Living in Hammamet: the ultimate expat guide

Tunisia's economy is driven by tourism, manufacturing, agriculture, and services, with Hammamet playing a significant role in the tourism sector. While employment opportunities for foreigners exist, they typically require sponsorship from a Tunisian employer and are subject to labor market testing to demonstrate that no qualified local candidate is available for the position.

Key Industries and Job Market

The primary employment sectors in the Hammamet region include hospitality and tourism, which dominates the local economy through hotels, restaurants, and tour operators. Other opportunities exist in education, particularly teaching English or other foreign languages, as well as in IT and telecommunications, which are growing sectors across Tunisia. The nearby city of Nabeul is known for its ceramics and pottery industry, offering additional employment possibilities.

Work Permits and Legal Requirements

Foreign nationals intending to work in Tunisia must obtain both a work permit and a long-stay visa (Visa D). The employer initiates the work permit application through the Ministry of Vocational Training and Employment. Processing typically takes 1-4 weeks, and work permits are generally valid for one year, renewable with each employment contract. Upon arrival, workers must apply for a Carte de Séjour (residence permit) at the local police station within one month.

The table below provides key employment indicators for Tunisia:

Sources: Trading Economics, National Institute of Statistics Tunisia

While Hammamet itself is primarily a resort town, the surrounding Nabeul Governorate and nearby cities offer several higher education options for international students. Tunisia's higher education system follows the LMD structure (License-Master-Doctorate), similar to the European Bologna system, making credits transferable to many international institutions.

Universities in Nabeul Governorate

The Mediterranean Institute of Technology (MIT Nabeul) is the most prominent private university in the region, offering state-approved programs in management, engineering, and business. Founded in 2004, MIT Nabeul delivers undergraduate and postgraduate degrees with a focus on employability and professional certifications. The university maintains partnerships with European institutions, allowing students to obtain dual diplomas. Tuition fees for international students range from 5,000 to 12,000 TND per year (~USD 1,700-4,000) depending on the program.

The Higher Institute of Applied Languages and Computer Science of Nabeul, part of the University of Carthage, offers programs in foreign languages including English, French, and Italian, as well as business-focused language studies. As a public institution, tuition fees are significantly lower, typically around 1,000-2,000 TND per year for international students.

Universities in Tunis (1 Hour Away)

For a wider range of programs, students can access major universities in Tunis, which is approximately one hour from Hammamet. The University of Tunis El Manar is Tunisia's highest-ranked institution and offers programs in sciences, engineering, medicine, and humanities. The University of Carthage provides excellent programs in business, law, and technology. International students should apply through the university's international office and may need to provide proof of language proficiency in French or Arabic, depending on the program.

Sources: MIT Nabeul, UniRank Tunisia

Tunisia has become an increasingly popular retirement destination, particularly for European retirees seeking affordable Mediterranean living. Hammamet, with its mild climate, established expat community, and quality healthcare access, offers an attractive option for those looking to stretch their pension while enjoying a comfortable lifestyle.

Visa and Residency for Retirees

Tunisia does not have a specific "retirement visa," but retirees can obtain a Temporary Residency Permit (Carte de Séjour), renewable annually. To qualify, applicants typically need to demonstrate sufficient financial means to support themselves without working—generally a minimum bank transfer of approximately EUR 400 per month. After five years of continuous temporary residency, permanent residency may be pursued.

The application requires a valid passport, proof of income (pension statements), proof of accommodation in Tunisia, a medical certificate, and passport photos. Applications are submitted at the local police station. Some nationalities can stay visa-free for up to 90 days, allowing time to explore before committing to residency.

Healthcare for Retirees

Tunisia's healthcare system is considered one of the most advanced in Africa, with many doctors trained in Europe. Private clinics in major cities offer high-quality care at affordable prices—a doctor's consultation typically costs 50-100 TND (USD 17-35). Public healthcare is inexpensive but may have longer waiting times and limited English-speaking staff.

International health insurance is strongly recommended for expat retirees, providing access to private facilities, English-speaking medical personnel, and potential evacuation coverage. Monthly premiums range from 300-600 TND (USD 100-200) depending on age and coverage level. Note that social security benefits from your home country generally do not transfer to Tunisia, though pension income can be received into a Tunisian bank account.

Popular banks for expats include BIAT, UIB, and Amen Bank, which are familiar with handling international pension transfers and foreign currency accounts.

Sources: Expat.com Tunisia Guide, Expat Financial

Education in Tunisia is compulsory and free for children aged 6 to 16, consisting of six years of primary school and three years of preparatory education. While the local public school system teaches primarily in Arabic with French as a second language, expat families typically prefer international schools that offer curricula from their home countries or internationally recognized programs.

International Schools in Tunisia

Most international schools catering to expats are located in Tunis, approximately one hour from Hammamet. The American Cooperative School of Tunis (ACST) has served the international community for over 60 years, offering an American curriculum from Pre-K through Grade 12, including the International Baccalaureate (IB) Diploma Programme. Annual tuition fees range from USD 23,000 to USD 26,000. The school is accredited by the Middle States Association of Schools and Colleges.

The British International School of Tunis (BIST) delivers a British curriculum from Early Years to Sixth Form, with students representing over 19 nationalities. The school follows the UK National Curriculum and prepares students for IGCSEs and A-Levels. The CIS International School of Tunis offers Cambridge Primary and Secondary curriculum with accreditation from Cognia and Cambridge Assessment.

Local Options Near Hammamet

In the Hammamet-Nabeul area, L'Erudit School in Nabeul offers bilingual education and has received positive feedback from expat families. For language instruction, Inlingua Hammamet provides English language courses for children and adults. Many expat families in Hammamet choose to homeschool or use online learning platforms while supplementing with local language and cultural activities.

