance to the beautiful isle of Malta. I will respect the island because don't like create a issues. PS: i hope ...

RayAucote

you give up a friends address etc, I've done it often for new arrivals I knew, they dont ask for proof that you live there, just where to send it.I had to provide our lease agreements, both times we've been to Victoria. Read More

RayAucote
RayAucote replied to a thread
8 years ago
wildlux

You can live in a camper at malta? by wildlux

Hi everybody This is mine idea but I'm thinking about it. Where is the pros and cons for Malta state? I don't want to do nuisance to the beautiful isle of Malta. I will respect the island because don't like create a issues. PS: i hope ...

RayAucote

Luckily you do not need a permanent address to apply for res card these daysI don’t know whether you need an address to send correspondence from them when your card is ready, I know you are not supposed to need a permanent address but ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
ozdennn

looking for a job urgently by ozdennn

Hey People, I m currently live in Turkey but i want to move and work in Malta, i went there for holiday this summer and loved there!..but because of the Turkey is a non EU, it s so hard to find a job there, i know 3 languages, and i have quite ...

RayAucote

When replying to a post on here you need to look at the date as the one you referred to is from seven years ago! The chances of getting a reply are slim.The chances of a reply are slim even if it was posted last week :) Read More

RayAucote
RayAucote replied to a thread
8 years ago
KizzyD

Transporting our stuff to Gozo by KizzyD

Hello and Good Evening. Hubby and I are moving to Gozo hopefully in the next couple of months. We wont be bringing a lot with us just personal things, small bits of furniture and kitchen items, Can anyone suggest a competitive and reliable ...

RayAucote

We used Shiplowcost, but you do have to get the packages to their depot in East London, otherwise cheap and reliable. Read More

RayAucote
RayAucote replied to a thread
8 years ago
gavherb

UK expats coming to malta and in need of a Bank account by gavherb

Hi Guys just some info for you i have mentioned this before. metro bank in the UK, you can open an account for free and use all around Europe free withdraws and transactions. my brother is coming to visit soon and i told him about it as i sent him ...

RayAucote

we'll soon find out but to be honest I don't give it much thought. Also Maltese government doesn't give a toss about anything outside of Malta other than the usual 85% EU funding for most of the improvements around Malta and Gozo. Read More

RayAucote
RayAucote replied to a thread
8 years ago
gavherb

UK expats coming to malta and in need of a Bank account by gavherb

Hi Guys just some info for you i have mentioned this before. metro bank in the UK, you can open an account for free and use all around Europe free withdraws and transactions. my brother is coming to visit soon and i told him about it as i sent him ...

RayAucote

I should have added that with Revolut and Transferwise you don't need a UK address. Read More

RayAucote
RayAucote replied to a thread
8 years ago
gavherb

UK expats coming to malta and in need of a Bank account by gavherb

Hi Guys just some info for you i have mentioned this before. metro bank in the UK, you can open an account for free and use all around Europe free withdraws and transactions. my brother is coming to visit soon and i told him about it as i sent him ...

RayAucote

What if one doesn't have a UK address? Read More

RayAucote
RayAucote replied to a thread
8 years ago
Cedced2018

How long to receive residency card? by Cedced2018

Hi, I have applied for ordinary residency (EU citizen) under self sufficiency. It's been more than 9 weeks and still didn't receive anything (was told 5 weeks when I applied). So went to Identity Malta and they said it's still not ...

RayAucote

The tax reference is normally your ID number anyway as far as I am aware, mine certainly is. RayMine certainly isn't. They are totally different. But I suppose if I had given them a residency card then it could have been the same. :) Read More

RayAucote
RayAucote replied to a thread
8 years ago
Nexus_6

Opening bank account on Malta by Nexus_6

Greetings, Since I will move to Sliema soon and start working, i would like to know the procedure of opening bank account in one of the banks on Malta - company that I will receive my payment from will propose the bank, I would just like to know ...

RayAucote

Welcome to Malta, It's just as well you didn't go to HSBC. for the best example of how not be treated by a business that, in other countries, wants your custom. It took many weeks to get a phone call to offer an appointment, in fact, so ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
Cedced2018

How long to receive residency card? by Cedced2018

Hi, I have applied for ordinary residency (EU citizen) under self sufficiency. It's been more than 9 weeks and still didn't receive anything (was told 5 weeks when I applied). So went to Identity Malta and they said it's still not ...

