HAVE CREDIT CARDS IN SABB ALMOST 5 YEARS DIDNT PAY I WENT LAST MONTH TO PAY BUT THEY TOLD ME IT WAS CLOSED ALREADY AND 1 REPRESENTATIVE TOLD ME NO NEED TO PAY I WANT TO PAY COZ LAST YEAR I WANT A LOAN IN SAMBA THEY TOLD ME THAT I AM BLOCKED FROM SABB WHAT WILL I DO NOW