I don't get fraud alerts from U.S. Bank if they hold a charge (even though all my alerts are set up properly).So after a large online charge I sometimes call the toll free number on the back of the card.If there is a pending charge issue, the automatic system will immediately ask me for further information before allowing me to proceed further.If there are no pending issues after I sign in, I'm automatically directed to the normal main menu- @OceanBeach92107
@Friday with Mateo Mateo, this is no consolation, but I get hit be fake debit charges in US about every 4 - 6 months. Fortunately, NFCU has pretty good algorithms and they catch it. But still an inconvenirence.
@wecalvin Well ... since Mary McDuffie took over as CEO ... the company has gone down imho ... I have been with NFCU since 1990 ... they fired a bunch of people and replaced with "smart" technology ... but it's actually pretty dumb ... sighhhhh
@Friday with Mateo I don't know about preventing it. I do know what I do. I lock my card all the time with the iOS app. Unlock, use the card, and then lock the card again. I have not had ATM fraud in awhile but I have had my card skimmed or used after a purchase when I did not lock the card online. The last time maybe was here in Mexico. I get all the alerts from US banks because I use google voice as my contact number and its free. I can also call the bank's US number for free and the number is the recognized account number.
Good scoop ... might just have to follow your lead on that ... thanks man!