Final exit visa

Gudpm everyone i have some queries regarding final exit visa hope you can enlighten me as well as help me... i was once a nurse from ksa, i was given a maternity leave for 90 days but unfortunately i wasnt able to go back to my previous employer due to medical reason so they ask me to render a resignation so do I.. my question goes like this will i be able to enter in gcc country since i dont have any final exit visa? Second is i have an unpaid credit card will they detain me or arrest me in the immigration if thats the case... thanks in advance for the reply

Assalamu Alaikum friends
One of my friend iqama was expired on 24th of March. He is in Riyadh and planning to go back to India. Anyone assist me regarding this what is the procedure ?