Living in Grenada: the ultimate expat guide

Grenada maintains accessible entry requirements for most nationalities while offering structured pathways for long-term residence, from work permits to economic citizenship programs.

Visa-free entry and tourist stays

Citizens of 107 countries can enter Grenada without a visa for tourism purposes, staying up to 3 months. This exemption covers most Commonwealth nations, EU countries, and major economies, simplifying initial reconnaissance visits. Visa-on-arrival facilities exist for certain additional nationalities. Passports must remain valid for at least 6 months beyond the intended departure date.

Work authorization requirements

All non-nationals engaging in employment within Grenada must obtain a Work Permit before commencing work. The permit carries a validity of 1 year with annual renewal required. Processing times vary, making early application essential for smooth transition. The documentation package includes a tripartite application form, police certificate, certified diplomas and credentials, four passport photographs, and the employer's certificate of incorporation.

Extended stays beyond the initial 3-month tourist period for work or study purposes require appropriate visas. Fees stand at EC$ 100 for single entry and EC$ 250 for multiple entries. Applications demand a valid passport, two certified photos measuring 3.5 x 4.5 cm, and completed forms.

Citizenship by investment program

Grenada operates one of the Caribbean's most strategic citizenship programs, offering two primary investment routes. The first involves a non-refundable contribution to the National Transformation Fund (NTF) with a minimum of USD 235,000 for single applicants. The second pathway involves approved real estate: USD 270,000 for fractional ownership or USD 350,000 for whole ownership, with a mandatory 5-year holding period.

Processing timelines average 4 to 6 months, extended from the previous 3-4 months. The process begins with selecting an authorized agent and investment option, followed by due diligence lasting up to 12 weeks. After conditional approval, investors have 30 days to complete the investment. Passport issuance occurs 4-6 weeks following the oath of allegiance ceremony.

The program delivers substantial benefits: visa-free access to 146+ countries including Schengen, UK, and China, eligibility for the US E-2 investor visa allowing business operations and residence in America, no physical residence requirement in Grenada, and full recognition of dual citizenship. This combination particularly appeals to entrepreneurs and internationally mobile professionals.

ETIAS authorization from 2026

Starting in 2026, Grenadian passport holders will require ETIAS electronic authorization for Schengen Area entry. This system supplements rather than replaces visa exemption, functioning similarly to the US ESTA with online pre-travel registration.

Grenada's immigration framework accommodates various objectives, from short-term stays to permanent establishment with full citizenship rights, suited to diverse professional and investment profiles.

The Grenadian economy presents opportunities across traditional sectors like tourism and emerging fields including technology and renewable energy. The business environment supports entrepreneurship with streamlined registration processes and sector-specific incentives.

Labor market overview

Unemployment stands at 12.02% as of 2024, with projections indicating improvement to 8.5%. Youth unemployment reaches 24%, showing significant gender disparity with young women at 36.6% versus young men at 12%. Overall employment participation sits at 58.6%. Average net monthly salary after tax equals EC$ 2,344, approximately USD 868.

Minimum wage structures vary by occupation. Since January 2024, domestic workers earn a minimum of EC$ 9.20 per hour, while security personnel receive EC$ 60.00 per hour. These benchmarks inform salary negotiations and employment contracts.

Growth sectors for international professionals

Tourism and hospitality drive the economy with continuous expansion and infrastructure development. Experienced management in hotel operations, food and beverage, and tour activities find consistent demand. The sector benefits from government support and steady visitor growth.

Agriculture, particularly spice production including nutmeg and cocoa, remains foundational. Organic farming shows notable expansion, attracting international expertise and investment in sustainable practices.

Information technology emerges as a promising sector with developing digital infrastructure and favorable operating conditions. The environment suits IT professionals, software developers, and remote workers establishing Caribbean operations.

Renewable energy receives tax holidays up to 10 years for qualifying projects, creating opportunities for engineers, consultants, and developers in solar, wind, and other sustainable energy initiatives.

Education, anchored by St. George's University with its renowned medical program, generates demand for academic and administrative professionals across multiple disciplines.

Offshore financial services, including international banking and IBCs, employ professionals in finance, legal compliance, and business consulting roles.

Company formation procedures

Establishing a business in Grenada follows efficient protocols with multiple entity options. Sole Proprietorship offers the simplest structure for individual operators with unlimited liability. Partnership formation requires 7 days and USD 10. Limited Liability Company registration takes 12 days, costing USD 1,369 for local companies or USD 1,848 for foreign-owned entities. International Business Company (IBC) structures require minimal capital of USD 1.

