I am 54. I am a gringo. I am single. I am retired by the USAF. I have a decent income for my age. I write books full time, no success with that - I am self published now, more books to come. I speak Spanish OK, I read it fluently. I was looking at Panama... but in Puerto Rico my healthcare will be covered 100% by the VA from what I have seen on here and elsewhere. I would rent. I do not drive a car, so city living is probably what I would need...