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Johanna MacRae

Johanna MacRae

Active member

Maltese citizen

Forum posts

50

Contacts

1

About me

Maltese

Lives in Sliema

Registration: 26 May 2014

Johanna MacRae
Johanna MacRae replied to a thread
8 years ago
fragar

landlord wants repair money beyond the security deposit by fragar

We're a family of five living in Pembroke and are about to move our of our rental unit (an apartment in Pembroke) in two weeks. Our landlord has given us a 570 Euro bill for repairing the door frame in the bathroom and informed us that he ...

Johanna MacRae

I would consult a lawyer as soon as possible. Sometimes a legal letter from a lawyer will do the trick. Ask for the cost of the consultation beforehand. The problem with your situation is it seems as though the landlord is thinking of different ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
9 years ago

First apartment

When you say he changed the contract 4 times, was each version of the contract signed by both you and him? If so, then he is in breach of contract. When a contract is signed by both parties then it is a legally binding document for the length of ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
9 years ago
mreboni

Rental Law / VAT / TAX / Levies and Common Area expenses by mreboni

My husband has recently relocated to Malta (I will join him shortly), and other than the horribly difficult part of securing housing, he has found Malta to be a lovely and welcoming place. Now onto to the actual subject of my post...... I have in ...

Johanna MacRae

Unfortunately, the only legislation that regulates the long let rental market is the Maltese Civil Code. This is very generic. There is no equivalent for example to the UK Landlord and Tenant Act. This would make any tenant unfair contract ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
9 years ago

Breach of contract?

Your landlord is in breach of contract. I would definitely seek legal advice. You are the legal occupants of the property until May 2018. Read More

Johanna MacRae
Johanna MacRae replied to a thread
10 years ago
amej

Tax for tenants? by amej

Our landlord makes us pay additionaly to the rent 70 euro saying it a tax for renting. I just realised its such a nonsense since its not us getting this income.Why do we have to pay this 70 euro tax as tenants? Anyone came across antyhing like that?

Johanna MacRae

No, this is not correct. If a person lies on their income tax return, then it's the person who is in trouble. Nobody else. With regard to VAT, any VAT on an essential, like a roof over your head, is against EU law. Read More

Johanna MacRae
Johanna MacRae replied to a thread
10 years ago
amej

Tax for tenants? by amej

Our landlord makes us pay additionaly to the rent 70 euro saying it a tax for renting. I just realised its such a nonsense since its not us getting this income.Why do we have to pay this 70 euro tax as tenants? Anyone came across antyhing like that?

Johanna MacRae

VAT is definitely not applicable in your case. You are not tourists if you are living and working here, especially if you are an EU citizen. It's not at all risky for you. It is risky for your landlord. He should be paying an income tax on ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
10 years ago
amej

Tax for tenants? by amej

Our landlord makes us pay additionaly to the rent 70 euro saying it a tax for renting. I just realised its such a nonsense since its not us getting this income.Why do we have to pay this 70 euro tax as tenants? Anyone came across antyhing like that?

Johanna MacRae

There is a lot of confusion with this one. You are absolutely right: your landlord is in receipt of the rental income and therefore he / she is liable for that tax. VAT ( Value Added Tax) is not payable for a roof over your head. In Maltese ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
10 years ago
IleniaM

Moving from Italy with family and house research in Malta by IleniaM

Hi All, in january I'm moving to Malta from Italy with my husband and our 2 kids. we have decided so fast..and we have a lot of things to take care of! I start with two important things: research of the house and move from Italy. any estate ...

Johanna MacRae

Yes, it is my website. I don't understand what the problem is. I only set up the website so that prospective tenants get the information we didn't get when we rented for the first time in Malta. I get absolutely nothing from people ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
10 years ago
IleniaM

Moving from Italy with family and house research in Malta by IleniaM

Hi All, in january I'm moving to Malta from Italy with my husband and our 2 kids. we have decided so fast..and we have a lot of things to take care of! I start with two important things: research of the house and move from Italy. any estate ...