Registration follows four sequential steps. Name search takes 3 days at USD 4 cost. Name reservation requires 2 days and USD 10. Tax registration with the Inland Revenue Division takes 2 days without charge. National Insurance Scheme enrollment completes in 1 day, also free. Total startup for sole proprietorship: 4 procedures, 8 days, USD 14.

Companies must maintain minimum one shareholder, one director (individual or corporate, no residence requirement), one company secretary, a registered office in Grenada, and an appointed registered agent. Additional permits and licenses typically require 30 days. Bank account opening spans 7-14 days.

Sector-specific tax incentives

The government provides substantial fiscal benefits targeting priority sectors. The following table outlines major incentive programs available to qualifying businesses.

Source: Business Grenada

Grenada maintains no exchange controls, permitting unrestricted repatriation of profits, dividends, and capital. This financial flexibility advantages international entrepreneurs establishing Caribbean operations with global reach.

Grenada operates a territorial taxation regime that significantly benefits international residents. Only Grenadian-source income faces local taxation, meaning foreign earnings, international capital gains, and overseas inheritance remain untaxed by Grenadian authorities.

Tax residence and basic framework

Tax residence triggers after 183 days of physical presence in Grenada during a calendar year. The 2025 budget, released in March, introduced no new taxes. Recent measures focused on extending VAT exemptions for essential goods, continuing reduced fuel tax rates, and eliminating duties on renewable energy vehicles.

Personal Income Tax structure

Income taxation follows a progressive three-tier system applying exclusively to Grenadian-source earnings. The first EC$ 24,000 of annual income remains tax-free. Income from EC$ 24,001 to 36,000 incurs 10% tax. Amounts exceeding EC$ 36,000 face 28% taxation. Foreign-source income escapes this regime entirely.

Standard deductions include National Insurance Scheme contributions, approved pension fund payments, and legitimate business expenses. Tax returns must be filed by March 31 for the preceding year's income through the Inland Revenue Division's G-TAX online platform.

National Insurance Scheme contributions

The National Insurance Scheme funds social security programs. Employees contribute 5% of gross salary while employers add 6%, totaling 11%. Self-employed individuals pay 11% on declared earnings. These contributions provide retirement, illness, and maternity benefits through the national system.

Value Added Tax regime

Grenada applies a standard Value Added Tax (VAT) of 15% on most goods and services. Tourism and hospitality services benefit from a reduced 10% rate supporting sector competitiveness. Complete exemptions apply to basic foodstuffs, essential medicines, educational services, and financial services. Companies with annual turnover exceeding EC$ 180,000 must register for VAT.

Corporate taxation

Grenadian companies face 28% corporate tax on net profits. International Business Companies (IBCs) receive preferential treatment at just 1% under qualifying conditions. Priority sector businesses in tourism or renewable energy may obtain tax holidays extending to 10 years.

Additional taxes and levies

Grenada imposes no capital gains tax, no inheritance or estate tax, and no wealth tax. This structure particularly attracts investors and retirees. Real estate transactions incur Property Transfer Tax ranging from 5% to 15% based on property value and purchaser status. Stamp duty of 1% applies to certain legal documents. Vehicles face annual circulation tax varying by type and engine capacity.

Tax treaties

Grenada maintains double taxation agreements with multiple jurisdictions, facilitating international residents managing cross-border income. Verify applicable treaty provisions before relocating to optimize tax planning.

The territorial tax system positions Grenada favorably for internationally mobile professionals and investors, particularly those deriving income from sources outside the island.

Grenada's healthcare infrastructure combines public services with private facilities. International residents typically supplement public access with private insurance for comprehensive coverage and specialized care.

Public healthcare network

The General Hospital Great Grenada Health System (GGHS) anchors public healthcare delivery. This network includes St. George's general hospital, parish-based health centers, and community clinics. Public services cover general consultations, emergency care, and basic treatments at minimal cost.

System limitations include extended wait times for specialist consultations, aging medical equipment in some facilities, and limited specialist availability in certain fields. Complex procedures or advanced interventions may require transfer to Barbados, Trinidad, or the United States.

Mount Sinai partnership development

In May 2025, the government formalized an agreement with Mount Sinai Health System of New York, marking significant healthcare advancement. The partnership aims to modernize hospital infrastructure and expand specialist service access. Initial phases include local medical staff training, advanced medical technology deployment, and new specialist department creation. This collaboration promises substantial quality improvements over coming years.

