What is the best way to bring all my money from America to Portugal? I talked to my bank and they said I need to be there to transfer all my money unless I use transfer wise. In case you are wondering the amount I am bringing is about 16k. I am scared of being hit with an insane amount of fees when transferring my money. Anyways, what is the best way? I am currently in America and have my cartao de cidadao (Portuguese citizen card).