Living in Mongolia: the ultimate expat guide

Mongolia has streamlined entry procedures with a temporary visa exemption program running through December 31, 2025, making initial access straightforward for most Western nationals. The requirements vary based on nationality, intended duration, and purpose of stay. Understanding the registration obligations—mandatory for stays exceeding 30 days—is crucial to avoid penalties and departure complications.

Visa exemptions: Who can enter without advance paperwork

Through December 31, 2025, Mongolia grants visa-free entry for stays up to 90 days to citizens of all European Union member states, the United Kingdom, United States, Canada, Australia, and New Zealand. Additional countries benefiting from this exemption include Switzerland, Brazil, Russia, Argentina, Chile, South Korea, Singapore, Thailand, Turkey, and Ukraine. This temporary program may not extend beyond 2025, so verify current policies before booking travel. Exempted travelers still need passports valid for six months beyond their intended departure date.

E-visa system for quick processing

Mongolia's e-visa platform at evisa.mn processes applications in 3 business days. Two main categories exist: K2 for tourism and K4 for attending sporting or cultural events. Fees vary by nationality. This digital system provides a convenient option for nationals not covered by exemptions or those planning travel after the 2025 exemption period ends. Applications require a valid passport, digital passport photo, accommodation confirmation, and return flight booking.

Tourist visa: Standard 30-day entry

The standard tourist visa allows an initial 30-day stay with the possibility of a single 30-day extension (apply at least 4 days before expiration). Required documents include a passport valid for 6 months, a 3.5 x 4.5 cm photo, completed application form, proof of accommodation, and confirmed return ticket. Fees depend on nationality. This option suits exploratory visits before committing to long-term relocation.

Work visa and permit requirements

Employment in Mongolia requires both a work visa and a work permit issued by the Mongolian Immigration Agency. The process demands formal invitation from a Mongolian employer plus official approval. Employers must typically demonstrate that the position cannot be filled by a Mongolian national. Processing takes several weeks, so initiate applications well in advance. The visa duration generally aligns with employment contract terms.

Business visa for commercial activities

Business travelers can obtain a 30-day business visa requiring Ministry of Foreign Affairs approval. This category covers meetings, negotiations, and short-term consulting but doesn't permit regular employment. It's ideal for entrepreneurs exploring investment opportunities or consultants on brief assignments.

Mandatory registration for extended stays

Anyone staying beyond 30 days must register with the Immigration Agency within the first 7 days of arrival. Non-compliance results in fines and temporary exit bans. Employers or landlords typically assist with this process. Don't overlook this requirement—it's strictly enforced and creates significant problems if ignored.

Entry points into Mongolia

Chinggis Khaan International Airport in Ulaanbaatar serves as the primary gateway for international arrivals. Land crossings remain open at Zamiin Uud (southern border with China) and Sukhbaatar/Altanbulag (northern border with Russia). Other border posts operate sporadically, so verify status before attempting overland entry.

Mongolia's labor market reflects its economic expansion, with unemployment dropping to 4.5% in Q2 2025 from 5.4% the previous quarter. The employment rate stands at 59.10%, and the mining-driven economy creates opportunities particularly for skilled professionals in engineering, construction, and renewable energy sectors. Salaries remain modest by Western standards but the lower cost of living provides reasonable purchasing power.

Labor market snapshot

The average monthly salary reaches MNT 2,479,600 (approximately USD 730), while the minimum wage increased 20% in April 2025 to MNT 792,000 monthly (around USD 233). The hourly minimum wage is MNT 4,715. Average household income totals MNT 1,147,486 per month (USD 338), with MNT 615,344 coming from wages—indicating many households supplement income through multiple sources. Average household expenses run MNT 1,223,854 monthly (USD 360), leaving limited savings margins for local families but comfortable buffers for expats earning Western salaries or working in mining.

High-demand sectors for expats

Mining dominates the economy and offers the highest compensation—particularly for engineers and managers specializing in copper, coal, and gold extraction. Construction booms with large-scale infrastructure projects funded by economic growth. Renewable energy emerges rapidly, backed by government tax incentives for investors in solar and wind projects. Agriculture modernizes steadily, seeking experts in rural development and agribusiness. Tourism expands as international awareness of Mongolia's wilderness grows. Education presents stable opportunities—qualified English teachers at top Ulaanbaatar international schools earn up to USD 2,500 monthly (around USD 2,300), competitive by regional standards.