International health insurance

Private international health insurance proves essential for comprehensive coverage and optimal care quality. Major providers including Cigna Global, Allianz Care, and AXA offer Caribbean-specific plans typically including medical evacuation to the US or Europe when necessary.

Premium costs vary significantly by age, health status, and coverage level. Basic plans range from USD 150 to 300 monthly for healthy adults, while comprehensive coverage with evacuation reaches USD 500 to 800 monthly. Compare options before relocating and review exclusions, particularly for pre-existing conditions.

Private clinics and practitioners

Several private clinics operate in Grenada, concentrated around St. George's and Grand Anse. These facilities provide rapid consultations, modern equipment, and internationally trained practitioners. Private consultation fees range from EC$ 150 to 300 depending on specialty. General practitioners are accessible, while specialists remain less numerous.

Pharmacies and medications

Pharmacies distribute well across the island with urban concentration. Common medications are generally available, though specific treatments may require importation. Medication prices remain reasonable, particularly for generics. Local prescriptions are often required, even for over-the-counter medications in other countries.

St. George's University medical facilities

The presence of St. George's University, particularly its medical school, provides additional healthcare resources. The university maintains modern medical facilities for student training, with certain services available publicly. The academic medical community enhances local healthcare capacity.

For secure relocation to Grenada, comprehensive international health insurance remains essential, as the public system alone cannot guarantee rapid access to all specialist care categories.

Grenada's education system follows the British model, inherited from colonial history. The island provides varied options for international families, from local public schools to private international institutions.

Educational structure overview

Education divides into three main cycles. Primary School accommodates children ages 5-12 across seven years. Secondary School serves ages 12-17, culminating in Caribbean Examinations Council (CXC) examinations, the regional equivalent of British qualifications. Post-Secondary education prepares students for A-levels or vocational diplomas, enabling tertiary education access.

Public school system

The public school network delivers free education at acceptable quality standards, conducted entirely in English. Schools follow the CXC curriculum and prepare students for regionally recognized national examinations. International children typically integrate smoothly, the system being accustomed to cultural diversity. Top-rated institutions concentrate in urban areas, particularly around St. George's.

International and private schools

International families often prefer private schools offering internationally recognized programs. The International School of Grenada, located in True Blue, delivers an international English-language curriculum from kindergarten through secondary levels. The school hosts a diverse student body and prepares for internationally recognized examinations.

Westerhall Secondary School and other private institutions also provide quality programs with smaller class sizes and enhanced supervision. Tuition fees vary substantially by institution and level, ranging from USD 3,000 to 15,000 annually.

Higher education

St. George's University (SGU) represents Grenada's premier tertiary institution. Founded in 1976, this private university enjoys international recognition, particularly its School of Medicine training physicians practicing in the US and Canada. The university also offers veterinary medicine, sciences, and arts programs.

The university's presence brings cosmopolitan dimension with over 6,000 students from 140+ countries. Modern campus facilities, libraries, and sports installations benefit the broader community as well.

For programs unavailable in Grenada, students access regional Caribbean universities, particularly the University of the West Indies (UWI) with campuses in Jamaica, Trinidad, and Barbados, or pursue studies in North America and Europe.

Language programs and support

While English serves as the official language and medium of instruction, some schools offer foreign language courses, particularly Spanish and French. Non-English-speaking children may require initial English as a Second Language support, typically provided by private international schools.

Planning and costs

Families relocating with children should budget for tuition fees, particularly for private education. Pre-registration several months ahead is recommended, as places in premium schools are limited. The academic year generally runs September to June, with some institutional variations.

Grenada's educational system provides satisfactory options for international families, balancing accessible public schools with private international institutions for those requiring specific curricula.

Grenada's property market offers diverse options from modern beachfront apartments to traditional hillside villas. International residents favor established expat zones combining amenities with tropical lifestyle advantages.

Rental market and pricing

Apartments provide the most accessible entry point for new arrivals. Studios or one-bedroom units in standard areas cost EC$ 800 to 1,200 monthly. Two-bedroom apartments range from EC$ 1,500 to 2,500 per month. Three-bedroom apartments in residential neighborhoods reach EC$ 2,500 to 4,000 monthly.

Houses appeal particularly to families, commanding higher rates. Two-bedroom houses rent for EC$ 2,000 to 3,500 monthly. Three-bedroom villas with gardens cost EC$ 3,500 to 6,000 per month. Premium properties with sea views and pools easily exceed EC$ 8,000 monthly.

