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emvaningen

emvaningen

Serial expat

Dutch expat in the Philippines

Forum posts

257

Contacts

4

About me

Dutch

Speaks dutch, english (some : spanish, french, german)

Registration: 05 May 2021

emvaningen
emvaningen replied to a thread
last year
Enzyte Bob

Metromart Shopping by Enzyte Bob

During the pandemic I ordered groceries through Metromart for home delivery. They represent over 100 different stores. They also represent S&R.Earlier this week I placed the order from S&RS directly and had to prepay. I used a charge card ...

emvaningen

Not sure if anybody had asked the question.Who is paying the always suggested tip of PHP300 ?? Read More

emvaningen
emvaningen replied to a thread
last year
Cheryl

Taxes for expats in the Philippines by Cheryl

Hello everyone, When settling in and living in the Philippines, you will also need to navigate the local tax system. In order to help newcomers and expats ease their tax-related experience, we would like to invite you to share your ...

emvaningen

@Andy_1963 Has anything changed ? As far as I know PH tax on pensions is 0% Read More

emvaningen
emvaningen replied to a thread
last year
avedisiandavid

GCASH Requirements by avedisiandavid

Okay I know.... I'm an idiot but....I thought that I could set up a GCash account prior to my arrival in the Philippines next month. But, it tells me that I must be a Philippines citizen? Is this true?

emvaningen

@danfinnNo, it's not only you and I. In the Facebook group I noticed a few more. Even somebody who received a copy of a letter from PRA to Gcash.I too opened an account with Maya now. Read More

emvaningen
emvaningen replied to a thread
last year
avedisiandavid

GCASH Requirements by avedisiandavid

Okay I know.... I'm an idiot but....I thought that I could set up a GCash account prior to my arrival in the Philippines next month. But, it tells me that I must be a Philippines citizen? Is this true?

emvaningen

@avedisiandavidVery strange. I opened a GCash topic in a Facebook group and it seems that there plenty people HERE that have an account.If i understand it correctly, there are (at least) two account levels: Standard and "Fully Verified", which gives ... Read More

emvaningen
emvaningen replied to a thread
last year
Dale Gill

Etravel: Vietnam by Dale Gill

Can anyone please tell me, if I need a VPN (virtual private network) in in order to fill out the Etravel app , on my return to the Philippines/. I have no idea,, about the degree of censorship , that exists there. Thank you, in advance, for ...

emvaningen

@danfinn I think that when you complete your data online that information is transferred  the immigration system, so that they don't have to do the typing.. Read More

emvaningen
emvaningen replied to a thread
last year
Dale Gill

Etravel: Vietnam by Dale Gill

Can anyone please tell me, if I need a VPN (virtual private network) in in order to fill out the Etravel app , on my return to the Philippines/. I have no idea,, about the degree of censorship , that exists there. Thank you, in advance, for ...

emvaningen

@danfinn Using the diplomatic line: Is that still possible ? I was told not. Read More

emvaningen
emvaningen replied to a thread
last year
284longshot

Using SRRV deposit for leasing house and lot (and bonus question) by 284longshot

Hi, I have a question about using the SRRV deposit. As a hopeful Philippine retiree, the new visa rules/laws seem to be forcing me into SRRV because I don't plan marriage although I hope to settle down.From what I have read, the deposit (in my ...

emvaningen

Bythe way, wit SRRV you don't need ACR. But of course there is another card with its own cost. Read More

emvaningen
emvaningen replied to a thread
last year
284longshot

Using SRRV deposit for leasing house and lot (and bonus question) by 284longshot

Hi, I have a question about using the SRRV deposit. As a hopeful Philippine retiree, the new visa rules/laws seem to be forcing me into SRRV because I don't plan marriage although I hope to settle down.From what I have read, the deposit (in my ...

emvaningen

@284longshotYour question is interesting. Instead of asking a marketer, I recommend that you ask PRA directly.In case they don't answer or don't give a clear answer, I may be able to help. I live opposite their office. Let me know Read More

emvaningen
emvaningen replied to a thread
2 years ago
FindlayMacD

BIR Registration for Foreigners by FindlayMacD

I posted a few weeks ago about registering with BIR to become a Philippines tax payer, the reason for doing this is that I am paying more than PHP5,000 tax on the extra pension that I receive (over and above my UK state pension from) USS, which is ...

emvaningen

Actually it is Article 17PENSIONSSubject to the provisions of Article 18, pensions and other similar remuneration paid in consideration of past employment to a resident of a Contracting State shall be taxable only in that State.With the exemptions ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
FindlayMacD

BIR Registration for Foreigners by FindlayMacD

I posted a few weeks ago about registering with BIR to become a Philippines tax payer, the reason for doing this is that I am paying more than PHP5,000 tax on the extra pension that I receive (over and above my UK state pension from) USS, which is ...

emvaningen

@FindlayMacDMay I know what type of VISA you have? Read More

emvaningen
emvaningen replied to a thread
2 years ago
FindlayMacD

BIR Registration for Foreigners by FindlayMacD

I posted a few weeks ago about registering with BIR to become a Philippines tax payer, the reason for doing this is that I am paying more than PHP5,000 tax on the extra pension that I receive (over and above my UK state pension from) USS, which is ...

emvaningen

I have British friends who pay no tax over private British pensions.Check the agreement. In many agreements taxation of pensions is defined in article 18/19.The BIR site has most agreements available for downloading. Read More

emvaningen
emvaningen replied to a thread
2 years ago
JonSt

Capital gains from foreign stocks and taxes by JonSt

I’ve been going back and forth whether to retire in the Philippines or Thailand and with the new Thai tax law I’m back to thinking Philippines is a better deal.I live in Denmark which has a tax treaty with Philippines. This means that ...