Key employment indicators demonstrate Mongolia's improving labor market conditions:

Sources: Trading Economics, Playroll, Wage Centre

Employment conditions and benefits

Standard workweeks run 40 hours (8 hours daily) with a legal maximum of 56 hours weekly including overtime. Maternity leave provides 120 days (60 before and 60 after birth) at 70% of average salary. Fathers receive minimum 10 working days of paid paternity leave at average salary. Sick leave covers the duration of illness but typically goes unpaid. Parental leave extends to parents of children under 3 years old, available to single mothers and fathers. These benefits position Mongolia progressively compared to many Asian countries.

Starting your own business

Entrepreneurs can establish several entity types: Limited Liability Company (LLC), Joint Stock Company, Partnerships, Sole Proprietorship, Representative Office, or State Enterprises in strategic sectors. LLCs remain most popular with foreign investors, offering personal asset protection and simplified management. Formation typically takes 2-4 weeks depending on complexity. Engaging local legal counsel is essential for navigating administrative and tax requirements. The government actively encourages foreign investment, particularly in renewable energy where attractive tax incentives exist.

Mongolia operates a progressive personal income tax system with rates ranging from 10% to 20% depending on income brackets. Resident versus non-resident status significantly impacts tax obligations and rates. The country implemented the Multilateral Instrument (MLI) effective January 2025, modifying some international tax treaties. Understanding these rules helps optimize your tax position while maintaining compliance.

Personal income tax for residents: Three-tier progressive system

Tax residents (anyone present more than 183 days over 12 consecutive months or deriving 50%+ of income from Mongolia) face progressive rates on worldwide income. For employment income, three brackets apply in 2025: 10% on annual taxable income up to MNT 120 million, then 15% on amounts between MNT 120-180 million (plus a fixed MNT 12 million for the lower bracket), and finally 20% above MNT 180 million (plus a fixed MNT 21 million). To contextualize: an employee earning MNT 2.5 million monthly (around USD 735) falls entirely in the first bracket, paying 10% on annual earnings.

Investment income and capital gains

Residents pay specific rates on various income types. Dividends, interest, royalties, and capital gains from securities face a flat 10% rate. Real estate sales incur 2% tax on gross proceeds. Income from scientific, literary, artistic, or athletic activities is taxed at 5% of gross receipts. These flat rates simplify filing for individuals with diversified income sources.

Non-resident taxation

Non-residents (under 183 days annually and under 50% of income from Mongolia) pay a flat 20% on all Mongolia-source income without progressive brackets. This applies to foreign consultants, short-term contractors, or investors not domiciled locally. No minimum threshold exists—tax applies from the first tugrik earned. However, international tax treaties may provide relief to prevent double taxation.

Social security contributions

Social contributions split between employer and employee. Employers contribute 13.5% of gross salary: 8% for pension insurance, 2.5% for unemployment insurance, 2% for health insurance, and 1% for work injury insurance. Employees contribute 12.5%: 8% pension, 2.5% unemployment, and 2% health. Total social contributions reach 26% of gross salary. These contributions grant access to universal healthcare and unemployment benefits. Self-employed individuals face different rates and bases depending on chosen structure.

VAT and consumption taxes

Mongolia's Value Added Tax applies at a standard 10% rate on most goods and services. A special variable rate of 0-10% applies to imported or domestically produced gasoline and diesel. A zero rate covers exports, international passenger and cargo transport, and international aviation services, enhancing competitiveness for exporting businesses. Companies exceeding specified turnover thresholds (regularly revised) must register for VAT and charge customers accordingly.

Tax treaties and avoiding double taxation

Mongolia maintains tax treaties with dozens of countries to prevent double taxation. These agreements typically allow foreign tax credits—taxes paid in Mongolia can offset home country tax liability within treaty limits. The Multilateral Instrument effective January 2025 modified certain treaties to strengthen anti-avoidance measures and clarify permanent establishment treatment. US citizens should note that FATCA reporting requirements apply regardless of residence, meaning Mongolian financial institutions report account information to the IRS. UK citizens face post-Brexit considerations for tax residency determinations. Consulting a qualified tax advisor is essential for optimizing your situation, especially with income from multiple countries.

Mongolia provides universal healthcare guaranteeing free primary care access to all residents. While this public system covers essential needs, most expats opt for private health insurance to access higher-quality facilities with English-speaking staff, primarily located in Ulaanbaatar. Healthcare quality varies dramatically between the capital's modern clinics and rural areas with limited medical infrastructure.

