Living in Brunei: the ultimate expat guide

Securing the right work authorization is your first critical step toward relocating to Brunei. The immigration system, managed primarily by the Department of Immigration and National Registration in coordination with JobCentre Brunei and Tabung Amanah Pekerja (TAP), has undergone significant reforms in 2025 to streamline processes for skilled professionals while maintaining regulatory oversight.

Primary work authorization categories

The Foreign Workers License (LPA), known locally as Lesen Pekerja Asing, represents the fundamental work authorization required for all foreign employees. Valid for 1-2 years with renewal options, this employer-sponsored permit requires approval from JobCentre Brunei and endorsement from TAP. The process typically takes two weeks after complete submission, with a security deposit and application fees varying by employment category.

Qualified professionals, managers, and specialists typically obtain an Employment Pass, valid for two years with renewal provisions. This category requires a mandatory medical examination at a Ministry of Health-approved facility before submission by the employer to the Department of Immigration. Since July 2025, processing times have extended to 30 working days from the previous 5-day turnaround due to implementation of a new online system.

Consultants and technical experts providing temporary services can secure a Professional Visit Visa (PVV), typically valid for 1-3 months and generally non-renewable. This requires sponsorship from a local company extending the invitation. For specific sectors like construction, agriculture, and domestic work, the Special Authorization Work Pass (SAWP) applies under bilateral agreements, with durations varying by assignment.

2025 innovation: Long-term visa program

In March 2025, Brunei introduced a groundbreaking 5-year long-term visa with multiple entries, marking a significant shift in immigration policy. This new permit targets three categories: business professionals, high-demand specialists, and individuals with family connections to the country. Simultaneously, the government raised the work permit renewal age limit from 60 to 65 years for foreign business owners and technical professionals, demonstrating commitment to attracting and retaining international talent.

Visa exemptions for short stays

Citizens from numerous countries enjoy visa exemptions for short tourist or business visits. European Union passport holders can stay up to 90 days without a visa, as can US citizens. Canadians receive 14-day exemptions, while Australians and New Zealanders can remain 30 days. These exemptions cover tourism and short business visits only, not employment activities.

Employment Pass application process

The procedure begins with your employer registering with the Registry of Companies & Business Names and obtaining the Foreign Workers License. You must then complete a medical examination at a Ministry of Health-approved center, a mandatory requirement for all applications. Your employer subsequently submits the complete application to the Department of Immigration.

Required documentation includes a passport valid for at least 6 months, employment contract, medical certificate, educational qualifications, government agency approval letters (JobCentre Brunei and TAP), and a police clearance certificate. Following approval, an entry visa is issued, permitting entry to Brunei. Upon arrival, you receive your work permit card, the physical Employment Pass. Current processing timelines range from 2-4 weeks, with the standard now set at 30 days following July 2025 changes.

Mandatory health insurance since July 2025

Since July 1, 2025, foreign nationals must maintain health insurance with specified minimum coverage levels. Phase one applies to Domestic Service Work Pass holders, Social Visit Visa holders, Professional/Business Visit Pass holders, and foreign national permanent residents. Phase two, scheduled for January 2026, will extend to additional categories.

Minimum coverage requirements are BND 100,000 (approximately USD 74,000) for work pass holders and long-term professional visitors, and BND 10,000 (approximately USD 7,400) for Social Visit and Dependent Pass holders. Insurance must remain valid for the entire duration of your immigration pass. Without adequate insurance, only a 2-week visit pass can be granted, with extensions possible upon presenting compliant insurance certification.

Identity card for residents

Any stay exceeding three months in Brunei requires obtaining a Green Identity Card or Smart Identity Card. This registration in the national electronic identity system costs BND 204 (approximately USD 150) and represents a legal obligation for all foreign residents, whether workers, students, or dependents.

Brunei's employment market reflects its hydrocarbon-dependent economy while maintaining relatively healthy conditions for skilled professionals. With unemployment at 4.7% in 2024, down from 5.1% in 2023, the country demonstrates stable economic fundamentals. The employment structure reveals heavy reliance on foreign workers in several key sectors, with 83% of construction workers, 75% of agricultural workers, and 63% of hospitality workers being foreign nationals.

High-demand sectors for skilled expatriates

The energy sector, dominated by oil and gas production, remains the primary employer of highly skilled international professionals. Engineers, specialized technicians, and managers in this field command some of the region's most attractive compensation packages. The financial and banking sector also actively recruits international professionals, particularly in Islamic finance where Brunei is developing regional expertise.

