Expat Life Insurance

Hi Chaps

New here. Nice to meet you.

I have been looking into life insurance to care for my Thai wife and son when I eventually curl up my toes and I am finding it difficult. I asked for a quote for 300,000 British pounds over 20 years and the cheapest has been 3,500 pounds a year which sounds expensive.  I'm a relatively healthy 55 year old who doesn't smoke but drinks socially. They say it would be cheaper if I owned property or a business in the UK, which I don't. Anyone have any ideas, links or tips that can help.

Much appreciated
Cheers

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