Universal healthcare system

Mongolia's universal healthcare system guarantees free primary care at neighborhood clinics and local health centers. This coverage extends to residents and partially subsidizes hospitalizations and surgical procedures. Quality and availability vary significantly by region—Ulaanbaatar concentrates the best equipment and practitioners, while rural areas suffer chronic shortages of qualified medical personnel. Wait times can be lengthy at public facilities, particularly for specialist consultations or diagnostic imaging.

Private hospitals and clinics in Ulaanbaatar

The capital hosts several private facilities offering quality medical services with modern technology and internationally trained physicians. These clinics provide English-language consultations, greatly easing communication for expats. Fees exceed public facilities but remain affordable compared to Western standards. Notable establishments include International Hospital, SOS Medica Mongolia, and various specialized dental clinics. For complex conditions or major surgeries, some expats prefer medical evacuation to facilities in Thailand, South Korea, or their home countries.

Private health insurance: Essential coverage

Despite universal healthcare availability, most expats purchase international health insurance covering private facility treatment and emergency medical evacuations. Policies typically include hospitalization, specialist consultations, diagnostic tests, and medications. Some insurers offer regional coverage enabling treatment in neighboring countries (China, Russia, Thailand) with more advanced medical infrastructure. Annual premiums range USD 1,000-3,000 depending on age, coverage levels, and deductibles. Crucially, verify that policies cover medical evacuations—some emergencies cannot be adequately treated locally.

Pharmacies and medication availability

Pharmacies are well-distributed throughout Ulaanbaatar and major cities. Common medications are readily available, though specific treatments may require importation. Carry prescriptions written in English with International Non-proprietary Names (INN) to facilitate identification. Generic medication prices remain reasonable, while imported brands cost significantly more. For chronic conditions, verify local availability before relocating or maintain adequate supplies.

Health precautions and vaccinations

No vaccinations are mandatory for entry, but several are recommended: Hepatitis A and B, typhoid, tetanus-diphtheria-polio, and tick-borne encephalitis for summer rural stays. Ulaanbaatar's elevation (around 1,300 meters) may require brief acclimatization. Winter temperatures reaching -40°C demand precautions against frostbite. Air quality deteriorates drastically in winter due to coal burning for heat—those with respiratory conditions should consider this seriously. Tap water isn't potable—always use bottled water.

Educational choices in Mongolia divide between the local Mongolian system and international schools in Ulaanbaatar. Expat families typically opt for international schools offering English-language instruction following American or British curricula. These schools provide educational continuity and simplify eventual reintegration into home country systems, though at significant cost.

Mongolian public education system

Mongolia's public system structures into three cycles: primary, lower secondary, and upper secondary. Instruction occurs in Mongolian language, creating substantial barriers for non-native speakers. Educational quality improves gradually through pedagogical reforms and technology integration, but methods remain largely traditional and memorization-focused. Some public schools offer bilingual Mongolian-English sections with limited, competitive enrollment. Complete integration requires Mongolian language proficiency from early grades.

International School of Ulaanbaatar: Premier choice

The International School of Ulaanbaatar (ISU) represents the top choice for most Western expat families. Accredited by the Western Association of Schools and Colleges (WASC) and a member of the East Asia Regional Council of Schools (EARCOS), ISU offers complete kindergarten through high school programs following an American curriculum, including Advanced Placement (AP) courses for seniors. Instruction is entirely in English with experienced international faculty. The school enrolls approximately 450 students representing over 40 nationalities. Annual tuition ranges USD 12,000-25,000 (roughly USD 11,000-23,000) depending on grade level, plus registration fees, uniforms, and extracurricular activities. The school features modern infrastructure including science labs, library, sports facilities, and arts spaces. Waitlists can be lengthy—register several months ahead.

Other international schools in Ulaanbaatar

Beyond ISU, Ulaanbaatar hosts additional international options. Orchlon International School offers a British curriculum through IGCSE level, attracting Commonwealth families. The American School of Ulaanbaatar provides an American program with smaller class sizes. Korean, Japanese, and Chinese schools serve Asian expat communities. Some families choose schools from other European countries, though offerings remain limited. Fees generally range USD 8,000-20,000 annually depending on institution and grade. Visit multiple schools and connect with other expat parents before deciding.