Johanna MacRae

I agree this has gone off point but unfortunately you do not seem to understand the Malta Tenant Support comparison of the three tariffs. The overcharge DOES range from 43 to 103% if you look at consumptions of water and electricity at the ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
10 years ago
IleniaM

Moving from Italy with family and house research in Malta by IleniaM

Hi All, in january I'm moving to Malta from Italy with my husband and our 2 kids. we have decided so fast..and we have a lot of things to take care of! I start with two important things: research of the house and move from Italy. any estate ...

Johanna MacRae

You said: "There is no 'Domestic Tariff' option on the ARMS calculator!" Indeed there is. I quote from the Arms online calculator: "Please be advised that if you qualify under the Domestic rate you are to choose the ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
10 years ago
IleniaM

Moving from Italy with family and house research in Malta by IleniaM

Hi All, in january I'm moving to Malta from Italy with my husband and our 2 kids. we have decided so fast..and we have a lot of things to take care of! I start with two important things: research of the house and move from Italy. any estate ...

Johanna MacRae

It will obviously depend on the consumption. But if you do look at the comparison of the three tariffs on Malta Tenant Support, you will see that the overcharge does range from about 43% to 103%, if you consume the allowances allowed at the ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
10 years ago
Alphatango1954

Can anyone tell me if this article still applies? by Alphatango1954

I found this article about Malta when surfing and researching about moving there.....I have one contact there....an estate agent and asked him if this was still true and suddenly the emails have died...... I know it is difficult when you have upped ...

Johanna MacRae

I'm afraid they are mistaken. We're working on it, but it just ain't happening as yet. I think what you are referring to is trying to get the residential tariff by taking the lease with you and a copy of a newspaper article (not ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
10 years ago
Alphatango1954

Can anyone tell me if this article still applies? by Alphatango1954

I found this article about Malta when surfing and researching about moving there.....I have one contact there....an estate agent and asked him if this was still true and suddenly the emails have died...... I know it is difficult when you have upped ...

Johanna MacRae

With regard to utilities you still need the signature of the landlord on Arms Form H to have access to the correct residential tariff for people living in their primary residences. However, the EU is on to this. At the last meeting of the EU ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Wrongholebutherewego

Is it this hard finding good apartments right now? by Wrongholebutherewego

Sorry if there are threads. Please redirect me then. I'll have to go in a minute and only have Internet in the apartment I'm staying at. I've spoken to several real estate agents. They say prices have gone up 40 percent the last 6 ...

Johanna MacRae

I have set up a facebook group called Malta Tenant Support and also a website of the same name. Unfortunately I cannot reproduce all the information here. Good luck. Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Wrongholebutherewego

Is it this hard finding good apartments right now? by Wrongholebutherewego

Sorry if there are threads. Please redirect me then. I'll have to go in a minute and only have Internet in the apartment I'm staying at. I've spoken to several real estate agents. They say prices have gone up 40 percent the last 6 ...

Johanna MacRae

Arms Form H is the form you need to be registered as living in the property. It isn't just the money, however. It's also the danger that you may end up being technically liable for an extortionate bill especially if you are more than 1 ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Wrongholebutherewego

Is it this hard finding good apartments right now? by Wrongholebutherewego

Sorry if there are threads. Please redirect me then. I'll have to go in a minute and only have Internet in the apartment I'm staying at. I've spoken to several real estate agents. They say prices have gone up 40 percent the last 6 ...

Johanna MacRae

There is much confusion with regard to which utility tariff should be applied when you rent a property. Something that should be extremely simple is made extremely complicated. This is more than likely to be intentional because: Arms collects ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago

Long Term Rental Prices in Birgu - Vittoriosa

(Moderated: no free ads here please) Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Wrongholebutherewego

Is it this hard finding good apartments right now? by Wrongholebutherewego

Sorry if there are threads. Please redirect me then. I'll have to go in a minute and only have Internet in the apartment I'm staying at. I've spoken to several real estate agents. They say prices have gone up 40 percent the last 6 ...

Johanna MacRae

Be very careful about the utility tariffs. Make sure you get your landlord to sign Arms Form H before you sign the rental contract to allow you to access the correct residential tariff for people living in their primary residence. (moderated: no ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
MaltaCommando

Questions about benefits of acquiring the ID Card by MaltaCommando

Hello, a close relative is planning to get a Maltese ID Card in the short future, but after researching for a bit I have found some doubts that it is worth the hassle, so I have a couple of questions; for a british pensioner, that receives part of ...