RayAucote

The white temporary Residency Receipt is acceptable to the tax office and for most other purposes as well, as always, this is Malta so there will be the exception. I did, however, get my Tax reference number before my E-Residency. Read More

RayAucote
RayAucote replied to a thread
8 years ago
Nexus_6

Opening bank account on Malta by Nexus_6

Greetings, Since I will move to Sliema soon and start working, i would like to know the procedure of opening bank account in one of the banks on Malta - company that I will receive my payment from will propose the bank, I would just like to know ...

RayAucote

Or even the Transferwise "Hello World" card. Read More

RayAucote
RayAucote replied to a thread
8 years ago
chrimic5

Cost of living family of 4 (2 adults and 2 school age kids) in Malta by chrimic5

Hi, My name is Christian, I am originally from Malta but have been living in Ireland for the last 10years due to work and studying. I have a friend of mine who is considering relocating to Malta and since I know that things have changed ...

RayAucote

You could take a look at the following site for some idea of costs. https://www.numbeo.com/cost-of-living/country_result.jsp?country=Malta Read More

RayAucote
RayAucote replied to a thread
8 years ago
dzakarta

Options to obtain a car for a non-EU driver in Malta by dzakarta

I've been trying to sort out what to do in Malta without a EU license. It is a little bit confusing. so I need your help to sort it out please... You can drive up to 12 months with a non-EU license, then you have to get a Maltese/EU driving ...

RayAucote

As I see it, the best, and possibly the only, way is to apply for a Maltese licence by taking the normal test. You will need to be resident here continuously for about 185-190 days , not sure exactly which, before you can do this. The best proof of ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
MERCRI

Importing car by MERCRI

Hello , I am about to import a car in malta from EU. To pass the inspection can I use head lights deflector or should I consider to change the light beams ? Do you have any information ?

RayAucote

And the local constabulary have regular vehicle checks and stop everything with a foreign plate and check documentation. Read More

RayAucote
RayAucote replied to a thread
8 years ago
ajwebber

What do you miss? by ajwebber

Since moving to Malta, what do you miss most from your old life?

RayAucote

Around here it's the scrambler bikes with little or no silencers and the school kids on petrol cycles also with no silencers. The guns I have got used to, I did have some the UK, I've even got used to the fireworks. It's a lot better ... Read More

RayAucote
RayAucote replied to a thread
8 years ago

How to deal with stress when moving to Malta

This is easy, I have a cushion affixed to the wall approximately 5 Feet 5 inches from the floor next to my computer desk, it serves 2 purposes, 1. it covers a red stain and 2. it prevents further damage to my forehead. :huh: ;) Read More

RayAucote
RayAucote replied to a thread
8 years ago
Priscilla

Cooking like a local in Malta by Priscilla

Hello, Enjoying the local food of your expat country is great, but learning to cook the dishes yourself is even better. Please share what it's like cooking like a local in Malta. What are some of the most popular local dishes that are easy to ...

RayAucote

bet he wasn't that polite though. :D Read More

RayAucote
RayAucote replied to a thread
8 years ago
David5001

Moving to Malta at 63... by David5001

Hello All, Some info needed please. I am retired but cant do the retiree 'thing'...I need to work, I also need to be in a better climate than the UK. I have been to Malta (I love Gozo & Xlendi) many times, so know the area etc etc. I ...

RayAucote

Ageism is probably the least likely of all the "isms" you may encounter here. ;) Read More

RayAucote
RayAucote replied to a thread
8 years ago
David5001

Moving to Malta at 63... by David5001

Hello All, Some info needed please. I am retired but cant do the retiree 'thing'...I need to work, I also need to be in a better climate than the UK. I have been to Malta (I love Gozo & Xlendi) many times, so know the area etc etc. I ...

RayAucote

Maltapark has a jobs section plus of course the jobs section of this forum. Read More

RayAucote
RayAucote replied to a thread
8 years ago
F0xgl0ve

Debit Card without a Maltese bank! by F0xgl0ve

For anyone who has had difficulty setting up a Maltese Bank account and getting a Debit Card which can be used for pretty much all types of transaction, Transferwise now do a Master Card backed Debit card. You need to have a Transferwise account ( ...