emvaningen

That is what I read as well. You need an expert to verify this.Same for my previous post, where i see that there is no tax levied by Denmark on pensions from past employment.SAXO is in a process of closing all accounts of clients that are Philippine ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
JonSt

Capital gains from foreign stocks and taxes by JonSt

I’ve been going back and forth whether to retire in the Philippines or Thailand and with the new Thai tax law I’m back to thinking Philippines is a better deal.I live in Denmark which has a tax treaty with Philippines. This means that ...

emvaningen

PWC says this:https://taxsummaries.pwc.com/philippines/individual/taxes-on-personal-income Read More

emvaningen
emvaningen replied to a thread
2 years ago
JonSt

Capital gains from foreign stocks and taxes by JonSt

I’ve been going back and forth whether to retire in the Philippines or Thailand and with the new Thai tax law I’m back to thinking Philippines is a better deal.I live in Denmark which has a tax treaty with Philippines. This means that ...

emvaningen

DenmarkArticle 18PENSIONS AND SIMILAR PAYMENTS1. Subject to the provisions of paragraph 2 of Article 19 (Government Service).pensions and other similar remuneration paid to a resident of a Contracting State inconsideration of past employment shall ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
piattepye

SRRV passport by piattepye

Just turned all the paperwork in and they took my passport and were to email me paperwork to show for immigration why I didn't have it, in my email that night well still waiting and tomorrow is a holiday so I was to fly out also after I finished, ...

emvaningen

3-6 weeks is mission impossible and yes, former military get a substantial better deal.You may consider to consult Mary (MariaRose) who was mentioned a few times above. Read More

emvaningen
emvaningen replied to a thread
2 years ago
piattepye

SRRV passport by piattepye

Just turned all the paperwork in and they took my passport and were to email me paperwork to show for immigration why I didn't have it, in my email that night well still waiting and tomorrow is a holiday so I was to fly out also after I finished, ...

emvaningen

I googled it for you:Philippine Retirement AuthorityCorporate office29th Floor, BDO Tower, 8741, 1200 Paseo de Roxas · (02) 8848 1412Closed ⋅ Opens 7 AMWhat do you expect as ASAP ? Read More

emvaningen
emvaningen replied to a thread
2 years ago
JonSt

Capital gains from foreign stocks and taxes by JonSt

I’ve been going back and forth whether to retire in the Philippines or Thailand and with the new Thai tax law I’m back to thinking Philippines is a better deal.I live in Denmark which has a tax treaty with Philippines. This means that ...

emvaningen

Jon,My recommendation is that you get a copy and read the document (Tax Treaty) first. I suspect, but I am not sure, that it follows the UN template. Somewhere around art. 18/19, you can find the agreement about pensions.I would think that, similar ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
FindlayMacD

BIR Registration for Foreigners by FindlayMacD

I posted a few weeks ago about registering with BIR to become a Philippines tax payer, the reason for doing this is that I am paying more than PHP5,000 tax on the extra pension that I receive (over and above my UK state pension from) USS, which is ...

emvaningen

@danfinnI think we agree, but allow me to state it from my pov. Many EU countries use the UN template for the treaty to avoid double taxation.according to article 18 or 19 income from pensions is taxed by the country of residence, except certain ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
FindlayMacD

BIR Registration for Foreigners by FindlayMacD

I posted a few weeks ago about registering with BIR to become a Philippines tax payer, the reason for doing this is that I am paying more than PHP5,000 tax on the extra pension that I receive (over and above my UK state pension from) USS, which is ...

emvaningen

As far as I know you only have to register at BIR if you are subject to taxation in the Philippines. Having said that, having a TIN is handy, because many banks (in Europe) are now asking for proof of tax residency as part of their Know Your ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
FindlayMacD

BIR Registration for Foreigners by FindlayMacD

I posted a few weeks ago about registering with BIR to become a Philippines tax payer, the reason for doing this is that I am paying more than PHP5,000 tax on the extra pension that I receive (over and above my UK state pension from) USS, which is ...

emvaningen

@danfinnMy British friends confirmed that they are NOT taxed in the Philippines for pension income from the UK. Read More

emvaningen
emvaningen replied to a thread
2 years ago
Filamretire

Why I dont like Gcash by Filamretire

My wife was asking for a gcash account. Not that I dont trust her, but Gcash is registered to a phone number ie an app with security code. You can deposit to gcash many places using cash and send money to anyone. The problem is I have no way of ...

emvaningen

Is Gcash regulated by BSP?I can only ask help in case of regulated banks refusing to honor SRRV,I have GCash, but I forgot how I got it. Read More

emvaningen
emvaningen replied to a thread
2 years ago
Filamretire

Why I dont like Gcash by Filamretire

My wife was asking for a gcash account. Not that I dont trust her, but Gcash is registered to a phone number ie an app with security code. You can deposit to gcash many places using cash and send money to anyone. The problem is I have no way of ...

emvaningen

@danfinnMaybe I misunderstood you. Apologies.I know of course about the special deposit account, but after SRRV has been issued, no bank should deny the applicant opening a personal account.I was merely offering my help if there are many SRRV ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
Filamretire

Why I dont like Gcash by Filamretire

My wife was asking for a gcash account. Not that I dont trust her, but Gcash is registered to a phone number ie an app with security code. You can deposit to gcash many places using cash and send money to anyone. The problem is I have no way of ...