Johanna MacRae

There is a lot of confusion with the utility tariffs. We have a pending complaint to the Office of the Ombudsman about the discrimination of the sole, state owned utility billing company against all tenants, and we are also in contact with the ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago

Long let contract terms

(moderated: no free ads here please) Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Crosstiewalker37

Electricity Bills: Single Phase or Three phase by Crosstiewalker37

Hi all, I've just moved out of an apartment for two years and have been billed for the utilities since I have been there, but I belive the landlady worked my bills out using the online calculator set to Three Phase. I'm no electrician but I ...

Johanna MacRae

It's more likely that you are paying at the domestic rate (Number of residents = zero). There are three tariffs: residential for people living in their primary residences, domestic tariff for occasionally used or empty properties and the non ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Jackjpc

The situation on renting by Jackjpc

So upon our arrival here, we've spoke to 6 letting agencies and numerous agents within each agency. Our budget for 2 bedrooms is 300 to 450 euro in a central location. What we was told is that in the budget landlords are taxed higher, so ...

Johanna MacRae

Hi Redmik (moderated: no free ads here please) But you're right. I don't think I mention Form F at all. Will write a blog on this soon. Thank you for your feed back. :) Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Jackjpc

The situation on renting by Jackjpc

So upon our arrival here, we've spoke to 6 letting agencies and numerous agents within each agency. Our budget for 2 bedrooms is 300 to 450 euro in a central location. What we was told is that in the budget landlords are taxed higher, so ...

Johanna MacRae

http://maltatenantsupport.weebly.com/blog/a-comparison-of-the-three-rates 1. Residential zero persons registered is actually the DOMESTIC rate 2. Residential with the no. of persons registered greater than zero is the RESIDENTIAL rate. 3. You ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Martok78

New to the blog and to Malta! by Martok78

Hello everyone! I have just registered, so a virtual handshake to you all. I am Italian, lived a bit here and there in Europe. The last 4 years me and my family (Ukrainian wife) lived in Italy. Now, while we wait for my wife's Italian ...

Johanna MacRae

Sorry to hear that, Marcello. I think you should maybe join Class Action Against Arms, https://www.facebook.com/groups/371466666251933/ We discuss a range of issues like the ones you mention. :) Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Martok78

New to the blog and to Malta! by Martok78

Hello everyone! I have just registered, so a virtual handshake to you all. I am Italian, lived a bit here and there in Europe. The last 4 years me and my family (Ukrainian wife) lived in Italy. Now, while we wait for my wife's Italian ...

Johanna MacRae

I would also like to add that if you wanted you could register your residence before the 3 months are up. Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
Martok78

New to the blog and to Malta! by Martok78

Hello everyone! I have just registered, so a virtual handshake to you all. I am Italian, lived a bit here and there in Europe. The last 4 years me and my family (Ukrainian wife) lived in Italy. Now, while we wait for my wife's Italian ...

Johanna MacRae

You are an EU national and therefore you do not need to apply for residency. You are automatically resident from Day 1. You enjoy freedom of movement and the right to treatment equal to that of citizens of the host country anywhere within the EU ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

There have been developments on the insane Arms billing system. Watch this space: http://www.timesofmalta.com/articles/view/20140724/local/Expatriate-family-appeals-to-Ombudsman-on-ARMS-bills.528991 Read More

Johanna MacRae
Johanna MacRae replied to a thread
11 years ago
ladyowl

Enemalta - Electricity and Water Tariffs by ladyowl

Hi We are currently paying the non-resident tariff in our rented apartment. Someone we know has told us that we can now qualify for the lower, resident tariff just with an ID card due to a change in legislation. Our landlord says this is not the ...

