Insurance coverage in Taiwan

Hello everyone,

Moving abroad requires adequate insurance coverage.

What type of insurance expatriates need the most in Taiwan: health, house or liability insurance? All of them? Do they come as a package?

Are there other insurance options to consider like critical illness, damage or property insurance?

Is it better to purchase insurance from an expat insurance specialist or from a local insurance provider?

And what about insurance costs?

Tell us about your experience in Taiwan.



One important advice is NOT to buy health insurance as advertised and promoted like elixirs on TV in Taiwan, where they promise instant acceptance of elderly applicants without any medical check-ups.
It does not take a genius to realize that such insurers WILL NOT and WILL try to evade paying  compensation in case of claims, despite promising all kinds of coverage.
Note that there have been news reports of fraudulent MDs conspiring with shills (paid pawns) who act as patients to rip off the National Medical Plan in Taiwan.
So DO NOT assume that insurers, despite claims of having your interest at heart, and even supposedly ethical MDs are trustworthy.

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