Education presents numerous opportunities, especially in international schools constantly seeking qualified teachers. English-medium schools welcome applications from experienced educators with recognized teaching credentials. The healthcare sector experiences growing demand for specialist doctors, nurses, and medical technicians as Brunei's health system expands its capabilities.

The retail and construction sectors employ the largest numbers of foreign workers in absolute terms. Retail employs approximately 8,350 foreign workers, while manufacturing engages over 7,900. Companies seek profiles ranging from managers to specialized technicians across these industries.

Salary ranges by sector

Compensation in Brunei varies significantly by sector and qualification level. The following table presents average monthly salary ranges across different professional fields, helping you assess earning potential based on your expertise.

Sources: Jobs.ac.uk, Statista

These figures represent net take-home pay since Brunei imposes no personal income tax. Packages for qualified positions often include substantial benefits such as housing allowances, health insurance, annual flights home, and children's education expenses.

Starting a business in Brunei

Brunei encourages foreign entrepreneurship in certain sectors, though restrictions remain. Foreign investors typically must partner with local stakeholders holding at least 30% equity in most sectors. However, certain activities permit full foreign ownership, particularly manufacturing for export, high technology, and some financial services.

Business establishment requires registration with the Registry of Companies and Business Names under the Ministry of Finance and Economy. Minimum capital requirements vary by company type: BND 500,000 (approximately USD 370,000) for local companies, and BND 1 million (approximately USD 740,000) for foreign-owned enterprises. The complete process typically takes 2-4 weeks.

Foreign businesses must also obtain a Foreign Business License from the Ministry of Finance and Economy. This license, with fees varying by sector, is generally valid for one year and requires annual renewal. The government particularly favors projects creating local employment and facilitating skills transfer.

Working conditions and professional culture

The standard working week comprises 44 hours across 5.5 or 6 days, with variations by sector. Friday afternoons are typically non-working hours for weekly prayers, as Islam is the state religion. Companies adjust schedules accordingly, sometimes with extended Saturday working hours.

Annual leave ranges from 7-14 days depending on tenure, relatively modest compared to many Western standards. Brunei observes 11 official public holidays, including Muslim festivals whose dates vary according to the lunar calendar. Sick leave is generally limited to 14 days annually with medical certification.

Bruneian professional culture emphasizes hierarchy, respect for elders, and indirect communication. Punctuality is appreciated, though meetings may start with slight delays. Religious practice heavily influences daily professional life: breaks for the five daily prayers are respected, and during Ramadan, working hours are often adjusted.

Job hunting from abroad

Job searching in Brunei primarily occurs through international recruitment agencies specializing in the Asia-Pacific region. Major oil and gas companies, along with financial institutions, recruit directly through their career portals. Professional networks and recommendations play crucial roles, particularly in a small country where professional communities are tight-knit.

Speculative applications can be sent to targeted companies, bearing in mind that employers must justify hiring foreign nationals over locals. Sectors experiencing skills shortages, notably education, healthcare, and specialized engineering, offer better success prospects. English fluency is essential, while Malay language skills provide a valued advantage.

Brunei features one of the world's most advantageous tax regimes for individuals. Funded primarily by substantial oil and gas revenues, the government has chosen not to tax personal income, offering a significant competitive advantage for attracting international talent. This generous fiscal policy is complemented by indirect taxes on certain goods and services.

Zero personal income tax

Brunei imposes no personal income tax on individuals, regardless of nationality or residence status. In practical terms, an employee earning BND 5,000 (approximately USD 3,700) monthly receives the entire amount as net pay. This exemption covers all income types: salaries, bonuses, rental income, dividends, interest, and capital gains. There are no tax returns to file, no withholding taxes, and no employee social security contributions.

This unique fiscal policy makes Brunei particularly attractive for executives and highly qualified professionals. Compared to countries like the UK where a £50,000 annual salary faces approximately £10,000 in tax and national insurance, or Australia where AUD 80,000 faces around AUD 17,000 in tax, the same amounts remain entirely net in Brunei. For families with dual incomes, the tax savings can amount to tens of thousands of dollars annually.

Mandatory pension contributions

While there is no income tax, employees and employers contribute to the Tabung Amanah Pekerja (TAP), Brunei's pension fund. The contribution rate totals 5% of gross salary, split between employer (3.5%) and employee (1.5% to 3.5% depending on age). This mandatory contribution remains significantly lower than social charges applied in most developed countries.

TAP operates as a defined contribution retirement scheme where contributions are invested to generate returns. Accumulated funds can be withdrawn from age 55, or in exceptional circumstances such as first home purchase or significant medical expenses. Expatriates leaving the country permanently can typically recover their contributed amounts through administrative procedures.

