Licensed cross-border retirement guidance for expats and foreign nationals with U.S.-connected assets. We help you recover stranded 401(k)/IRA balances, plan treaty-aware distributions, and manage FX risk without slowing your life abroad.
Expat Wealth Management Services (EWMS) supports globally mobile clients, foreign nationals, and U.S. expats who need clear, compliant strategies for assets tied to the United States. Led by David Clark (licensed wealth manager), we focus on practical, cross-border retirement planning so you can protect, coordinate, and access U.S. accounts from overseas.
Who we help
Foreign nationals with U.S. retirement plans or brokerage accounts
U.S. citizens/dual nationals living in the UK, EU, LATAM, and Asia
Cross-border families with non-U.S. spouses or heirs
What we do
Options to consolidate “stranded” 401(k)/403(b)/TSP/IRA accounts
Roth-conversion timing mapped to local tax years and currency moves
Treaty-aware distribution planning (residency, W-8BEN, foreign tax credits)
FX exposure review and simple hedging approaches for retirement income
Custodian de-risking for foreign addresses and change-of-residency cases
Estate and beneficiary coordination across civil-law/common-law systems
Introductions and coordination with U.S.-licensed advisors/CPAs when needed
How we work
Flat-fee, strategy-first planning (no product sales)
Written cross-border playbooks with milestones (pre-move, year 1, years 2–5, 59½, RMDs)
Remote meetings across time zones; collaboration with your tax and legal team
Outcome
Clarity, compliance, and better after-tax decision-making across jurisdictions.
Disclaimer
EWMS provides educational planning and coordination services. We do not provide U.S. investment advisory services or tax/legal advice. Implementation and any U.S. transactions are completed by clients directly with custodians or through their chosen U.S.-licensed professionals. Services are delivered under appropriate local licensing where required.
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