Distance learning and homeschooling

Facing high international school costs or living in secondary cities, some families turn to distance learning through online programs to maintain home country curricula. This approach demands significant discipline and parental involvement but offers flexibility and substantial savings. Homeschooling is legal in Mongolia subject to administrative formalities. This option suits families with prior homeschooling experience or those staying temporarily.

Extracurricular activities and student life

International schools typically offer extensive extracurriculars: sports (soccer, basketball, swimming), arts (music, theater, visual arts), and academic clubs. These activities provide crucial socialization and integration for expat children. Outside school, Ulaanbaatar offers various options: music schools, sports clubs, international scouts, and cultural associations. The relatively small expat community means families often know each other and organize regular gatherings, easing children's adaptation.

Mongolia's housing market centers on Ulaanbaatar, where most expats reside. Options range from modern apartments in secure compounds to renovated Soviet-era flats and detached houses. Prices remain moderate compared to major global cities, though upward pressure exists as living standards rise. Rental is the standard approach for expats, as property purchase involves restrictions for foreigners.

Available housing types

In Ulaanbaatar, apartments dominate rental inventory. Modern residential complexes built recently offer 2-4 bedroom units with contemporary amenities, 24/7 security, parking, and sometimes pools or fitness centers. Soviet-era apartment blocks, though older, often provide spacious layouts in central locations. After renovation, these can match newer construction comfort at lower cost. Detached houses exist mainly in suburbs, offering more space and gardens but often requiring renovation work. Some adventurous expats try living in heated ger (traditional yurts) in ger districts, but this remains marginal and incompatible with Western comfort standards.

Popular expat neighborhoods in Ulaanbaatar

Sukhbaatar District (city center) concentrates government ministries, embassies, and international company headquarters, attracting executive expats seeking proximity to work. Rents are highest but housing quality and service access are optimal. Khan-Uul District south of downtown combines modern residences, shopping centers, and relative tranquility. It also hosts the International School of Ulaanbaatar, making it ideal for families with school-age children. Bayanzurkh District east of center offers good value with recent real estate development. Avoid overly peripheral areas with limited infrastructure and challenging daily commutes, especially in winter.

Rental costs and associated expenses

A 3-bedroom apartment in city center runs MNT 1,500,000-2,200,000 monthly (approximately USD 440-650) depending on quality and exact location. Peripheral areas see similar spaces drop to MNT 800,000-1,400,000 (USD 235-410). Monthly utilities (heating, water, electricity, internet) add MNT 150,000-300,000 (USD 44-88), with heating the heaviest expense during Mongolia's long winters. Security deposits typically equal 1-2 months' rent. For purchases, average prices per square meter range MNT 2,500,000-4,000,000 (USD 735-1,175) in desirable areas, though foreign acquisition remains complex and generally limited to investors with local corporate structures.

Finding and securing rental property

Apartment searches typically use three channels: local real estate agencies offering English-language assistance for fees (usually 50% of one month's rent), expat Facebook groups with numerous private listings, and Mongolian websites like Unegui.mn (caution: mostly in Mongolian). Visit several properties before committing and verify equipment condition, hot water pressure, and heating systems. Rental contracts should be in English or translated, clearly stating rent amount, duration (typically 1 year renewable), included/excluded utilities, and termination conditions. Contract registration with local authorities is mandatory for residence permit acquisition. Don't hesitate to negotiate rent, especially for long-term leases.

Mongolian housing specifics

Mongolian winters impose specific constraints: central heating systems operate on fixed municipal schedules (generally mid-October through mid-April) regardless of actual temperatures. Verify double-glazed windows and effective insulation. Winter air pollution in Ulaanbaatar from coal combustion justifies installing air purifiers in bedrooms. Tap water isn't potable—budget for bottled water or filtration systems. Many landlords provide furnished or semi-furnished properties, greatly simplifying initial setup.

Relocating to Mongolia requires meticulous organization given the geographic remoteness and extreme climate. From administrative procedures to shipping personal belongings and anticipating on-the-ground needs, every detail matters for a smooth transition. This comprehensive checklist covers the essentials for launching your Mongolian adventure.