RayAucote

As I said, I wish :D Read More

RayAucote
RayAucote replied to a thread
8 years ago
F0xgl0ve

Debit Card without a Maltese bank! by F0xgl0ve

For anyone who has had difficulty setting up a Maltese Bank account and getting a Debit Card which can be used for pretty much all types of transaction, Transferwise now do a Master Card backed Debit card. You need to have a Transferwise account ( ...

RayAucote

You would need to set up your borderless account first and choose which currencies, of which there are many. You then have your own bank account in each of those currencies with individual Swift codes, IBAN's etc and can be used much like ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
F0xgl0ve

Debit Card without a Maltese bank! by F0xgl0ve

For anyone who has had difficulty setting up a Maltese Bank account and getting a Debit Card which can be used for pretty much all types of transaction, Transferwise now do a Master Card backed Debit card. You need to have a Transferwise account ( ...

RayAucote

I also use Revolut which is also a prepaid Mastercard. The main difference is that Revolut don't charge for the transfer and have almost identical exchange rates to Transferwise. Cash withdrawal at machines free up to €200 pcm and its ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
F0xgl0ve

Debit Card without a Maltese bank! by F0xgl0ve

For anyone who has had difficulty setting up a Maltese Bank account and getting a Debit Card which can be used for pretty much all types of transaction, Transferwise now do a Master Card backed Debit card. You need to have a Transferwise account ( ...

RayAucote

Already got one ... are you on commission? :D Read More

RayAucote
RayAucote replied to a thread
8 years ago
Priscilla

Cooking like a local in Malta by Priscilla

Hello, Enjoying the local food of your expat country is great, but learning to cook the dishes yourself is even better. Please share what it's like cooking like a local in Malta. What are some of the most popular local dishes that are easy to ...

RayAucote

I occasionally do my version of Ross Fil-Forn and also my version of Timpana. I'm not a fan of rabbit and I'm not very adventurous with food so our dishes are mainly what I used to cook in the UK. Read More

RayAucote
RayAucote replied to a thread
8 years ago
Julien

New members of the Malta forum, introduce yourselves here - 2018 by Julien

Hi all, Newbie on the Malta forum? Don’t know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

RayAucote

I recall Gas in Qala is Mondays. Doctor at St Josephs Pharmacy most evenings, cost €14 when I last went. Polyclinic in Victoria is free if you qualify, no need to make an appointment, just turn up and join the queue, early afternoons is best. ... Read More

RayAucote
RayAucote replied to a thread
8 years ago

Share moving costs England to Malta in July or August 2018?

We also sold most of our big stuff and brought about 100Kg of personal stuff and some small appliances via Shiplowcost for about £130.00. Read More

RayAucote
RayAucote replied to a thread
8 years ago
MovingToTheMed

Tax Return for UK Expat - 2017 by MovingToTheMed

[color=#a79ad2][/color] Hi everyone :) I became a resident (family member) in February 2017 and also applied for a tax number. I have earnt nothing and have brought into the country what I hope is less than the amount where you are obliged to pay ...

RayAucote

I informed them as soon as we moved, along with all the others, Licence, car tax, insurance, bank and so on. A neighbour intercepts any that still like to use old addresses. Our postman refuses to use our letterbox, with name and number on it and ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
MovingToTheMed

Tax Return for UK Expat - 2017 by MovingToTheMed

[color=#a79ad2][/color] Hi everyone :) I became a resident (family member) in February 2017 and also applied for a tax number. I have earnt nothing and have brought into the country what I hope is less than the amount where you are obliged to pay ...

RayAucote

I understand they will send you the return in June to the address you used when you registered. Read More

RayAucote
RayAucote replied to a thread
8 years ago

Boat storage

Most people just leave them on the streets in Qala :) Read More

RayAucote
RayAucote replied to a thread
8 years ago
peripatetic

ID Cards - how long currently? by peripatetic

We applied for our ID cards over 2 months ago. Still waiting, and it's a challenge with our banking not being local until we get the cards. Anyone have an idea of how long it's taking to send them out these days? Thanks...