Corporate taxation

Corporate tax in Brunei applies at progressive rates on profits. The Income Tax for companies is structured in three tiers: 18.5% on profits up to BND 100,000 (approximately USD 74,000), 27.75% on the bracket from BND 100,000 to 250,000, and 30% above BND 250,000. These rates remain competitive regionally, though less attractive than Singapore or Hong Kong.

Companies must file annual returns and make quarterly advance payments. Certain sectors benefit from exemptions or reduced rates, notably pioneer companies in strategic sectors, export activities, and high-value industrial projects. Oil and gas companies face a specific tax regime with rates reaching 55%.

Indirect taxes and customs duties

Unlike many Asian countries, Brunei applies no VAT or generalized sales tax. This absence of indirect taxation on consumption helps maintain relatively accessible prices for many goods and services. However, customs duties apply to certain imports, with rates varying by product category.

Imported vehicles face substantial customs duties reaching 20% of value, plus excise tax for luxury vehicles. Alcohol and tobacco incur high excise duties, though their sale is strictly regulated or prohibited for non-Muslims depending on circumstances. Basic food products and medicines generally benefit from exemptions or reduced rates.

Property taxes

Property owners in Brunei pay an annual Property Tax calculated on the rental value of the property. The standard rate is 12% of the estimated annual rental value, potentially representing a significant charge for valuable properties. This tax applies to both residential and commercial buildings, with some exemptions for low-value primary residences.

A Land Tax also applies to land parcels, with amounts varying by location and area. These property taxes constitute one of the few sources of direct tax revenue for the government. For expatriate tenants, these charges are generally borne by the landlord and not directly passed through, though they may influence rent levels.

International tax treaties

Brunei has signed tax treaties with several countries to avoid double taxation, notably with the UK, Vietnam, Luxembourg, and a few other states. However, given the absence of personal income tax in Brunei, double taxation issues primarily concern businesses and foreign-source income.

For citizens from countries like the US, UK, Canada, or Australia, there is generally no tax liability in the home country on Brunei-earned income if tax residence is established in Brunei, provided criteria for non-residence are met (typically less than 183 days in home country, economic interests centered abroad). It is strongly recommended to consult a tax advisor specializing in expatriation to optimize your situation and comply with home country reporting obligations, such as Foreign Bank Account Reports (FBAR) for US citizens or similar requirements in other jurisdictions.

Brunei maintains one of Southeast Asia's most advanced healthcare systems, historically funded through oil revenues. With a ratio of 1 doctor per 833 residents and among the region's lowest infant mortality rates, the country delivers quality care through modern hospitals and well-equipped clinics. However, significant changes occurred in 2025 regarding foreign nationals' access to public healthcare.

End of free healthcare for foreign permanent residents

Since July 2025, the government discontinued free healthcare for foreign national permanent residents. This decision, driven by rising medical costs and the need to rationalize public expenditure, marks a turning point in the country's health policy. Foreign permanent residents must now contribute financially toward medical expenses according to a defined fee schedule.

This reform aligns with a broader strategy to control healthcare spending, as care costs have increased substantially in recent years due to inflation and equipment upgrades. Bruneian citizens continue receiving free or heavily subsidized care, while expatriates on temporary work permits were already subject to specific fees.

Public healthcare system

Brunei's public health network includes several major hospitals, notably Raja Isteri Pengiran Anak Saleha Hospital (RIPAS), the country's largest facility located in Bandar Seri Begawan. This modern 550-bed hospital offers services across all medical specialties with state-of-the-art equipment. Suri Seri Begawan Hospital serves as the second principal facility, specializing in long-term care and geriatrics.

Foreign workers holding work permits typically pay BND 15 (approximately USD 11) for public hospital consultations, a very accessible rate. Emergency care is handled quickly and efficiently. Public facilities operate 24/7 emergency services, modern operating theaters, and well-equipped intensive care units. Wait times for non-urgent consultations remain reasonable, generally ranging from days to weeks depending on specialty.

The public system also includes a network of health centers distributed nationwide, providing primary care and routine medical follow-up. These centers offer general consultations, vaccinations, prenatal and postnatal care, and treatment for common conditions. Medication access occurs through hospital pharmacies where prices remain subsidized.

Mandatory private health insurance since July 2025

The new health insurance policy effective July 1, 2025, requires foreign nationals to maintain private health insurance with minimum coverage levels. Phase one applies to Domestic Service Work Pass holders, Social Visit Visa holders, Professional/Business Visit Pass holders, and foreign national permanent residents. Phase two, scheduled for January 2026, will extend to additional categories.

