CTPL or Comprehensive insurance

@ aklokow

Renegotiate with your insurance company, broker the current value of the vehicle, Ben argues the toss with them every year and the price for the policy drops 2/3K per year.

As for a claim? Hopefully none of us ever have to go there.

Cheers, Steve.

@aklokow

Hello i can help you regarding your car insurance. Heres my number***

    @aklokowHello i can help you regarding your car insurance. Heres my number ***        -@mary catherine tan

OMO but you should send this member a PM as the moderators will remove your phone number post haste.

Cheers, Steve.

That's  probably the best offer he's had all year Steve🤪

@aklokow Here in the province, driving is fairly slow and vehicles are not usually totalled. You can get hit and run by tricycles and jeepneys while you are parked. So, to repair body damage, realize that it is much, much cheaper to self insure your new car. It is amazing how they can fix body damage, they are true artists and a typical bill might run 4000-8000 pesos. I think all of these plans I hear about for 30-45k are way overpriced BUT it is possible to be of value if you live in a large city where repairs may be much more options expensive. As it is, I self insure my Fortuner here and I also would be concerned about a repair shop working with an insurance company on assignment as in the US. The shop owner wants his money on completion and will not generally handle insurance bureaucracy here where cash is king.

Good point danfinn, I suppose no different to me not going for private health insurance. Self insure as you say.

Cheers, Steve.