RayAucote

Postapay and Save account from Maltapost will accept the e-ID receipt when applying, less hassle than the banks but no online access to the account, otherwise it does function as a normal bank account. Read More

RayAucote
RayAucote replied to a thread
8 years ago
Julien

New members of the Malta forum, introduce yourselves here - 2018 by Julien

Hi all, Newbie on the Malta forum? Don’t know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

RayAucote

That easy for you to say with your A/C in all rooms. :D :DYou'll have to speak nicely to your landlord! RayI think that would be pushing it a bit. :) Read More

RayAucote
RayAucote replied to a thread
8 years ago
Julien

New members of the Malta forum, introduce yourselves here - 2018 by Julien

Hi all, Newbie on the Malta forum? Don’t know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

RayAucote

That easy for you to say with your A/C in all rooms. :D :D Read More

RayAucote
RayAucote replied to a thread
8 years ago
peripatetic

ID Cards - how long currently? by peripatetic

We applied for our ID cards over 2 months ago. Still waiting, and it's a challenge with our banking not being local until we get the cards. Anyone have an idea of how long it's taking to send them out these days? Thanks...

RayAucote

Our new ones just took 6 weeks. Read More

RayAucote
RayAucote replied to a thread
8 years ago

Best way to ship piano from UK to Malta

Look up Shiplowcost on the web, quite competitive. Read More

RayAucote
RayAucote replied to a thread
8 years ago
JuliaAbroad

Experiences with BNF bank (former Banif bank)? by JuliaAbroad

Hey all, I need to open a Maltese bank account, but as I'm also still using my German account I'm looking for a bank which doesn't take a fee for a simple online money transfer. Turns out that this is quite difficult to find. Anyway, ...

RayAucote

They may ask for a minimum deposit each month, as is our case with a salary account, but did not ask us to open a savings account. The amount was about €750 pcm. We've not come across any unexpected charges yet. Read More

RayAucote
RayAucote replied to a thread
8 years ago
JV321

Issues with Banif/BNF by JV321

Does anyone here use Banif? I've banked with them for 12 months now. I opened an account understanding that for the first 12 months, they would put 500 euros into a term deposit, and 50 euros per month. After 12 months, the term deposit would ...

RayAucote

We've just opened a current account with BNF, they called it a salary account and I think I have to deposit around €750-€800 a month. No other strings attached though. Read More

RayAucote
RayAucote replied to a thread
8 years ago
danbatch

Best place to watch football???? by danbatch

OK so I been here 2 years now. And have still not nailed a good place to watch a bit of football. Now, being a Watford fan it is not as easy to find a pub that is going to be showing one of our matches over a Liverpool or United game. What I am ...

RayAucote

I bet the cat's not there for the match either, so that's 2 really. Perhaps you should switch your allegiance. :D Read More

RayAucote
RayAucote replied to a thread
8 years ago
Marjus5

Car Rental Advice by Marjus5

Hello, I'm visiting Malta with my family during the Christmas holidays and we were thinking to rent a car to move around. Which company would you advise as for cheapest price and reliability? Thank in advance!

RayAucote

Try Ryanair , never found anyone as cheap. Read More

RayAucote
RayAucote replied to a thread
8 years ago
andy5m

Noise in Malta : where is it most quiet? by andy5m

Are there still any quiet pockets on Malta Island (not Gozo)? Not so noisy, fewer cars? Are Manikata or Imgarr worth considering for a quiet life? Any advice greatly appreciated.

RayAucote

Last time I was there was to look at a clay shooting range.. so lots of shooting. Read More

RayAucote
RayAucote replied to a thread
8 years ago
andy5m

Noise in Malta : where is it most quiet? by andy5m

Are there still any quiet pockets on Malta Island (not Gozo)? Not so noisy, fewer cars? Are Manikata or Imgarr worth considering for a quiet life? Any advice greatly appreciated.

RayAucote

Wandered round Rabat many times and thought this place is dead. Read More

RayAucote
RayAucote replied to a thread
8 years ago
Priscilla

Paying bills in Malta by Priscilla

Hello everyone, What bills do you pay? If you are renting, are bills included in the price of rent, and is this common practice in Malta? How can you pay your bills (e.g. online, at provider's store, at the post office)? Which is the most ...

RayAucote

I nearly fell foul with utility bills. Had to wait 6 months for landlord to present them. I pay €50 a month with rent for these. I was given 3 bills. and a refund of €14 as I had overpaid.. great I thought and that was that. Then later ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
Priscilla

Keeping in touch while living in Malta by Priscilla

Hello everyone, What are the best ways you've found for keeping in touch with friends and family back home while living in Malta? How frequently do you stay in touch with loved ones? Are there local equivalents to common instant messaging and ...

