I plan on exploring retirement in Thailand. I have been to Naknon Phanom and U-Tapao, and traveled there on business. Then the company took care of things. Now, my funds will be in Bank of America. My social security and VA disability are direct deposits. I can move money from my Vanguard IRA into BOA. I also have three US Credit Cards. I assume I create a Thailand Bank account and wire money as needed to a Bank in Thailand. However, in the meantime I need baht on hand for rent, food, and living expenses. How do people manage this transition? Do I carry a large amount of travels checks. Do I have any direct access to BOA.