emvaningen

@danfinnYes, SRRV membership is ok for a bank account.Don't people already have an account for the deposit? BDO is easiest,because BDO, BOC iand others are accredited by the PRA. Nationwide SRRV should be accepted.Let me know via PM which banks ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
FindlayMacD

BIR Registration for Foreigners by FindlayMacD

I posted a few weeks ago about registering with BIR to become a Philippines tax payer, the reason for doing this is that I am paying more than PHP5,000 tax on the extra pension that I receive (over and above my UK state pension from) USS, which is ...

emvaningen

I have never heard about EU pension income or any other foreign income being taxed in The Philippines. The taxrate for pensionsI is zero.Unless, there is a specific taxation treaty that subjects foreign income to the Philppines.As far as I know, ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
talamban

Manila Teppanyaki Grill in Manila by talamban

I am taking my Partner to Manila April 18 - 24th for her Birthday - First time she has been on an airplane or away from Cebu. I want her to enjoy some special restaurants experiences. I see that Fogo de Chao and Texas Roadhouse (in Venice Mall) are ...

emvaningen

Try Googlemakati teppanyaki little tokyo Read More

emvaningen
emvaningen replied to a thread
2 years ago
talamban

Manila Teppanyaki Grill in Manila by talamban

I am taking my Partner to Manila April 18 - 24th for her Birthday - First time she has been on an airplane or away from Cebu. I want her to enjoy some special restaurants experiences. I see that Fogo de Chao and Texas Roadhouse (in Venice Mall) are ...

emvaningen

@talambanI cannot recommend a specific place, but yet the following may be useful:Not far from the Dhusit hotel is an area called "little tokyo" with plenty of restaurants.It's in a block opposite makati cinema Square.Taxi from Dhusit less than ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
FindlayMacD

Expats registering with BIR Philippines by FindlayMacD

Has anyone on here registered with the BIR to save paying tax in the UK. I informed HMRC in the UK that I now live in the Philippines permanently and I assumed that I would no longer have to pay tax on the pension that I receive from the ...

emvaningen

@frenschfredI can confirm about SRRV. But, it is true for everybody and not a benefit of SRRV.Only income derived from The Philippines is taxed in the Philippines. Also, a lot of bilateral tax treaties exist and define precisely who taxes what. Read More

emvaningen
emvaningen replied to a thread
2 years ago
FindlayMacD

Expats registering with BIR Philippines by FindlayMacD

Has anyone on here registered with the BIR to save paying tax in the UK. I informed HMRC in the UK that I now live in the Philippines permanently and I assumed that I would no longer have to pay tax on the pension that I receive from the ...

emvaningen

@FindlayMacDwhat you say is correct Read More

emvaningen
emvaningen replied to a thread
2 years ago
supersoxlv

SRRV DEPOSIT by supersoxlv

Correct me if I am wrong please. When I process my SRRV and provide the required $10,000 USD deposit.....is it true that the PRA offers a refund of the deposit amount once the new retiree signs a 12 month lease of rent and provides the signed proof ...

emvaningen

Talk to servicing@pra.gov.phAsk for help. Let me know who and what they answer. Read More

emvaningen
emvaningen replied to a thread
2 years ago
nwagtmustang

Convert tourist visa to retirement visa with criminal record by nwagtmustang

I am back in the United states from my visit in the Philippines. After many vacations there, I have decided to retire there. I am 48 years old. I plan to retire when I am 55 years old. My plan is to do the tourist visa to stay longer than 30 days. ...

emvaningen

Good plan,I too stopped working at 55, moved to The Philippines and traveled, (scuba) dived and enjoyed life. Read More

emvaningen
emvaningen replied to a thread
2 years ago
TitoDan

Applying for SRRV by TitoDan

How do I apply for SRRV? I was in the US Navy twice: From 1958, just out of High School, to 21st birthday in Sep. 1960, then recalled for 11 months for the Berlin Crisis in June 1961. I have discharge papers for both stints. Will this qualify ...

emvaningen

As far as I know DD214 must be apostilled. Read More

emvaningen
emvaningen replied to a thread
2 years ago
TitoDan

Applying for SRRV by TitoDan

How do I apply for SRRV? I was in the US Navy twice: From 1958, just out of High School, to 21st birthday in Sep. 1960, then recalled for 11 months for the Berlin Crisis in June 1961. I have discharge papers for both stints. Will this qualify ...

emvaningen

I apologise Cheryl.Old man pressing the wrong button. Read More

emvaningen
emvaningen replied to a thread
2 years ago
TitoDan

Applying for SRRV by TitoDan

How do I apply for SRRV? I was in the US Navy twice: From 1958, just out of High School, to 21st birthday in Sep. 1960, then recalled for 11 months for the Berlin Crisis in June 1961. I have discharge papers for both stints. Will this qualify ...

emvaningen

@TitoDanHello,My wife has assisted, without charge, many veterans and former military with getting their visas. I would call her an expert. She is mentioned often on this site.I suggest that you email MaryRose. **** Read More

emvaningen
emvaningen replied to a thread
2 years ago
Prince James

Airfare ouch! by Prince James

Want to take the wife 6 weeks to visit family Apr-Jun. Airfares ouch! Looking at paying for one person almost what we paid for 2 people five years ago. I have tried every site on the net, I did notice Matrix air seems to be gone. Looking at ...

emvaningen

During the past years there have been plenty problems for passengers. It all started with the pandemic.When people say that it's better to book direct with the airline, they probably mean that you remove a layer between the airline and ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
picomanning