Minimum required coverage is BND 100,000 (approximately USD 74,000) for work pass holders and long-term professional visitors, and BND 10,000 (approximately USD 7,400) for Social Visit and Dependent Pass holders. Insurance must remain valid for the entire duration of your immigration pass and cover hospitalization, medical consultations, emergencies, and outpatient treatments. Several international insurers operate in Brunei offering expatriate-tailored plans. Annual costs for comprehensive insurance typically range from BND 800 to 2,500 (USD 590 to 1,850) depending on age, health status, and coverage extent.

Private healthcare sector

Brunei's private healthcare sector has expanded in recent years to meet expatriate and Bruneian needs seeking premium services. Gleneagles JPMC, part of the Parkway Pantai group, represents the country's primary private facility. This modern hospital provides high-quality care in comfortable surroundings with internationally trained physicians.

Private facility rates significantly exceed public sector costs: specialist consultations cost between BND 80-150 (USD 60-110), simple hospitalization approximately BND 300-500 (USD 220-370) daily, and surgical procedures can reach several thousand dollars. Most private insurance policies cover these expenses, highlighting the importance of selecting an appropriate plan.

Numerous specialized private clinics (dental, ophthalmology, dermatology) operate, particularly in Bandar Seri Begawan and the Seria-Kuala Belait region. These clinics attract patients regionally through competitive rates and high service levels. Private pharmacies are numerous and well-stocked with international medications.

Medical evacuations to Singapore

For complex medical cases requiring highly specialized interventions or cutting-edge technology unavailable locally, patients are often referred to Singapore, less than two hours by flight. Major Singaporean hospitals like Singapore General Hospital, National University Hospital, or Mount Elizabeth Hospital regularly receive Bruneian patients.

These medical evacuations are typically covered by comprehensive international health insurance. It's crucial to verify your insurance policy includes medical evacuations and treatment abroad with sufficient limits. Some employers include this coverage in expatriate packages, a valuable benefit considering potential costs.

Brunei offers several educational pathways for expatriate families, from the local Malay and English-language system to international schools providing British or American curricula. Educational quality is generally recognized, though international school fees represent a substantial investment. Most expatriate contracts include full or partial coverage of these costs.

Bruneian education system

Education in Brunei is free and compulsory from ages 6-15 in the public system. The system follows a British model with Primary Education (6 years), Secondary Education (5 years), and Pre-University (2 years preparing for A-Levels). Instruction occurs primarily in Malay for general academic subjects, with English used for mathematics and sciences from primary level.

This bilingualism provides an advantage for children who will master two regionally important languages. However, most expatriate families prefer international schools where English dominates, facilitating educational continuity upon returning home or transferring to another country. Public Bruneian schools welcome expatriate children, but integration can be challenging without Malay proficiency.

International School Brunei (ISB)

International School Brunei, the oldest and most established institution for expatriate families, follows the British curriculum from Early Years through IGCSE and A-Level examinations. Founded in 1964, the school serves approximately 600 students from over 40 nationalities, creating a genuinely multicultural environment.

Tuition fees for 2025/2026 are: BND 17,030 (approximately USD 12,600) for Early Years, BND 19,820 (USD 14,700) for Primary, and up to BND 24,490 (USD 18,100) for Secondary. These amounts generally include textbooks and certain extracurricular activities but exclude initial registration, uniforms, and field trips. The school features modern facilities with library, science laboratories, sports facilities, and arts spaces.

Jerudong International School (JIS)

Jerudong International School, located in suburban Bandar Seri Begawan, represents the other major international institution. Also based on the British curriculum, JIS distinguishes itself through its verdant campus and excellent sports facilities, including an Olympic-size pool, football pitches, tennis courts, and equestrian center.

Tuition fees for 2025/2026 range from BND 11,600 (approximately USD 8,600) for Early Years Foundation Stage to BND 29,030 (USD 21,500) for Years 12-13 (A-Levels). JIS serves approximately 1,200 students and offers a comprehensive educational program with strong emphasis on extracurricular activities, arts, and sports. The school maintains an excellent academic reputation with high IGCSE and A-Level examination pass rates.

Other international establishments

St. Andrew's School provides an alternative for families seeking a more intimate school environment. This establishment also follows the British curriculum and serves approximately 300 students from early childhood through secondary levels. Tuition fees remain in a similar range to other international schools, varying by level.