RayAucote

This is easy, we don't..... Read More

RayAucote
RayAucote replied to a thread
8 years ago
GozoMo

How are you coping in the heat? by GozoMo

How are you coping in this heat? I am sitting in a lovely air conditioned room I don't know how we would manage without it.

RayAucote

Well to be honest we have not got it in the bathrooms! Good luck with your next property search.Already sorted for January, no AC though. ;) Read More

RayAucote
RayAucote replied to a thread
8 years ago
GozoMo

How are you coping in the heat? by GozoMo

How are you coping in this heat? I am sitting in a lovely air conditioned room I don't know how we would manage without it.

RayAucote

Be honest, you're just bragging about AC in all rooms.. :D Read More

RayAucote
RayAucote replied to a thread
8 years ago
GozoMo

How are you coping in the heat? by GozoMo

How are you coping in this heat? I am sitting in a lovely air conditioned room I don't know how we would manage without it.

RayAucote

I take it from some of the comments that this was a hotter than usual summer. This is our 1st summer here and I was worried that I might not cope with the heat very well but all in all it wasn't too bad. We did succumb to a portable AC in the ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
jeniRis

DRIVING LICENCE by jeniRis

HELLO If I don't have a European driver's licence I must learn everything again for getting one? THANKS

RayAucote

I agree the Gozo office is very good, not just transport but e-residency and Tax. Very helpful. Ray Read More

RayAucote
RayAucote replied to a thread
8 years ago
jeniRis

DRIVING LICENCE by jeniRis

HELLO If I don't have a European driver's licence I must learn everything again for getting one? THANKS

RayAucote

Don't hold you breath, when I did mine it took 4 months. It expired before I got the new one and the office said - 'don't worry about it , half the locals don't have a licence anyway'! RayThat's OK then as technically I ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
jeniRis

DRIVING LICENCE by jeniRis

HELLO If I don't have a European driver's licence I must learn everything again for getting one? THANKS

RayAucote

Just an update to this thread, Just found out that Lease agreements etc Utility Bills / contracts etc are no longer accepted when proving the start of 185 days. Has to be an official government communication, Tax is acceptable but basically, the ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
NewPoster2017

Best sim card for incoming calls? by NewPoster2017

Hi, Is there a company who I dont need to pay a monthly fee to ? I just want to be reachable on phone ... Thanks.

RayAucote

GO PAYG doesn't expire, you can pay 8 a month for a fixed amount of calls/texts/data that will expire, but you don't have to take the offer. Read More

RayAucote
RayAucote replied to a thread
8 years ago
JewelZA

Bewildering descriptions, terrible photographs, awful Search criteria by JewelZA

Greetings all. I am in Cape Town South Africa, mentally packing for Malta. I've spent hours scouring accomm. agency sites and have a headache! Many of the housing terms are unfamiliar to me. So please help me for I come from a simple ...

RayAucote

More just not the right road. St Francis sq. would be quieter... :) And there are only 3 permanent residents in the road, 100m long dead end. One would think ideal. Victoria is very much an option but will have to consider a bit of downsizing to ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
JewelZA

Bewildering descriptions, terrible photographs, awful Search criteria by JewelZA

Greetings all. I am in Cape Town South Africa, mentally packing for Malta. I've spent hours scouring accomm. agency sites and have a headache! Many of the housing terms are unfamiliar to me. So please help me for I come from a simple ...

RayAucote

I think she will be forever remembered for how badly this place can affect someone.. Read More

RayAucote
RayAucote replied to a thread
8 years ago
NewPoster2017

Apartment rental-Landlord entry by NewPoster2017

When renting do you ever feel like the property isnt really yours ? I always find myself turning laptop off and putting it away in cupboard incase landlord comes in,hiding personal letters etc. I think they can't come in without warning ...

RayAucote

We did, no rent rise for 15 years, elec / water thrown in, we did actually raise our own rent by 25 a month.. I'm sure he misses us too.... Read More

RayAucote
RayAucote replied to a thread
8 years ago
NewPoster2017

Apartment rental-Landlord entry by NewPoster2017

When renting do you ever feel like the property isnt really yours ? I always find myself turning laptop off and putting it away in cupboard incase landlord comes in,hiding personal letters etc. I think they can't come in without warning ...

