N.I.F. and banking account

meczko

Member

Member since 11 January 2014

Krakow

meczko

11 January 2014 21:45:52

meczko

11 January 2014 21:45:52

Krakow

Hello!
I am about to move to Lisbon for 5 months. I am Polish (EU citizen). Obviously, I would require a banking account.
I would be grateful for hints on how to open it in a hassle-free way. A few questions in particular:

- do I need a N.I.F. number if I am a non-resident?

- for getting a N.I.F. number, is it enough just to present my passport or ID card?

- are there any further complications for married people? (I am married but my wife would come to Lisbon only next month, so I would have to open the banking account alone)

Would you recommend any particular bank?

Thank you in advance!

meczko

Member

Member since 11 January 2014

Krakow

meczko

18 January 2014 14:59:43

meczko

18 January 2014 14:59:43

Krakow

I have already sorted it out, so I will describe my experience for future use of anybody.

I applied for the NIF, as it was required anyway to get an internet subscription. Hassle-free, took 10 minutes in the Financas office. Just my ID/passport was required, as I applied for NIF for non-residents (my stay in Portugal is shorter than 6 months). No need for Portuguese address for non-residents, I was registered under my Polish address. A fee of 10,20 EUR was charged.

As regards bank, they needed NIF and a Portuguese adress. I used my contract for rent to prove my address. I opened an account at Millennium BCP. It is supposed to be free of charge for the first 3 months, then it is free of charge if the balance is above 3500 EUR, otherwise the cost is 8 EUR/month. Usually they suggest an initial deposit of 100 EUR upon the opening of the account but it is not a requirement.