Furnished rentals typically include basic furniture but rarely electronics or kitchenware. Utilities (water, electricity, internet) usually add to base rent. Security deposits equivalent to one or two months' rent are standard practice.

Prime residential areas

Grand Anse attracts the highest expat concentration, featuring the island's famous beach, restaurants, and convenient services. Rental rates here rank among the island's highest, but lifestyle quality justifies the premium for many residents.

True Blue appeals to families due to proximity to St. George's University and the International School. The area balances tranquility with amenity access, with rates slightly below Grand Anse.

Lance aux Epines, a premium residential area in the south, attracts affluent residents seeking security and serenity. Sea-view properties are common, with rental rates reflecting the zone's premium positioning.

St. George's, the capital, offers more affordable housing, often older properties. Life here is more urban with direct access to administration and commerce, but less residential charm than coastal zones.

Property purchase process

Real estate acquisition in Grenada remains open to foreigners without major restrictions. Prices vary significantly by location and quality. Two-bedroom town apartments cost USD 150,000 to 250,000. Three-bedroom villas with gardens negotiate from USD 300,000 to 500,000. Luxury sea-view properties frequently exceed USD 800,000.

Purchase procedures require local attorney engagement for title verification and transaction management. Property Transfer Tax of 5% to 15% applies based on purchaser status and property value. Attorney and notary fees represent approximately 2% to 3% of purchase price. Complete processing typically spans 2-4 months.

Citizenship program and real estate

Property purchases can integrate with the citizenship by investment program. Qualifying properties must appear on the government-approved project list, requiring minimum investment of USD 270,000 for fractional ownership or USD 350,000 for whole ownership. These investments qualify for Grenadian passport after meeting program conditions.

Practical search advice

On-site visits prove essential before any rental or purchase commitment. Online listings provide initial overview, but property conditions and immediate surroundings require physical verification. Local real estate agents facilitate searches and know availabilities before public listing. Negotiate terms, particularly for long-term rentals where discounts are often possible.

Grenada's property market remains accessible compared to neighboring Caribbean islands, offering good value for international residents seeking pleasant tropical surroundings.

Successful relocation to Grenada requires methodical planning and anticipation of administrative and logistical requirements. This comprehensive checklist facilitates your establishment.

1. Passport validity: Verify your passport remains valid for minimum 6 months and prepare multiple certified copies for local administrative procedures.
2. Work authorization: Initiate Work Permit or long-stay visa applications several months before departure, as processing timelines vary significantly.
3. International health insurance: Secure comprehensive coverage including medical evacuation, as the local healthcare system has limitations for certain specialized treatments.
4. Housing search: Consider short-term rental initially to explore neighborhoods before long-term commitment, using local listing sites and real estate agents.
5. Shipping personal effects: Opt for shared maritime container to reduce costs, noting that customs duties on certain imported goods can be substantial.
6. Banking setup: Plan bank account opening upon arrival with passport, local address proof, and international banking references.
7. Driving license: International permit facilitates initial months before obtaining local Grenadian license necessary for legal long-term driving.
8. School enrollment: Register children several months ahead at chosen schools, as international institution places are limited.
9. Utilities connection: Contract electricity and internet services promptly upon moving, as connection delays can reach several weeks in some areas.
10. Mobile service: Obtain local SIM from Flow or Digicel operators for affordable communications and data.
11. Tax obligations: Research tax requirements in your origin country and Grenada, as double taxation treaties may exist.
12. Social network: Join expat groups on social media and specialized forums for practical advice and easier integration.
13. Climate preparation: Prepare for tropical climate with light clothing, effective sun protection, and particular vigilance during June-November rainy and hurricane season.
14. Financial reserves: Budget financial reserve covering minimum 3-6 months expenses, including housing deposit, initial equipment purchases, and inevitable contingencies.
15. Document translation: Have diplomas, birth certificates, and other official documents translated and certified by sworn translator before departure.

Methodical preparation significantly eases establishment and enables quick enjoyment of Grenadian life without excessive administrative stress.

Grenada delivers rich cultural, sporting, and recreational activities. Between pristine beaches, rainforest hiking, and vibrant festivals, the island provides abundant opportunities for balanced living.

Beaches and water activities

Grand Anse Beach, stretching three kilometers of white sand, stands as the island's most famous and frequented beach. It offers full amenities: restaurants, bars, water sports, and crystal-clear waters ideal for swimming. Magazine Beach, quieter, suits those seeking more intimate settings. Morne Rouge Bay, north of St. George's, combines natural beauty with relaxed atmosphere.