Special Resident Retiree's Visa (SRRV) by picomanning

Can anyone provide tips or comments about obtaining the SRRV(visa)? Recommend a consultant or hand holding service to obtain, and etc?

emvaningen

email to info@vaningenmanagement.com for assistance without fees or charges beyond the normal fees charged by the government. Read More

emvaningen
emvaningen replied to a thread
2 years ago
stillbiker

SRRV compared to ACR by stillbiker

What is better SRRV or ACR?

emvaningen

Forgive me, but I would formulate it differently. ACR is not a visum.With the exception of SRRV, all foreigners staying over 59 days need an ACR.Where the OP may want to compare SRRV with a 13a visa it maybe better not to mix visa-type with an ID ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
rcvining

Exit clearances by rcvining

Hi, everyone. What are the current requirements for traveling abroad from the Philippines? I'm getting mixed messages from my friends here. I am an American with a 13a permanent resident visa and my wife is a dual citizen with a Pilipinas passport. ...

emvaningen

@Cherryann01Travel Tax is yet another charge. Only for filipinos and foreigners who stayed more that a year.I will try to find a ticket where it was wrongly added to the fare (and thus ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
rcvining

Exit clearances by rcvining

Hi, everyone. What are the current requirements for traveling abroad from the Philippines? I'm getting mixed messages from my friends here. I am an American with a 13a permanent resident visa and my wife is a dual citizen with a Pilipinas passport. ...

emvaningen

Not seeking a debate :-) , but i think we all benefit from clear and correct information about the rules. Exceptions can always happen of course.Travel tax is what I am talking about. If included in the ticket price, it's visible in the summary of ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
rcvining

Exit clearances by rcvining

Hi, everyone. What are the current requirements for traveling abroad from the Philippines? I'm getting mixed messages from my friends here. I am an American with a 13a permanent resident visa and my wife is a dual citizen with a Pilipinas passport. ...

emvaningen

@bigpearlIt is confusing. Some airlines, like Etihad always include traveltax in the ticket price and it's a pain to get it refunded. Some airlines gie you a choice when you book (PAL says they do). And others when you use their reservasion desk ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
rcvining

Exit clearances by rcvining

Hi, everyone. What are the current requirements for traveling abroad from the Philippines? I'm getting mixed messages from my friends here. I am an American with a 13a permanent resident visa and my wife is a dual citizen with a Pilipinas passport. ...

emvaningen

@bigpearlCorrect me if I am wrong. but travel tax has always to be paid if the last arrival is more that one year before. Read More

emvaningen
emvaningen replied to a thread
2 years ago
petercc028

Brit with Chinese wife to settle somewhere safe and secure in Luzon ? by petercc028

First post and hello to all members, perhaps you could point me in the right direction to settle somewhere in a quiet area at not an exorbitant cost.I am an old Brit pensioner married to my Chinese wife of 14 years and have been living in China for ...

emvaningen

@phillipsearnest19I was not aware of that. Since when? And how ? Read More

emvaningen
emvaningen replied to a thread
2 years ago
kbustin

Any one live in Makiti? by kbustin

I am looking for some personal advice on this cityfrom someone who lives there please pm me if you do thanks

emvaningen

@Lotus EaterI think Zumi clsed years ago.The scene has totally changed. Read More

emvaningen
emvaningen replied to a thread
2 years ago
kbustin

Any one live in Makiti? by kbustin

I am looking for some personal advice on this cityfrom someone who lives there please pm me if you do thanks

emvaningen

@kbustin, relatively well Read More

emvaningen
emvaningen replied to a thread
2 years ago
kbustin

Any one live in Makiti? by kbustin

I am looking for some personal advice on this cityfrom someone who lives there please pm me if you do thanks

emvaningen

I live there Read More

emvaningen
emvaningen replied to a thread
2 years ago
Enzyte Bob

"Wise" problem today by Enzyte Bob

I have been using "Wise" for three years and have close to 100 transfers. For those transfers I just login with my computer and they send a sms to my Philippine phone (dumb phone) with the login code. Then today's login I got the message that the ...

emvaningen

I think that wise has a problem with The Philippines. Maybe the system has been used for money loundering.Somebody living in The Phils wanted to send to my bank USD1000 and was asked a lot of questions. Including about the recipient.Another bank in ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
GuestPoster3674

Legal Visa Assistance to Philippines by GuestPoster3674

Want to work, live, travel or retire here in Philippines? Feel free to send me a message. Honest, reliable and 101% Legal. Will help you process your documents and/or requirements or your money back GUARANTEE.

emvaningen

@mbautm333Roland, information about, and assistance with applying for SRRV should br totally free of charge. Contact me directly for info. Read More

emvaningen
emvaningen replied to a thread
2 years ago
Michaelm54

Contact advocate for a SRR visa by Michaelm54

I’ve used the balikbayan privilege visa for two years. I’m going to Vietnam for 10 days and extend it another year. For me, a SRR visa looks like a good choice because I don’t mind parking $10k USD that my wife can collect if I ...

emvaningen

@Michaelm54I have SRRV for 17y.You don't need a lawyerAt the Philippine Retirement Authority the use marketers. I csn recommend one that dies not charge for assisting with tje application. Read More

emvaningen
emvaningen replied to a thread
2 years ago
Calif-Native

Fraud at S&R with US CC charging Anomalies by Calif-Native

Caution to S&R shoppers with US bank accounts!I recently experienced S&R fraudulently charging my US CC. The register system and the CC card reader/processor are not tied together. Therefor, when the P23K+ was presented, I refused to sign ...