RayAucote

We also rented for the last 15 years in 1 property, no rent rises either. next door to landlord who in that time only ever came round about 20 times. We, however, were constantly round his house, we did act as caretakers for him whilst he was away ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
NewPoster2017

Apartment rental-Landlord entry by NewPoster2017

When renting do you ever feel like the property isnt really yours ? I always find myself turning laptop off and putting it away in cupboard incase landlord comes in,hiding personal letters etc. I think they can't come in without warning ...

RayAucote

How much was that ? Installation etc ?Just GO and buy one from GO, plug it into your router and away you GO.... cost about 60 -70 € ( others are available ) :) Read More

RayAucote
RayAucote replied to a thread
8 years ago
NewPoster2017

Apartment rental-Landlord entry by NewPoster2017

When renting do you ever feel like the property isnt really yours ? I always find myself turning laptop off and putting it away in cupboard incase landlord comes in,hiding personal letters etc. I think they can't come in without warning ...

RayAucote

How about this one then, Our neighbours below us were at home one evening, some months after moving in when all of a sudden the door unlocked and in walked an agent with a client. They didn't know it had been let. He quickly changed the ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
Priscilla

What to expect when moving to Malta by Priscilla

Hello everyone, Is there anything you wish you had known before moving to Malta? For example, transportation, internet speeds, types of housing, aspects of the culture or social life. In your opinion, what's the most important thing to know ...

RayAucote

I'm sure there are lots of UK pensioners managing on state pension on Gozo, Malta might be a little tougher but possible. It really depends on your lifestyle. The biggest issue is the exchange rate. Read More

RayAucote
RayAucote replied to a thread
8 years ago
Knownowt

How to get a Tallinja Card ??? by Knownowt

How do we get a Tallinja Card as we are both Retired. Thanks in Advance

RayAucote

We got ours while still UK, then when we got our residency cards, took them into Terminus in Victoria and they were converted to Concession 60+ cards on the spot... Read More

RayAucote
RayAucote replied to a thread
8 years ago
Priscilla

What to expect when moving to Malta by Priscilla

Hello everyone, Is there anything you wish you had known before moving to Malta? For example, transportation, internet speeds, types of housing, aspects of the culture or social life. In your opinion, what's the most important thing to know ...

RayAucote

My only advice would be to lower ones expectations..... Read More

RayAucote
RayAucote replied to a thread
8 years ago
dzakarta

Options to obtain a car for a non-EU driver in Malta by dzakarta

I've been trying to sort out what to do in Malta without a EU license. It is a little bit confusing. so I need your help to sort it out please... You can drive up to 12 months with a non-EU license, then you have to get a Maltese/EU driving ...

RayAucote

One issue I encountered with my first attempt at obtaining insurance (Citadel) was my NCD. When we got within a 3 months of leaving the UK I sold our car and cancelled my insurance, asking for a NCD confirmation letter, which they duly sent. So some ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
lidjs

Looking for apartment by lidjs

Hello ! I am a slovenian student, searching for a small apartment in Malta. Is here anyone from Slovenia, that can help me or is there anyone looking for a flatmate ? :) thanks

RayAucote

Best if you see an agent, go in and see what they actually have, not whats in the window or online. Tell them what and where you prefer and see what they have, and when they can show it to you. And then the next agent and so on. Get as many as you ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
jeniRis

Driving lessons by jeniRis

Hello, I am looking for an automatic driving teacher. recommendations are welcome THANK U

RayAucote

A lot of the older Japanese cars have indicators on the right whereas most European cars are on the left. Unfortunately, Malta has more than it's fair share of older cars. Read More

RayAucote
RayAucote replied to a thread
8 years ago
lambada

Tailor by lambada

I need to get some trousers altered. Can anyone recommend a tailor?

RayAucote

They've still not put the link up yet. I bought a machine from Lidl recently and now do all our modifications myself. Not that I am any good.. :) Read More

RayAucote
RayAucote replied to a thread
8 years ago
lambada

Tailor by lambada

I need to get some trousers altered. Can anyone recommend a tailor?

