Credit reporting Puerto Rico vs the mainland

Hi all - I can't seem to find a definite answer. Are the credit histories/reports/scores different in Puerto Rico? Like if I apply for a loan, etc in Puerto Rico, do they look at my credit report in the states like through Experian, Equifax, Transunion? Or is moving to PR like starting over in terms of credit?

Nope! You credit score is the same. Actually, in the island the banks will look in more details to give you a loan. We just purchased a vehicle and end up financing the car with USAA since it was less hassle than the local bank.

Awesome that is good news. Thanks.

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