Diving enthusiasts discover the Molinere Underwater Sculpture Park, the world's first underwater sculpture park creating a fascinating artificial reef. Dive sites around the island reveal exceptional marine biodiversity with turtles, rays, and tropical fish. Multiple dive centers offer PADI training and daily excursions.

Sailing, kayaking, paddleboarding, and deep-sea fishing complete the nautical offerings. The annual Grenada Sailing Festival attracts international participants, animating St. George's harbor for several days.

Hiking and nature experiences

Grand Etang National Park, in the island's interior, offers trails traversing lush rainforest. The trail to Seven Sisters Falls, a series of spectacular waterfalls, constitutes a favored nature excursion. Grand Etang Lake crater, a lake formed in an ancient volcano, provides an accessible hike with rich birdlife and monkeys.

Annandale Falls, easily reached near St. George's, offers refreshing respite after a short walk. Spice plantations, notably Belmont Estate and Dougaldston Estate, allow discovery of nutmeg, cocoa, and other emblematic island spice cultivation.

Cultural life and festivals

Spicemas Carnival, celebrated in August, represents the year's major cultural event. For several days, the island vibrates with parades, calypso and soca competitions, flamboyant costumes, and street parties. The festive atmosphere pervades the entire island, particularly St. George's.

The Grenada Chocolate Festival in May celebrates cocoa culture with tastings, workshops, and plantation visits, attracting chocolatiers and gourmands worldwide. Music lovers appreciate regular reggae, calypso, and soca concerts in Grand Anse and St. George's bars and restaurants.

Local gastronomy

Grenadian cuisine blends African, Indian, French, and British influences. The national dish, Oil Down, combines meat, root vegetables, breadfruit, and coconut milk cooked together in a pot. Restaurants also feature specialties like Indian-influenced roti, callaloo soup, and fresh grilled seafood.

Local spices flavor all dishes: nutmeg, cinnamon, ginger, turmeric, and cloves are island-produced and generously used. Local markets, notably St. George's Market Square, offer tropical fruits, vegetables, and spices at affordable prices in authentic atmosphere.

Nightlife and dining

Nightlife concentrates primarily in the Grand Anse area, with beachfront bars offering local rum cocktails and live music. Prickly Bay attracts more upscale clientele with refined restaurants and marinas. St. George's hosts some bars and clubs, but atmosphere remains quieter than major Caribbean tourist destinations.

Dining options have diversified in recent years, with Italian, sushi, Lebanese, and Asian restaurants complementing traditional Creole establishments. Prices range from EC$ 25 for simple local meals to EC$ 215 for two-person mid-range dinners.

Grenada offers ideal balance between tropical relaxation and varied activities, enabling international residents to build rich, fulfilling lives away from urban stress.

Grenada presents moderate living costs within the Caribbean context, significantly lower than neighboring tourist islands like Barbados or the British Virgin Islands. However, certain expense categories, particularly electricity and imported goods, impact monthly budgets.

Monthly budget for single person

The table below presents realistic monthly expense estimates for a single person living in Grenada, excluding rent. These figures derive from Numbeo data reflecting October 2025 prices.

Source: Numbeo (October 2025)

Monthly budget for family of four

For a family with two children, expenses increase proportionally with additional items like education and larger food requirements. The following table details realistic family budgeting.

Source: Numbeo (October 2025)

Key expense considerations

Electricity represents one of the highest cost categories, as Grenada displays some of the world's most expensive rates due to dependence on imported fossil fuels. Air conditioning, nearly essential in tropical climate, significantly increases bills. Many residents opt for fans and judicious air conditioning use.

Imported products in supermarkets cost considerably more than local goods. Favoring local markets for fruits, vegetables, and spices enables substantial savings while supporting the local economy. Local cuisine based on island products proves not only more economical but also flavorful and healthy.

Vehicles and maintenance weigh heavily in family budgets. High import duties make new car purchases expensive. The used market offers alternatives, but mechanical condition requires verification as humid, saline climate accelerates corrosion.

International health insurance constitutes an unavoidable but variable expense depending on age and coverage level. Families should budget between USD 400 and 800 monthly for comprehensive coverage including medical evacuation.

Grenada offers reasonable Caribbean living costs, enabling comfortable lifestyle on monthly budgets of USD 1,500 to 2,000 for singles and USD 4,000 to 7,000 for families of four, depending on desired lifestyle standards.