Car Insurance in Ecuador (2021-22)

Canceling a 'matrícula' debt is possible at a bank here in Quito, but not just any bank.

I attempted to pay off the several hundred dollars (a total covering multiple years) that I owe for this when I visited my bank in El Centro, Banco Guayaquil, this afternoon.

A bank officer informed me, though, that I would have to pay it off at Banco del Pacífico a few blocks away.

I plan to do that tomorrow, as it would have involved too much time to do it today. 

See, like many Expats, my bank account in Ecuador is a savings account with no check-writing privileges.

This means I will have to withdraw the hundreds of dollars in cash from bank number-one, walk over to bank number-two .. and set up the paperwork for the deposit with a bank officer there.

In pre-pandemic days, this would potentially have meant long waits on line on the last day of the month* (June 30 in this case).  However, based on the lack of lines today, I am optimistic I can get the insurance thing done before my appointment at the dentist.

That way, I can get automatic liability insurance, and soon get back .. on the road again.

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*unless one is among the mayores (over 65), who have their own priority line.