emvaningen

Normally the preauthorisayion is the order value plus 10% Read More

emvaningen
emvaningen replied to a thread
2 years ago
Calif-Native

Fraud at S&R with US CC charging Anomalies by Calif-Native

Caution to S&R shoppers with US bank accounts!I recently experienced S&R fraudulently charging my US CC. The register system and the CC card reader/processor are not tied together. Therefor, when the P23K+ was presented, I refused to sign ...

emvaningen

I have the same issue.The people at customer service are ill informed and S&R uses wrong terminology.It is OK to preauthorise, but it is not ok to overcharge.In my case they even did not apply the discount after the first purchase. Read More

emvaningen
emvaningen replied to a thread
2 years ago
Filamretire

Why I dont like Gcash by Filamretire

My wife was asking for a gcash account. Not that I dont trust her, but Gcash is registered to a phone number ie an app with security code. You can deposit to gcash many places using cash and send money to anyone. The problem is I have no way of ...

emvaningen

@Filamretire Why not take GCash too? GCash allows you to spend only what is in the account. You can replenish your wife's account as needed.She can download a confirmation of each and every payment (I believe) and send that to you. Then you have a ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
emvaningen

SRRV holders and BANKS ..... by emvaningen

I am interested to hear experiences with the following possible banking issues:PRA ID card not recognised by banksDifficulty opening a bank account, unless it is BDO in Pacific Starr building in Makati.Issues getting a creditcard application ...

emvaningen

@drdavidson20 Thank you!Amazing. Here in makati, atthe corporate offcie, my PRA-ID card was questioned. Read More

emvaningen
emvaningen created a thread
2 years ago

SRRV holders and BANKS .....

I am interested to hear experiences with the following possible banking issues:PRA ID card not recognised by banksDifficulty opening a bank account, unless it is BDO in Pacific Starr building in Makati.Issues getting a creditcard application ... Read More

emvaningen
emvaningen replied to a thread
2 years ago
brucehon

Travel Tax for leaving the Philippines by brucehon

I will be departing from the Philippines in mid May after a 3 month visit. I am a US citizen and am not a taxable foreign passport holder, so according to my research, I do not think I am required to pay the travel tax. But do I need to apply for a ...

emvaningen

@vehicross100 12m9 Read More

emvaningen
emvaningen replied to a thread
2 years ago
Filamretire

WISE transfer service by Filamretire

Noticed quite a few fans of Wise on here. I just got an account after issues with 2 factor authentication from banks requiring a US cell number. Got the first deposit done by routing number and waiting 3 days. My question is to transfer money do I ...

emvaningen

@bigpearl Same questions here. Twice per year atm Read More

emvaningen
emvaningen replied to a thread
3 years ago
Filamretire

WISE transfer service by Filamretire

Noticed quite a few fans of Wise on here. I just got an account after issues with 2 factor authentication from banks requiring a US cell number. Got the first deposit done by routing number and waiting 3 days. My question is to transfer money do I ...

emvaningen

@Enzyte Bob My bank HSBC typically has a 50centavos margin between rhe interbank rate and what they give me for Euros.For large amounts Wise [percentage] may be more expensive than a transfer at a fixed fee. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Filamretire

WISE transfer service by Filamretire

Noticed quite a few fans of Wise on here. I just got an account after issues with 2 factor authentication from banks requiring a US cell number. Got the first deposit done by routing number and waiting 3 days. My question is to transfer money do I ...

emvaningen

@Dude55 Same here from Europe. I have dual sim and I switch on my EU SIM when I expect OTP. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Filamretire

WISE transfer service by Filamretire

Noticed quite a few fans of Wise on here. I just got an account after issues with 2 factor authentication from banks requiring a US cell number. Got the first deposit done by routing number and waiting 3 days. My question is to transfer money do I ...

emvaningen

For me, The WISE app works via internet and is in that way independent of the telephone number. I have not tried to receive an OTP code on my Filipino number, but I use fingerprint authentication.I am European and replenishing my wise account is a ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
petecarp

SRRV cancellation. What reason is acceptable by petecarp

I am changing my visa from SRRV to 13A. multiple reasons which is for another topic. On the cancellation form for SRRV, it asks for the reason. Is conversion to 13A allowed to be given? the reason I ask is it stated you couldn't change your visa ...

emvaningen

@petecarp Ask an experienced professional to do it for you. You may know who I would recommend. Read More

emvaningen
emvaningen replied to a thread
3 years ago
petecarp

SRRV cancellation. What reason is acceptable by petecarp

I am changing my visa from SRRV to 13A. multiple reasons which is for another topic. On the cancellation form for SRRV, it asks for the reason. Is conversion to 13A allowed to be given? the reason I ask is it stated you couldn't change your visa ...

emvaningen

@bigpearl You are correct. I had already LIKED you rprevious post Read More

emvaningen
emvaningen replied to a thread
3 years ago
petecarp

SRRV cancellation. What reason is acceptable by petecarp

I am changing my visa from SRRV to 13A. multiple reasons which is for another topic. On the cancellation form for SRRV, it asks for the reason. Is conversion to 13A allowed to be given? the reason I ask is it stated you couldn't change your visa ...

emvaningen

Yes you can cancel SRRV anytime you want.The question asked is for statistics, there is nothing to be approved.Message me if you need help. Maryrose has experience with cancellations.Where is it stated that SRRV holders cannot change visa? Read More

emvaningen
emvaningen replied to a thread
3 years ago
LW23

SRRV Deposit Return by LW23

I am looking for info on SRRV deposit. I have had the SRRV since 2007. I have deposited $20,000. I was told at the time that when I have a verifiable pension, I can get $10,000 of that deposit returned. Over the years, I've renewed many times and ...

