Request for credit/debit card for online shopping

RASTAVIPER wrote:

I make most of my tickets booking or gadgets shopping through internet and I am searching for a credit or debit card that I could use with PayPal.

Currently I have a bank account at HSBC , but I am not willing to apply with them for a card as their monthly fees are quite high, even if you don't use the card at all.

Are there any other options for online or virtual cards that are trustworthy and you can apply for them online?
For example,I found this papaya.eu page that is issuing such cards.
Has anybody experience from using them?

Try this with PayPal:-  https://www.paypal.com/vu/cgi-bin/websc … nk-outside
It looks as though you can register your bank account and have the money debited directly from it to pay for goods through PayPal.
Not sure if you can set up a PayPal account this way or if it is just something you can add afterwords. Don't HSBC issue you with a debit card automatically as part of a current account?

Ray

F0xgl0ve wrote:

RASTAVIPER wrote:

I make most of my tickets booking or gadgets shopping through internet and I am searching for a credit or debit card that I could use with PayPal.

Currently I have a bank account at HSBC , but I am not willing to apply with them for a card as their monthly fees are quite high, even if you don't use the card at all.

Are there any other options for online or virtual cards that are trustworthy and you can apply for them online?
For example,I found this papaya.eu page that is issuing such cards.
Has anybody experience from using them?

Try this with PayPal:-  https://www.paypal.com/vu/cgi-bin/websc … nk-outside
It looks as though you can register your bank account and have the money debited directly from it to pay for goods through PayPal.
Not sure if you can set up a PayPal account this way or if it is just something you can add afterwords. Don't HSBC issue you with a debit card automatically as part of a current account?

Ray

With PayPal I don't know what is happening, but I have opened a Maltese account and when I try to add my bank account, all I get is the option to add an American bank account only.

About HSBC, I got my account just 2 months ago and they didn't offer me any option for having a card for online shopping.
I got only the Quickcash card.

Toon wrote:

and they didnt ask for a deposit bond for the credit card.

well done

As I have mentioned at my first post,
I have already a bank account there.

RASTAVIPER wrote:

Toon wrote:

and they didnt ask for a deposit bond for the credit card.

well done

As I have mentioned at my first post,
I have already a bank account there.

Glad it's worked out for you.

We have had an account with Banif for over 2 years and they said they would happily give us a credit card for 1000 as long as we put 1000 in a separate account which was ring fenced to pay the Credit Card.  As I said to them, where does the credit bit come in?
The only reason I would have one is for car hire purposes where there are still many car hire companies living in the dark ages and won't take a Debit Card.

Avis UK - debit card ok, Avis Malta - 1500 euro excess and must be Credit Card unless you pay 23 euros per day to insure the excess!

Ray

RASTAVIPER wrote:

Toon wrote:

and they didnt ask for a deposit bond for the credit card.

well done

As I have mentioned at my first post,
I have already a bank account there.

as is explained by foxglove in the later post they usually ask for a deposit bond equal to the amount of credit required on the credit card account... whether you have a account here or not.

hence my comment

robpw2 wrote:

https://www.theuniversecard.com/help-faqs/
this is a prepaid card for maltese residenrs though they also offer a credit line

Duxx wrote:

you can also check this:

- yesmoney.com.mt/index.php/yes-cards/yes-money-visa-card

a note about banks: if you plan to ask for credit card or bank loan, be sure not to use that bank account for putting money on online betting sites, they don't care if you make or lose money, they don't care even if the amounts are small, they just gonna refuse you (personal exp. from BOV)

And don't bother applying to 'yesmoney' if you are retired, even with a guaranteed income of over 20,000 euros pa. they won't accept you.

Ray