Hi All! I've been reading/researching/considering a move to CR for approximately 10 years. Recent life events are quickly turning my "dream" of moving into a potential immediate necessity. My mom passed away and she was my 85 yo father's primary caregiver. Moreover, my 68 yo husband has a multitude of health problems. Both men have "DNR's" so 99% of their healthcare is provided by me i.e., comfort at home and let nature take its course.
We are not "rich" by any means but money isn't necessarily the problem. My husband and I own our own home, and so does my father; neither home is mortgaged. A reverse mortgage so I can pay someone to help me, and/or paying for institutionalized care is insane (IMHO). The vast majority of the medical expenses incurred is for medication (of course health insurance pays most of that). I'm not concerned about doctors and hospitals any longer, we are past that. The primary focus is quality of life and in-home care. I'll be 60 yo next year and in fairly good health, comparatively speaking. Health insurance for me in CR is not a huge concern, and obviously my husband and father are well past the need for ICU's.
I can't take care of them alone (physical and mental exhaustion is in my future if I don't get help) and I can't put them in an assisted living facility/nursing home. I know what institutionalized care is; "care" is an oxymoron. Time is not on my side. If I'm going to do this I need to do it now while both are physically able to move and travel or circumstances will dictate our future. FWIW: I'm a world traveler; I've lived and worked in various places around the globe. The inevitable cultural and societal challenges are the very least of my concerns. How this situation plays out in CR is anyone's guess but the people like you, who live there, can provide much needed insight.
Can you fine folks here please give me your 2 cents worth? Any thoughts? Thanks in advance!!!