Johanna MacRae

Since last November, non Maltese do not need Maltese id to get the residential rate. A passport would be fine. Also it is Arms that cannot bill a tenant at the residential rate without the landlord's permission, not vice versa. I don't ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

It depends. The greater the number of people living there, the greater the difference. Just to give an example: At the residential rate, you are allowed 33 cubic metres of water PER PERSON per year at the rate of 1.40 euro per cubic metre. If ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

So, it turns out Dux that you are not on the domestic rate. You are actually on the non residential rate which is designed for businesses. Is your landlord aware of this? Have you had access to your bills? Does it say residential, domestic or ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

I've copied the post with the link to Arms Form H. I would make absolutely sure that you take Arms Form H, change in the number of residents, to the signing of the rental contract. Ask your landlord to endorse it BEFORE you sign the ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

Hi Roy I tried to put the link for Arms Form H again but for some reason, it wasn't accepted. I did put it in one of my comments in this very same thread. I don't know if you are on Facebook. Our Facebook group, Class Action Against ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

Hi Roy I would ask your landlord if he would be willing to endorse Arms Form H, change in the number of residents. Just to be clear. Otherwise there is too much wriggle room. Remember that the residential rate is the rate you are supposed to ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

No it is not incorrect. It is illegal for Arms to give you the residential rate without the permission of the landlord. Therefore you are at the mercy of the landlord and, unfortunately many landlords do not want to endorse Arms Form H for ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

Things have moved on. You are now no longer required to show an identity card to get the residential rate. You can now produce a passport or most other kinds of identification. Our group, Class Action Against Arms, was instrumental in achieving ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

Do you have access to the bill? If so, look at the top right hand corner of the bill. If it says zero next to number of residents and Domestic next to Consumer scheme, you are on the incorrect rate. Plus, has the landlord approached you with ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

Do you know your monthly consumption? Do you read your meters on a monthly basis? Could you state the number of units of electricity you consume on average per month? Or the number of cubic metres of water per month? That's what consumption ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

The only difference is the Number of residents. Oh, and the cost, of course. https://www.facebook.com/photo.php?fbid=779041848802852&set=gm.686297124768884&type=1&theater Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

We are now on the residential rate with our new landlord and have been paying about 75 euro per month at the new rates. It used to be 93 euro per month at the old residential rate and 177 euro per month at the old domestic rate. This has nothing ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

For the record, our 35 month consumption for a family of 5 was the following: 17 670 units of electricity = 505 units of electricity per month 417 cubic metres of water = 12 cubic metres of water per month Could you provide your consumption per ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

Ok. Let's start with first things first. Do you accept that at the residential rate the cost (NOT the consumption) is reasonable and what you are experiencing? 93 euro per month for a family of 5. Do you accept that at the domestic rate the ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

No, you clearly do not get what I am saying. 1) At the residential rate we should have paid 93 euro per month (18.6 euro per person) which is 23 euro per month more than you, a family of 4 (17.5 euro per person), pays. 2) No, I refuse to ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

You clearly did not understand. Oh well. Re-read and you will notice that the cost was different for EXACTLY the same consumption. So yes 177 euro per month (6185.01/35) is excessive. But nothing to do with consumption. This was the cost at the ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

Maybe this short story will help explain things better: A story illustrating the insane injustice of the ARMS two tier tariff, aspiring to be in the style of Kafka: Once upon a time, a couple moved to a faraway country. The country was beautiful ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

No, nothing to do with paying for the whole block. I calculated the cost of our consumption at the domestic rate (Number of residents = zero) using the Arms online calculator. This was 6185.01 euro. When I inputted five next to number of ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

I'm afraid every single letting agent (and I must have spoken to about 18 different agents), even the more established, larger outfits I spoke to did not ever mention the two tier tariff. I think they see that their repeat business will ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

I would make absolutely sure that you take Arms Form H, change in the number of residents, to the signing of the rental contract. Ask your landlord to endorse it BEFORE you sign the contract. Otherwise you may be entering a nightmare legal ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
TheBeatles007

Real Estate - Property Rentals by TheBeatles007

Hi I am totally new here and was wondering which agency I should use while looking for property in Malta?

Johanna MacRae

Maybe the following will help: My family and I moved from Britain to Malta in September 2010. We signed a rental agreement on the first place we saw which stipulated that we were to pay 100 euro per month on account towards our utility bills. It ... Read More

Johanna MacRae
Johanna MacRae replied to a thread
12 years ago
jackslater

Malta Landlords experience by jackslater

Topic about Landlords

Johanna MacRae

My family and I moved from Britain to Malta in September 2010. We signed a rental agreement on the first place we saw which stipulated that we were to pay 100 euro per month on account towards our utility bills. It turns out that this was a scam, ... Read More

Johanna MacRae
Johanna MacRae joined Malta expat community
12 years ago