For families preferring different pedagogical approaches, several establishments offer alternative programs. Some private local schools provide bilingual Malay-English education with high standards and more accessible fees than international schools, generally ranging between BND 5,000-10,000 (USD 3,700-7,400) annually.

Enrollment and admission process

International school enrollments typically occur several months in advance, ideally January-February for August start dates. The process includes submitting a complete application (previous report cards, letter of motivation, birth certificate) followed by possible assessment tests and interviews. Places are limited, particularly in upper grades, emphasizing the importance of early applications.

A non-refundable registration fee applies, generally between BND 500-1,500 (USD 370-1,100) depending on the institution. Most schools also require a refundable security deposit returned at the end of schooling. Waiting lists exist for certain popular grade levels, making it prudent to contact schools upon confirming your Brunei relocation.

Extracurricular activities and student life

Bruneian international schools offer extensive extracurricular programs: sports (football, basketball, swimming, athletics), arts (music, theater, visual arts), academic clubs (science, debate, Model United Nations), and diverse cultural activities. These programs contribute to students' personal development and facilitate social integration within the expatriate community.

Student life in Brunei remains more structured and conservative than in many Western countries due to cultural and religious context. However, school trips, educational travel, and international exchanges are regularly organized, allowing students to enrich their educational journey and discover the Asian region.

Brunei's property market presents unique characteristics linked to foreign ownership restrictions and strong demand in certain expatriate-preferred areas. Renting represents the preferred solution for virtually all foreigners, with varied housing offerings from modern apartments to spacious villas. Rent remains generally affordable compared to major Asian metropolises, though certain upscale neighborhoods display prices comparable to Singapore.

Restrictions on property purchase

Foreign nationals face strict restrictions regarding property acquisition in Brunei. Land ownership is predominantly reserved for Bruneian citizens and local companies. Expatriates can theoretically acquire certain property types, notably condominium apartments in approved developments, but procedures are complex and require Ministry of Development approval.

In practice, very few foreigners purchase in Brunei due to these administrative constraints and uncertainty about resale possibilities. Additionally, residential land (landed properties) remains virtually inaccessible to non-citizens. Renting therefore emerges as the only realistic option for expatriates, even for long-term stays.

Available housing types

Brunei's rental market comprises several housing categories adapted to different budgets and expatriate needs. Apartments are primarily found in modern residential complexes in Bandar Seri Begawan and surroundings, generally offering 2-3 bedrooms with 80-120 m² floor space. These residences often include collective amenities like pools, fitness rooms, and covered parking.

Terraced houses represent a popular intermediate option, providing 3-4 bedrooms across 120-180 m² with a small garden. These properties offer more space and privacy than apartments while remaining within reasonable budgets. Detached houses (villas) represent the high end, with 4-6 bedrooms, spacious gardens, and sometimes private pools. These properties are sought after by large families and senior executives.

Rental price ranges by property type

Rent in Brunei varies considerably by size, location, and property standard. Here are average monthly ranges observed in 2025 for different housing types in expatriate-preferred areas.

Sources: Numbeo, October 2025 data

These rates apply to decent standard properties in sought-after neighborhoods. More economical options exist in peripheral areas or less popular districts, with rents 20-30% lower. Conversely, exceptional properties with premium services can significantly exceed indicated ranges.

Expatriate-preferred neighborhoods

Gadong district, located in Brunei-Muara, represents the commercial and residential heart of the capital. This dynamic area concentrates shopping centers, restaurants, international supermarkets, and diverse services. Expatriates appreciate its centrality and amenities, with numerous modern apartment complexes. Rents are slightly above average but quality of life justifies the investment.

Jerudong, an upscale residential neighborhood northwest of the capital, attracts affluent expatriate families. This verdant area features spacious villas, the prestigious Jerudong International School, and offers a peaceful, secure environment. Proximity to the Empire Hotel & Country Club, a luxury complex with golf and sports facilities, adds to the area's appeal. Rents rank among the country's highest.

Bandar Seri Begawan center primarily houses apartments and some older houses. This historic district enables car-free living thanks to nearby shops, government offices, and workplaces. Rental offerings vary from economical studios to family apartments, with prices generally below more residential peripheral neighborhoods.

For professionals in the oil sector, the Seria-Kuala Belait region in the west concentrates numerous housing opportunities. This industrial zone features developed infrastructure to accommodate energy sector expatriates, with residential compounds and international schools. Rents are moderate compared to the capital, though distance is a consideration.