emvaningen

@martyn27 Good luck Read More

emvaningen
emvaningen replied to a thread
3 years ago
supersoxlv

SRRV DEPOSIT by supersoxlv

Correct me if I am wrong please. When I process my SRRV and provide the required $10,000 USD deposit.....is it true that the PRA offers a refund of the deposit amount once the new retiree signs a 12 month lease of rent and provides the signed proof ...

emvaningen

I like to hear more about a no-annual fee SRRV. How did you manage that ? Read More

emvaningen
emvaningen replied to a thread
3 years ago
supersoxlv

SRRV DEPOSIT by supersoxlv

Correct me if I am wrong please. When I process my SRRV and provide the required $10,000 USD deposit.....is it true that the PRA offers a refund of the deposit amount once the new retiree signs a 12 month lease of rent and provides the signed proof ...

emvaningen

@LW23 Hello,I live next door tp the PRA office. If you want, I can do some research for you, or I can ask maryRose. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Enzyte Bob

Credit Card Video On Youtube. by Enzyte Bob

I was watching a video about a fellow Expat in the Philippines who was waiting for a new card to replace an expiring credit card from Capital One.When the card did not arrive timely he contacted Capital One. They sent him a new card and same thing ...

emvaningen

@Enzyte BobHaha, that guy was lucky. I had the same years ago (ever since my bank uses DHL) and noticed expenses in excess of USD10k within two days.In Phl shops accept cards easily. No signature check and no PIN code.My bank refunded me 100% Read More

emvaningen
emvaningen replied to a thread
3 years ago
elnidophill

SRRV Payments by elnidophill

did you already pay All money, who has experience???

emvaningen

Not the the statement, but the yearly letter that gives an overview of entitlements etc. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Dave & Ruby

Which Visa ??? by Dave & Ruby

Hey Fellow Expats, just trying to get all my ducks in a row so to speak, should I be applying for a 13a visa or a special resident visa for when my wife and I move permanently to the Philippines ??? Thank you

emvaningen

@danfinn That will work.The former Filipino will be the principal SRRV holder. Also no "exit clearance and re-entry permit " required. (With 13a after 6m stay, I believe.) Read More

emvaningen
emvaningen replied to a thread
3 years ago
Guest7836

First trip to the Philippines by Guest7836

Going on my first trip soon. And retirering in 2 years. I do hope to find a lifetime partner and enjoy life soon..... maybe find a genuine lady there

emvaningen

Thank you for this. I must go there too (been in Colombia, butnot in the Spanish version ! Looks beautiful.So, don't booke a cheap ticket to Manila in Utah. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Guest7836

First trip to the Philippines by Guest7836

Going on my first trip soon. And retirering in 2 years. I do hope to find a lifetime partner and enjoy life soon..... maybe find a genuine lady there

emvaningen

@Cherryann01 Howmany Cartagenas are there ? Read More

emvaningen
emvaningen replied to a thread
3 years ago
Dave & Ruby

Which Visa ??? by Dave & Ruby

Hey Fellow Expats, just trying to get all my ducks in a row so to speak, should I be applying for a 13a visa or a special resident visa for when my wife and I move permanently to the Philippines ??? Thank you

emvaningen

Also search for srrv Read More

emvaningen
emvaningen replied to a thread
3 years ago
Cmex

Two drink driving convictions by Cmex

Hi allI am looking to apply for a resident visa and was wondering if drink driving convictions are “crimes involving moral turpitude”. The first was 0ver 20 years ago and the other more recently (last two years). I undertook a safety ...

emvaningen

@danfinn I think I have made some useful contributions here to date.However, the question asked is rather personal, even though others may have a different opinion. Therefore I would prefer to leave it to the OP what he wants to be public and what ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
Cmex

Two drink driving convictions by Cmex

Hi allI am looking to apply for a resident visa and was wondering if drink driving convictions are “crimes involving moral turpitude”. The first was 0ver 20 years ago and the other more recently (last two years). I undertook a safety ...

emvaningen

@Cmex If you are talking SRRV I know. Message me. Read More

emvaningen
emvaningen replied to a thread
3 years ago
GuestPoster357

New Expatriot making the plunge soon. by GuestPoster357

I am about to make the move to just outside the city of Cagayan de Oro. I have been looking at properties nearby. I am looking near Gusa right now.

emvaningen

Gentlemen, I fear we have been wasting our time. Read More

emvaningen
emvaningen replied to a thread
3 years ago
GuestPoster357

New Expatriot making the plunge soon. by GuestPoster357

I am about to make the move to just outside the city of Cagayan de Oro. I have been looking at properties nearby. I am looking near Gusa right now.

emvaningen

@goldken51 Have you met already in person ? Read More

emvaningen
emvaningen replied to a thread
3 years ago
GuestPoster357

New Expatriot making the plunge soon. by GuestPoster357

I am about to make the move to just outside the city of Cagayan de Oro. I have been looking at properties nearby. I am looking near Gusa right now.

emvaningen

@goldken51 There are some useful posts on this forum about buying land, which as a foreigner you cannot, constructions to beat the law and the risk thereof and visa options to secure a level of independence you may want to consider.Becoming ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
GuestPoster357

New Expatriot making the plunge soon. by GuestPoster357

I am about to make the move to just outside the city of Cagayan de Oro. I have been looking at properties nearby. I am looking near Gusa right now.

