Hello,
I'm a 70yr old retired UK citizen and my partner of 5yrs is a US citizen. She was living here in the UK with her family, but her sons work has ended and they are flying home. We would like to continue our relationship and split our time between our families in the UK and USA (roughly 6 months each, with some additional travel). I am baffled by the implications of this and would appreciate this groups advice. I have done some research on the below, but would appreciate advice on any other areas to consider and where to find expert guidance. Many thanks.
- Length of stay in the USA. I see a general visa is 90 days. Does this mean I can stay 90 days, go away for a week and come back again, or would I need to return to the UK for a longer period?
- Tax. I see I would need to pay tax twice on my income - does this include UK pensions and investments? I also want to protect my estate upon death for my son and daughter (both UK citizens). If I meet the substantial presence test would that mean that if I passed on, my whole estate would also be subject to US tax?
- Health Insurance. Does everyone have to have it? Any recommended providers?