Rental process and required documents

Housing searches in Brunei occur through local real estate agencies, online classifieds, or professional networks and recommendations from established expatriates. Leases typically run for one-year minimums with renewal options. Landlords usually request a security deposit equivalent to 1-2 months' rent, refundable at lease end if property condition is satisfactory.

Required documents include passport copy, work permit, employer letter attesting to employment and salary, and sometimes references from previous landlords. Some landlords require advance payment of several months' rent. Thoroughly inspecting properties before signing is crucial, verifying installation condition (air conditioning, plumbing, electricity) and documenting any existing defects.

Leases generally specify respective responsibilities of tenant and landlord regarding maintenance and repairs. Utilities (water, electricity, internet) are typically the tenant's responsibility and billed directly by providers. Electricity represents a significant cost due to intensive air conditioning use in this tropical climate.

Residential services and amenities

Modern residential complexes generally include appreciable collective amenities: pool, fitness room, children's play area, and 24/7 security. These services are included in rent or for modest maintenance fees. Most properties feature air conditioning, essential in Brunei, and modern kitchen installations.

Furnishing represents a negotiation point: some properties rent furnished or semi-furnished, others completely empty. Expatriate packages sometimes include housing allowances and installation bonuses enabling furniture purchase. Local furniture stores offer decent selection, supplemented by imports from Malaysia or Singapore for specific items.

An international move to Brunei requires meticulous organization and several months' advance planning to ensure a smooth transition. Between administrative formalities, shipping your belongings, banking procedures, and family settlement, the task list can seem daunting. This detailed checklist guides you through essential steps for preparing your expatriation to this Southeast Asian sultanate.

Before departure

1. Secure your visa and work permit: Ensure your employer initiated procedures at least 6-8 weeks before departure. Verify receipt of your Employment Pass or Foreign Workers License and entry documents.
2. Arrange international health insurance: Since July 2025, medical insurance is mandatory with minimum BND 100,000 coverage. Compare offerings and choose comprehensive plans including medical evacuations to Singapore.
3. Organize belongings shipment: Contact multiple international moving companies specializing in Southeast Asia for quotes. Allow 6-10 weeks for sea freight, 2-4 weeks for air. Create detailed inventories and photograph valuable items.
4. Resolve tax situation: Inform your tax authority of your departure and verify filing obligations. Maintain documentation proving Brunei residence. Consult tax advisors on double taxation treaties.
5. Prepare administrative documents: Make certified copies of degrees, birth certificates, family records, and driver's license. Some documents may require English translation by certified translators.
6. Open international bank account: Choose banks with Brunei or Singapore presence to facilitate transfers. Research local account opening conditions and required documents.
7. Arrange children's schooling: Contact international schools as early as possible, ideally 6 months before term start. Submit applications with translated report cards, complete admission tests if required, and pay registration fees.
8. Get necessary vaccinations: Consult international vaccination centers. While no vaccines are mandatory for Brunei entry (except yellow fever from endemic areas), several are recommended: hepatitis A and B, typhoid, and tetanus-diphtheria-polio.
9. Address housing matters: If your employer doesn't handle housing searches, begin exploring options through local agencies online. Arrange temporary accommodation for initial weeks if needed.

Upon arrival

1. Collect your work permit card: Upon immigration clearance, you'll receive your physical Employment Pass. Keep it secure as it's required for all administrative procedures and inspections.
2. Obtain your Green Identity Card: Within initial weeks, visit the Department of Immigration to register in the national identity system. Cost: BND 204. This card is mandatory for stays exceeding 3 months.
3. Open local bank account: Major banks (Baiduri Bank, Bank Islam Brunei Darussalam) offer expatriate accounts. Required documents: passport, work permit, employer letter, address proof. Processing typically takes 1-2 weeks.
4. Get local phone number: Operators DST and Progresif offer prepaid and postpaid plans. Choose subscriptions with data to stay connected. Present your passport and work permit at shops.
5. Exchange your driver's license: International permit holders can drive temporarily. For long stays, exchange your national license for a Bruneian permit at the Land Transport Department. The procedure requires vision tests and certified documents.
6. Subscribe to essential services: Electricity (Department of Electrical Services), water (Public Works Department), and internet (DST, Progresif, Imagine). Your landlord can assist with these procedures. Expect security deposits.
7. Register with your embassy: Enroll with your embassy or consulate. While not mandatory, registration facilitates emergency procedures and provides access to important consular information.
8. Join expatriate groups: Connect with international communities on social networks and forums. These groups provide valuable resources for practical advice, recommendations, and building your social network.
9. Identify shops and services: Locate supermarkets (Hua Ho, Supa Save, Soon Lee), shopping centers (The Mall, Times Square), restaurants, medical clinics, and other neighborhood services.
10. Understand local cultural codes: Familiarize yourself with Muslim country rules: public alcohol prohibition, modest dress code, Ramadan respect, prayer times. This cultural adaptation greatly facilitates integration.