Sources: American Cooperative School of Tunis, British International School of Tunis

Hammamet offers diverse housing options ranging from traditional apartments in the town center to modern villas in resort areas. The rental market is favorable for expats, with prices significantly lower than comparable Mediterranean destinations. Property purchases by foreigners are permitted for apartments and villas, though agricultural land cannot be acquired by non-Tunisians.

Popular Areas for Expats

Hammamet Center is ideal for those who want to be close to the medina, local markets, and restaurants. This area offers a mix of traditional Tunisian architecture and modern apartments. Yasmine Hammamet, located south of the center, is a purpose-built tourist zone featuring modern infrastructure, a marina, hotels, and international restaurants. It's particularly popular with expats seeking resort-style living with easy beach access.

Barraket Essahel, south of Hammamet, offers quieter residential neighborhoods with larger properties and gardens, appealing to families and retirees. The nearby town of Nabeul (15 minutes away) provides a more authentic Tunisian experience with lower prices and access to the famous Friday pottery market.

Rental Prices and Procedures

The table below shows average monthly rental costs in Hammamet:

Rental agreements typically require a deposit of 1-2 months' rent and are usually signed for one year. Many landlords prefer payment in cash, though bank transfers are increasingly accepted. It's advisable to work with a local real estate agent or ask within expat communities for trustworthy property recommendations.

Sources: Numbeo, Countries Cost

Hammamet offers a rich blend of beach relaxation, historical exploration, and cultural experiences. Whether you prefer lounging on golden sands, exploring ancient medinas, or enjoying vibrant nightlife at the marina, this coastal town has activities to suit every taste and age group.

Beaches and Water Activities

Hammamet's 14-kilometer coastline features some of Tunisia's finest beaches with soft golden sand and clear Mediterranean waters. Yasmine Hammamet Beach is the main public beach, ideal for swimming, sunbathing, and water sports including windsurfing, kayaking, and paddleboarding. Several dive centers offer scuba diving and snorkeling excursions, with the opportunity to explore the World War II wreck of the Italian cargo ship Phylabalto at 25 meters depth. Beach camel rides are also popular along the shore.

Historical and Cultural Sites

The Hammamet Medina is a beautifully preserved old town surrounded by 15th-century walls, featuring narrow winding alleys, traditional architecture, and the Great Mosque. The Kasbah Fortress (9th century) sits at the medina's edge, offering panoramic views over the Mediterranean, harbor, and town. Inside, a small museum details the history of Spanish occupation and local piracy.

Dar Sebastian (International Cultural Centre of Hammamet) is a stunning 1920s villa built by Romanian architect George Sebastian. Listed as a UNESCO Heritage Site since 1999, it hosts art exhibitions and the annual Hammamet International Festival of music and drama every July and August. The surrounding gardens feature sculptures, olive groves, and a peaceful atmosphere.

Family Entertainment and Nightlife

Carthage Land is Tunisia's largest amusement park, combining water park rides, roller coasters, and a 5D cinema. Located in Yasmine Hammamet, it's perfect for families with children. Friguia Park, a 30-minute drive away, houses over 60 animal species including lions, elephants, and flamingos.

For evening entertainment, Yasmine Hammamet Marina offers waterfront restaurants, bars, and nightclubs with views over the yacht-filled harbor. The reconstructed Medina Yasmine features traditional cafés, shops, and the Museum of Religions, celebrating Tunisia's Christian, Jewish, and Islamic heritage.

Sources: TripAdvisor Hammamet, PlanetWare

Daily life in Hammamet follows a relaxed Mediterranean rhythm, with mornings often spent at local cafés, afternoons avoiding the midday heat, and evenings coming alive with social activities. Understanding local transportation options and cultural norms will help you settle into this coastal town comfortably.

Transportation Options

Taxis are abundant and affordable in Hammamet. Yellow taxis with meters charge a base rate of approximately 0.54 TND, with prices doubling after 9 PM. Short rides within Hammamet typically cost 5-15 TND. The Bolt app works in Tunisia and offers fixed-price rides, similar to Uber.

Louages (shared minivans) are the most popular and economical way to travel between cities. These white vans with red stripes depart when full and cost approximately 6 TND to Tunis and 3 TND to Sousse. The main louage station in Hammamet is at Place Pasteur. SRTGN buses run regular routes between Hammamet and Tunis every 30 minutes, taking about one hour and costing around 10 TND.

The SNCFT train connects Hammamet to Tunis Ville station, though service is limited to once daily. The journey takes approximately 1 hour 20 minutes and costs 3-6 TND. For flexibility, many expats choose to rent or purchase a car. Major rental companies including Avis, Hertz, and Europcar operate at Tunis-Carthage and Enfidha airports.

Cultural Customs and Lifestyle

Tunisia is a Muslim-majority country, though it maintains a moderate and progressive approach. Alcohol is legal and available in tourist areas, restaurants, and supermarkets. During Ramadan, many local restaurants close during daylight hours, but tourist establishments remain open. Dress code is relaxed in resort areas, though modest clothing is appreciated when visiting the medina or religious sites. French is widely spoken alongside Arabic, and basic English is understood in tourist zones. The local currency is the Tunisian Dinar (TND), and cash is preferred for small transactions.

Sources: Rome2Rio, Arrival Guides

Hammamet offers one of the most affordable costs of living in the Mediterranean region, with expenses approximately 60-70% lower than in Western Europe or North America. This makes it particularly attractive for retirees, remote workers, and families looking to stretch their budget while enjoying a high quality of life.

Monthly Budget for a Single Person

The following table outlines estimated monthly costs for a single person living in Hammamet:

Monthly Budget for a Family of Four

The following table shows estimated monthly costs for a family of four:

Sources: Numbeo, Expatistan