RayAucote

They have probably grown out of them by now.. :lol: Read More

RayAucote
RayAucote replied to a thread
8 years ago

Is GP care free? Near Mscala

You can find a list here of all the main health centres and the range of services offered at each. https://deputyprimeminister.gov.mt/en/phc/Pages/Health-Centres/Overview.aspx Read More

RayAucote
RayAucote replied to a thread
8 years ago

We are NON-EU residents and need to know how long we can stay here

Best look at https://identitymalta.com/citizenships-expatriates/ for up to date info. I understand you may need to be here to apply anyway. As I understand it, if you leave Malta and return then that resets your 90 days. I did see this on a ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
MaltaMyst

Malta banking, etc. by MaltaMyst

[b]Hay and pardon, I have been extremelly busy, barely have any time, as I was wondering which bank in Malta would you recommend for a newcommer, you know, the usual stuf, personal account, savings acc., and than as self employed, the bussines acc. ...

RayAucote

More like absolute disgrace. I cannot think of another industry that has no interest in new business. :nothappy: Read More

RayAucote
RayAucote replied to a thread
8 years ago

Return or One way airticket

We came on holiday on one way tickets so we could decide when to go back. EU to EU though but cannot see why it wouldn't work from elsewhere. Read More

RayAucote
RayAucote replied to a thread
8 years ago
JudeW

Kitchen sink problem by JudeW

We need to buy a sink unit for our flat in malt to replace current one - new or second hand. We seem to be having real problems finding one - most stores sell either the sink or a unit but are advising we need to buy everything separately then get ...

RayAucote

It will be difficult, no, impossible to do this from the UK. There are places that stock a selection, Forestals and Homezone to name two. Search "kitchen sinks on Malta" will find more. You would need to know the dimensions of your ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
karina2

NEW in Malta :) by karina2

[b]Hi Everyone, So I'm English, Im 22 and moving to Malta in roughly a month with my partner (already have accommodation) in particular to Qala, Gozo, so if anyone can offer particular advice on living in Gozo for example where to food shop, ...

RayAucote

Why not try Victoria we are very happy here as everything is close by.It is certainly going to be considered.. Read More

RayAucote
RayAucote replied to a thread
8 years ago
karina2

NEW in Malta :) by karina2

[b]Hi Everyone, So I'm English, Im 22 and moving to Malta in roughly a month with my partner (already have accommodation) in particular to Qala, Gozo, so if anyone can offer particular advice on living in Gozo for example where to food shop, ...

RayAucote

A few things to consider when thinking of moving to Qala, no cash machine, no bank, no post office, unless anyone knows different. We went out for a drink one evening with neighbours and could not find anywhere that would serve us as we weren't ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
Kim Ellis

Moving to Gozo by Kim Ellis

My name is Kim Ellis and my husband Keith and I have purchased an apartment in Xlendi Gozo. Initially we will use it as a 2nd home with a view to a permanent move. We would love some advice regarding furniture etc! We were hoping you could tell us ...

RayAucote

Hi Kim, I don't know of any secondhand furniture outlets. I would suggest using FBook and Maltapark, the latter has a lot of furniture but it's probably mostly on Malta. Join the Gozone group on FB and you could ask if anyone has any ... Read More

RayAucote
RayAucote replied to a thread
8 years ago

LONG LET A MAINTAINED APPARTMENT/ REAL ESTATE AGENTS

Our contract was drawn up by the agent we used to find our apartment. And after reading it carefully I discovered we actually own the property and are renting it to our landlord due to incorrect use of lessor and lessee. :lol: Read More

RayAucote
RayAucote replied to a thread
8 years ago
DP4

uk bank account while living in malta by DP4

Has anyone else had problems having a uk bank account while permanently living in Malta,as I understand it you need a uk address to have an account, there is an international account available,but you need a balance of £25k with Barclays.

RayAucote

I did a transferwise first thing today and it should be in my Maltapost account today but I allow another 24 hours before I use the card. That cost me £2.49 in total for £500. We, like Ray, like to choose when to transfer so our pensions ... Read More

RayAucote
RayAucote replied to a thread
8 years ago
DP4

uk bank account while living in malta by DP4

Has anyone else had problems having a uk bank account while permanently living in Malta,as I understand it you need a uk address to have an account, there is an international account available,but you need a balance of £25k with Barclays.

RayAucote

Thanks Derek, I think that rules out BOV if that's what they demand. Just as well you didn't go to Sliema to book an appointment from between 1 to 3 months waiting time. Actually, Sliema told me it can be done in Victoria, shame they ... Read More