During initial months

1. Finalize home setup: Once belongings arrive, organize your interior. Complete furniture and equipment purchases if necessary. Local stores and Malaysian or Singaporean online shops offer wide selections.
2. Explore your environment: Take time discovering Bandar Seri Begawan and surroundings. Visit main sites, try restaurants, identify leisure spots. This exploration phase helps you feel at home quickly.
3. Establish family routines: With children in school and work started, create new patterns: weekly shopping, weekend activities, family rituals. Routine stability facilitates whole family adjustment.
4. Develop professional network: Attend networking events, join chambers of commerce, participate in industry professional gatherings. As a small country, networking plays a crucial role in Brunei.
5. Plan initial regional travel: Leverage your strategic position to explore Southeast Asia. Singapore, Kuala Lumpur, Bali, and Bangkok are accessible within hours by flight, perfect for extended weekend getaways.

Despite its modest size, Brunei offers a surprising array of cultural, natural, and urban discoveries. From majestic mosques and pristine rainforests to water villages and modern shopping centers, the country provides diverse experiences. Daily life unfolds peacefully, shaped by Muslim traditions and enhanced by proximity to fascinating regional destinations accessible within hours by flight.

Cultural and architectural heritage

The Omar Ali Saifuddien Mosque, located in central Bandar Seri Begawan, stands as Brunei's iconic monument. Completed in 1958, this mosque with golden domes and soaring minarets reflects majestically in its surrounding artificial lagoon. Non-Muslims can visit outside prayer times while respecting strict dress codes. The architecture blends Italian and Islamic influences, incorporating luxury materials imported worldwide.

The Jame'Asr Hassanil Bolkiah Mosque, more recent and even more imposing, impresses with its 29 golden domes symbolizing the 29th Sultan of Brunei. Built in 1994 celebrating the current sultan's 25th reign anniversary, it accommodates 5,000 worshippers. Its landscaped gardens and grand architecture make it unmissable, particularly spectacular when illuminated at night.

Kampong Ayer, a centuries-old water village, houses approximately 30,000 people in traditional stilt houses connected by wooden walkways. Dubbed the "Venice of the East," this unique aquatic district is explored by water taxi. Residents maintain traditional lifestyles while enjoying modern amenities: electricity, running water, mosques, schools, and clinics on stilts. Several cultural museums provide deeper understanding of this exceptional heritage.

Nature and ecotourism

Ulu Temburong National Park represents Brunei's natural jewel. This 550 km² primary rainforest reserve remains largely preserved and accessible only by boat then 4x4. The Canopy Walkway, a suspended bridge 60 meters high, offers unique perspectives on the lush canopy. Day excursions typically include longboat descents, jungle trekks, natural waterfall swimming, and wildlife observation.

Tasek Merimbun National Park, centered around the country's largest natural lake, features trails through unique mangrove and peat swamp forests. Biodiversity is remarkable with numerous bird species, monkeys, and reptiles. Nature enthusiasts also appreciate night excursions to observe crocodiles and nocturnal fauna.

Brunei's mangroves can be explored by kayak or boat from several access points. These ecosystems shelter the famous proboscis monkeys, endemic to Borneo, along with crocodiles, otters, and rich birdlife. Guided tours at sunrise or sunset offer the best wildlife viewing opportunities.

Family activities and entertainment

Jerudong Park Playground, a former free amusement park, reopened after renovation. Though less grand than its 1990s heyday, it still offers rides, a water park, and children's entertainment. It's a popular family weekend outing.

The Brunei Museum, currently under renovation, should reopen soon with enriched collections on the sultanate's history, culture, and Islamic art. Meanwhile, the Royal Regalia Museum presents a fascinating collection of royal regalia, diplomatic gifts, and monarchy-related artifacts. Free admission offers unique insights into royal splendor.

Shopping centers like The Mall, Times Square, or Hua Ho serve as important socialization venues, particularly appreciated for cinemas, restaurants, and welcome air conditioning. These modern spaces feature major international brands and varied local shops.

Sports and outdoor activities

Golf holds an important place in Brunei with several quality courses. The Empire Hotel & Country Club features a magnificent Jack Nicklaus-designed 18-hole course, open to non-residents for green fees. The Royal Brunei Golf & Country Club also offers a technical course in verdant surroundings.