emvaningen

Why are you no longer a patriot? Read More

emvaningen
emvaningen replied to a thread
3 years ago
drjs

Absurdity of Looking for Work in the Philippines by drjs

I acquired my spousal visa in the Philippines a couple of months ago and started looking for work. Since I'm not Filipino, I knew it would be difficult.First you have to deal with the fact that several companies flat out refuse to hire anybody who ...

emvaningen

@danfinn That's how understand it too.But the word "inappropriate" might be too strong. I have been with a 4 star general for 5 years, who consistently addressed others with "po". Maybe it's unusual and depending on region. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Anne-Lise Mty

Updating the Philippines guide by Anne-Lise Mty

Dear members of the Philippines forum,I hope you’re doing well. Our editorial team is hard at work and we’re looking to update and review our Philippines guide before the end of the year.We would like to better cater to your needs and as ...

emvaningen

On top of that there are exceptions based on type of business. Read More

emvaningen
emvaningen replied to a thread
3 years ago
supersoxlv

SRRV DEPOSIT by supersoxlv

Correct me if I am wrong please. When I process my SRRV and provide the required $10,000 USD deposit.....is it true that the PRA offers a refund of the deposit amount once the new retiree signs a 12 month lease of rent and provides the signed proof ...

emvaningen

I could have sworn that I reviewed details prior to the pandemic that stated 12 month lease were an acceptable option? -@avedisiandavidThe lease must be minimum USD50k+, 25y for house and lot only, with clean title. Read More

emvaningen
emvaningen replied to a thread
3 years ago
supersoxlv

SRRV DEPOSIT by supersoxlv

Correct me if I am wrong please. When I process my SRRV and provide the required $10,000 USD deposit.....is it true that the PRA offers a refund of the deposit amount once the new retiree signs a 12 month lease of rent and provides the signed proof ...

emvaningen

No, The lease must be minimum 50k+, 25y for house and lot only, with clean title. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Larry Fisher

Take USD or PHP to Thailand? by Larry Fisher

Honey and I are going to Thailand next week for 4 days. Three options for cash. I need suggestions based on experience.Bring only USD and exchange. Least wanted as I want to hold USD.Use ATM's over there.Bring PHP and exchange there.Convenience and ...

emvaningen

@OceanBeach92107 ATM fee of Thai banks is THB220. Have not found a bank that doesn't charge that. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Larry Fisher

Take USD or PHP to Thailand? by Larry Fisher

Honey and I are going to Thailand next week for 4 days. Three options for cash. I need suggestions based on experience.Bring only USD and exchange. Least wanted as I want to hold USD.Use ATM's over there.Bring PHP and exchange there.Convenience and ...

emvaningen

As promisedI use EUR, but the pattern will be same for other currencies.Official rate: Thb @37.07Money changer @36.50PHP @ .590Other changer @36.30Wise ATM THB5000 = EUR142 thus35.21 incl all charges. Other cards, much worse.Airport 33.82 ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
Larry Fisher

Take USD or PHP to Thailand? by Larry Fisher

Honey and I are going to Thailand next week for 4 days. Three options for cash. I need suggestions based on experience.Bring only USD and exchange. Least wanted as I want to hold USD.Use ATM's over there.Bring PHP and exchange there.Convenience and ...

emvaningen

Just for comparison: This is what you would have gottn with Wise : 21395From tomorrow, I will bein BKK and I will check what the ove-the-counter rates are.We will also try Wise as follws. Our base currency is EUR.I will put THB in my wise account. ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
Larry Fisher

Take USD or PHP to Thailand? by Larry Fisher

Honey and I are going to Thailand next week for 4 days. Three options for cash. I need suggestions based on experience.Bring only USD and exchange. Least wanted as I want to hold USD.Use ATM's over there.Bring PHP and exchange there.Convenience and ...

emvaningen

@Cherryann01 May i know how many THB you got ?And, have you considered Wise?I used that on Dubai. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Larry Fisher

Take USD or PHP to Thailand? by Larry Fisher

Honey and I are going to Thailand next week for 4 days. Three options for cash. I need suggestions based on experience.Bring only USD and exchange. Least wanted as I want to hold USD.Use ATM's over there.Bring PHP and exchange there.Convenience and ...

emvaningen

Did anybody look at buying THB when still in the Philippines? I think, but I am not shure, that THB are equally unwanted here as PHP in Thailand.Actually, I ahve good experience, over years, with chanhiing EUR at a moneychanger. The rate was always ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
Larry Fisher

Take USD or PHP to Thailand? by Larry Fisher

Honey and I are going to Thailand next week for 4 days. Three options for cash. I need suggestions based on experience.Bring only USD and exchange. Least wanted as I want to hold USD.Use ATM's over there.Bring PHP and exchange there.Convenience and ...

emvaningen

Bring USDYour other options will have additional cost: bad ROE, ATM charges, Bank or Cc fees.Consider to use a Wise (or similar) card, so that you can pay in THB and fund that with any currency you like at the official interbanking rate. Read More

emvaningen
emvaningen replied to a thread
3 years ago
picomanning

Special Resident Retiree's Visa (SRRV) by picomanning

Can anyone provide tips or comments about obtaining the SRRV(visa)? Recommend a consultant or hand holding service to obtain, and etc?

emvaningen

@Moon Dog If you are in touch with my partner, just ask her.She knows even better than I. Read More

emvaningen
emvaningen replied to a thread
3 years ago
picomanning

Special Resident Retiree's Visa (SRRV) by picomanning

Can anyone provide tips or comments about obtaining the SRRV(visa)? Recommend a consultant or hand holding service to obtain, and etc?