Pre-departure checklist

1. Verify passport validity: Ensure at least 6 months validity beyond your intended arrival date—this is mandatory for visa acquisition or exemption entry.
2. Obtain appropriate visa: Depending on your situation (employment, business, long-term stay), prepare required documents and submit applications to the Mongolian embassy or via e-visa at least one month before departure.
3. Secure international health insurance: Choose a policy covering private Mongolian facilities and including emergency medical evacuations to neighboring countries if necessary.
4. Arrange personal belongings transport: Compare international moving company quotes (sea freight taking 6-8 weeks or faster but expensive air freight) and anticipate Mongolian customs formalities.
5. Prepare administrative documents: Gather certified copies of degrees, birth certificates, driver's license (get international permit), medical records, and prescriptions translated into English.
6. Cancel or suspend current contracts: Insurance policies, phone plans, streaming services, utility contracts, retaining documentation for potential refunds.
7. Arrange home management: Sale, furnished rental, or entrusting your current residence to relatives, with updated home insurance contracts.
8. Notify tax authorities: Declare your tax residence change with revenue services and research filing obligations in both your home country and Mongolia.
9. Address banking matters: Inform your bank of expatriation, verify international transaction fees, potentially open a multi-currency account, and arrange payment methods functioning internationally.
10. Health and vaccinations: Complete medical checkup, update recommended vaccines (hepatitis A and B, typhoid, tick-borne encephalitis), assemble travel pharmacy with sufficient quantities of regular medications.
11. Children's schooling: Enroll children in chosen school several months ahead (International School of Ulaanbaatar places are highly sought), obtain school records and withdrawal certificates.
12. Plan arrival logistics: Book temporary accommodation for initial weeks (hotel or short-term rental), organize transport from Chinggis Khaan International Airport, note employer or local contact details.
13. Adapt your wardrobe: Invest in technical winter clothing (temperatures to -40°C) including quality down jackets, thermal underwear, insulated boots, gloves, and warm hats—essential from November through March.
14. Digital preparation: Back up all important documents to cloud storage, download essential apps (Mongolian-English translation, weather, offline maps), arrange VPN if needed.
15. Learn basic Mongolian: Master common phrases and courtesy expressions to ease initial interactions, though English is spreading among Ulaanbaatar professionals.

These preparations may seem daunting, but methodical organization several months in advance transforms this phase into an exciting adventure rather than a stress source. Don't hesitate to seek employer assistance—they can often facilitate certain administrative and logistical procedures on the ground.

Mongolia delivers a singular cultural experience blending millennia-old nomadic traditions with emerging urban modernity. Between vast steppes, the Gobi Desert, traditional festivals, and Ulaanbaatar's evolving cultural scene, the country offers rich activities and discoveries. Lifestyle varies radically between the cosmopolitan capital and rural zones where 30-40% of the population maintains semi-nomadic existence. Understanding these particularities helps grasp daily expat life in Mongolia.

Cultural heritage and traditional festivals

Mongolian culture remains deeply shaped by its nomadic heritage and Tibetan Buddhism, practiced by 53% of the population. Naadam, the national festival celebrated each July, stands as the country's premier cultural event featuring three traditional sports: Mongolian wrestling, archery, and long-distance horse racing. Buddhist monasteries like Gandan Monastery in Ulaanbaatar welcome visitors and worshippers in serene atmospheres. Traditional arts including throat singing (khöömei) and the morin khuur (horsehead fiddle) captivate authentic music enthusiasts. Numerous museums chronicle Mongolian Empire history and Genghis Khan, an omnipresent figure in national imagination.

Nature and outdoor activities

Mongolia appeals to wilderness lovers with its endless steppes, Gobi Desert, and mountain ranges. Horseback riding across steppes, trekking in the Altai Mountains, or desert expeditions provide total immersion in pristine landscapes. Terelj National Park, 80 km from Ulaanbaatar, offers easy nature access with spectacular rock formations and tourist ger camps. Winter brings skiing and ice sports at several stations around the capital. Fishing in Mongolian rivers attracts enthusiasts. Wildlife observation (wolves, gazelles, golden eagles) delivers memorable experiences for nature lovers.

Urban cultural life in Ulaanbaatar

The capital progressively develops a modern cultural scene with several theaters, including the National Opera, presenting ballets and traditional performances. Art galleries showcase contemporary Mongolian artists reinterpreting traditional themes. Nightlife animates central districts with bars, international pubs, and clubs hosting local and international DJs. Restaurants diversify offerings with Asian, European, and fusion cuisines, though traditional Mongolian food (meat and dairy products) still dominates. Modern shopping centers like the State Department Store provide shopping and entertainment. Cinemas screen Hollywood films and Asian productions in original versions with subtitles.