Bruneian beaches, though modest, provide seaside relaxation opportunities. Muara Beach and Serasa Beach are most frequented, with picnic areas and basic water activities. Swimming is pleasant, though beaches don't rival neighboring island destinations.

Tennis, badminton, and football are practiced at numerous clubs and sports complexes. Expatriates regularly organize friendly tournaments and inter-company competitions. Scuba diving in Bruneian waters remains underdeveloped, but excursions to nearby Malaysian sites are easily arranged.

Dining and nightlife

Nightlife in Brunei differs radically from Asian metropolises due to alcohol prohibition and conservative Muslim culture. Evenings center around restaurants, cafes, and private events. The culinary scene has developed considerably recently, with varied offerings of Asian, Western, and fusion cuisines.

Gadong district concentrates most restaurants and cafes, from international fast food to gastronomic establishments. Seafood is particularly appreciated, fresh and affordable. Traditional Malay cuisine is discovered in local restaurants and night markets, offering specialties like ambuyat (national dish made from sago), nasi katok (fried rice with chicken), or satays.

Regional getaways

Brunei's geographical position makes it an ideal base for exploring Southeast Asia. Singapore, 2 hours by flight, represents a popular shopping and culinary destination for expatriates. Kuala Lumpur, equally close, offers lively urban contrast with skyscrapers and nightlife.

Kota Kinabalu in neighboring Malaysia provides access to majestic Mount Kinabalu and superb islands of Tunku Abdul Rahman National Park. Miri, another Malaysian border town, serves as the gateway to Mulu Caves, a UNESCO World Heritage site. Regional airlines offer frequent flights at competitive rates, facilitating multi-day getaways.

Brunei's cost of living falls in the mid-range compared to other Southeast Asian countries. More affordable than Singapore but slightly pricier than neighboring Malaysia, the sultanate benefits from subsidized prices for gasoline and certain public services thanks to oil revenues. The absence of personal income tax significantly offsets daily expenses, enabling expatriates to maintain high purchasing power and save substantially.

Monthly expenses for a single person

A single expatriate can live comfortably in Brunei with a moderate monthly budget. The following table details typical expense categories for a standard lifestyle, based on updated October 2025 data.

Sources: Numbeo, October 2025 data

This budget enables comfortable living without major deprivations. Individuals with more economical lifestyles can reduce these expenses by 20-30% by choosing peripheral housing, cooking more frequently, and limiting outings. Conversely, more affluent lifestyles with upscale housing, frequent restaurant dining, and varied leisure activities would increase monthly budgets to BND 3,000-4,000.

Monthly budget for a family of four

Expatriate families face higher expenses, particularly for housing and children's education. The following table presents a typical budget for a couple with two children enrolled in an international school.

Sources: Numbeo, International Schools Database, October 2025 data

This substantial budget is primarily explained by international school fees, a major expense category for families. Most expatriate packages fortunately include full or partial coverage of these fees, along with housing allowances, significantly reducing actual financial burden. Without these benefits, family living costs in Brunei would compare to major Western cities.

Reference prices for daily life

Some price benchmarks help better understand Bruneian living costs. A meal at a local restaurant costs between BND 5-10 (USD 4-7), while international restaurant meals range from BND 15-35 (USD 11-26). Coffee costs approximately BND 3 (USD 2), a cappuccino at modern cafes BND 5-7 (USD 4-5).

Gasoline, heavily subsidized, remains exceptionally cheap at BND 0.53 per liter (USD 0.39), four to five times cheaper than in countries like the UK or Australia. This makes transportation costs very affordable. Cinema tickets cost around BND 12 (USD 9), gym memberships BND 50-80 monthly (USD 37-59).

Grocery shopping at supermarkets shows reasonable prices for local and Asian products, though European or North American imports are pricier. Weekly grocery shopping for one person costs approximately BND 80-100 (USD 59-74). Local tropical fruits and vegetables are abundant and inexpensive, particularly at traditional markets.

Savings capacity and living standards

The absence of personal income tax in Brunei dramatically transforms the financial equation for expatriates. A salary of BND 4,000 (USD 3,000) remains entirely net, enabling single individuals to save comfortably after covering all expenses. For families with dual incomes and employer-covered school fees, monthly savings capacity can reach several thousand dollars.

This favorable financial situation explains Brunei's appeal despite a more restricted social environment than other Asian destinations. Many expatriates leverage their time in the sultanate to build substantial savings, invest, or pay down debts. The combination of high net salaries and moderate living costs creates exceptional conditions for significantly improving financial situations over several years.