emvaningen

@bigpearl I agree. Believe me. We have triedWhat about the older ones amongst us, who have paid a yearly fee of USD 500 or 750 for the past tweenty years, only to see new "members" paying half of that.It's a money making scheme, with dividents to ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
picomanning

Special Resident Retiree's Visa (SRRV) by picomanning

Can anyone provide tips or comments about obtaining the SRRV(visa)? Recommend a consultant or hand holding service to obtain, and etc?

emvaningen

@danfinn Correct. I did not mention it to promote SRRV, just a mof.Nobody in emigration asks for travel pass. I just tell PRA where and when I go and plan to return. I have never heard that you have to provide details of the in-between.But you are ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
Enzyte Bob

$$$ News From Wise by Enzyte Bob

Wise will now pay 3.71 APY on USD with deposits through them.

emvaningen

May i know where to find info about the partnership that you mentioned. Read More

emvaningen
emvaningen replied to a thread
3 years ago
picomanning

Special Resident Retiree's Visa (SRRV) by picomanning

Can anyone provide tips or comments about obtaining the SRRV(visa)? Recommend a consultant or hand holding service to obtain, and etc?

emvaningen

@bigpearl I got my SRRV in 2006.In those days it was expensive and also the yearly fee is still much higher than nowadays.Except for diplomats, former military from USA etc., SRRV may stll be more expensive than other options, but it very much ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
picomanning

Special Resident Retiree's Visa (SRRV) by picomanning

Can anyone provide tips or comments about obtaining the SRRV(visa)? Recommend a consultant or hand holding service to obtain, and etc?

emvaningen

@emvaningen Ignore what i said. There is no limitation to validity of sworn statements.But let me repeat that at DBP you don't open and get an account. The deposit is made into a PRA account. Read More

emvaningen
emvaningen replied to a thread
3 years ago
picomanning

Special Resident Retiree's Visa (SRRV) by picomanning

Can anyone provide tips or comments about obtaining the SRRV(visa)? Recommend a consultant or hand holding service to obtain, and etc?

emvaningen

This is good info, because DBP is not known for being so fast.Also I think it's worth to know that money deposited at DBP is kept on a PRA account, not your personal account like with other banks.Lastly, i think there there is a period of time that ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
picomanning

Special Resident Retiree's Visa (SRRV) by picomanning

Can anyone provide tips or comments about obtaining the SRRV(visa)? Recommend a consultant or hand holding service to obtain, and etc?

emvaningen

So nice to read the positive comments about my wife.Whatever you do, don't use a marketer that charges extra over and above the official governent fees. Read More

emvaningen
emvaningen replied to a thread
3 years ago
DukeStamina

SRRV Expanded Courtesy Visa by DukeStamina

I have a question. I served in the U.S. military for 6 years. I have an honorable discharge and a DD-214; but I am not considered retired military. However, I am now retired from working and I am collecting Social Security. The amount far exceeds ...

emvaningen

I am sorry. I don't know the details fir retirement in Taiwan Read More

emvaningen
emvaningen replied to a thread
3 years ago
michelsergent2008

What is the price of land for a foreigner ? by michelsergent2008

Hello My name is Michel. I am a cook and I would like to live and work in Palawan.On internet, I found 1) the amount of rent of housing located on this island.2) the amount of real estate located on this island.But, on the internet, I was unable to ...

emvaningen

@michelsergent2008 It's not buying, bur leasing for a definite period of time. Ownership, and thus the title, does not change. Read More

emvaningen
emvaningen replied to a thread
3 years ago
michelsergent2008

What is the price of land for a foreigner ? by michelsergent2008

Hello My name is Michel. I am a cook and I would like to live and work in Palawan.On internet, I found 1) the amount of rent of housing located on this island.2) the amount of real estate located on this island.But, on the internet, I was unable to ...

emvaningen

Foreigners cannot own land. They only can lease. Read More

emvaningen
emvaningen replied to a thread
3 years ago
Neville2012

Cheapest flights by Neville2012

Were can I get cheap flights from

emvaningen

@Franktexas Do you have details, or are yiu referring to the plane that was shot down many years ago? Read More

emvaningen
emvaningen replied to a thread
3 years ago
bimprasad

E-Travel to Clark International Airport by bimprasad

Hi all, Anyone experienced any issues with the E-Travel Visa.. ? Im due to fly out in 7days. When I travelled before the OneHealth Pass, was abit of an issue completing online, but when I got the Manila Airport, Chaos! None knew what they were ...

emvaningen

eTravel is not a visa, but is an electronic document that contains health, person and (in the future) baggage information, with the objective to make the administrative work on arrival more efficient.I agree with the previous poster. On arrival ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
Adam478

Traveling to Philippines. Where will I go through customs? by Adam478

I'm flying from the USA to Davao with a 1 hour layover in Manila. Should I be concerned that 1 hour is not enough to get to my next flight or will I not need to do customs until I reach Davao? I arrive at terminal 2 and my flight to Davao also ...

emvaningen

Only if PAL gives you personal assistance to skip the queues. You should enquire if your luggage needs to be cleared in manila or will be labeled through to Davao. In the latter case snd if you have a boarding pass to davao already, then there is a ... Read More

emvaningen
emvaningen replied to a thread
3 years ago
DukeStamina

SRRV Expanded Courtesy Visa by DukeStamina

I have a question. I served in the U.S. military for 6 years. I have an honorable discharge and a DD-214; but I am not considered retired military. However, I am now retired from working and I am collecting Social Security. The amount far exceeds ...

emvaningen

@danfinn Courtesy and expanded courtesy pay USD10 only per yearm Read More