Extreme climate and daily adaptation

The cold desert continental climate imposes specific lifestyle rhythms. Summers (June-August) are brief but pleasant with temperatures reaching 24°C—the prime period for outdoor activities and provincial travel. Winters (November-March) are prolonged and harsh with temperatures plunging to -40°C, requiring proper equipment and limiting movement. Precipitation remains low year-round, concentrated in summer. Winter snow cover transforms landscapes and enables winter sports. Annual temperature amplitude, among the world's highest, demands clothing adaptation and resilient infrastructure (double glazing, powerful central heating).

Cuisine and local markets

Traditional Mongolian cuisine emphasizes meat (primarily mutton and beef) and dairy products. Signature dishes include buuz (steamed meat dumplings), khuushuur (fried meat pastries), and tsuivan (stir-fried noodles with vegetables and meat). Salted milk tea (süütei tsai) traditionally accompanies meals. Local markets offer meat, vegetables, and artisanal dairy at affordable prices. Ulaanbaatar's modern supermarkets import European and Asian products to satisfy expats. Local restaurant meals cost around MNT 19,000 (USD 5.60), while mid-range dinner for two reaches MNT 100,000 (USD 29).

Transportation and daily mobility

In Ulaanbaatar, public transport consists of buses and trolleybuses serving the entire city. Single tickets cost approximately MNT 500 (USD 0.15) with monthly passes at MNT 30,000 (USD 8.80). Taxis are ubiquitous with MNT 2,000 base fare and roughly MNT 3,200 per mile. Ride-hailing apps are gradually developing. Primary roads connecting Ulaanbaatar to Darkhan and Erdenet are paved, but most secondary roads remain unpaved, making journeys lengthy and uncomfortable. Winter severely complicates circulation with ice and snowdrifts. Owning a vehicle provides appreciated freedom but represents substantial investment: a new Toyota Corolla costs approximately MNT 63,333,333 (USD 18,600) and a Volkswagen Golf MNT 103,000,000 (USD 30,300).

Society and lifestyle patterns

Mongolian society experiences rapid urbanization with continuous migration to Ulaanbaatar, straining infrastructure and housing. The population remains predominantly young and open to external influences, particularly through social media and Korean pop culture. Buddhism (53%) coexists with significant atheist/agnostic populations (38%), reflecting Soviet-era legacy. Small Christian, shamanist, and Muslim communities also exist. English spreads among young generations and urban professionals, followed by Russian among older generations. Mandarin, Japanese, Korean, and German gain popularity. Legal majority age is 18 years. Public services operate with standard 220V electricity, variable tap water quality (bottled water recommended), and good mobile coverage in Ulaanbaatar though limited in rural areas.

Living costs in Mongolia remain significantly lower than Western standards, particularly for basic food and local services. However, certain expense categories like housing in desirable Ulaanbaatar neighborhoods, international school tuition, or imported products reach levels comparable to Western capitals. Mongolia's economy, growing at 7% projected for 2025, experiences moderate inflation gradually impacting purchasing power. Understanding expense structures enables realistic budgeting and prevents surprises.

Monthly budget for a single person

Solo living in Ulaanbaatar requires budgets varying considerably based on adopted lifestyle. An expat favoring local products and public transport manages with modest spending, while a Western lifestyle (imported goods, restaurants, modern apartment) substantially increases expenses. Here's a detailed monthly cost estimate for a single person residing in the capital, based on updated September-October 2025 data:

Sources: Numbeo Ulaanbaatar - September-October 2025 data

Monthly budget for a family of four

Expat families face substantially higher expenses, primarily due to international school tuition and need for larger accommodation. Family health insurance, children's extracurricular activities, and Western-style food products also inflate budgets. Here's a realistic estimate for a family of four (two adults, two school-age children) living comfortably in Ulaanbaatar:

Sources: Numbeo Ulaanbaatar - September-October 2025 data. Note: international school tuition varies significantly by institution and grade level (USD 12,000-25,000 per child annually), the stated amount represents an averaged monthly figure.

Major expense categories to anticipate

Housing in central Ulaanbaatar represents the primary budget item for expats seeking comfort and work proximity. International school tuition constitutes the heaviest expense for families, potentially reaching USD 25,000 annually per child at top schools. Private international health insurance, essential for accessing quality care, ranges USD 1,000-3,000 per person annually. Imported products (food, cosmetics, electronics) cost significantly more than local equivalents. Finally, annual home country trips, necessary for maintaining family connections, heavily impact budgets with airfares between USD 800-1,500 per person depending on season.